企業間信用と電子取引

24
24
1
9
○
○
1980
○
○
○
B to B
2
3
4
2
2011
5
221.0
2011
1381.0
58.4
2
1993
①
②
③
④
4
1979
1991
①
3
②
1995
1992
6
1967
1973
1972
20
1979
250
2005
10
2007
5
①
②
③
④
7
1990
1,800
①
②
③
2011
224.1
174.0
55.2
2.5
4.6
1980
30
20
10
0
-10
-20
-30
-40
-50
1980
1985
1990
1995
2000
2005
2010 11
1980
8
1990
1990
1960
10
1970
50
1980
2011
80
221.0
4.8
167.3
53.7
1980
1980
164.6
1990
288.4
2011
221.0
21
1990
67.4
1980
227.7
1980
137.7
88.5
1990
1
2011
1990
167.3
1990
26.5
1
2011
138.2
2011
60.4
23.4
1990
22.8
1980
76.2
83.3
160.5
14.2
1990
127.9
44.6
9
34.9
350
300
250
200
150
100
50
0
1980
1985
1990
1995
2000
2005
2010 11
1980
1985
1990
1995
2000
2005
2010 11
250
200
150
100
50
0
1
1
10
1980
2011
1990
105.1
117.6
12.5
1980
2011
70.0
68.1
62.2
1990
47.9
10.6
110.1
43.5
1980
1980
103.5
1990
2011
21.4
1990
82.1
20.7
1990
1980
184.9
46.0
1990
64.4
2011
100.3
138.9
1990
24.9
67.1
2011
1980
23.6
1980
40.8
2011
21.9
60.1
1990
36.4
2011
2011
1980
1980
1980
47.7
1990
93.4
2011
77.5
1980
52.6
1980
1990
91.5
2011
61.4
1980
1990
72.2
1990
1980
89.8
1990
2011
13.8
155.5
2011
30.0
1980
1990
47.2
58.4
19.1
1990
46.7
48.4
2011
11
44.7
30.8
108.8
1980
17.5
1990
25.0
2011
13.7
2011
1980
1980
2011
60.4
1980
1990
70.4
1980
1980
2011
39.2
2011
50.6
1990
85.1
48.5
1990
2011
1990
1980
2000
1980
1990
2000
2010
2011
100.0%
100.0%
100.0%
100.0%
100.0%
38.1%
36.2%
37.1%
36.5%
37.1%
2.1%
2.2%
2.6%
2.9%
3.3%
2.8%
1.9%
1.1%
1.0%
0.8%
0.9%
0.6%
0.4%
0.4%
0.3%
1.3%
1.0%
1.0%
1.2%
1.0%
1.3%
1.6%
1.4%
1.1%
1.0%
4.6%
4.0%
4.4%
4.5%
4.5%
1.3%
0.7%
1.0%
0.9%
1.2%
1.6%
1.5%
1.2%
1.1%
1.1%
2.3%
1.5%
1.2%
1.4%
1.4%
1.2%
1.0%
1.0%
1.0%
1.0%
2.6%
2.4%
2.2%
2.1%
2.2%
4.6%
4.7%
5.5%
5.0%
5.2%
4.9%
6.2%
6.6%
6.2%
5.9%
3.9%
3.7%
4.0%
3.8%
4.7%
2.9%
3.2%
3.6%
3.8%
3.5%
61.9%
63.8%
62.9%
63.5%
62.9%
8.0%
11.3%
10.3%
9.6%
9.5%
39.0%
31.7%
28.8%
27.5%
27.1%
4.4%
5.5%
5.3%
5.0%
4.9%
12
2000
37.1
62.9
28.8
5.5
4.4
10.3
6.6
4.0
5.3
2000
27.5
72.5
32.8
4.3
13.6
8.8
1990
1980
2000
1990
2000
33.4
32.1
6.9
2000
4.9
66.6
11.6
9.3
4.4
3
2000
22.0
35.9
78.0
13.7
13.6
3.1
1980
1990
2000
2010
2011
100.0%
100.0%
100.0%
100.0%
100.0%
33.9%
31.1%
33.4%
34.7%
34.9%
2.0%
1.9%
2.1%
2.3%
2.6%
2.3%
1.5%
0.9%
0.7%
0.7%
0.8%
0.6%
0.4%
0.3%
0.3%
1.2%
0.9%
0.9%
1.1%
0.9%
1.2%
1.4%
1.2%
1.0%
0.9%
3.6%
2.9%
3.1%
3.3%
3.2%
1.3%
0.6%
0.9%
1.2%
1.4%
1.3%
1.2%
1.0%
1.1%
1.0%
2.2%
1.3%
1.4%
1.8%
1.5%
1.1%
0.7%
0.8%
0.9%
0.9%
2.1%
1.8%
1.7%
1.7%
1.8%
3.6%
3.6%
4.4%
4.5%
4.5%
4.7%
5.9%
6.9%
6.8%
6.0%
3.9%
4.1%
4.9%
4.8%
6.1%
2.6%
2.7%
2.9%
3.2%
3.0%
66.1%
68.9%
66.6%
65.3%
65.1%
9.8%
13.4%
11.6%
9.9%
10.1%
40.5%
34.5%
32.1%
31.8%
31.3%
7.2%
9.0%
9.3%
9.2%
8.6%
13
1980
1980
1990
2000
1980
1990
24.5
2000
19.2
1980
1980
2011
27.6
2000
2011
30.7
15.0
1990
20.6
2000
17.4
10
1980
1980
1990
2000
2010
2011
28.6%
20.6%
17.5%
14.5%
14.5%
26.7%
20.6%
17.4%
14.6%
15.3%
27.6%
20.6%
17.4%
14.5%
15.0%
34.3%
28.1%
23.4%
20.4%
21.4%
27.5%
23.2%
19.6%
17.5%
18.8%
29.7%
24.7%
20.6%
18.3%
19.4%
26.7%
18.7%
16.0%
13.1%
13.0%
26.1%
19.1%
16.0%
12.9%
13.3%
26.4%
18.9%
16.0%
13.0%
13.2%
1
1
1980
28.0
20.6
2011
26.2
2000
14.5
1990
17.5
15.3
17.4
1980
1990
1980
2011
18.9
29.7
1990
24.7
19.4
2000
2000
1980
16.0
2011
20.6
26.4
1990
13.2
1980
34.3
2011
21.4
1980
2011
18.8
1980
14
26.7
27.5
2011
26.1
13.0
2011
1980
13.3
1980
1990
16.0
2000
13.5
2011
22.1
11.3
1980
2011
1990
2000
2000
1980
1990
2000
2010
2011
24.7%
17.2%
13.7%
11.1%
10.8%
19.9%
15.0%
13.4%
11.0%
11.7%
22.1%
16.0%
13.5%
11.0%
11.3%
24.0%
18.0%
14.6%
13.4%
13.4%
19.7%
15.8%
14.3%
13.1%
14.0%
21.1%
16.4%
14.4%
13.2%
13.8%
25.0%
17.0%
13.5%
10.6%
10.3%
20.1%
14.5%
12.9%
9.8%
10.4%
22.6%
15.7%
13.2%
10.1%
10.3%
1
1
1980
29.7
27.6
26.4
35.1
30
48.0
25.2
17.5
1990 2000
2000
17.4
20.6
16.0
25.3
25.6
15
16.6
1980
2000
36.1
22.5
1980
12.2
1980
1990
2000
2010
2011
27.6%
20.6%
17.4%
14.5%
15.0%
29.7%
24.7%
20.6%
18.3%
19.4%
21.4%
17.5%
16.3%
16.8%
18.1%
34.4%
26.1%
19.1%
16.3%
17.2%
34.6%
29.8%
23.0%
24.7%
21.6%
31.6%
25.3%
21.1%
19.5%
19.7%
28.9%
24.2%
23.5%
21.5%
22.4%
31.5%
25.1%
20.5%
19.0%
19.1%
25.7%
19.1%
23.4%
23.1%
27.7%
31.1%
26.2%
19.8%
17.7%
18.6%
22.6%
18.7%
14.8%
13.4%
14.1%
29.9%
24.1%
17.1%
15.1%
15.0%
35.1%
29.4%
25.3%
20.5%
23.0%
34.6%
30.2%
25.6%
21.6%
22.7%
28.2%
24.7%
20.9%
18.4%
19.0%
26.8%
21.9%
17.1%
13.8%
17.3%
35.9%
29.1%
23.0%
21.6%
21.7%
26.4%
18.9%
16.0%
13.0%
13.2%
25.2%
23.0%
22.5%
22.4%
23.2%
48.0%
40.1%
36.1%
32.5%
32.9%
17.5%
14.3%
12.2%
11.3%
11.2%
1980
34.3
30
28.6
26.7
30
45.7
17.6
13.8
1990
2000
26.0
1980
2000
17.5
23.4
26.8
26.4
2000
3
16
16.0
2000
1980
22.1
21.1
22.6
1980
1990
2000
2010
2011
22.1%
16.0%
13.5%
11.0%
11.3%
21.1%
16.4%
14.4%
13.2%
13.8%
16.4%
11.6%
10.1%
10.5%
10.7%
22.8%
15.9%
12.0%
8.1%
11.6%
26.3%
22.6%
15.9%
15.8%
14.4%
23.5%
17.1%
14.7%
13.9%
13.6%
20.5%
16.7%
16.2%
15.4%
14.8%
20.0%
14.0%
11.3%
10.4%
10.4%
20.1%
12.5%
15.9%
21.4%
25.3%
20.2%
16.2%
12.5%
12.9%
12.9%
17.2%
12.7%
12.7%
12.6%
12.0%
20.4%
13.8%
11.1%
10.0%
10.3%
23.7%
17.5%
15.3%
12.7%
14.6%
21.7%
18.1%
15.8%
14.9%
14.9%
21.6%
18.1%
17.0%
15.3%
14.7%
21.5%
18.8%
16.3%
13.3%
16.8%
25.8%
18.9%
14.6%
13.9%
14.0%
22.6%
15.7%
13.2%
10.1%
10.3%
24.6%
21.1%
19.7%
17.5%
18.6%
39.9%
33.7%
31.3%
28.5%
28.7%
23.0%
18.2%
16.5%
15.6%
15.0%
5.5
23.7
20
39.9
24.6
23.0
1990 2000
2000
13.5
14.4
13.2
17
15.3
15
2000
31.3
19.7
16.5
1980
24.0
24.7
25.0
26.7
26.8
39.9
24.9
24.3
1980
1990
2000
2000
13.7
14.6
13.5
2000
1980
2000
1980
18
2000
↓
↓
19
1980
1980
6
1990
2000
2000
1980
72.2
66.5
78.3
1990
51.1
2000
58.9
65.6
1980
1990
66.5
78.3
72.2
88.2
90.2
89.4
59.9
70.7
64.6
1980
20
2000
60.0
75.2
67.7
86.3
87.3
87.0
53.6
68.2
60.1
2000
2010
51.1
65.6
58.9
76.4
75.4
75.7
45.4
59.6
52.1
2011
49.1
60.6
55.5
72.3
68.6
69.6
43.9
55.8
49.7
50.1
64.9
58.4
72.5
75.3
74.5
45.2
58.6
51.8
1980
30.7
13.1
32.0
33.4
2000
11.2
9.5
40.2
47.7
35.7
38.0
44.9
1980
1990
30.7
33.4
32.0
49.1
41.9
44.7
25.2
27.9
26.4
1980
2000
22.9
20.5
21.7
42.5
24.6
30.7
18.2
18.1
18.1
1990
35.7
44.9
40.2
39.1
48.2
44.7
34.8
42.8
38.2
21
56.1
2010
13.1
9.5
11.2
27.3
10.1
15.2
9.9
9.1
9.5
2000
37.1
54.7
46.0
43.8
62.8
56.3
35.5
50.1
42.0
2011
9.9
5.7
7.5
22.6
6.0
10.6
7.0
5.4
6.3
2010
38.0
56.1
47.7
49.2
65.4
60.5
35.5
50.5
42.5
9.6
6.0
7.6
21.5
6.5
10.6
7.0
5.7
6.4
2011
39.2
55.0
48.0
49.7
62.5
59.0
36.9
50.4
43.5
40.5
58.9
50.8
51.0
68.7
63.9
38.2
52.9
45.4
1980
14.5
9.2
1980
2000
13.1
11.1
1.37
1990
1.11
1.08
2000
1980
1.22
1990
1.00
1.25
2000
1980
1.57
1.24
1.39
1.42
1.11
1.21
1.62
1.35
1.49
1.25
2000
0.97
1990
2000
1.25
1.00
1.11
1.19
0.97
1.04
1.27
1.02
1.14
1980
22
1.54
2010
1.25
0.97
1.08
1.12
0.95
0.99
1.28
0.98
1.12
2011
1.08
0.88
0.96
1.03
0.93
0.96
1.09
0.85
0.95
1990
1.06
0.86
0.94
1.08
0.91
0.95
1.05
0.83
0.93
1990
1990
1990
2000
2000
120
100
80
60
40
20
0
1980
1985
1990
1995
1980
23
2000
2005
2010 11
1990
1990
1990
2011
109.8
1991
28.8
1990
107.0
2011
29.3
2000
1980
162.8
19.7
2011
489.7
32.0
0.7
1
(
)
1980
162.8
19.7%
80.3%
1981
179.3
18.1%
81.9%
1982
198.0
16.8%
83.2%
1983
219.0
15.1%
84.9%
1984
245.2
13.9%
86.1%
1985
273.7
12.2%
87.8%
1986
338.4
9.8%
90.2%
1987
379.2
8.3%
91.7%
1988
418.1
7.6%
92.4%
1989
465.1
7.3%
92.7%
24
3.6
1990
502.3
6.4%
93.6%
1991
525.2
6.1%
93.9%
1992
539.0
5.3%
94.7%
1993
546.9
5.1%
94.9%
1994
548.8
4.8%
95.2%
1995
556.8
4.4%
95.6%
1996
559.5
4.2%
95.8%
1997
564.4
3.9%
96.1%
1998
561.7
3.2%
96.8%
1999
539.9
2.9%
97.1%
2000
531.9
2.8%
97.2%
2001
513.8
2.5%
97.5%
2002
495.5
2.2%
97.8%
2003
477.2
2.0%
98.0%
2004
466.9
1.8%
98.2%
2005
471.7
1.6%
98.4%
2006
479.3
1.4%
98.6%
2007
481.5
1.3%
98.7%
2008
501.8
1.1%
98.9%
2009
493.2
0.8%
99.2%
2010
484.5
0.8%
99.2%
2011
489.7
0.7%
99.3%
1980
32.7
36.5
36.8
25
35.6
1980
27.3
1980
31.2
1990
2000
2000
14.3
1980
1990
2000
2010
2011
100.0%
100.0%
100.0%
100.0%
100.0%
83.7%
80.8%
70.1%
64.5%
65.2%
27.3%
18.0%
14.3%
11.3%
11.7%
10.2%
9.5%
10.3%
9.1%
9.4%
11.9%
6.5%
3.3%
1.9%
2.0%
5.2%
2.0%
0.8%
0.3%
0.3%
40.9%
46.0%
37.7%
34.9%
34.9%
15.6%
16.8%
18.1%
18.3%
18.6%
16.3%
19.2%
29.9%
35.5%
34.8%
1980
1990
2000
2010
2011
100.0%
100.0%
100.0%
100.0%
100.0%
87.4%
87.9%
77.9%
73.4%
74.5%
31.2%
20.5%
15.1%
11.7%
11.5%
10.9%
9.0%
9.0%
8.0%
7.7%
13.8%
8.2%
4.7%
3.1%
3.1%
6.5%
3.3%
1.4%
0.6%
0.6%
42.3%
52.1%
46.9%
44.3%
45.2%
13.9%
15.3%
15.9%
17.4%
17.8%
12.6%
12.1%
22.1%
26.6%
25.5%
1980
1990
2000
2010
2011
100.0%
100.0%
100.0%
100.0%
100.0%
80.7%
75.2%
64.9%
58.7%
59.3%
24.0%
16.1%
13.7%
11.1%
11.8%
9.6%
9.8%
11.1%
9.8%
10.4%
10.3%
5.1%
2.3%
1.2%
1.3%
4.1%
1.1%
0.3%
0.1%
0.1%
39.6%
41.2%
31.6%
28.8%
28.3%
17.0%
17.9%
19.6%
18.9%
19.2%
19.3%
24.8%
35.1%
41.3%
40.7%
15.1
1990
2000
1990
2000
1990
2000
2000
3
26
2
1970
2
1990
1980
1990
1996
1998
1990
27
80
60
40
20
0
-20
-40
-60
1980
1985
1990
1995
2000
2005
2010 11
1980
1985
1990
1995
2000
2005
2010 11
80
60
40
20
0
-20
-40
-60
-80
1980
1990
1990
1990
28
29
17.4.13
30
1
2000
31
23
380
1
8
460
300
500
2
56
2
40
50
54
4
3,486
2
4,797
54
1
269
2
1
1,253
4
2000
3
32
1980
33
2002
2000
2004
2005
34
12
11
IT
13
e-Japan
15
7
e-Japan
IT
IT
IT
e-Japan
16
2004
2
e-Japan
2004
16 6
e-Japan
-2004
IT
e-Japan
17
IT
2005
2005
16
4
16 10
4
16 11
17
35
3
17
7
17
12
①
②
③
④
17 5
3
①
②
③
④
4
18 2
①
②
③
19
3
19 6
20
12
18 3
19
2
5
2
36
18
2
1
2
3
37
12
2
1
16
2
1
16
16
1
2
2
38
20
12
3
22
6
21
SMBC
21
6
9
11
11
24
43
8
16
18,739
8
1
24
7,545
4
1
SMBC
500
24
24
5
10
24
24
3
39
9
B to B
IT
B to B
EDI
B to B
B to C
1998
10
1
2
B to B
2000
1998
12
2
B to B
2.5
22
20
2
8.6
2
90
2004
2000
2004
2003
100
B to
B
2003
157
2004
190
40
2005
2005
70
80
1998
3,700
3,100
90
2,300
600
43,000
33,000
110
100
0
0
260
0
0
0
86,260
2000
6,800
5,800
240
3,800
1,100
119,900
72,500
2,700
160
0
0
2,900
0
0
0
215,900
2001
8,170
8,250
4,570
8,750
9,650
150,840
135,190
3,770
1,340
0
10
5,500
130
3,840
260
340,270
57.6%
2002
2,200
15,380
9,500
11,200
30,080
197,730
172,540
5,350
1,970
0
40
5,600
0
9,300
2,180
463,070
36.1%
2003
2004
14,030
24,860
20,660
24,650
14,300
61,490
53,670
66,060
37,360
74,070
242,940 246,590
280,490 343,020
35,490
41,900
4,900
11,580
0
20
39,340
64,240
7,670
10,650
130
2,860
20,090
33,630
3,250
21,370
774,320 1,026,990
67.2%
32.6%
2003
2004
240,670 263,530
108,380
98,320
101,010 233,820
71,300 121,770
101,130 109,700
316,070 327,010
349,860 447,270
35,490
41,900
42,310
42,370
0
20
104,650 105,770
46,030
46,330
1,580
2,860
32,220
43,560
20,330
25,540
1,571,030 1,909,770
21.6%
2005
2006
2007
2008
2009
2010
2011
49,530
50,530
53,740
55,120
54,530
69,180
74,770
160,870 162,230 171,280 178,210 181,870 209,530 204,650
271,880 281,980 298,950 311,470 251,930 294,630 304,500
137,090 144,950 162,380 163,200 114,560 144,260 156,760
94,410 102,280 108,370 102,870
70,020
97,270 110,770
313,550 318,730 344,770 327,250 251,240 313,830 306,400
286,030 310,650 357,750 349,380 255,350 341,250 329,630
63,120
63,200
65,670
63,120
63,700
70,890
79,990
48,790
52,820
54,820
57,020
51,700
62,410
70,340
710,440 714,830 800,760 773,930 630,600 826,140 802,630
87,750
89,790
92,820
92,520 101,990 110,460 112,610
2,150
11,280
11,020
9,970
9,130
11,300
13,050
9,120
9,410
9,680
9,860
9,870
9,940
9,600
680
1,840
1,960
1,970
2,060
2,010
1,980
2,235,390 2,314,520 2,533,970 2,495,890 2,048,550 2,563,100 2,577,680
17.1%
3.5%
9.5%
-1.5%
-17.9%
25.1%
0.6%
2003
2004
2005
B to B
171.4
10
2
41
257.8
2011
EC
1998
16.1
51.1
1.5
2011
24.3
EC
43.6
44.1
22.4
42
2
1993
1995
2005
2007
2005
2005
2005
2007
2010
2012
43
24 9
TEL
FAX
e-mail [email protected]
44

Download Report