Minnesota & Iowa edition
Member benefits provided by The Auto Club Group
600 W. Travelers Trail, Burnsville, MN 55337
ROADSIDE ASSISTANCE
INSURANCE SERVICES
Your reference to
AAA services
YOUR MEMBERSHIP
Membership
Handbook
TRAVELING WITH AAA
10%  off  AAA  AUTO  &  HOME
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Welcome to AAA
We are pleased to provide your new AAA
Membership Handbook. On the following
pages you’ll discover how to make the most
of your membership. AAA offers four levels
of benefits and services:
AAA Basic is our core membership
product that sets the standard of
excellence in roadside assistance. Members
enjoy dozens of benefits and services designed
to provide security, savings and peace of mind.
AAA Plus enhances many of the
Basic Membership benefits — most
notably extending your towing privileges up
to 100 miles.
AAA Plus RV extends the
benefits of AAA Plus to a broader
range of eligible vehicles, including travel
trailers, motorcycles and many types of
recreational vehicles.
AAA Premier RV is our
premium level of membership,
providing the ultimate in protection and
service. Towing privileges up to 200 miles,
emergency car rentals and concierge services
are just a few of the highlights.
We hope you’ll be pleasantly surprised by how
many benefits your membership brings. When
you join AAA, you’re joining a club that’s
committed to putting your interests
first — and helping you in all kinds of ways.
You can view updates to this Membership
Handbook at AAA.com.
2
You can benefit in so many ways from your
membership, including savings on a wide
range of products and services, and our
AAA credit card.
Traveling with AAA
page 15
Our travel service is second to none.
Whether you’re traveling in the U.S. or
abroad, for business or on vacation, AAA
Travel Agency is there to help. And, we’ll
help you save money, too.
YOUR MEMBERSHIP
Getting the most from  
your membership page 5
TRAVELING WITH AAA
Our range of 
services
Roadside assistance
page 25
We’re there for you when you need help
on the road. There’s an at-a-glance guide
to roadside assistance on the back of
this handbook.
Appendices
page 37
AAA Guide to your membership
ROADSIDE ASSISTANCE
Get great rates on auto insurance, home
insurance, life insurance and more.
INSURANCE SERVICES
Insurance through AAA page 23
3
Where to  
find us
Drop in
You’ll find us at AAA offices throughout the
U.S. For the location and phone number of the
office nearest you, look in the Important Phone
Numbers section on page 46 or check out
AAA.com.
At many of our offices, you’ll have access to our
full range of travel, insurance and membership
services. Some travel or insurance products may
require an appointment.
Call us
You can call our Member Service Center. See
Important Phone Numbers on page 46 for numbers
to call.
Member Service Center hours
Service
Days
Times
Roadside Assistance
Service and Claims
Every day
24 hours
Membership/Auto
Touring/Travel
Mon. to Fri.
Sat.
8:00 a.m. – 8:00 p.m.
8:00 a.m. – 4:30 p.m.
(Central Time)
Go online
You can visit us at AAA.com for membership
information on benefits, insurance, discounts
and much more. You can also order maps, make
reservations and even request insurance quotes.
To ensure you have the most up-to-date
information on all membership benefits and
services, be sure to check the online handbook.
• To register your email address and enjoy
full access to your online benefits, visit
AAA.com/Register.
4
YOUR MEMBERSHIP
Getting the most  
from your membership
AAA Member Discounts
Take advantage of exclusive AAA Member
Discounts at hundreds of leading hotels, businesses
and retailers across the nation — plus
discounts and free-shipping offers
from leading online partners. You can
easily save more than the cost of your Look for this symbol at
participating retailers
membership — year after year.
Save while you’re traveling
Save at major hotel chains nationwide such as
Best Western, Sheraton Hotels and Resorts,
Westin, St. Regis, Marriott and Hyatt Hotels.
At Hertz, save up to 20% on select vehicle
rentals, receive a Member Satisfaction
Guarantee, and enjoy free rental of a child
safety seat, 50% off the rental of SIRIUS/XM
Satellite Radio and $6.99 per day fee for Hertz
NeverLostВ® GPS. At Amtrak, save 10% when
you take the train.
Online savings
At Target.com you’ll get a 10% discount on items
for the entire family — home goods, furniture, toys,
sporting goods, designer-name merchandise and gifts.
• Go to AAA.com/Target.
At 1-800-flowers.com you’ll save 20% on select
floral arrangements.
• Go to AAA.com/Savings and enter 1-800-flowers
under Search For More Savings.
AAA Guide to your membership
5
At Dell, your AAA Membership Card saves you
up to 10%, 20%, 30% or more on select computer
system configurations. Orders are delivered directly
to your door.
• Go to AAA.com/Dell.
At SIRIUS/XM Satellite Radio, save up to 40%
on SIRIUS and XM radios and accessories with
free shipping, free activation and free one-month
service (with annual subscription purchase).
• Go to AAA.com/SiriusXM.
Everyday savings
Hard Rock Café — Save 10% off your food bill.
AAA Prescription Savings discount — Save
an average of 24% on prescriptions at your local
pharmacy. Visit AAA.com/Prescriptions to
download your savings card. This is not insurance.
Discounts are only available at participating
pharmacies. Does not cover insured prescriptions.
Lenscrafters — save up to 30% on a
comprehensive eye exam, a complete pair
of eyeglasses or eyeglass accessories.
Payless ShoeSource — AAA Members save
10% on regular-priced items. Just show your
AAA Card at the cash register.
NAPA Auto Parts — Show your AAA Card
and save 7% on most auto parts and accessories at
participating NAPA Auto Parts stores throughout
the United States. Certain exclusions apply.
Penske Truck Rental — You’ll save 12% on
one-way truck rentals (unlimited free mileage with
one-way truck rentals), local truck rental rates and
moving accessories and supplies. Rentals booked
on PenskeTruckRental.com receive a discount of
up to 20% (U.S. only).
You can also save at selected automotive service
centers, entertainment attractions, major theme
parks and much more.
6
If you purchased:
AAA discount
Total savings
Dinner for four:
$80
10%
$8
Three nights in a hotel:
$240
10%
$24
Laptop Computer:
$800
10%
$80
Total Savings
$112
YOUR MEMBERSHIP
How it all adds up
• To search for more Savings Partners, go to
AAA.com/Savings.
Discounts and participating retailers are subject to change at any
time. Restrictions may apply at some Show Your Card & Save
retailers. Dining offers exclude tax, tip and alcoholic beverages and
are not valid toward gift certificates at participating restaurants.
Check with the retailer for details on each participant’s specific
savings offer. Be sure to show your valid membership card BEFORE
you make your purchase, as retailers and AAA cannot honor the
discount after the sale. Retailers will not give discounts to nonmembers who present another person’s membership card. Temporary
AAA Membership Cards may not be accepted at some locations.
On the go
AAA Auto Buying — With AAA Auto Buying,
you can save thousands off the MSRP on new cars
and pay below Kelley Blue Book pricing on used
cars.
• Go to AAA.com/AutoBuying or call 877-222-3314.
CarFax Reports — Looking for a used vehicle?
Don’t run the risk of buying a used vehicle with
costly hidden problems. AAA Members get 20%
off the price of CarFax vehicle history reports.
Choose one or more vehicle history reports at low
member-discounted prices.
• Go to AAA.com/CarFax.
AAA Cellular Phones — If you’re looking for
a mobile phone to use for safety and security
while on the road, AAA Members receive free
or discounted cell phones with AT&T, SprintNextel, T-Mobile and Verizon Wireless through
Members-On-The-Go Wireless or discounted
Jitterbug phone service through Great Call.
AAA Cell Phone products also feature free
AAA Roadside Assistance calls and discounted
accessories — all at modest monthly rates.
•Go to MembersOnTheGoWireless.com or
GreatCall.com/AAA.
AAA Guide to your membership
7
AAA credit cards*
Get the most from your AAA Membership with
the AAA Member Rewards VisaВ® credit card. It
rewards you for your everyday spending in ways no
other card can.
Earn unlimited rewards fast with double points for
gas, grocery and pharmacy purchases and triple
points at AAA and for travel purchases. Redeem
for things you can really use, like cash, gift cards,
travel, even AAA services. Plus get exclusive
AAA benefits — all with no annual fee. Best
of all, your credit card is backed by the AAA
commitment and service you know and trust. Your
membership has never been more rewarding.
You have 24-hour access to the MyConciergeSM
service — a unique, free personal assistance
service for hard-to-get tickets, dining,
transportation and event planning.
You’ll enjoy a low introductory Annual
Percentage Rate (APR), 24-hour account
access, zero liability for fraudulent charges and
much more.
Extra benefits include common carrier travel
accident insurance, supplemental auto rental
collision deductible coverage and special
discounts on auto insurance through AAA.
•
For more information on rates, fees, other costs
and benefits associated with the use of this card,
or to apply, call us toll-free at 800-545-7899 and
mention source code VAAUVV. You may also go
to AAA.com or visit your local AAA office.
*The AAA credit card program is issued and administered by
FIA Card Services, N.A. MyConcierge is a service mark of Les
Concierges, Inc. and is used by the issuer pursuant to license.
AAA Member Rewards is a registered trademark of FIA Card
Services, N.A.
8
AAA Members can
purchase American
ExpressВ® Gift Cards and
Gift Cheques at your
local full-service office.
Gift Cheques are an appreciated gift choice for
everyone on your list. They are available in a
variety of denominations from $25 to $100,
can be used to buy virtually anything and are
replaceable if lost or stolen. Gift Cheques are
accepted anywhere American ExpressВ® Travelers
Cheques are accepted in the U.S. and worldwide.
YOUR MEMBERSHIP
В®
American Express Gift Cards
and Gift Cheques
American Express Gift Cards give the recipient
more choices. Unlike store gift cards that can
be redeemed only at that store’s locations, the
American Express Gift Card can be used at
thousands of places in the U.S. that accept
American Express.* The Gift Card is available in
denominations ranging from $25 to $500 and can
be refunded if lost or stolen.
• For more information visit your local AAA office.
*Terms and conditions apply to Gift Card use. Some
restrictions on merchant acceptance will apply to the Gift
Card. The Gift Card is not for use at airline, hotel, car
rental, telecom or ATMs. It cannot be used outside the U.S.
Replacement fees may apply. Additional restrictions apply.
See terms and conditions.
AAA Guide to your membership
9
You and your
membership
We offer four levels of membership: AAA Basic,
AAA Plus, AAA Plus RV and AAA Premier RV.
Look for these symbols throughout this
handbook. They signify enhanced
benefits and service levels for members
who have upgraded to AAA Plus,
AAA Plus RV or AAA Premier RV.
Upgrading
If you’re currently a Basic AAA Member
with an average of no more than two roadside
assistance calls over the last two years, you can
apply to upgrade your membership to AAA Plus,
AAA Plus RV or AAA Premier RV. Associate
Members must upgrade if the Primary card holder
has already done so.
To upgrade, call us toll-free at 800-222-1333.
Please note that there’s a three-day waiting period
after upgrading before you can enjoy the increased
roadside assistance benefits.
Enrolling your family
You can’t always be there when members of your
family have a flat tire or lock their keys in the car.
But AAA can.
For a little extra, you can enroll other individuals
in your family such as your spouse and eligible
children as Associate Members if they share your
residence. They’ll have their own membership
cards and be able to call us for roadside assistance
no matter whose car they’re in. What’s more,
they’ll enjoy all the same benefits of AAA
Membership as you — discounts, savings and
member-only perks.
• To sign up other individuals in your household,
call us at 800-222-1333 or visit your local office.
10
Please note that even though your membership
card may reflect a “Valid Thru” date that’s more
than a year away, it won’t be active unless you
pay your membership dues annually.
When you receive your annual renewal bill, you
can pay online at AAA.com/Payment or pay
by phone at 877-44-MY-AAA (877-446-9222).
Otherwise, you can mail your renewal payment
to the address shown on the bill.
YOUR MEMBERSHIP
Renewing your
membership
You can also sign up to automatically renew
annually by providing your credit card
information. With automatic renewal, you’ll still
receive a statement confirming your renewal.
AAA Guide to your membership
11
Keeping you informed
AAA Living Magazine
All our membership households receive a
subscription to AAA Living Magazine. It’s colorful
and informative, keeping you up-to-date on
all the benefits, services, and travel and leisure
opportunities that we offer. In addition to print
editions of the magazine, you’ll receive digital
editions by registering at AAA.com/Register.
Notice of changes in membership benefits and terms
will be provided through this magazine, AAA’s
official publication of record. Visit AAA.com to see
current and past issues.
• Please check each issue for the latest discounts.
Traffic safety
As part of our commitment to keeping our
members safe on the roads, we sponsor numerous
traffic safety programs, serve as a traffic safety
advocate, and as a trusted resource for reliable
traffic safety information and assistance. AAA’s
well-known School Safety Patrol and reports on
fuel pricing and availability are just two of the
ways in which we help our members and the
motoring public. We also send out educational
materials to schools, parents and law enforcement
agencies.
• To see our reports and materials, visit our
website at AAA.com.
Legislation
We’re committed to protecting your interests as
a driver, so we continually evaluate and respond
to legislation that affects you. We work to make
sure that you’re not the target of discriminatory
legislation, and act as advocates for safe and
efficient transportation.
Public information
We inform our members and the general
public about travel, legislation, traffic safety
and consumer affairs through news releases,
media kits, interviews, public appearances,
educational programs and a variety of brochures
and literature.
12
Approved Auto Repair (AAR)
The next time you need to get your vehicle
repaired, look for the AAA Approved Auto
Repair sign at repair shops that meet our
standards of quality. In addition, you’ll get
the following guarantees:
• A
limited warranty by the facility for
repairs, including parts and labor, that
covers 12 months or 12,000 miles,
whichever comes first.
YOUR MEMBERSHIP
Quality assurance
•When your vehicle is in the facility being
serviced, the vehicle will be inspected, upon
request, at no charge for items that most
frequently contribute to roadside breakdowns.
You’ll receive written recommendations of
any needed maintenance or repairs. The free
maintenance check will be done only if the
vehicle is already in the shop for some other
service or repair.
•If requested before repair work begins, AAR
facilities agree to return all replaced parts with
the exception of those that must be returned
to the manufacturer under a warranty or
exchange program.
•Any additional work required to repair the
vehicle that exceeds the estimate will be
performed only with your authorization.
•In the event of a dispute between you and a
facility, the facility must abide by all decisions
as arbitrated by AAA. You are not bound by
AAA’s decision and may seek recourse through
other avenues.
•AAR facilities must employ Automotive
Service Excellence (ASE) certified
technicians.
• Visit AAA.com for AAR locations near you.
AAA Guide to your membership
13
Driver training
If anyone in your family or organization needs to
brush up on driving skills, we can help.
We’re particularly proud of our work with young
drivers, who are statistically more at risk of
accidents than any other group, mostly due to
their lack of experience.
AAA’s Driver Training Program offers the
following courses:
• Driver Improvement
• Safe Driving for Mature Operators
• Driver Refresher Courses
• Fleet Driver Training
• S
afety Training for Employees Who Drive
on Business
Our Driving Programs are based on our nationally
recognized curriculum and designed to promote
classroom participation and communication.
Courses are available online or, if you prefer
a classroom setting, we will work with you to
schedule a date and time.
•For details on AAA Driver Training in your
area, visit AAA.com/Drive.
14
Traveling  
with AAA
Our comprehensive range of travel services will
help to take the stress out of traveling, both in
the U.S. and abroad.
For journeys in the U.S., our legendary TripTikВ®
routing system will show you the best way to
reach your destination and provide road
construction information.
Our TourBookВ® guides will help you decide what
to see, what to do and where to stay when you
get there. AAA counselors are happy to assist you
with all your reservations.
TRAVELING WITH AAA
Travel without the stress
If you’re going abroad, we’ll help you obtain
your passport, foreign currency and International
Driving Permit.
Wherever you’re going, you can make your car
rental and hotel reservations through us.
Our travel packages make sure you get value for
your money, and finally, there’s travel insurance
to give you peace of mind.
• If you’d like to travel with us, call us at
800-222-1333, go to AAA.com or visit any
of our AAA offices.
AAA Guide to your membership
15
On the road
TourBookВ® guides
Our TourBookВ® guides covering
the U.S., Canada, Mexico and
the Caribbean are full of tips
about where to go, what to see
and where to stay, as well as
information about geography,
climate, transportation and
local laws.
You’ll also get member discounts for many popular
sights and attractions.
• Visit your local AAA office for copies,
call 800-222-1333 or go to AAA.com to place
your order. For instant information, see our
special online editions at AAA.com.
TripTikВ® route planning
Our online TripTikВ® Travel Planner can help
with planning a trip around town or across
the country. It provides high-resolution maps
and route narratives that you can customize to
personalize your route.
You can create your map online at AAA.com,
or visit one of our full-service offices for your
customized, bound TripTikВ® routings.
• If you prefer to have your TripTik® routings,
maps or other publications sent to your
home, simply order online (AAA.com) or call
800-222-1333. You’ll get an up-to-date TripTik®
routing, a regional map and road construction
information. Please allow eight to ten business
days for home delivery.
16
Going abroad
International maps and  
destination guides
For traveling in Europe, you can pick up
maps and a copy of our famous AAA Europe
TravelBookв„ў.
When you’re driving abroad, many countries
require an IDP with your name, photo and driver
information in ten languages. It’s valid in 130
countries and can be very useful if you need to
communicate with local authorities.
• To apply for your IDP, visit your nearest fullservice AAA office.
Passport photos
At most AAA
offices, we can take
regulation-sized
photographs for you,
while you wait, for
a nominal fee.
TRAVELING WITH AAA
International Driving Permits (IDP)
It’s a good idea to order several sets — for an IDP
or a visa application, as well as for your passport.
• Check with your local full-service AAA office for
availability and pricing.
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AAA Guide to your membership
17
24-Hour Global Travel Emergency
Assistance*
As a member with AAA Premier
RV, you’ll have access to the
following services when you’re
traveling 100 driving miles or more from your
primary residence:
• Medical referrals
•Emergency medical transportation
arrangements
• Emergency visitation arrangements
• Emergency message center
• Lost tickets and baggage
• Emergency airline/hotel reservations
• Legal referrals
• Money transfers
•To request this service or any AAA Premier RV
service, call 800-222-1333.
Concierge Service*
AAA Premier RV Members have
access to the following concierge
services when traveling 100 driving
miles or more from your primary residence:
•Restaurant and spa recommendations
and services
• Event tickets
• Pre-trip assistance and tour information
• Flower/gift arrangements
• Business services
•Golf-tee time information/reservations
(subject to availability)
•To request this service or any AAA Premier RV
service, call 800-222-1333.
*World Access Service Corp., a company of Mondial
Assistance, is the administrator for this plan. Benefits
provided are service benefits, not financial benefits. Any
costs associated with services are paid by the member.
18
Travel money
You can order foreign currency and AAA
Visa TravelMoneyВ® cards from our website
(go online to find out more about this convenient
alternative to travelers checks). Preload your card
with cash at your local office or at AAA.com.
To prevent the embarrassment of not having
change in a particular local currency, we provide
small-denomination TipPaks in a variety of
popular currencies which you can purchase
from your local full-service AAA office.
American ExpressВ® Travelers Cheques
We’ll provide you with U.S. dollar, fee-free
American Express® Travelers Cheques. If you’re
traveling as a couple, you can buy Cheques for
Two in U.S. dollars for either of you to use.
You can pay in the way that suits you best:
• Cash
• Visa® or Mastercard® credit or debit cards*
•Cashier’s check from your bank made payable
to AAA
•Personal check, up to $2,000 from your local
bank, with a valid driver’s license and a second
form of identification, along with being a
member of AAA for at least six months.
TRAVELING WITH AAA
• Go to AAA.com/Financial for details.
• Purchase American Express Travelers Cheques at
your nearest full-service AAA office.
*Your bank may charge fees for cash advance.
AAA travel packages
Disney destinations
AAA Travel Agency sells more Disney vacations
than any other travel agency. That means big
advantages for AAA Members.
For example, you can save up to 35% on the hotel
portion of select packages and dates at Walt Disney
WorldВ® Resort, enjoy preferred parking and more.
• For further details and to book your trip, call us
at 800-222-1333, go to AAA.com or visit your
local full-service AAA office.
AAA Guide to your membership
19
Member-exclusive tours and cruises
Thanks to our buying power, we can offer you
and your fellow travelers exclusive deals on
tours and cruises.
You’re free to enjoy the sights (and the savings)
these specially negotiated departures offer.
• To review our offerings and to book your
trip, call us at 800-222-1333, go to AAA.com
or visit your local AAA office.
Tours, cruises and vacation packages
Next time you’re planning your vacation, why
not come to AAA for help?
Our travel agents are committed to finding you
the best value for the money. They have plenty of
experience, so they know who the best companies
are and where you’ll have the best experiences.
• To check out the perks and privileges available
to AAA Members, call us at 800-222-1333, go to
AAA.com or visit your local AAA office.
As a member with AAA Premier RV,
you can book flights, cruises and tour
packages through AAA Travel Agency
free of any service fees or customary
booking charges.
AAA travel discounts
Hotel/motel reservations
We can arrange hotel and motel reservations for
you anywhere in the world. Not only can we save
you time, but we’ll also save you money through
exclusive AAA Discounts at thousands of AAA
approved hotels. In fact, many hotels guarantee to
charge our members their lowest rates.
• Call us at 800-222-1333, visit your nearest AAA
office or make your own reservations online at
AAA.com.
Theme parks and attractions
AAA offers discounts at many theme parks and
attractions across the U.S.
• Visit AAA.com for details or contact your
nearest full-service AAA office.
20
Hertz car rental discounts
At Hertz, save up to 20% on select vehicle rentals,
receive a Customer Satisfaction Guarantee, and
enjoy free rental of a child safety seat, 50% off the
rental of SIRIUS Satellite Radio and $6.99 per day
fee for Hertz NeverLostВ® GPS.
Book your vehicle by:
•Calling the Hertz toll-free Member Service
Number 800-654-3080
• Calling your local AAA Travel Agent
• Going online at AAA.com/Hertz
• Remember to show your AAA Card at the Hertz
check-in counter.
Hertz #1 Club Gold Membership*
AAA Premier RV Members are
entitled to a free one-year membership
in the Hertz #1 Club Gold frequent
renter program. This $60 value includes:
TRAVELING WITH AAA
• Visiting your local AAA office
•Speed and Expedited Service at over 40 of the
world’s busiest airports; there’s no stopping at
any counters
• At thousands of locations, go to the designated
Gold Counter, show your license and pick up
your keys
•Instant Return — a representative will process
your return at your vehicle
*You must meet the terms and conditions of the Hertz #1 Club Gold membership to enroll
Financial services 
for travelers
Travel accident insurance
If you buy your trip through AAA Travel
Agency, you’ll automatically receive coverage
for up to $100,000 in travel accident insurance.
If you use your AAA Visa® card to pay, you’re
covered for an extra $100,000.
Your insurance covers loss of life, limbs or sight
while you’re traveling by plane, train or ship on
scheduled journeys.
AAA Guide to your membership
21
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Trip cancellation, accident and baggage
Trip
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insurance
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if your Baggage
luggage isinsurance
lost, damaged
or stolen.
death.
provides
reimbursement
if your luggage is lost, damaged or stolen.
Emergency Medical Transportation
Coverage Medical Transportation
Emergency
CoverageAs a member with AAA Premier RV,
you
Emergency
Medical
As receive
a member
with AAA
Premier RV,
Transportation
coverage
(including
you receive Emergency Medical
transport of remains)
when you’re
traveling
100
Transportation
coverage
(including
driving miles
or more when
from your
primary
residence.
transport
of remains)
you’re
traveling
100
driving
milesdetails,
or more
primary residence.
For complete
seefrom
Termsyour
& Conditions
on
page
39.
For complete details see Terms & Conditions
on page 39.
Baggage Coverage
AAA Premier RV Members receive
Baggage Coverage
up to $500 in coverage if your
AAA Premier RV Members receive
baggage is lost, damaged or stolen
up to $500 in coverage if your
when you’re traveling 100 driving miles or more
baggage is lost, damaged or stolen
from your primary residence.
when you’re traveling 100 driving miles or more
For
details, residence.
see Terms & Conditions
fromcomplete
your primary
on page 39.
For complete details see Terms & Conditions
on page 39.
22
AAA Insurance
Services
Insuring with AAA*
Belonging to AAA is not just about driving. It’s
about being part of a club you can trust to help
you manage your affairs.
Our insurance programs help to ensure that
whatever the future brings, you and your family
will stay safe and protected.
You’ll get a great deal on auto insurance through
AAA. We offer high-quality coverage at rates you
can afford, and a range of discounts that you’ll
find really make a difference.
If you need to make a claim, simply contact our
claim service either by phone or internet or at
one of our AAA offices. You’ll be impressed by
our quick and responsive service.
Home insurance*
Our home insurance gives you excellent
protection against threats to your home, your
possessions and your personal liability.
INSURANCE SERVICES
Auto insurance*
You can choose the policy that suits you best, and
add a Scheduled Personal Property endorsement
to cover your most valuable things such as fine art,
jewelry and collectibles.
We also offer insurance for condo owners
and renters.
AAA Guide to your membership
23
Specialty products and other
insurance**
Turn to AAA as your source for insuring these
other important needs:
• Boats, personal watercraft and other
qualifying vessels
•Motorcycles and off-road vehicles including
ATVs, dirt bikes and snowmobiles
• Classic and antique autos
• Flood and landlord insurance
• Health and other insurance products
Life insurance*
It’s important for your peace of mind to know
that whatever happens, your family’s financial
future will be secure. There are a variety of life
insurance products available through AAA
that, in the event of your unexpected death, are
designed to ensure funds are available to help
meet your loved ones’ financial needs.
• For more information on life insurance, call us
toll-free at 800-289-4473, go to AAA.com or
visit your local AAA office.
*Auto, home and most specialty product insurance underwritten
by Auto Club Insurance Association or MemberSelect Insurance
Company. Other insurance products are offered through ACG
Insurance Agency, LLC (ACGIA). ACGIA serves as an agency
for insurance products provided by AAA-affiliated companies
and by companies that are not affiliated with AAA in order
to offer a full range of products and services. Life insurance
underwritten by AAA Life Insurance Company, Livonia, MI.
AAA Life is licensed in all states except New York.
**Not available in Iowa.
24
Roadside  
Assistance
Our services
Your AAA Membership entitles you to a
comprehensive range of 24-hour prepaid roadside
assistance services, so you can be confident that
whatever happens, help is close by.
To take advantage of roadside assistance, call
the number supplied on your membership
card or on the back page of this handbook. If
traveling outside your local region, you may
obtain nationwide roadside assistance by calling
800-AAA-HELP (800-222-4357). Requests for
roadside assistance may also be placed through
our online service at AAA.com. Just click
on Need Assistance Now on the Roadside
Assistance tab.
Who’s eligible
In fairness to all members, roadside assistance
should not be used as a substitute for proper
vehicle maintenance. To help control membership
dues, AAA has an annual four-call limit on
roadside assistance usage per member. Primary and
Associate Members in the same household are
each eligible for four calls. Multiple service calls
for the same problem will be counted separately on
your service record.
AAA Guide to your membership
ROADSIDE ASSISTANCE
Roadside assistance is provided on any eligible
vehicle that you are driving or riding in at the
time of disablement. This includes Associate
Members such as spouses or driving-age children
who have their own membership cards. You
will be asked to present your valid AAA
Membership Card before service is rendered. If
your membership card is not available and your
membership cannot be verified by AAA, you will
be requested to pay for service at the servicing
facility’s prevailing rate. If your membership can
be subsequently verified, you may submit your paid
receipt and a reimbursement application to AAA
and be reimbursed at the rate paid to AAA service
providers (see “To request reimbursement”).
25
After the
the fourth
fourth call
call in
in aa membership
membership term,
term,
After
you may
may continue
continue to
to call
call AAA
AAA to
to arrange
arrange for
for
you
service, but
but must
must pay
pay the
the service
service provider
provider at
at
service,
the time
time services
services are
are rendered.
rendered. If
If you
you discover
discover
the
that
you
don’t
need
roadside
assistance
after you
you
that you don’t need roadside assistance after
have called,
called, please
please notify
notify us
us so
so the
the call
call won’t
won’t be
be
have
counted against
against your
your four-call
four-call annual
annual limit
limit if
if we
we
counted
haven’t dispatched
dispatched assistance.
assistance. These
These service
service limits
limits
haven’t
enable
AAA
to
continue
providing
reliable,
highenable AAA to continue providing reliable, highquality, cost-effective
cost-effective roadside
roadside assistance.
assistance.
quality,
Services provided
provided
Services
Battery service
service
Battery
If you’re
you’re having
having trouble
trouble starting
starting your
your
If
vehicle, we
we will
will provide
provide aa battery
battery boost
boost
vehicle,
to get
get you
you on
on your
your way,
way, unless
unless not
not recommended
recommended
to
by your
your vehicle’s
vehicle’s manufacturer.
manufacturer.
by
Additionally, in
in most
most metropolitan
metropolitan areas,
areas, we
we
Additionally,
will
test
your
battery
on-scene
with
our
state-ofwill test your battery on-scene with our state-ofthe-art mobile
mobile diagnostic
diagnostic units,
units, and
and if
if indicated,
indicated,
the-art
offer to
to install
install aa new
new battery
battery onsite
onsite or
or arrange
arrange for
for
offer
later
replacement
at
your
convenience.
The
later replacement at your convenience. The
diagnostic test
test is
is free
free and
and we
we offer
offer aa 36-month
36-month
diagnostic
free replacement
replacement warranty.
warranty. Our
Our battery
battery prices
prices
free
are competitive
competitive and
and AAA
AAA Members
Members receive
receive
are
$25 discount.
discount.
aa $25
Battery service
service is
is not
not available
available for
for specialty
specialty vehicles
vehicles
Battery
such as
as all-terrain
all-terrain vehicles,
vehicles, dirt
dirt bikes,
bikes, snowmobiles
snowmobiles
such
and golf
golf carts.
carts.
and
Extrication and
and winching
winching
Extrication
If your
your vehicle
vehicle goes
goes off
off the
the road,
road, we’ll
we’ll
If
send
send aa service
service vehicle
vehicle to
to get
get you
you
back on
on track.
track. Your
Your vehicle
vehicle will
will be
be extricated
extricated
back
when it
it can
can be
be safely
safely reached
reached from
from aa normally
normally
when
traveled road
road by
by aa service
service vehicle
vehicle with
with automobile
automobile
traveled
servicing
equipment
operated
by
one
person.
If
servicing equipment operated by one person. If
additional help
help is
is needed,
needed, you
you may
may choose
choose to
to pay
pay
additional
for additional
additional services
services on-scene.
on-scene. In
In such
such case,
case, the
the
for
service provider
provider may
may utilize
utilize additional
additional persons
persons or
or
service
equipment,
where
available,
that
are
needed
to
equipment, where available, that are needed to
free your
your vehicle.
vehicle.
free
For members
AAA Pluswith
RV AAA
and AAA
For
Plus, Premier
AAA
RV
we’llPremier
send two
service
PlusMembers,
RV or AAA
RV,
we’ll
vehicles,
if
necessary,
at
no
additional
send
two
service
vehicles,
if
necessary,
cost.
secondcost.
vehicle
driver are
at noThe
additional
Theand
second
available
for
up
to
one
hour
at
the
scene.
vehicle and driver are available for up to one
hour at the scene.
26
Not
Not covered:
covered: Snowbound
Snowbound vehicle
vehicle recovery;
recovery; shoveling
shoveling
snow,
snow, mud,
mud, dirt
dirt or
or sand
sand to
to clear
clear obstructions;
obstructions; entering
entering
areas
areas unsuitable
unsuitable for
for vehicle
vehicle traffic
traffic or
or not
not maintained
maintained
as
as aa road,
road, for
for example,
example, beaches,
beaches, vacant
vacant lots,
lots, playgrounds,
creek
beds,
open
fields,
boat
ramps,
golf golf
playgrounds, creek beds, open fields, boat ramps,
courses,
courses, and
and forest
forest and
and private
private roads.
roads.
Fuel
Fuel delivery
delivery service
service
IfIf you
you run
run out
out of
of fuel,
fuel, we’ll
we’ll send
send an
an emergency
emergency supply,
supply, when
when available,
available, to
to
get you to the nearest service station. We will only
deliver fuel (no fuel mixes) and we will charge for
fuel at current pump prices.
For members with AAA Plus,
Plus RV
or
AAA
AAA
Premier
RV,Premier
there isRV,
no charge
Plus RV
or AAA
there
thecharge
fuel delivered
— delivered
helping you
is no
for the fuel
—
for
get
to the
nearest
helping
you
get togas
thestation.
nearest
gas station.
Vehicle lock-out service
service
IfVehicle
you lock lock-out
your keys inside
your vehicle, we’ll
to open
the door
foryour
you.vehicle, If youtry
lock
your keys
inside
we’ll
try
to
open
the
door
for
If your keys are lost or broken, or if we you.
can’t
If your vehicle needs only minor
Mechanical
firstdon’t
aidinvolve parts
adjustments
which
or supplies,
our
service
providers
will do
what
If your vehicle needs only
minor
they
can at the adjustments
scene to render
it drivable.
which
don’t involve parts
or supplies,
ourwe
service
will repairs
do what
they
Please
note that
can’t providers
guarantee any
carried
can
at
the
scene
to
render
it
drivable.
out in this way.If your vehicle is able to be mobilized,
you
should
to your
nearestany
AAA
Approved
Please
note go
thatstraight
we can’t
guarantee
repairs
carried
Auto
shopIf or
other
repairis facility
see a
out inRepair
this way.
your
vehicle
able to and
be mobilized,
qualified
technician.
you should
go straight to your nearest AAA Approved
Auto Repair shop or other repair facility and see a
qualified technician.
AAA Guide to your membership
ROADSIDE ASSISTANCE
get
inside,
reimburse
you up
$50can’t
for a
If your
keyswe’ll
are lost
or broken,
or iftowe
commercial
locksmith
to make
a new
keyfor
or ato
get inside, we’ll
reimburse
you up
to $50
gain
entrance.
Or we can
tow you
to either
commercial
locksmith
to make
a new
key ora to
locksmith
or toOr
another
your choice,
gain entrance.
we candestination
tow you toofeither
a
subject
to the
provisions
in this
locksmith
or totowing
another
destination
of handbook.
your choice,
subject to the towing provisions in this handbook.
AAA Plus RV and AAA Premier RV
Members are
locksmith
witheligible
AAA for
Plus,
AAA
reimbursement
up
to
$100
to either
Plus
RV
or
AAA
Premier
RV,
unlock
the vehicle
or make
it operable.
are eligible
for locksmith
reimburseFor
page the
35
home lock-out
ment up service
to $100benefits,
to eithersee
unlock
(AAA
MembersFor
only).
vehicle Premier
or makeRV
it operable.
home lock-out
service benefits, see page 35 (AAA Premier RV
Members
only).
Mechanical first aid
27
Tire service
If you’ve had a blowout or a flat tire,
we’ll check that your spare tire is inflated
and serviceable and install it for you. If you don’t
have a serviceable spare, we’ll tow your vehicle.
(For details of our towing service, see “Towing.”)
Please note that our service doesn’t include repairing
your tire, or installing or removing snow chains, unless
as part of changing a flat tire. Installing a spare tire
is a temporary fix only. You should immediately go
to your nearest AAA Approved Auto Repair shop or
other repair facility to have it checked by a technician.
For members with AAA Plus, AAA
Plus RV or AAA Premier RV, our tire
service also covers eligible dual-wheeled
vehicles. Please note that in certain
regions of the country, you might have to pay for
the extra service yourself and be reimbursed later.
Towing
If the AAA service provider can’t start
your vehicle or make it safe to drive,
your vehicle will be towed at no charge to either:
• The service provider’s repair shop
• Anywhere within five miles of where you
broke down
For AAA Plus and AAA Plus RV
Members, we’ll tow you without charge
up to 100 miles in any direction from where you
broke down.
As a member with AAA Premier RV,
you’re entitled to one tow (per membership term) of up to 200 miles in any direction from
where your vehicle broke down. Any remaining
qualified tows may be used for up to 100 miles.
If you need towing beyond the limit of your
membership level, you will be charged for the
extra miles at the service provider’s prevailing
private rate.
28
One-day free car rental
NLOA
OW
D
D
AAA Premier RV Members are also
entitled to one complimentary, one-day
rental car per membership term, when a qualifying
non-collision tow is one of the four allowable
roadside assistance calls. AAA will reimburse you
up to a full-size rental car.
M
CL
You must take delivery of the rental car within
AI
M FOR
two calendar days of a qualifying non-collision
tow, and you are responsible for subsequent days’
charges, upgrades, vehicle insurance, mileage, fuel
charges, fees and taxes. Cars must be rented from
a commercial car rental company in the business
of renting cars. You must meet the terms and
conditions of the rental car company. Requests for
reimbursement must be submitted within 60 days
of the event.
Towing considerations
If you need to be towed to a particular repair
shop, please call first to make arrangements for
the vehicle to be accepted upon arrival. If no
one from the facility will be there to receive your
vehicle, make sure you are — we can’t leave your
vehicle at a closed repair shop unless you are there
to accept it.
Please note that our responsibility ends when we get
your vehicle to the agreed destination. You’ll need to
pay any further expenses yourself, such as repairs or
additional towing.
AAA Guide to your membership
ROADSIDE ASSISTANCE
We always try to be as responsive as possible,
but towing to your ultimate destination may be
unavoidably delayed due to unusual circumstances,
for example, by extreme weather conditions,
exceptionally high demand, unavailability of
people or equipment. Local laws may only allow
service providers to carry one passenger. If
this happens, we will help you find alternative
transportation at your own expense.
29
Eligible vehicles
The following tables show which vehicles are
covered for roadside services under each type
of membership, provided your vehicle can be
safely reached from a normally traveled road
by a service vehicle with automobile servicing
equipment operated by one person.
Battery
Battery
boostboost
Battery
replacement
Battery
replacement
Extrication
Extrication
and and
winching
winching
delivery
Fuel Fuel
delivery
Vehicle
lock-out
Vehicle
lock-out
Tire service
Tire service
Towing
Towing
l
l
l
l
l
l
l
l
l
l
l
l
l
l
l
l
l
l
l
na
l
l
l
l
l l
na na
l
l
l
l
na
l
l
l
l
l
na na
na l
l
l
l
l
l
na
l
Extrication
Extrication
and and
winching
winching
l
Fuel delivery
Fuel delivery
lock-out
VehicleVehicle
lock-out
Tire service
Tire service
l
TowingTowing
Licensed
Types offour-wheel
vehicles motor
vehicles (cars, vans, SUVs,
Licensed four-wheel
unloaded
pickups) motor
vehicles (cars, vans, SUVs,
Rented
& commercial
unloaded
pickups)
vehicles (except taxis &
Rented & commercial
limousines)
vehicles (except taxis &
Dual-wheeled
campers
limousines)
and motor homes
Dual-wheeled campers
Dual-wheeled
and motor homes
unloaded pickup trucks
Dual-wheeled
unloaded pickup trucks
replacement
BatteryBattery
replacement
Types of vehicles
BatteryBattery
boost boost
Basic Membership & AAA Plus
Basic Membership
l
l
l l
na na
l
l
l
l
l
l
l
l
l
l
l
AAA Plus RV & AAA Premier RV 
AAA Plus RV & AAA Premier RV 
Additional vehicles
Motor homes, dual-wheeled
campers
andvehicles
dual-wheeled
Additional
unloaded pickup trucks with
Motor
homes,
dual-wheeled
or
without
campers
campers and dual-wheeled
Travel
trailers
(including
unloaded
pickup
trucks with
fifth-wheel
travel trailers)
or without campers
l
l
l l
na na
l
l
Travel trailers
(including
Trailers
designed
for the
l
na na
na na
fifth-wheel
travel trailers)
purpose
of transporting
recreational vehicles
l
l na
l
Vehicles with
dual batteries
* na
*
l
na
na
(all-terrain
vehicles,
dirt
bikes,
snowmobiles, golf
l
l na
na na
Motorcycles
carts, boats and personal
watercraft).
*Service provider will assess and determine if battery service can
bedual
provided
l
l l
Vehicles
with
batteries
* *
Motorcycles
na na
l
l
l
l
l
l
l
l
na
l
l
l
na na
l
*Service provider will assess and determine if battery service can be provided
30
l
Towing
Tire service
Vehicle lock-out
Fuel delivery
Extrication and
winching
Battery replacement
Additional vehicles
Battery boost
AAA Premier RV Membership Only
All-terrain
Trailers
designed
vehicles,
fordirt
thebikes,
l
na na
l* na na l
purpose of transporting
snowmobiles,
golf carts
recreational vehicles (alll snowmobiles
l
na dirt
na bikes,
na na l and
terrain
vehicles, dirt trailers,
bikes, ATVs,
Note: Recreational
snowmobiles,
carts and from the roadside. For golf carts, all
golf carts mustgolf
be accessible
personal
watercraft);
services are
excluded boat
while located on golf course property. In
trailers
not included.
certain are
regions
of the country, you might have to pay for service
yourself
and
be reimbursed
later.
All-terrain
vehicles,
dirt bikes,
l
na na
l* na na l
snowmobiles,
golf
carts
*Fuel Delivery
will
cover regular fuel only (no fuel mixes)
Note: Recreational trailers, ATVs, dirt bikes, snowmobiles and
golf carts must be accessible from the roadside. For golf carts, all
Vehicles
not eligible
foron
service
services
are excluded
while located
golf course property. In
certain regions of the country, you might have to pay for service
Prepaid
service
or reimbursement
will not be
yourself
and be
reimbursed
later.
provided for vehicles which:
• are unattended or which can be driven safely
• are abandoned, illegally parked, unlicensed or
associated
any illegal
activity
Vehicles
notwith
eligible
for service
•
are
going
to
a
junk
or
salvage
being
Prepaid service or reimbursementyard,
will not
be
repaired
in a repair
shop
provided
fororvehicles
which:
• are
haveunattended
been modified,
thuscan
altering
the vehicle’s
•
or which
be driven
safely
original weight, dimensions or ground
• are
abandoned,
illegally
parked, lock-out
unlicensed
or
clearance
(battery,
fuel delivery,
and
associated
illegal activity
mechanicalwith
first any
aid services
excluded)
•
a junk or in
salvage
yard, being
• are
havegoing
beentopurchased
non-running
repaired
or
in
a
repair
shop
condition
•
beendonated
modified,tothus
altering organization
the vehicle’s
• have
are being
a charitable
original weight, dimensions or ground
• clearance
are equipped
with fuel
an attached
(battery,
delivery, snowplow
lock-out and
(battery, fuelfirst
delivery,
lock-out
and
mechanical
aid services
excluded)
mechanical first aid services excluded)
• have been purchased in non-running
Ineligible
vehicles include car trailers (non-dual
condition
use),
cargo/utility
trailers,
trailers,
• are being donated
to acommercial
charitable organization
horse/livestock trailers (non-dual use), landscaping
• are equipped
with not
an attached
trailers
and any trailer
describedsnowplow
as being
(battery, fuel delivery, lock-out and
eligible.
mechanical first aid services excluded)
Service will be provided to an inoperable
Ineligible
vehicles
include
(non-dual
impounded
vehicle
if it is car
nottrailers
under any
legal
use),
cargo/utility
trailers,
commercial
trailers,
restraints and provided the vehicle is accessible.
horse/livestock trailers (non-dual use), landscaping
Note: If,boat
because
of and
illness
ortrailer
injury,not
youdescribed
can’t tell
trailers,
trailers
any
us being
what you’d
like us to do with your vehicle, we
as
eligible.
may tow it and keep it until we hear from you.
Service
provided
Storagewill
feesbemay
apply.to an inoperable
impounded vehicle if it is not under any legal
restraints and provided the vehicle is accessible.
AAA Guide to your membership
ROADSIDE ASSISTANCE
*Fuel Delivery will cover regular fuel only (no fuel mixes)
31
Note:
If, because
of illness or injury, you can’t tell
Requesting
reimbursement
us what you’d like us to do with your vehicle, we
In the event AAA is not able to provide you with
may tow it and keep it until we hear from you.
timely road service, you may choose to contact
Storage fees may apply.
an alternative service provider directly. However,
if you obtain reimbursement
non-AAA roadside assistance
Requesting
without first requesting service from us, we will
In
the event
is not able toofprovide
you with
provide
you aAAA
reimbursement
your expenses
timely
service,
you rate
maywe
choose
to contact
only uproad
to the
contract
normally
pay our
an
alternative
service provider
directly.
However,
AAA
service providers
to perform
similar
services.
if you obtain non-AAA roadside assistance
To request
without
first reimbursement:
requesting service from us, we will
provide
youAAA
a reimbursement
of your expenses
1) Contact
by phone at 800-222-1333,
online
only
up
to
the
contract
rate
we
normally
pay our
at AAA.com or visit your nearest
full-service
AAA
AAA
service
providers
to perform similar
office
to obtain
a reimbursement
form. services.
32
M
AI
D
Understandably, in providing roadside assistance,
AAA cannot assume responsibility for the actions
of independent service facility personnel. These
facilities serve as independent contractors and are
Limitations
not employees or agents of AAA.
Understandably, in providing roadside assistance,
Any loss
or damages
resulting fromfor
the
AAA
cannot
assume responsibility
the actions
service
facility personnel’s
actions
are the These
sole
of
independent
service facility
personnel.
responsibility
of
the
service
provider
and
should
be
facilities serve as independent contractors and are
reported
immediately
to the
service facility owner
not
employees
or agents
of AAA.
before repairs are made. If a satisfactory resolution
Any
damages
resulting
from thewithin 10
withloss
the or
owner
has not
been reached
service
facility
personnel’s
actions are
days, the
incident
can be reported
to the
AAAsole
and
responsibility
of the service will
provider
andtoshould
be
one of our representatives
attempt
reconcile
reported
immediately to the service facility owner
the dispute.
before repairs are made. If a satisfactory resolution
AAA the
cannot
guarantee
servicewithin
provider
with
owner
has not that
beenthe
reached
10
will have
the parts
for your
vehicle,
days,
the all
incident
canneeded
be reported
to AAA
andnor
will AAA
responsibility
repairs,
the
one
of ouraccept
representatives
willfor
attempt
toor
reconcile
availability,
the
dispute.delivery or installation of parts.
AAA cannot guarantee that the service provider
will have all the parts needed for your vehicle, nor
will AAA accept responsibility for repairs, or the
availability, delivery or installation of parts.
NLOA
OW
CL
Request must be submitted to AAA within 60
of thethe
date
service
2) days
Complete
form
and was
mail provided.
it to us with the
original receipt. Receipt must be fully paid in
the name of the member receiving service.
Limitations
D
To request reimbursement:
2) Complete the form and mail it to us with the
original receipt. Receipt must be fully paid in
the name of the member receiving service.
M FOR
Additional help for
emergencies
Car travel interruption protection
Even if you take every precaution, there are still
times when the unexpected happens and you’re
faced with additional expenses. Fortunately we’re
there to help.
• Car rental
M
AI
CL
• Meals and lodging
NLOA
OW
D
Reimbursable expenses include:
D
If you’re traveling by car and are 100 miles or
more away from home and have a breakdown or
accident, or if your vehicle is stolen while en route,
we’ll reimburse you for emergency expenses up to
the value of $600.
M FOR
•Transportation home or to your destination
within 72 hours
AAA
Plushave
RV
AAAPlus
Plusand
RV AAA
Members
Members
protectionhave
up toprotection
$1,000. up to $1,000.
AAA
AAA Premier
Premier RV
RV Members
Members have
have
protection
protection up
up to
to $1,500.
$1,500.
For
For complete
complete description
description including
including terms,
terms, conditions
conditions and
and
exclusions,
see
Appendix
2
on
page
37.
exclusions, see Appendix 2 on page 37.
Vehicle Return Coverage
For complete details, see Terms & Conditions
on page 39.
Emergency check cashing
If the unexpected happens and you’re short of
cash, AAA can help by cashing a personal check
of up to $100 to help with emergencies. Just
show your membership card with supporting
identification at any full-service AAA office.
• Service may not be available at all AAA offices.
AAA Guide to your membership
ROADSIDE ASSISTANCE
As a member with AAA Premier RV,
you’re entitled to Vehicle Return
benefits when you’re traveling 100
driving miles or more from your primary residence.
You can be reimbursed up to $500 to help get your
car back home if an unexpected illness or injury
prevents you from completing your trip.
33
Emergency repair check acceptance
If you’re suddenly faced with a bill for emergency
auto repairs with no other way to pay, you can
use a personal check for up to $250 at AAA
authorized service facilities. These facilities will
accept a check printed with your name and
made out for the exact amount of your repairs,
supported by your driver’s license and AAA
Membership Card.
• Please note that checks are accepted only for
emergency repairs and services.
Limited legal fee reimbursement
protection
D
D
CL
M
If you believe you’ve been unjustly charged with
a traffic law violation, we can help with the cost
of legal fees. You can choose your own lawyer
and if you’re found not guilty of the charges,
or if they’re dismissed, we’ll reimburse you for OWNLOA
attorney fees for your defense or appeal (see
AI
M FOR
Reimbursement Schedule below).
Check the following table
tables
for increased reimbursement
amounts for members with
AAA Plus, AAA Plus RV or
AAA Premier RV.
Reimbursement Schedule
Charges
Manslaughter
Reckless
driving
Minor traffic
violations
Basic
Member
Reimbursement
limit for members
with AAA Plus,
AAA Plus RV or
AAA Premier RV
Trial court
defense
$500
$1,500
Appeal
$500
$1,500
Trial court
defense
$250
$500
Appeal
$250
$500
Trial court
defense
$100
$200
Appeal
$100
$200
For conditions & exclusions, see Appendix 3
on page 38.
38
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NLOA
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M
AI
CL
*Home lock-out service is not transferable to any other person.
You must be present at the time of service. Identification and
proof of residence is required. In the case of rental property,
approval of the property owner may be required. Service is valid
only in your resident AAA Club’s territory.
D
As a member with AAA Premier
RV, if you become locked out of
your primary residence, you can be
reimbursed up to $100 in locksmith services to
gain access to your home from the outside. Home
lock-out service is reserved for your primary
residence only and excludes all other buildings or
locked areas. The cost to replace locks, including
parts and labor, are not covered. Any charges in
excess of $100, as well as all charges associated
with any other residential locksmith services, are
at your expense. Home lock-out service is limited
to one usage per AAA Premier RV Member, per
membership term.
D
Home lock-out service
M FOR
Nationwide arrest bond protection
If you’re charged with a traffic violation, you can:
• Pay the fine
•Contest the charge and post bond to guarantee
your court appearance
• Go to jail until the hearing date
If you decide to contest the charge for minor
traffic offenses, most jurisdictions will accept your
membership card in lieu of cash for posting bond.
The court will usually keep your membership card
until you appear at the hearing.
The Arrest Bond Guarantee (next page):
•Is for the named AAA Member only and is
non-transferable
•Covers charges arising from driving motor
vehicles only
• Is for arrest bond only and is not for appeal
•Guarantees court appearance only; you pay
any fines
•Requires you to repay all payments made on
your behalf
• Is valid in the United States only
•Is subject to state and local laws which may
vary by state and/or county
AAA Guide to your membership
ROADSIDE ASSISTANCE
If you use your card in this way, let us know as
soon as possible.
35
Certificate of Arrest Bond Guarantee
We guarantee the court appearance of the
AAA Member named on the AAA Membership
Card if charged with motor vehicle law offenses
committed during the term of the membership
BUT NOT if the member is charged with a
felony, driving under the influence of alcohol
or drugs, failure to appear for a prior traffic
violation, driving while unlicensed, driving
without proof of legally required insurance,
fleeing an accident or an officer or falsification
of documents or while driving a vehicle for
commercial purposes. Our maximum liability for
the member’s failure to appear is $1,000. The
offenses for which the AAA Membership Card
may be accepted may vary depending on the
law of the jurisdiction in which the offense is
committed.
Guarantee underwritten by Auto Club Group
Insurance Company (Michigan), The Auto
Club Group (Illinois, Indiana, Nebraska) and
General Insurance Company of America (Iowa,
Minnesota, North Dakota, Wisconsin).
36
Appendices
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Appendix 1: Travel Accident Insurance
Policy Details. This program covers you for accidental loss
of life, limbs or sight on Common Carrier Transportation
when the transportation is arranged through a AAA motor
club within The Auto Club Group. Coverage also applies
to Common Carrier Transportation, including taxis, used
for travel directly to or from a terminal, station or airport,
immediately before or after scheduled arrival or departure,
necessary to reach the initial or final trip destination.
Coverage does not apply to rental cars.
Coverages, benefits and exclusions are contained in Master
Policy Number 64040061 issued to the American Automobile
Association by Federal Insurance Company. The plan is
administered by MIMS International, LTD and premiums
are paid by companies within The Auto Club Group. All
information is subject to the terms and conditions of the
Master Policy.
To make a claim
Claim forms and further instructions for submitting a claim
under these insurance coverages are available in any of our
offices or at AAA.com.
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Appendix 2: Car Travel Interruption Protection
Definitions:
You, Your: A member of a AAA motor club within The Auto
Club Group, and spouse of Primary Member.
Family Member: A person who is a resident of your home.
We: The Auto Club Group in Illinois, Indiana, Iowa,
Minnesota, Nebraska, North Dakota and Wisconsin; Auto
Club Group Insurance Company in Michigan only.
Car: A vehicle eligible for roadside assistance services under
your membership.
Home: Your resident location at the time of loss.
Loss: Accident, theft, vandalism or mechanical breakdown that
makes the car not drivable or available to you.
Planned Destination: A location 100 miles or more from your
home that you plan to reach by car.
The following expenses are payable for you and family members
if the car you were using for the trip is disabled by loss while
en route to your planned destination. The loss must occur 100
miles or more from your home for this protection to apply.
1.Reasonable expenses for unexpected automobile or
passenger van rental and commercial transportation
for the reasonable time required to complete the trip
to your planned destination or return home, whichever
occurs first.
2.Reasonable expenses paid to a commercial establishment
for unexpected meals and lodging resulting from the
loss and incurred on the road during the delay caused
by the loss.
AAA Guide to your membership
ROADSIDE ASSISTANCE
Covered Expenses:
37
When:
his protection only covers loss which occurs while your
T
current membership is in force.
Limitations/Maximum Payment:
The following expenses are not payable under this protection:
1.Expenses of family members if they were not traveling with
you when the loss occurred;
2.More than $600 for expenses incurred by all members of one
family
resulting
fromfrom
one loss
family
maximum
is $1,000
one family
resulting
one (the
loss (the
family
maximum
is
if
you are
a member
with AAA
or Plus
AAARV
PlusorRV;
or for
$1,000
if you
are a member
withPlus
AAA
$1,500
$1,500
for with
a member
with AAA
Premier RV).
a member
AAA Premier
RV).
3. Expenses incurred after:
a. 72 hours from the time of loss;
b. repairs are made to your car;
c. you reach your planned destination; or
d. you return home after the loss; whichever occurs first.
4. Expenses resulting from:
a.loss caused intentionally by or at the direction of you or
any family member; or
b. failure to take reasonable means to avoid the loss.
5. Alcoholic beverages.
6. Gratuities in excess of 20%.
Duties:
1.Make a written request for reimbursement within sixty (60)
days of the loss;
2.
Provide reasonable verification of:
a. the loss;
b. the repairs to the car; and
c. your planned destination.
3. Provide original itemized receipts for all expenses You claim.
Claim forms are available online at AAA.com or visit your local
AAA office.
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Appendix 3: Limited Legal Fee Reimbursement
We will pay attorney fees you incur to successfully defend a
traffic charge made against you according to the Reimbursement
Schedule. If more than one traffic charge is made in the ticket,
citation or other statement of charges or results from the same
incident, we will pay no more than the amount shown in the
Reimbursement Schedule for the traffic charge for which you are
entitled to the most reimbursement. However, we will pay only
if you successfully defend all charges.
Conditions
1We will pay only if you successfully defend traffic charges which
concern events which occur while your AAA Membership is
in force.
2We will pay the lesser of your attorney fees or the amount
shown in the Reimbursement Schedule.
3You must select and pay your lawyer. We pay you, not
your lawyer.
4You must request reimbursement within 60 days after your
case or appeal is decided. If you fail to request reimbursement
within 60 days, we will not pay unless you have good cause for
all delays.
38
5You make your request for reimbursement by giving us a
written statement showing the following:
a. The traffic charge;
b.Events from which the charge arose, and date and place
of those events;
c. The courts you appeared in and the dates of those
appearances;
d. The date when the case or appeal was decided;
e. Proof of acquittal and dismissal of any traffic charge arising
from the same incident without imposition of
fines, penalties, points, probation or sanctions.
A statement from your lawyer must be provided indicating what
services were performed and what the fee was.
Definitions
You, Your: A member of a AAA motor club within the
Auto Club Group.
We, Us: The Auto Club Group in Illinois, Indiana, Iowa,
Minnesota, Wisconsin, Nebraska and North Dakota; Auto
Club Group Insurance Company in Michigan only.
Traffic Charge: Formal charge by law enforcement officials
claiming that you violated laws or ordinances which govern
or pertain to the operation or parking of motor vehicles.
Trial Court: The tribunal in which the traffic charges are
decided.
Appeal: Appeal to a higher, different tribunal established to review
actions of the trial court.
Successfully Defend: Actions which result in a Trial Court
acquittal or dismissal of a traffic charge or any reduced charge
arising from the same incident without imposition of fines,
penalties, points, probation or sanctions.
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Terms & Conditions
General Program Provisions
The following guide to benefits and services is not a policy
or contract of insurance, but is your most complete source
of information. Please be sure to keep it in a safe place. All
information in the section Terms & Conditions is subject to
the terms and conditions of the Master Policy, a copy of
which is in the possession of The Auto Club Group. The
terms and conditions of the Master Policy agree with the
terms outlined in this guide to coverage. However, features
and benefits are subject to change without notice.
The Covered Person agrees to use diligence in doing all
things reasonably prudent to avoid or diminish any loss.
World Access will not unreasonably apply this provision to
avoid claims hereunder.
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Emergency Medical Transportation*
Important - If your emergency is immediate and life
threatening, seek local emergency care at once. Your
emergency medical transportation limit is the total amount
available for all covered services described below.
You or your representative must contact Us and We must
make all transportation arrangements in advance. We will
not pay for any of the services listed in this section if We
AAA Guide to your membership
39
didn’t authorize and arrange it. This benefit is secondary to
any existing benefits provided by a Covered Person’s health
or automobile insurance. We reserve the right to coordinate
benefits with other insurance coverage.
Moving You to a Hospital or medical clinic (Emergency
medical evacuation)
If You’re seriously ill or injured during your Covered Travel
and Our medical team determines that the local medical
facilities are unable to provide appropriate medical treatment:
• Our medical team will consult with the local Doctor
•We’ll identify the closest appropriate facility, make
arrangements and pay to transport you to that facility
•We’ll arrange and pay for a Medical Escort if We
determine one is necessary
Getting You home after Your care
(medical repatriation)
If you’re seriously ill or injured during your Covered Travel,
under the care of a local Doctor and unable to continue
your Covered Travel, medical repatriation takes place once
Our medical team determines that you are medically stable
to return home via commercial transportation carrier, such
as a scheduled passenger airline. We’ll arrange and pay (less
any refunds for unused tickets) for you to be transported
via a commercial transportation carrier in the same class of
service that you were booked for your Covered Travel. The
transportation will be to one of the following:
• your Primary Residence
• a location of your choice in the United States; or
•a medical facility near your Primary Residence or city
of your choice in the United States. We’ll take your
request into consideration as long as the medical facility
will accept you as a patient and is approved as medically
appropriate for your continued care by Our medical
director
•arrange and pay for a Medical Escort if Our medical team
determines a Medical Escort is necessary
Bringing a friend or Family Member to You
(transport to bedside)
If you’re told you will be hospitalized for more than seven
days during your Covered Travel, we’ll transport a friend or
Family Member to stay with you. We’ll arrange and pay for
round-trip transportation in economy class on a common
carrier.
Getting Your children home (return of dependents)
If you’re told you will be hospitalized for more than seven
days during your Covered Travel, we’ll arrange for and pay
(less any refunds for unused tickets) to transport your children
under the age of 23 who are traveling with you to one of the
following:
• your Primary Residence; or
• a location of your choice in the United States
Transportation will be on a common carrier in the same class
of service they were originally booked
40
Transporting Your Remains
(repatriation of remains)*
We’ll arrange and pay for the reasonable and necessary services
to transport your remains to one of the following:
• a funeral home near your Primary Residence; or
• a funeral home located in the United States
We’ll also assist the sending and receiving funeral homes to
coordinate with each other. This benefit does not include
funeral, burial or cremation expenses or related containment
expenses for items such as a coffin, urn or vault. Your
representative must contact Us in advance to make these
arrangements. If this is not possible, your representative must
contact Us within a reasonable time, but no later than one year
after the transportation.
What is Not Covered for Emergency Medical Transportation
and Repatriation of Remains
Benefits are not payable for travel which does not meet the
definition of Covered Travel, and for any loss, Injury, Illness
and/or expenses due to:
1.War (whether declared or undeclared), acts of war, military
duty, or hostilities of any kind (for example invasion,
rebellion, riots or insurrections);
2. Intentionally self-inflicted harm, including suicide
3. Normal pregnancy or childbirth
4. Mental or nervous health disorders
5. Alcohol or substance abuse, or related illnesses
6. The commission or attempted commission of an illegal act
7.Participation in professional athletic events or motor
competition (including training)
Emergency Medical Transportation and Repatriation of
remains coverage is excess over other insurance or indemnity
covering the loss(es) under this plan.
*World Access Service Corp., a company of Mondial
Assistance, is the administrator for this plan.
Baggage and Vehicle Return Coverage*
Baggage Coverage*
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What is covered
Coverage is secondary to any coverage provided by a hotel,
if any. If Baggage is lost, damaged or stolen, the Company
will pay the loss up to $500, provided the Covered Person(s)
has taken all reasonable measures to protect, save and recover
their property at all times. Notwithstanding the foregoing,
We will cover up to a maximum of $500 for any and all
jewelry, watches, gems, furs, cameras and camera equipment,
camcorders, sporting equipment, computers, radios and other
electronic items and only when original receipts are provided.
The Covered Person(s) must notify the appropriate local
authorities at the place the loss occurred and inform them of
the value and description of their property within 24 hours
after the loss. Finally, the Covered Person(s) must file written
AAA Guide to your membership
41
proof of loss with the Company within 90 days from the
date of loss, except as otherwise prohibited by law, attaching
copies of the original police report or other report from local
authorities, an itemization and description of lost items and
their estimated value, and all receipts, credit card statements,
canceled checks, photos or other appropriate documentation
as may be required.
The plan will pay the lesser of:
1. The actual purchase price of a similar item; or
2.The actual cash value of the item at the time of loss,
which includes deduction for depreciation (for items
without receipts, the plan will pay up to 75% of the
determined depreciated value); or
3. The code to repair or replace the item
What is not covered
Benefits are not payable for travel which does not meet the
definition of Covered Travel.
Property or losses not covered:
1. Animals
2. Automobiles
3. Bicycles, skies, snowboards
4. Aircraft, boats or any other vehicles or conveyances
5.Eyeglasses, sunglasses, contact lenses; hearing aids,
artificial teeth and limbs
6.Tickets, keys, money, securities, bullion, stamps, credit
cards, documents (travel or other wise) and deeds
7.Property shipped as freight or shipped prior to the
Covered Travel departure date
8. Rugs or carpets of any kind
9.Perishables, medicines, perfumes, cosmetics and
consumables
10.Property used in trade, business or for the production
of income
11.Property that is left in a vehicle, if the vehicle is not
properly secured
12.Damage to the property resulting from defective materials
or workmanship, ordinary wear and tear, and normal
deterioration
Baggage Coverage is in excess of other insurance or indemnity
covering the losses covered under this plan.
BAC
Vehicle Return Coverage*
GO
What is covered
Covered Persons on Covered Travel are reimbursed up to
$500 for transportation of the Vehicle back to the Covered
Person’s Primary Residence when an unexpected Illness
or Injury prevents completion of the Covered Travel. The
Vehicle must be operable. Transportation must be performed
by an accredited professional transport company.
42
K
What is not covered
Benefits are not payable for travel which does not meet the
definition of Covered Travel, and for any loss, Injury, Illness,
delays and/or expenses due to:
1.War (whether declared or undeclared), acts of war,
military duty, or hostilities of any kind (for example,
invasion, rebellion, riots, or insurrections)
2. Tire trouble
3. Intentionally self-inflicted harm, including suicide
4. Normal pregnancy or childbirth
5. Mental or nervous health disorders
6. Alcohol or substance abuse, or related illnesses
7. An Accident occurring when the Vehicle is being
driven by an unlicensed driver or a driver who is not
a Covered Person
8. Personal property which is damaged or destroyed
9. Any liability for injuries or property damage
10. The commission or attempted commission of
an illegal act
11. The cost of repairs to the Vehicle
12. Cost of fuel expenses
13. Air and/or sea travel
14. Carrier-caused delays
15.Participation in professional athletic events or motor
competition (including training)
16.The cost of meals, accommodations and Substitute
Transportation resulting from delays caused by routine
maintenance or minor repairs to the Vehicle
In addition, Vehicle Return benefits will not be payable if the
Vehicle is a rental vehicle or a Vehicle with an original lease
term of less than one year OR if the transportation of the
Vehicle could have been performed by a Covered Person or by
a traveling companion of a Covered Person.
Vehicle Return coverage is in excess of other insurance
or indemnity covering the losses covered under this plan.
Expenses after 96 hours from the initial delay are not
covered.
How to file a claim
Please gather the information below if you have a covered loss
during your Covered Travel as it will be requested when you
file a claim upon returning home. All claims must be reported
to World Access within 60 days from the date of loss or as
soon after that date as is reasonably possible.
Once you report a claim, the Service Associate will set up a
claim file for you and send you a claim form. You must send
written proof of loss, including any required information
necessary to support the claim, to World Access within
90 days from the date of loss, or as soon after that date as
reasonably possible, and in no event, except in the absence
of legal capacity, later than one year from the time proof is
otherwise required.
AAA Guide to your membership
43
General documentation:
1.Receipts and itemized bills for all expenses (such as
itemized food and lodging receipts);
2. Evidence of accident/theft (i.e. original police report);
3. Copy of payment for automobile repairs;
4. Rental car receipts;
5. Common carrier receipts;
6.Copy of invoice from accredited professional transport
company (Vehicle Return Benefit).
Schedule of coverage Benefit limit
Emergency Medical Transportation
$25,000
Repatriation of Remains
$5,000
Vehicle Return
$500
Baggage Coverage
$500
Definitions
“AAA Premier RV Member” means The Auto Club Group
AAA Premier RV Member, AAA Premier RV Adult Associate
or AAA Premier RV Dependent Associate in good standing.
“Accident” means an unexpected, unintended unforeseeable
event causing Injury or property damage.
“Accommodations” means temporary lodging in an
establishment licensed to provide temporary lodging to paying
guests.
“Baggage” means luggage and personal possessions, whether
owned, borrowed or rented, taken by the Covered Person(s)
on their Covered Travel.
“Covered Person” means a AAA Premier RV Member
whose Primary Residence is in the United States and his/her
Immediate Family Members traveling in the same Vehicle
during Covered Travel.
“Covered Travel” means a planned leisure automobile trip in
the Covered Person’s Vehicle which has taken the Covered
Person at least one hundred (100) driving miles from his or
her Primary Residence when the incident occurs; which was
intended to include at least one overnight stay within the
United States or Canada; and which does not exceed, and was
not planned to exceed, forty-five (45) consecutive days.
Please note:
1) the Covered Person must be at least 100 driving miles
from the AAA Premier RV Member’s Primary Residence
when the incident occurs in order to be eligible for the
benefits; and
2) for Emergency Medical Transportation ONLY, coverage is
available worldwide.
“Family Member” means your spouse; parent; child(ren);
including children who are or are in the process of becoming
adopted; sibling; grandparent or grandchild(ren); step-parent;
step-child; or step-sibling; in–laws (parent, son, daughter,
brother or sister); aunt; uncle; niece; or nephew.
44
“Illness” means a sickness, infirmity or disease that causes a
loss that begins during Covered Travel.
“Immediate Family Member” means the AAA Premier RV
Member’s spouse and/or unmarried dependent children
age 21 or under, including stepchildren and legally adopted
children. A grandparent traveling with his or her grandchild
who is a AAA Premier RV Dependent Associate is also
considered an Immediate Family Member.
“Injury” means bodily Injury caused by an Accident, directly
and independently of all other causes and sustained during
Covered Travel. Benefits for Injury will not be paid for any
loss caused by sickness or other bodily diseases or infirmity.
“Medical Escort” means a professional person contracted
by Our medical team to accompany a seriously ill or injured
person while they are being transported. A Medical Escort
is trained to provide medical care to the person being
transported. A friend or Family Member cannot be a Medical
Escort.
“Medically Necessary or Medical Necessity” means the
services or supplies provided by a hospital, Physician, or other
licensed provider that are required to identify or treat the
Covered Person’s Illness or Injury and which, as determined
by Us, are: 1) consistent with the symptoms or diagnosis and
treatment of the Covered Person’s condition, disease, Illness,
ailment or Injury; 2) appropriate with regard to standards
of good medical practice; 3) not solely for the convenience
of the Covered Person, Physician or other provider; 4) the
most appropriate supply or level of service that can be safely
provided to the Covered Person.
“Physician” means a person who is licensed and legally
entitled to practice medicine and who is not a Covered Person
or an Immediate Family Member of, nor related to, a Covered
Person.
“Primary Residence” means the AAA Premier RV Member’s
billing address which is recognized by The Auto Club Group,
and which must be in the United States.
“Substitute Transportation” means any form of common
carrier transportation (i.e., licensed for the transportation
of fare-paying passengers, with the exclusion of taxis and
limousines) and/or a rental car of equal or lesser vehicle class
to the Vehicle. Expensive or exotic automobiles are excluded
under this definition.
“Vehicle” means any two-axle motor vehicle designated for
private use for travel on paved public roads in which the
Covered Person is either driving or riding as a passenger.
Moving vans are excluded.
“We, Us, or Our” refers to Access America and World Access
Service Corp., a company of Mondial Assistance.
*Insurance coverage is underwritten by BCS Insurance
Company under a Form No. 50.233B. World Access Service
Corp., a company of Mondial Assistance, is the administrator
for this plan.
AAA Guide to your membership
45
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Important Phone
Numbers
AAA Full-Service Offices in Minnesota
Burnsville
952-707-4500
Coon Rapids
763-427-4110
Duluth
218-723-8055
Mankato
507-345-4609
Maplewood
651-770-9014
Rochester
507-289-1851
Roseville Har-Mar
651-631-3388
St. Cloud
320-251-6200
West St. Paul
615-292-0323
AAA Full-Service Offices in Iowa
Ankeny
515-257-9000
Bettendorf
563-332-7400
Cedar Rapids
319-393-0400
Clive
515-223-4104
Dubuque
563-556-0202
Iowa City
319-354-1662
Mason City
641-423-4315
Sioux City
712-252-4261
Waterloo
319-236-3620
In addition to our full-service offices which offer an array
of travel, insurance and membership services, AAA has
over 100 Insurance Sales Offices. Check the Yellow Pages
under Insurance or visit our website at AAA.com.
46
Member benefits provided by:
The Auto Club Group
1 Auto Club Drive
Dearborn, MI 48126
AAA Regional Headquarters:
AAA
600 W. Travelers Trail
Burnsville, MN 55337
For 24-hour roadside assistance
Minnesota & Iowa
800-222-1333
Elsewhere in the U.S.
800-AAA-HELP
(800-222-4357)
For all other services
Member Service Center
800-222-1333
Your annual AAA Membership renews on the date
stated on your membership card each year unless you are
notified at least 60 days before the expiration date that
your membership will not be renewed. AAA reserves the
right to non-renew membership if the club determines
that membership privileges have been abused. AAA will
also give you at least 60 days notice if your membership
will be renewed with a change in benefits. If AAA does
not give you at least 60 days notice of such changes,
your membership will be renewed on the same terms.
AAA reserves the right to cancel membership for material
representation or for substantial breach of your contractual
duties or conditions. If we cancel, we shall give you at least
10 days notice, and shall return unused portion of your
annual dues. If you ask to cancel, your membership will
expire without renewal at the end of the current term,
but no dues will be refunded.
If you pay your membership renewal within 60 days after
expiration of your current membership term, your new
membership term will expire one year after the current
term expires. If you pay your membership renewal more
than 60 days after the current term expires, your new term
will begin when payment is received and expire no less
than one year from the day payment is received.
AAA Guide to your membership
47
What to do if  
you need service
1
Have the right information ready
• Your membership number*
• Your Club name
• Your specific location (know the cross
streets near your vehicle)
• A description of your vehicle — make,
model, year, color, license number
• The problem with the vehicle
• The phone number you’re calling from or
where we can reach you
* On your membership card
2
Call us toll-free for 24-hour
roadside assistance
Minnesota & Iowa
800-222-1333
Elsewhere in the U.S.
800-AAA-HELP (800-222-4357)
You can also submit your request online
at AAA.com/RoadService or by accessing the
AAA Roadside App on your smartphone.
3
Stay with your vehicle
4
Show us your membership card
Or make arrangements so you will know
when our service vehicle arrives.
Show your membership card to the service
vehicle attendant who arrives to assist you so
they may validate your active membership.
If you find you can drive your vehicle after
all, please call us immediately to cancel your
request for assistance.
20911I001
0049-42142-MN-711
MN/IA Member/ERS
Auto Insurance Through AAA
Whatever you drive ... Wherever you go ... Whoever is
in your household ... We’re always there with:
Great Rates & Discounts
Multi-Product AAA home, condo and renters insurance customers may
enjoy special auto insurance discounts or savings.
Group Rate Members of certain credit unions, professional organizations
and companies can save more.
Anti-Theft Device Comprehensive coverage discounts for approved theft
prevention and recovery devices.
Good Drivers & Students AAA recognizes safe drivers and good students
with special discounts.
Great Coverage
Liability Coverage Covers unintentional bodily injury and property damage
to others when you are legally liable.
Collision Coverage Pays for physical damage to your vehicle caused by a
collision. Pet Protection Coverage provides coverage for your pet dog or cat
should they be injured or killed while in your vehicle as a result of an auto
accident.
Comprehensive Coverage Provides coverage for non-collision losses
including fire, theft, glass breakage and vandalism. Waived deductibles on
qualified windshield chips and cracks.
Additional Coverage Options AAA can meet your specific needs by
offering optional or required coverages, including personal injury protection,
medical payments, uninsured/underinsured motorists coverage, loan/lease
gap coverage, car rental coverage and custom, electronic or extra equipment
coverage.
Choose Your Deductible For collision and comprehensive coverage, you
can choose from a variety of deductible levels.
Great Service
Accident Assist With Comprehensive and Collision coverage, if you’re in an
accident and your vehicle is no longer drivable, from the scene of the crash
call 800.779.5630 and we will:
•
Immediately initiate your claim.
•
Dispatch roadside assistance to tow your vehicle.
•
Schedule repairs at a local shop of your choice. At AAA Direct Repair
Shops, you don’t wait for a claim adjuster and AAA guarantees repairs
for the life of the vehicle.
•
Make a rental car reservation that fits your coverage.
Claim Professionals Standing By Call us toll free 24/7. We’re always here
for you.
Always Online File a claim, make payments or request a change to your
policy.
Extensive Repair Network & Benefits A large network of accredited
repair shops. Guaranteed work.
Knowledge & Experience We’ve been providing superior service for
generations.
Insurance underwritten by Auto Club Insurance Association or MemberSelect
Insurance Company.
Home & Condo Insurance Through AAA
It’s not just a house ... it’s your home. AAA understands
the financial and emotional importance of your
investment. So we offer:
Great Rates & Discounts
Multi-Product AAA auto insurance customers enjoy special home and
condo insurance rates.
Group Rate Members of certain credit unions, professional organizations
and companies can save more.
Safety & Security Device Installing alarms and fire extinguishers is a
great step for both safety and insurance savings.
New Home & New Upgrades Save more if you live in a newer home or
have a new roof, plumbing or electrical.
Mature Homeowner Customers over the age of 50 can save more with
AAA.
Great Coverage
Home Covers your home, garage and utility buildings against direct physical
losses not specifically excluded. Enhanced coverage is also available for
personal belongings. Our policies also cover personal liability, medical
payments, additional expenses and theft.
Condo Covers your personal belongings and certain fixtures, appliances,
dwelling improvements and loss assessment. Our policies also cover personal
liability, medical payments, additional expenses and theft.
Great Optional Coverage Items
Personal Property Replacement Cost Insures your personal property for
the full cost of replacement or restoration.
Scheduled Personal Property Expanded, no-deductible coverage for
valued items like jewelry, cameras, art, silverware, hearing aids and more.
Identity Theft Pays for such expenses as reasonable legal fees, certified
mail fees and phone call charges incurred as a result of identity theft.
Peril Coverage
Flood Insurance AAA offers separate flood insurance policies for homes
susceptible to the threat of high water, waterfront dwellings and houses close
to a flood plain.
Protection Plus and Platinum Advantage Packages
Protection Plus for Home and Condo Policies Upgrade your policy with a
package that will cover higher limits for electronic data processing equipment
and software, sewer and drain back up, lock replacement, refrigerated goods
and damages from extreme changes in temperature.
Platinum Advantage for Home Policies For higher value homes, platinum
advantage provides increased limits and expanded coverage. Examples
include identity theft, sewer and drain back up and increased expenses for
additional lodging and meals.
Great Service
Claim Professionals Standing By Call us toll free 24/7. We’re always here
for you.
Always Online File a claim, make payments or request a change to your
policy anytime.
Knowledge & Experience We’ve been providing superior service for
generations.
Insurance underwritten by Auto Club Insurance Association or MemberSelect
Insurance Company.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Discounts as of 10/31/2012
Look for this symbol at
participating retailers
Table of Contents
#
1-800-Flowers.com
1-800-GOT-JUNK?
4th Street Auto Repair (Approved
Auto Repair)
A
A & A Auto Services (Approved Auto
Repair)
A & C Automotive & Machine Inc.
(Approved Auto Repair)
AAA Auto Buying
AAA Deposit Program
AAA Discounts Android App
AAA Discounts iPhone App
AAA Discounts iPhone App
AAA Gift Membership
AAA Member Rewards VisaВ®
AAA Prescription Savings Program
AAA Travel
AAA Vision Savings
Accommodations 866.222.7283
Ace Auto Doctor & Repair (Approved
Auto Repair)
Acorn Mini Storage
Action Moving Services
Advanced Auto Service, Inc.
(Approved Auto Repair)
Advanced Exxon AutoCare
(Approved Auto Repair)
Advanced Garage Door
Adventureland Amusement Park
Airlake Automotive Repair (Approved
Auto Repair)
Albertville Premium Outlets
All Imports (Approved Auto Repair)
All Pro Auto Servicenters (Approved
Auto Repair)
American Express Gift Cards
American Express Travelers
Cheques
American Lung Association-2012
Golf Privilege Book
Amtrak
Andy's Service (Approved Auto
Repair)
Anytime Fitness
Atlas Van Lines / Smart Move
ATS Automotive (Approved Auto
Repair)
Auto Club Cellular
Auto Repair Service (Approved Auto
Repair)
Auto Safety Magnets
Auto Stop, Inc. (Approved Auto
Repair)
Automotive Electric Inc. (Approved
Auto Repair)
Autotronics (Approved Auto Repair)
Autoworks Automotive Service
Center (Approved Auto Repair)
B
Banana Republic Factory Store
Bath & Body Works Online
Beck's Auto (Approved Auto Repair)
Best Western
Blaine Tire and Auto (Approved Auto
Repair)
Blue Nile
Blue Velvet Car Wash
Boeser Automotive (Approved Auto
Repair)
Boler Express Car Wash
Bona Bros Auto & Truck (Approved
Auto Repair)
Bonfe's Auto Service (Approved Auto
Repair)
Brausen Family Repair Center
(Approved Auto Repair)
Broadway in Chicago
Brookstone.com
Brunswick Zone
Burnsville Motors Select Cars and
Trucks (Approved Auto Repair)
Busch Gardens Theme Park
Butch's Automotive Inc. (Approved
Auto Repair)
Butterfield Blooms
C
CARFAX
Carlson Auto (Approved Auto Repair)
Cheryl's
Chumbleys Auto Care (Approved
Auto Repair)
Clipperton’s Auto Repair (Approved
Auto Repair)
Cloquet Service Center (Approved
Auto Repair)
Consumers Relocation Services
Courage Center
Courtyard by Marriott
Crosslake Auto Body & Detail
(Approved Auto Repair)
Crystal Lake Automotive (Approved
Auto Repair)
D
Danish Windmill
Darrick’s Preferred Auto (Approved
Auto Repair)
Dave's Automotive & Towing
(Approved Auto Repair)
Deano's Collision & Mechanical
Specialists (Approved Auto Repair)
Dell Online
Denny's
DeWall’s Service Center (Approved
Auto Repair)
Dewey Ford (Approved Auto Repair)
Dick's Valley Service, Inc. (Approved
Auto Repair)
DIRECTV
Dolphin Car Wash & Detail Center
Don's Car Wash
Downtowner Car Wash
Dryer Vent Wizard
Duggan's Auto Service Center
(Approved Auto Repair)
Dunham's Sports
E
East End Auto (Approved Auto
Repair)
eBags
Elmquist Auto Care Group (Approved
Auto Repair)
Elysian Auto Service (Approved Auto
Repair)
Embassy Suites
Exact Eye Care
Executive Express
EZ Air Park
F
Fairfield Inn
Fannie May Chocolates Online
FANSARENA.COM
FastFrame Expert Picture Framing
Florsheim
Flowers Tire One (Approved Auto
Repair)
Folica
Forest Lake BP (Approved Auto
Repair)
FormulaOne LLumar
Freeway Auto Center (Approved
Auto Repair)
FTD.com
Fuel Savings
H
Hage Kobany Transmissions and
Auto Service (Approved Auto Repair)
Hampton Inn
Harland Clarke
Harlem Globetrotters
Harry & David
HearPO
Heppner's Auto Wash
Heppner's Woodbury Auto Wash
Hermantown BP - Amoco (Approved
Auto Repair)
Hertz Car Rental
Hicklin Garage Doors
Hidden Valley Designs
Highway 10 Mobil & Towing
(Approved Auto Repair)
Hilton Garden Inn
Hilton Hotels
Hilton Worldwide
Hit Show Club
Homewood Suites
Hour Detroit Magazine
Hyatt Hotels & Resorts
HyTech Automotive of Princeton
(Approved Auto Repair)
I
iBuyOfficeSupply.com
Imgrund Motors (Approved Auto
Repair)
Inter-Tech Collision Centers
InterNatural.com
J
J.M. Auto Service (Approved Auto
Repair)
Jos. A. Bank Online
Junie's Restaurant
G
K
Gap Outlet
Geek Squad
Gerber Auto Care (Approved Auto
Repair)
Godfather's Pizza
GolfTEC
Gopher Mini Storage
Gopher Outdoor Storage
Gordon's Jewelers
Granite City Food & Brewery
Granite City Tire & Auto (Approved
Auto Repair)
Gray Line Tours
Great Lakes Aquarium
Grout Museum District
Gunderson's Jewelry
K/J Auto Service (Approved Auto
Repair)
Keck's Repair (Approved Auto
Repair)
Kennedty Transmission - Elk River
Kennedy Transmission Brake & Auto
Service (Approved Auto Repair)
KJ Auto Service (Approved Auto
Repair)
Kremer Spring, Alignment & Body
(Approved Auto Repair)
Krueger BP (Approved Auto Repair)
Kurgo.com
Visit AAA.com/savings for contact information on these and other offers.
L
LaMettry's Collision (Approved Auto
Repair)
Page 1of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make
your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Discounts as of 10/31/2012
Look for this symbol at
participating retailers
Table of Contents
Landmark Luggage
Landry's Seafood Restaurants
LensCrafters
Living History Farms
London Road Car Wash
Lonsdale Auto Works (Approved
Auto Repair)
M
Magellan
Maggie's Gourmet Popcorn
Marriott Conference Center
Marriott Hotels and Resorts
Marshall-Cretin Service Center
(Approved Auto Repair)
Mattress Giant
Mike's Tire One (Approved Auto
Repair)
Minnesota Children's Museum
Minnesota Landscape Arboretum
Minnesota Opera
Minnesota Swarm
Minnesota Wild Hockey
Minnesota Zoo
Moorman Clothiers
My M&M's
Mystic Blue Cruises
N
NAPA
NASCAR
National Farm Toy Museum
Navy Pier
Nereson Automotive Group
(Approved Auto Repair)
New York & Company
Newport Audiology Centers
Nighthawk Canoes
No Fee Travelers Cheques
North Branch Outlets
North Suburban BP Inc. (Approved
Auto Repair)
Nunn Bush
O
Oceania Cruises
Odyssey Cruises
OfficeFurniture.com
OfficeMax.com
Onamia Service Center (Approved
Auto Repair)
Otsego Autocare Goodyear
(Approved Auto Repair)
P
Paramount Goodyear (Approved
Auto Repair)
Patio Town
Payless ShoeSource
Pear's Gourmet
Pearle Vision
Penske Truck Rental
Perfect 10 Car Wash
Pet Assure
PetSmart.com
Pike Lake Golf & Recreation Club
Plaza Tire & Auto (Approved Auto
Repair)
Precision Auto Repair (Approved
Auto Repair)
Precision Tune Auto Care
Premier Automotive Service Center
(Approved Auto Repair)
Premium Outlets
Professional Drivers Inc.
PUB 500
R
R & S Automotive Inc. (Approved
Auto Repair)
Rainbow Dry Cleaners & Laundries
Rapid Key Recovery
Reebok Outlet and Rockport Outlet
Stores
Reebok.com
Renaissance Hotels
Residence Inn
Rhoden Auto Center (Approved Auto
Repair)
Rick's 36 Automotive (Approved Auto
Repair)
Romantic Getaway
S
Saint Paul Automotive (Approved
Auto Repair)
Samsonite
Sanderson Auto & Truck Repair
Albert Lea (Approved Auto Repair)
Sandstrom Auto & Truck Repair
Cannon Falls (Approved Auto
Repair)
Sapp Brothers Truck Stops
Scott's Automotive Service Inc
(Approved Auto Repair)
Sears Optical
Sears.com
SeaWorld Parks & Entertainment
Sergeant Peppers Auto Shop, Inc.
(Approved Auto Repair)
Service Garage of Blaine (Approved
Auto Repair)
Shade Tree Auto (Approved Auto
Repair)
Sheraton Hotels & Resorts
Ship Shape Car Wash
Shoes.com
Shoreview Diagnostic Center
(Approved Auto Repair)
Signal Garage (Approved Auto
Repair)
SiriusXM
Skechers
Slim's Woodshed (Approved Auto
Repair)
Smith Melsen of Blaine (Approved
Auto Repair)
Snap Fitness
Southside Towing & Recovery, Inc.
(Approved Auto Repair)
Speltz Auto Center Towing
(Approved Auto Repair)
Spirit of Chicago Cruises
SpringHill Suites
Sprint
Stacy Adams
Starwood Hotels & Resorts
Sueppel's Flowers
Sunray BP (Approved Auto Repair)
Superior Service Center (Approved
Auto Repair)
SuperShuttleВ®
Sylvan Learning Centers
T
T-Mobile
T.O. Haas Tire (Approved Auto
Repair)
Tanger Outlets
Target Optical
Target.com
The Pet Protector
The Phoenician
The Ponds Golf Course
The Silversmith Hotel & Suites
The UPS Store
Thompson T. Express (Approved
Auto Repair)
Tires Plus
Tom Clusiau Sales & Rental
(Approved Auto Repair)
Town Centre Self Storage
TownePlace Suites
Trafalgar Tours
Trail of Terror
TravelCenters of America and Petro
Stopping Centers
Tuffy Auto Service Center
Vadnais Heights BP (Approved Auto
Repair)
Valley AutoHaus (Approved Auto
Repair)
Valvoline Instant Oil Change
Vera Bradley
Victory Auto Service (Approved Auto
Repair)
Village Auto & Transmission
(Approved Auto Repair)
Village Auto Works (Approved Auto
Repair)
Visa TravelMoney Card
Vista Window Film
W
Walker Ford (Approved Auto Repair)
WeatherTech
Westside Auto Pros (Approved Auto
Repair)
Whirlpool Outlet
White Florist
Wiley Touchless Carwash
Wisconsinmade.com
Z
Zales.com
U
Ultimate Car Care (Approved Auto
Repair)
Ultra Diamonds
Under Armour
Universal Orlando
Universal Orlando - Blue Man Group
Universal Studios Hollywood
Uniworld River Cruises
V
Visit AAA.com/savings for contact information on these and other offers.
Page 2of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make
your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Look for this symbol at
participating retailers
Discounts as of 10/31/2012
Minnesota-Iowa offers
AAA APPROVED AUTO
REPAIR-Save at least
5% on all parts and
labor
4th Street Auto Repair
(Approved Auto Repair)
Duluth
A & A Auto Services
(Approved Auto Repair)
Burnsville
A & C Automotive & Machine
Inc. (Approved Auto Repair)
Ace Auto Doctor & Repair
(Approved Auto Repair)
Bettendorf
Advanced Auto Service, Inc.
(Approved Auto Repair)
Iowa City
Advanced Exxon AutoCare
(Approved Auto Repair)
Arden Hills
Airlake Automotive Repair
(Approved Auto Repair)
Lakeville
All Imports (Approved Auto
Repair)
Eagan
All Pro Auto Servicenters
(Approved Auto Repair)
Ankeny, Des Moines,
Urbandale, West Des Moines
Andy's Service (Approved
Auto Repair)
Anoka
ATS Automotive (Approved
Auto Repair)
Cedar Rapids
Auto Repair Service
(Approved Auto Repair)
St. Paul
Auto Stop, Inc. (Approved
Auto Repair)
Big Lake
Automotive Electric Inc.
(Approved Auto Repair)
Waterloo
Autotronics (Approved Auto
Repair)
MANKATO, St. Peter
Crystal Lake Automotive
(Approved Auto Repair)
Lakeville
Granite City Tire & Auto
(Approved Auto Repair)
Sartell, St. Cloud
Autoworks Automotive
Service Center (Approved
Auto Repair)
Woodbury
Darrick’s Preferred Auto
(Approved Auto Repair)
Blooming Prairie
Hage Kobany Transmissions
and Auto Service (Approved
Auto Repair)
Columbia Heights
Beck's Auto (Approved Auto
Repair)
Andover
Dave's Automotive & Towing
(Approved Auto Repair)
Duluth
Blaine Tire and Auto
(Approved Auto Repair)
Blaine
Deano's Collision &
Mechanical Specialists
(Approved Auto Repair)
Elk River
Boeser Automotive
(Approved Auto Repair)
Savage
DeWall’s Service Center
(Approved Auto Repair)
Proctor
Bona Bros Auto & Truck
(Approved Auto Repair)
Fridley
Dewey Ford (Approved Auto
Repair)
Ankeny
Bonfe's Auto Service
(Approved Auto Repair)
Saint Paul
Dick's Valley Service, Inc.
(Approved Auto Repair)
Apple Valley
Brausen Family Repair Center
(Approved Auto Repair)
Arden Hills, Roseville
Duggan's Auto Service Center
(Approved Auto Repair)
Burnsville Motors Select Cars
and Trucks (Approved Auto
Repair)
Burnsville
East End Auto (Approved
Auto Repair)
Duluth
Butch's Automotive Inc.
(Approved Auto Repair)
Ames
Carlson Auto (Approved Auto
Repair)
Cottage Grove
Chumbleys Auto Care
(Approved Auto Repair)
Indianola
Clipperton’s Auto Repair
(Approved Auto Repair)
St. James
Cloquet Service Center
(Approved Auto Repair)
Cloquet
Crosslake Auto Body & Detail
(Approved Auto Repair)
Crosslake
Elmquist Auto Care Group
(Approved Auto Repair)
Ames
Elysian Auto Service
(Approved Auto Repair)
Elysian
Flowers Tire One (Approved
Auto Repair)
Sauk Centre
Forest Lake BP (Approved
Auto Repair)
Forest Lake
Freeway Auto Center
(Approved Auto Repair)
Duluth
Gerber Auto Care (Approved
Auto Repair)
Webster City
Visit AAA.com/savings for contact information on these and other offers.
Hermantown BP - Amoco
(Approved Auto Repair)
Hermantown
Highway 10 Mobil & Towing
(Approved Auto Repair)
Coon Rapids
HyTech Automotive of
Princeton (Approved Auto
Repair)
Princeton
Imgrund Motors (Approved
Auto Repair)
Baxter
J.M. Auto Service (Approved
Auto Repair)
Eveleth
K/J Auto Service (Approved
Auto Repair)
Duluth
Keck's Repair (Approved Auto
Repair)
Owatonna
Kennedy Transmission Brake
& Auto Service (Approved
Auto Repair)
Bloomington, Brainerd, Elk
River, Shakopee, Waite Park
KJ Auto Service (Approved
Auto Repair)
Duluth
Kremer Spring, Alignment &
Body (Approved Auto Repair)
Inver Grove Heights
Krueger BP (Approved Auto
Repair)
West Des Moines
LaMettry's Collision
(Approved Auto Repair)
St Paul
Lonsdale Auto Works
(Approved Auto Repair)
Lonsdale
Page 3of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you
make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Look for this symbol at
participating retailers
Discounts as of 10/31/2012
Minnesota-Iowa offers
Marshall-Cretin Service
Center (Approved Auto
Repair)
St. Paul
Sandstrom Auto & Truck
Repair Cannon Falls
(Approved Auto Repair)
Cannon Falls
Mike's Tire One (Approved
Auto Repair)
Coon Rapids
Scott's Automotive Service
Inc (Approved Auto Repair)
Des Moines
Nereson Automotive Group
(Approved Auto Repair)
Detroit Lakes
Sergeant Peppers Auto Shop,
Inc. (Approved Auto Repair)
Davenport
North Suburban BP Inc.
(Approved Auto Repair)
Shoreview
Service Garage of Blaine
(Approved Auto Repair)
Blaine
Onamia Service Center
(Approved Auto Repair)
Onamia
Shade Tree Auto (Approved
Auto Repair)
Grimes
Otsego Autocare Goodyear
(Approved Auto Repair)
Otsego
Shoreview Diagnostic Center
(Approved Auto Repair)
Paramount Goodyear
(Approved Auto Repair)
Champlin, Hastings, Lakeville,
Rosemont, Woodbury
Signal Garage (Approved
Auto Repair)
Plaza Tire & Auto (Approved
Auto Repair)
Alexandria
Precision Auto Repair
(Approved Auto Repair)
Albertville
Premier Automotive Service
Center (Approved Auto
Repair)
Urbandale
R & S Automotive Inc.
(Approved Auto Repair)
Little Canada
Rhoden Auto Center
(Approved Auto Repair)
Council Bluffs
Rick's 36 Automotive
(Approved Auto Repair)
Stillwater
Saint Paul Automotive
(Approved Auto Repair)
Saint Paul
Sanderson Auto & Truck
Repair Albert Lea (Approved
Auto Repair)
Albert Lea
Slim's Woodshed (Approved
Auto Repair)
Harmony
Smith Melsen of Blaine
(Approved Auto Repair)
Blaine
Southside Towing &
Recovery, Inc. (Approved
Auto Repair)
Bemidji
Speltz Auto Center Towing
(Approved Auto Repair)
Winona
Sunray BP (Approved Auto
Repair)
St. Paul
Superior Service Center
(Approved Auto Repair)
Eagan
T.O. Haas Tire (Approved
Auto Repair)
Aurora, Beatrice, Central City,
Colby, Fairbury, Hebron,
Hiawatha, Hutchinson, Imperial,
Junction City, Lexington,
Lincoln, Medicine Lodge,
Norfolk, North Platte, Ogallala,
Omaha, St. Paul, Tecumseh,
Waverly
Auto Safety Magnets
Save 15%
Blue Velvet Car Wash
Save 15%
Boler Express Car Wash
Save 10%
CARFAX
Save up to 20%
Thompson T. Express
(Approved Auto Repair)
Duluth
Courage Center
Save $20
Tom Clusiau Sales & Rental
(Approved Auto Repair)
Grand Rapids
Dolphin Car Wash & Detail
Center
Save 10%
Tuffy Auto Service Center
Ankeny
Don's Car Wash
Save up to 10%
Ultimate Car Care (Approved
Auto Repair)
Inver Grove Heights
Downtowner Car Wash
Save up to 20%
Vadnais Heights BP
(Approved Auto Repair)
St. Paul
Valley AutoHaus (Approved
Auto Repair)
Northfield
Victory Auto Service
(Approved Auto Repair)
Brooklyn Park, Fridley, Ham
Lake
Village Auto & Transmission
(Approved Auto Repair)
Roseville
Village Auto Works (Approved
Auto Repair)
Roseville
eBags
Save 15% online
FormulaOne LLumar
Save 15%
Fuel Savings
Use AAA.com to compare fuel
prices near you
Heppner's Auto Wash
Save 15%
Heppner's Woodbury Auto
Wash
Save 15%
Hertz Car Rental
Save up to 20%
Inter-Tech Collision Centers
Save 5%
Walker Ford (Approved Auto
Repair)
Walker
Kennedty Transmission - Elk
River
Save 5%
Westside Auto Pros
(Approved Auto Repair)
Clive
London Road Car Wash
Save up to 20%
AUTOMOTIVE
AAA Auto Buying
Save on your next new or used
car
Visit AAA.com/savings for contact information on these and other offers.
Magellan
Save up to 40% online
NAPA
Save 10%
Perfect 10 Car Wash
Save up to 20%
Page 4of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you
make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Look for this symbol at
participating retailers
Discounts as of 10/31/2012
Minnesota-Iowa offers
Precision Tune Auto Care
Save $10
GolfTEC
Save 10%
Professional Drivers Inc.
Save 6%
Gray Line Tours
Save 10%
Rapid Key Recovery
Save 10%
Great Lakes Aquarium
Save on Admissions!
Sapp Brothers Truck Stops
Save on Gasoline
Grout Museum District
Save 20%
Ship Shape Car Wash
Save $7
Hit Show Club
Save up to 50%
SiriusXM
Save up to 40%
Living History Farms
Save $1
Tires Plus
Save up to 10%
Minnesota Children's Museum
Save $1
Valvoline Instant Oil Change
Save $5
Minnesota Landscape
Arboretum
Save $1
WeatherTech
Save 5% on automotive
accessories
Wiley Touchless Carwash
Save up to $2
ENTERTAINMENT &
ATTRACTIONS
AAA Discounts iPhone App
AAA Discounts on your Apple
iPhone
AAA Discounts iPhone App
iPhone app discounts
Adventureland Amusement
Park
Save $4
American Lung Association2012 Golf Privilege Book
Member Savings
Brunswick Zone
Buy one get one free
Busch Gardens Theme Park
Save up to 15%
Danish Windmill
Buy one get a second tour
admission free
DIRECTV
Save $200 on DIRECTV
Minnesota Opera
Save 10% on all performances
Minnesota Swarm
Save $20
Minnesota Wild Hockey
Save up to $10
Minnesota Zoo
Save up to $2
National Farm Toy Museum
Save 10%
Navy Pier
Receive a Navy Pier Coupon
Book
Pike Lake Golf & Recreation
Club
Waived gate fee and member
only golf
SeaWorld Parks &
Entertainment
Savings you’ll go wild over up to
10% off
The Ponds Golf Course
Save 10%
Trail of Terror
Member savings
Universal Orlando
Member savings up to 15%
Universal Orlando - Blue Man
Group
Save 10% on tickets
Hidden Valley Designs
Free cordless or topdown/bottom-up option
Universal Studios Hollywood
Save up to 10%
Patio Town
Save 10%
HOME & BUSINESS
Penske Truck Rental
Save up to 20%
1-800-GOT-JUNK?
Save 10%
Sprint
Save 10%
AAA Deposit Program
Now earn higher yields on your
savings
Sylvan Learning Centers
Save up to 50%
AAA Discounts iPhone App
iPhone app discounts
Acorn Mini Storage
Save 10%
Action Moving Services
Special Discounts
Advanced Garage Door
Save 10%
American Express Travelers
Cheques
Member savings
T-Mobile
Special discounts
The UPS Store
Save up to 15%
Town Centre Self Storage
Save upto 15%
Vista Window Film
Save 15%
MOBILE
COMMUNICATIONS
Atlas Van Lines / Smart Move
Save up to 60%
AAA Discounts Android App
AAA Discounts on your Android
phone
Auto Club Cellular
Plans starting at $10 per month
AAA Discounts iPhone App
iPhone app discounts
Consumers Relocation
Services
Save up to 64%
Auto Club Cellular
Plans starting at $10 per month
Dell Online
Save up to 10, 20, 30% or more
Dryer Vent Wizard
Save 10%
Geek Squad
Save up to 20%
Sprint
Save 10%
T-Mobile
Special discounts
PERSONAL SERVICES
Gopher Mini Storage
Save 15%
AAA Prescription Savings
Program
Prescription savings
Gopher Outdoor Storage
Save up to 15%
AAA Vision Savings
Save up to 30%
Harland Clarke
Save up to 50%
Anytime Fitness
Save 10%
Hicklin Garage Doors
Save 10%
Exact Eye Care
Save 35%
Visit AAA.com/savings for contact information on these and other offers.
Page 5of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you
make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Look for this symbol at
participating retailers
Discounts as of 10/31/2012
Minnesota-Iowa offers
HearPO
Member Savings
LensCrafters
Save up to 30%
Newport Audiology Centers
Save 40%
Pearle Vision
Save up to 30%
Rainbow Dry Cleaners &
Laundries
Save 10%
Renaissance Hotels
Discount rates
Sears Optical
Save up to 30%
TravelCenters of America and
Petro Stopping Centers
Save 10% on food & beverage
Fannie May Chocolates
Online
Save 15%
Universal Orlando
Member savings up to 15%
FANSARENA.COM
Save 15%
SHOPPING
FastFrame Expert Picture
Framing
Save 10%
1-800-Flowers.com
Save 20%
AAA Discounts Android App
AAA Discounts on your Android
phone
AAA Discounts iPhone App
AAA Discounts on your Apple
iPhone
Snap Fitness
Member savings
AAA Prescription Savings
Program
Prescription savings
Target Optical
Save up to 30%
AAA Vision Savings
Save up to 30%
RESTAURANTS
Advanced Garage Door
Save 10%
AAA Discounts Android App
AAA Discounts on your Android
phone
Albertville Premium Outlets
VIP Coupon Book
AAA Discounts iPhone App
AAA Discounts on your Apple
iPhone
Denny's
Save 10%
Godfather's Pizza
Save 10%
Granite City Food & Brewery
Free dessert
Banana Republic Factory
Store
Save 10%
Blue Nile
Save 10%
Butterfield Blooms
Save 20%
Cheryl's
Save 10% online
FTD.com
Save 20%
Gap Outlet
Save 10%
Geek Squad
Save up to 20%
Gunderson's Jewelry
Save 20%
Harland Clarke
Save up to 50%
Hicklin Garage Doors
Save 10%
Hidden Valley Designs
Free cordless or topdown/bottom-up option
Hour Detroit Magazine
Member Savings
iBuyOfficeSupply.com
Save 5%
InterNatural.com
Save an additional 10% online
Landmark Luggage
Save 10%
Magellan
Save up to 40% online
Junie's Restaurant
Save 10%
Consumers Relocation
Services
Save up to 64%
Landry's Seafood Restaurants
Save 10%
Dell Online
Save up to 10, 20, 30% or more
Mattress Giant
Save up to 15%
Navy Pier
Receive a Navy Pier Coupon
Book
DIRECTV
Save $200 on DIRECTV
Moorman Clothiers
Save 10%
Dunham's Sports
Save 10%
Navy Pier
Receive a Navy Pier Coupon
Book
PUB 500
Free dessert
eBags
Save 15% online
Maggie's Gourmet Popcorn
Save 15%
New York & Company
Save 15%
Visit AAA.com/savings for contact information on these and other offers.
Nighthawk Canoes
Save 10%
North Branch Outlets
Special Discounts
OfficeFurniture.com
Save 10%
Patio Town
Save 10%
Payless ShoeSource
Save 10%
Pear's Gourmet
Save 15%
Pet Assure
Save up to 30%
Premium Outlets
VIP Coupon Book
Reebok Outlet and Rockport
Outlet Stores
Save 30%
Reebok.com
Save 20% online
Samsonite
Save 20%
SiriusXM
Save up to 40%
Sueppel's Flowers
Save 10%
Tanger Outlets
Save up to 20%
Target.com
Save $10 online
The Pet Protector
Save 50%
Ultra Diamonds
Save up to $100
Universal Orlando
Member savings up to 15%
Visa TravelMoney Card
Safe. Secure. Reloadable.
WeatherTech
Save 5% on automotive
accessories
Page 6of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you
make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.
Savings List for AAA Minnesota-Iowa
A Handy Guide for Members
Look for this symbol at
participating retailers
Discounts as of 10/31/2012
Minnesota-Iowa offers
White Florist
Save 10%
Hilton Worldwide
Discount rates
Universal Studios Hollywood
Save up to 10%
Wisconsinmade.com
Save $5
Homewood Suites
Save 5%
Visa TravelMoney Card
Safe. Secure. Reloadable.
TRAVEL
Hyatt Hotels & Resorts
Save 10%
Accommodations
866.222.7283
Save up to 50%
Landmark Luggage
Save 10%
American Express Travelers
Cheques
Member savings
Amtrak
Save 10%
Best Western
Discount rates
Busch Gardens Theme Park
Save up to 15%
Courtyard by Marriott
Discount rates
eBags
Save 15% online
Embassy Suites
Member savings
Executive Express
Discount fares
EZ Air Park
Discount rates
Fairfield Inn
Discount rates
Fuel Savings
Use AAA.com to compare fuel
prices near you
Gray Line Tours
Save 10%
Hampton Inn
Discount rates
Hertz Car Rental
Save up to 20%
Magellan
Save up to 40% online
Marriott Conference Center
Discount rates
Marriott Hotels and Resorts
Discount rates
No Fee Travelers Cheques
No Fee Travelers Cheques
Professional Drivers Inc.
Save 6%
Renaissance Hotels
Discount rates
Residence Inn
Discount rates
Samsonite
Save 20%
Sheraton Hotels & Resorts
Save up to 15%
SpringHill Suites
Discount rates
Starwood Hotels & Resorts
Save at Westin, Sheraton, Four
Points and more!
SuperShuttleВ®
Save up to $5
The Silversmith Hotel &
Suites
Save 10%
TownePlace Suites
Discount rates
Hilton Garden Inn
Save up to 25%
TravelCenters of America and
Petro Stopping Centers
Save 10% on food & beverage
Hilton Hotels
Discount rates
Universal Orlando
Member savings up to 15%
Visit AAA.com/savings for contact information on these and other offers.
Page 7of 7
Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you
make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.

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