Minnesota & Iowa edition Member benefits provided by The Auto Club Group 600 W. Travelers Trail, Burnsville, MN 55337 ROADSIDE ASSISTANCE INSURANCE SERVICES Your reference to AAA services YOURвЂ€MEMBERSHIP Membership Handbook TRAVELING WITH AAA 10% В oп¬Ђ В AAA В AUTO В & В HOME В insurance В rates В for В AAA В members Welcome to AAA We are pleased to provide your new AAA Membership Handbook. On the following pages youвЂ™ll discover how to make the most of your membership. AAA offers four levels of benefits and services: AAA Basic is our core membership product that sets the standard of excellence in roadside assistance. Members enjoy dozens of benefits and services designed to provide security, savings and peace of mind. AAA Plus enhances many of the Basic Membership benefits вЂ” most notably extending your towing privileges up to 100 miles. AAA Plus RV extends the benefits of AAA Plus to a broader range of eligible vehicles, including travel trailers, motorcycles and many types of recreational vehicles. AAA Premier RV is our premium level of membership, providing the ultimate in protection and service. Towing privileges up to 200 miles, emergency car rentals and concierge services are just a few of the highlights. We hope youвЂ™ll be pleasantly surprised by how many benefits your membership brings. When you join AAA, youвЂ™re joining a club thatвЂ™s committed to putting your interests first вЂ” and helping you in all kinds of ways. You can view updates to this Membership Handbook at AAA.com. 2 You can benefit in so many ways from your membership, including savings on a wide range of products and services, and our AAA credit card. Traveling with AAA page 15 Our travel service is second to none. Whether youвЂ™re traveling in the U.S. or abroad, for business or on vacation, AAA Travel Agency is there to help. And, weвЂ™ll help you save money, too. YOURвЂ€MEMBERSHIP Getting the most from вЂ€ your membership page 5 TRAVELING WITH AAA Our range ofвЂ€ services Roadside assistance page 25 WeвЂ™re there for you when you need help on the road. ThereвЂ™s an at-a-glance guide to roadside assistance on the back of this handbook. Appendices page 37 AAA Guide to your membership ROADSIDE ASSISTANCE Get great rates on auto insurance, home insurance, life insurance and more. INSURANCE SERVICES Insurance through AAA page 23 3 Where to вЂ€ find us Drop in YouвЂ™ll find us at AAA offices throughout the U.S. For the location and phone number of the office nearest you, look in the Important Phone Numbers section on page 46 or check out AAA.com. At many of our offices, youвЂ™ll have access to our full range of travel, insurance and membership services. Some travel or insurance products may require an appointment. Call us You can call our Member Service Center. See Important Phone Numbers on page 46 for numbers to call. Member Service Center hours Service Days Times Roadside Assistance Service and Claims Every day 24 hours Membership/Auto Touring/Travel Mon. to Fri. Sat. 8:00 a.m. вЂ“ 8:00 p.m. 8:00 a.m. вЂ“ 4:30 p.m. (Central Time) Go online You can visit us at AAA.com for membership information on benefits, insurance, discounts and much more. You can also order maps, make reservations and even request insurance quotes. To ensure you have the most up-to-date information on all membership benefits and services, be sure to check the online handbook. вЂў To register your email address and enjoy full access to your online benefits, visit AAA.com/Register. 4 YOURвЂ€MEMBERSHIP Getting the most вЂ€ from your membership AAA Member Discounts Take advantage of exclusive AAA Member Discounts at hundreds of leading hotels, businesses and retailers across the nation вЂ” plus discounts and free-shipping offers from leading online partners. You can easily save more than the cost of your Look for this symbol at participating retailers membership вЂ” year after year. Save while youвЂ™re traveling Save at major hotel chains nationwide such as Best Western, Sheraton Hotels and Resorts, Westin, St. Regis, Marriott and Hyatt Hotels. At Hertz, save up to 20% on select vehicle rentals, receive a Member Satisfaction Guarantee, and enjoy free rental of a child safety seat, 50% off the rental of SIRIUS/XM Satellite Radio and $6.99 per day fee for Hertz NeverLostВ® GPS. At Amtrak, save 10% when you take the train. Online savings At Target.com youвЂ™ll get a 10% discount on items for the entire family вЂ” home goods, furniture, toys, sporting goods, designer-name merchandise and gifts. вЂў Go to AAA.com/Target. At 1-800-flowers.com youвЂ™ll save 20% on select floral arrangements. вЂў Go to AAA.com/Savings and enter 1-800-flowers under Search For More Savings. AAA Guide to your membership 5 At Dell, your AAA Membership Card saves you up to 10%, 20%, 30% or more on select computer system configurations. Orders are delivered directly to your door. вЂў Go to AAA.com/Dell. At SIRIUS/XM Satellite Radio, save up to 40% on SIRIUS and XM radios and accessories with free shipping, free activation and free one-month service (with annual subscription purchase). вЂў Go to AAA.com/SiriusXM. Everyday savings Hard Rock CafГ© вЂ” Save 10% off your food bill. AAA Prescription Savings discount вЂ” Save an average of 24% on prescriptions at your local pharmacy. Visit AAA.com/Prescriptions to download your savings card. This is not insurance. Discounts are only available at participating pharmacies. Does not cover insured prescriptions. Lenscrafters вЂ” save up to 30% on a comprehensive eye exam, a complete pair of eyeglasses or eyeglass accessories. Payless ShoeSource вЂ” AAA Members save 10% on regular-priced items. Just show your AAA Card at the cash register. NAPA Auto Parts вЂ” Show your AAA Card and save 7% on most auto parts and accessories at participating NAPA Auto Parts stores throughout the United States. Certain exclusions apply. Penske Truck Rental вЂ” YouвЂ™ll save 12% on one-way truck rentals (unlimited free mileage with one-way truck rentals), local truck rental rates and moving accessories and supplies. Rentals booked on PenskeTruckRental.com receive a discount of up to 20% (U.S. only). You can also save at selected automotive service centers, entertainment attractions, major theme parks and much more. 6 If you purchased: AAA discount Total savings Dinner for four: $80 10% $8 Three nights in a hotel: $240 10% $24 Laptop Computer: $800 10% $80 Total Savings $112 YOURвЂ€MEMBERSHIP How it all adds up вЂў To search for more Savings Partners, go to AAA.com/Savings. Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & Save retailers. Dining offers exclude tax, tip and alcoholic beverages and are not valid toward gift certificates at participating restaurants. Check with the retailer for details on each participantвЂ™s specific savings offer. Be sure to show your valid membership card BEFORE you make your purchase, as retailers and AAA cannot honor the discount after the sale. Retailers will not give discounts to nonmembers who present another personвЂ™s membership card. Temporary AAA Membership Cards may not be accepted at some locations. On the go AAA Auto Buying вЂ” With AAA Auto Buying, you can save thousands off the MSRP on new cars and pay below Kelley Blue Book pricing on used cars. вЂў Go to AAA.com/AutoBuying or call 877-222-3314. CarFax Reports вЂ” Looking for a used vehicle? DonвЂ™t run the risk of buying a used vehicle with costly hidden problems. AAA Members get 20% off the price of CarFax vehicle history reports. Choose one or more vehicle history reports at low member-discounted prices. вЂў Go to AAA.com/CarFax. AAA Cellular Phones вЂ” If youвЂ™re looking for a mobile phone to use for safety and security while on the road, AAA Members receive free or discounted cell phones with AT&T, SprintNextel, T-Mobile and Verizon Wireless through Members-On-The-Go Wireless or discounted Jitterbug phone service through Great Call. AAA Cell Phone products also feature free AAA Roadside Assistance calls and discounted accessories вЂ” all at modest monthly rates. вЂўGo to MembersOnTheGoWireless.com or GreatCall.com/AAA. AAA Guide to your membership 7 AAA credit cards* Get the most from your AAA Membership with the AAA Member Rewards VisaВ® credit card. It rewards you for your everyday spending in ways no other card can. Earn unlimited rewards fast with double points for gas, grocery and pharmacy purchases and triple points at AAA and for travel purchases. Redeem for things you can really use, like cash, gift cards, travel, even AAA services. Plus get exclusive AAA benefits вЂ” all with no annual fee. Best of all, your credit card is backed by the AAA commitment and service you know and trust. Your membership has never been more rewarding. You have 24-hour access to the MyConciergeSM service вЂ” a unique, free personal assistance service for hard-to-get tickets, dining, transportation and event planning. YouвЂ™ll enjoy a low introductory Annual Percentage Rate (APR), 24-hour account access, zero liability for fraudulent charges and much more. Extra benefits include common carrier travel accident insurance, supplemental auto rental collision deductible coverage and special discounts on auto insurance through AAA. вЂў For more information on rates, fees, other costs and benefits associated with the use of this card, or to apply, call us toll-free at 800-545-7899 and mention source code VAAUVV. You may also go to AAA.com or visit your local AAA office. *The AAA credit card program is issued and administered by FIA Card Services, N.A. MyConcierge is a service mark of Les Concierges, Inc. and is used by the issuer pursuant to license. AAA Member Rewards is a registered trademark of FIA Card Services, N.A. 8 AAA Members can purchase American ExpressВ® Gift Cards and Gift Cheques at your local full-service office. Gift Cheques are an appreciated gift choice for everyone on your list. They are available in a variety of denominations from $25 to $100, can be used to buy virtually anything and are replaceable if lost or stolen. Gift Cheques are accepted anywhere American ExpressВ® Travelers Cheques are accepted in the U.S. and worldwide. YOURвЂ€MEMBERSHIP В® American Express Gift Cards and Gift Cheques American Express Gift Cards give the recipient more choices. Unlike store gift cards that can be redeemed only at that storeвЂ™s locations, the American Express Gift Card can be used at thousands of places in the U.S. that accept American Express.* The Gift Card is available in denominations ranging from $25 to $500 and can be refunded if lost or stolen. вЂў For more information visit your local AAA office. *Terms and conditions apply to Gift Card use. Some restrictions on merchant acceptance will apply to the Gift Card. The Gift Card is not for use at airline, hotel, car rental, telecom or ATMs. It cannot be used outside the U.S. Replacement fees may apply. Additional restrictions apply. See terms and conditions. AAA Guide to your membership 9 You and your membership We offer four levels of membership: AAA Basic, AAA Plus, AAA Plus RV and AAA Premier RV. Look for these symbols throughout this handbook. They signify enhanced benefits and service levels for members who have upgraded to AAA Plus, AAA Plus RV or AAA Premier RV. Upgrading If youвЂ™re currently a Basic AAA Member with an average of no more than two roadside assistance calls over the last two years, you can apply to upgrade your membership to AAA Plus, AAA Plus RV or AAA Premier RV. Associate Members must upgrade if the Primary card holder has already done so. To upgrade, call us toll-free at 800-222-1333. Please note that thereвЂ™s a three-day waiting period after upgrading before you can enjoy the increased roadside assistance benefits. Enrolling your family You canвЂ™t always be there when members of your family have a flat tire or lock their keys in the car. But AAA can. For a little extra, you can enroll other individuals in your family such as your spouse and eligible children as Associate Members if they share your residence. TheyвЂ™ll have their own membership cards and be able to call us for roadside assistance no matter whose car theyвЂ™re in. WhatвЂ™s more, theyвЂ™ll enjoy all the same benefits of AAA Membership as you вЂ” discounts, savings and member-only perks. вЂў To sign up other individuals in your household, call us at 800-222-1333 or visit your local office. 10 Please note that even though your membership card may reflect a вЂњValid ThruвЂќ date thatвЂ™s more than a year away, it wonвЂ™t be active unless you pay your membership dues annually. When you receive your annual renewal bill, you can pay online at AAA.com/Payment or pay by phone at 877-44-MY-AAA (877-446-9222). Otherwise, you can mail your renewal payment to the address shown on the bill. YOURвЂ€MEMBERSHIP Renewing your membership You can also sign up to automatically renew annually by providing your credit card information. With automatic renewal, youвЂ™ll still receive a statement confirming your renewal. AAA Guide to your membership 11 Keeping you informed AAA Living Magazine All our membership households receive a subscription to AAA Living Magazine. ItвЂ™s colorful and informative, keeping you up-to-date on all the benefits, services, and travel and leisure opportunities that we offer. In addition to print editions of the magazine, youвЂ™ll receive digital editions by registering at AAA.com/Register. Notice of changes in membership benefits and terms will be provided through this magazine, AAAвЂ™s official publication of record. Visit AAA.com to see current and past issues. вЂў Please check each issue for the latest discounts. Traffic safety As part of our commitment to keeping our members safe on the roads, we sponsor numerous traffic safety programs, serve as a traffic safety advocate, and as a trusted resource for reliable traffic safety information and assistance. AAAвЂ™s well-known School Safety Patrol and reports on fuel pricing and availability are just two of the ways in which we help our members and the motoring public. We also send out educational materials to schools, parents and law enforcement agencies. вЂў To see our reports and materials, visit our website at AAA.com. Legislation WeвЂ™re committed to protecting your interests as a driver, so we continually evaluate and respond to legislation that affects you. We work to make sure that youвЂ™re not the target of discriminatory legislation, and act as advocates for safe and efficient transportation. Public information We inform our members and the general public about travel, legislation, traffic safety and consumer affairs through news releases, media kits, interviews, public appearances, educational programs and a variety of brochures and literature. 12 Approved Auto Repair (AAR) The next time you need to get your vehicle repaired, look for the AAA Approved Auto Repair sign at repair shops that meet our standards of quality. In addition, youвЂ™ll get the following guarantees: вЂў A limited warranty by the facility for repairs, including parts and labor, that covers 12 months or 12,000 miles, whichever comes first. YOURвЂ€MEMBERSHIP Quality assurance вЂўWhen your vehicle is in the facility being serviced, the vehicle will be inspected, upon request, at no charge for items that most frequently contribute to roadside breakdowns. YouвЂ™ll receive written recommendations of any needed maintenance or repairs. The free maintenance check will be done only if the vehicle is already in the shop for some other service or repair. вЂўIf requested before repair work begins, AAR facilities agree to return all replaced parts with the exception of those that must be returned to the manufacturer under a warranty or exchange program. вЂўAny additional work required to repair the vehicle that exceeds the estimate will be performed only with your authorization. вЂўIn the event of a dispute between you and a facility, the facility must abide by all decisions as arbitrated by AAA. You are not bound by AAAвЂ™s decision and may seek recourse through other avenues. вЂўAAR facilities must employ Automotive Service Excellence (ASE) certified technicians. вЂў Visit AAA.com for AAR locations near you. AAA Guide to your membership 13 Driver training If anyone in your family or organization needs to brush up on driving skills, we can help. WeвЂ™re particularly proud of our work with young drivers, who are statistically more at risk of accidents than any other group, mostly due to their lack of experience. AAAвЂ™s Driver Training Program offers the following courses: вЂў Driver Improvement вЂў Safe Driving for Mature Operators вЂў Driver Refresher Courses вЂў Fleet Driver Training вЂў S afety Training for Employees Who Drive on Business Our Driving Programs are based on our nationally recognized curriculum and designed to promote classroom participation and communication. Courses are available online or, if you prefer a classroom setting, we will work with you to schedule a date and time. вЂўFor details on AAA Driver Training in your area, visit AAA.com/Drive. 14 Traveling вЂ€ with AAA Our comprehensive range of travel services will help to take the stress out of traveling, both in the U.S. and abroad. For journeys in the U.S., our legendary TripTikВ® routing system will show you the best way to reach your destination and provide road construction information. Our TourBookВ® guides will help you decide what to see, what to do and where to stay when you get there. AAA counselors are happy to assist you with all your reservations. TRAVELING WITH AAA Travel without the stress If youвЂ™re going abroad, weвЂ™ll help you obtain your passport, foreign currency and International Driving Permit. Wherever youвЂ™re going, you can make your car rental and hotel reservations through us. Our travel packages make sure you get value for your money, and finally, thereвЂ™s travel insurance to give you peace of mind. вЂў If youвЂ™d like to travel with us, call us at 800-222-1333, go to AAA.com or visit any of our AAA offices. AAA Guide to your membership 15 On the road TourBookВ® guides Our TourBookВ® guides covering the U.S., Canada, Mexico and the Caribbean are full of tips about where to go, what to see and where to stay, as well as information about geography, climate, transportation and local laws. YouвЂ™ll also get member discounts for many popular sights and attractions. вЂў Visit your local AAA office for copies, call 800-222-1333 or go to AAA.com to place your order. For instant information, see our special online editions at AAA.com. TripTikВ® route planning Our online TripTikВ® Travel Planner can help with planning a trip around town or across the country. It provides high-resolution maps and route narratives that you can customize to personalize your route. You can create your map online at AAA.com, or visit one of our full-service offices for your customized, bound TripTikВ® routings. вЂў If you prefer to have your TripTikВ® routings, maps or other publications sent to your home, simply order online (AAA.com) or call 800-222-1333. YouвЂ™ll get an up-to-date TripTikВ® routing, a regional map and road construction information. Please allow eight to ten business days for home delivery. 16 Going abroad International maps and вЂ€ destination guides For traveling in Europe, you can pick up maps and a copy of our famous AAA Europe TravelBookв„ў. When youвЂ™re driving abroad, many countries require an IDP with your name, photo and driver information in ten languages. ItвЂ™s valid in 130 countries and can be very useful if you need to communicate with local authorities. вЂў To apply for your IDP, visit your nearest fullservice AAA office. Passport photos At most AAA offices, we can take regulation-sized photographs for you, while you wait, for a nominal fee. TRAVELING WITH AAA International Driving Permits (IDP) ItвЂ™s a good idea to order several sets вЂ” for an IDP or a visa application, as well as for your passport. вЂў Check with your local full-service AAA office for availability and pricing. AAA Plus RV areRV entitled and Members AAA Plus to two freeare sets of official photographs Members entitled to two free sets per membership term. Minor children of official photographs per membership (age and under) of (age AAA15Plus term.15Minor children andRV Members two free per year! under) arereceive also eligible to sets receive two free sets per year! AAA Premier RV Members and their minor children are entitled to official AAA Premier Members their photographs at RV no cost duringand their minor children are entitled to official membership term. photographs at no cost during their membership term. AAA Guide to your membership 17 24-Hour Global Travel Emergency Assistance* As a member with AAA Premier RV, youвЂ™ll have access to the following services when youвЂ™re traveling 100 driving miles or more from your primary residence: вЂў Medical referrals вЂўEmergency medical transportation arrangements вЂў Emergency visitation arrangements вЂў Emergency message center вЂў Lost tickets and baggage вЂў Emergency airline/hotel reservations вЂў Legal referrals вЂў Money transfers вЂўTo request this service or any AAA Premier RV service, call 800-222-1333. Concierge Service* AAA Premier RV Members have access to the following concierge services when traveling 100 driving miles or more from your primary residence: вЂўRestaurant and spa recommendations and services вЂў Event tickets вЂў Pre-trip assistance and tour information вЂў Flower/gift arrangements вЂў Business services вЂўGolf-tee time information/reservations (subject to availability) вЂўTo request this service or any AAA Premier RV service, call 800-222-1333. *World Access Service Corp., a company of Mondial Assistance, is the administrator for this plan. Benefits provided are service benefits, not financial benefits. Any costs associated with services are paid by the member. 18 Travel money You can order foreign currency and AAA Visa TravelMoneyВ® cards from our website (go online to find out more about this convenient alternative to travelers checks). Preload your card with cash at your local office or at AAA.com. To prevent the embarrassment of not having change in a particular local currency, we provide small-denomination TipPaks in a variety of popular currencies which you can purchase from your local full-service AAA office. American ExpressВ® Travelers Cheques WeвЂ™ll provide you with U.S. dollar, fee-free American ExpressВ® Travelers Cheques. If youвЂ™re traveling as a couple, you can buy Cheques for Two in U.S. dollars for either of you to use. You can pay in the way that suits you best: вЂў Cash вЂў VisaВ® or MastercardВ® credit or debit cards* вЂўCashierвЂ™s check from your bank made payable to AAA вЂўPersonal check, up to $2,000 from your local bank, with a valid driverвЂ™s license and a second form of identification, along with being a member of AAA for at least six months. TRAVELING WITH AAA вЂў Go to AAA.com/Financial for details. вЂў Purchase American Express Travelers Cheques at your nearest full-service AAA office. *Your bank may charge fees for cash advance. AAA travel packages Disney destinations AAA Travel Agency sells more Disney vacations than any other travel agency. That means big advantages for AAA Members. For example, you can save up to 35% on the hotel portion of select packages and dates at Walt Disney WorldВ® Resort, enjoy preferred parking and more. вЂў For further details and to book your trip, call us at 800-222-1333, go to AAA.com or visit your local full-service AAA office. AAA Guide to your membership 19 Member-exclusive tours and cruises Thanks to our buying power, we can offer you and your fellow travelers exclusive deals on tours and cruises. YouвЂ™re free to enjoy the sights (and the savings) these specially negotiated departures offer. вЂў To review our offerings and to book your trip, call us at 800-222-1333, go to AAA.com or visit your local AAA office. Tours, cruises and vacation packages Next time youвЂ™re planning your vacation, why not come to AAA for help? Our travel agents are committed to finding you the best value for the money. They have plenty of experience, so they know who the best companies are and where youвЂ™ll have the best experiences. вЂў To check out the perks and privileges available to AAA Members, call us at 800-222-1333, go to AAA.com or visit your local AAA office. As a member with AAA Premier RV, you can book flights, cruises and tour packages through AAA Travel Agency free of any service fees or customary booking charges. AAA travel discounts Hotel/motel reservations We can arrange hotel and motel reservations for you anywhere in the world. Not only can we save you time, but weвЂ™ll also save you money through exclusive AAA Discounts at thousands of AAA approved hotels. In fact, many hotels guarantee to charge our members their lowest rates. вЂў Call us at 800-222-1333, visit your nearest AAA office or make your own reservations online at AAA.com. Theme parks and attractions AAA offers discounts at many theme parks and attractions across the U.S. вЂў Visit AAA.com for details or contact your nearest full-service AAA office. 20 Hertz car rental discounts At Hertz, save up to 20% on select vehicle rentals, receive a Customer Satisfaction Guarantee, and enjoy free rental of a child safety seat, 50% off the rental of SIRIUS Satellite Radio and $6.99 per day fee for Hertz NeverLostВ® GPS. Book your vehicle by: вЂўCalling the Hertz toll-free Member Service Number 800-654-3080 вЂў Calling your local AAA Travel Agent вЂў Going online at AAA.com/Hertz вЂў Remember to show your AAA Card at the Hertz check-in counter. Hertz #1 Club Gold Membership* AAA Premier RV Members are entitled to a free one-year membership in the Hertz #1 Club Gold frequent renter program. This $60 value includes: TRAVELING WITH AAA вЂў Visiting your local AAA office вЂўSpeed and Expedited Service at over 40 of the worldвЂ™s busiest airports; thereвЂ™s no stopping at any counters вЂў At thousands of locations, go to the designated Gold Counter, show your license and pick up your keys вЂўInstant Return вЂ” a representative will process your return at your vehicle *You must meet the terms and conditions of the Hertz #1 Club Gold membership to enroll Financial servicesвЂ€ for travelers Travel accident insurance If you buy your trip through AAA Travel Agency, youвЂ™ll automatically receive coverage for up to $100,000 in travel accident insurance. If you use your AAA VisaВ® card to pay, youвЂ™re covered for an extra $100,000. Your insurance covers loss of life, limbs or sight while youвЂ™re traveling by plane, train or ship on scheduled journeys. AAA Guide to your membership 21 The The$100,000 $100,000Basic BasicBenefit Benefitpayable payable under underthe theAAA AAATravel TravelAccident Accident Insurance InsuranceProgram Programisisincreased increasedup to $300,000 for AAA RV Members. up to $300,000 for Plus members with AAA Plus and AAA Plus RV. AAA Premier RV Members receive up to $500,000 with AAA AAA Premier in RVcoverage Members receive Travel Accident in Insurance. up to $500,000 coverage with AAA Travel Accident Insurance. For complete description including terms, conditions and exclusions, Appendixincluding 1 on pageterms, 37. conditions and For completeseedescription exclusions, see Appendix 1 on page 37. Trip cancellation, accident and baggage Trip cancellation, accident and baggage insurance insurance Whether youвЂ™re traveling for business or pleasure, you can purchase insurance trips of up Whether youвЂ™re traveling forcoverage business for or pleasure, to 180 you candays. purchase insurance coverage for trips of up to 180 days. Trip cancellation insurance will cover any expenses that canвЂ™t be refunded if youwill have to cancel your Trip cancellation insurance cover any expenses trip because illness or Accident insurance that canвЂ™t beofrefunded if injury. you have to cancel your will because pay for any medical hospital expenses that trip of illness or and injury. Accident insurance resultpay from resulting in personal injury or will for accidents any medical and hospital expenses that death. Baggage insurance provides reimbursement result from accidents resulting in personal injury or if your Baggage luggage isinsurance lost, damaged or stolen. death. provides reimbursement if your luggage is lost, damaged or stolen. Emergency Medical Transportation Coverage Medical Transportation Emergency CoverageAs a member with AAA Premier RV, you Emergency Medical As receive a member with AAA Premier RV, Transportation coverage (including you receive Emergency Medical transport of remains) when youвЂ™re traveling 100 Transportation coverage (including driving miles or more when from your primary residence. transport of remains) youвЂ™re traveling 100 driving milesdetails, or more primary residence. For complete seefrom Termsyour & Conditions on page 39. For complete details see Terms & Conditions on page 39. Baggage Coverage AAA Premier RV Members receive Baggage Coverage up to $500 in coverage if your AAA Premier RV Members receive baggage is lost, damaged or stolen up to $500 in coverage if your when youвЂ™re traveling 100 driving miles or more baggage is lost, damaged or stolen from your primary residence. when youвЂ™re traveling 100 driving miles or more For details, residence. see Terms & Conditions fromcomplete your primary on page 39. For complete details see Terms & Conditions on page 39. 22 AAA Insurance Services Insuring with AAA* Belonging to AAA is not just about driving. ItвЂ™s about being part of a club you can trust to help you manage your affairs. Our insurance programs help to ensure that whatever the future brings, you and your family will stay safe and protected. YouвЂ™ll get a great deal on auto insurance through AAA. We offer high-quality coverage at rates you can afford, and a range of discounts that youвЂ™ll find really make a difference. If you need to make a claim, simply contact our claim service either by phone or internet or at one of our AAA offices. YouвЂ™ll be impressed by our quick and responsive service. Home insurance* Our home insurance gives you excellent protection against threats to your home, your possessions and your personal liability. INSURANCE SERVICES Auto insurance* You can choose the policy that suits you best, and add a Scheduled Personal Property endorsement to cover your most valuable things such as fine art, jewelry and collectibles. We also offer insurance for condo owners and renters. AAA Guide to your membership 23 Specialty products and other insurance** Turn to AAA as your source for insuring these other important needs: вЂў Boats, personal watercraft and other qualifying vessels вЂўMotorcycles and off-road vehicles including ATVs, dirt bikes and snowmobiles вЂў Classic and antique autos вЂў Flood and landlord insurance вЂў Health and other insurance products Life insurance* ItвЂ™s important for your peace of mind to know that whatever happens, your familyвЂ™s financial future will be secure. There are a variety of life insurance products available through AAA that, in the event of your unexpected death, are designed to ensure funds are available to help meet your loved onesвЂ™ financial needs. вЂў For more information on life insurance, call us toll-free at 800-289-4473, go to AAA.com or visit your local AAA office. *Auto, home and most specialty product insurance underwritten by Auto Club Insurance Association or MemberSelect Insurance Company. Other insurance products are offered through ACG Insurance Agency, LLC (ACGIA). ACGIA serves as an agency for insurance products provided by AAA-affiliated companies and by companies that are not affiliated with AAA in order to offer a full range of products and services. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states except New York. **Not available in Iowa. 24 Roadside вЂ€ Assistance Our services Your AAA Membership entitles you to a comprehensive range of 24-hour prepaid roadside assistance services, so you can be confident that whatever happens, help is close by. To take advantage of roadside assistance, call the number supplied on your membership card or on the back page of this handbook. If traveling outside your local region, you may obtain nationwide roadside assistance by calling 800-AAA-HELP (800-222-4357). Requests for roadside assistance may also be placed through our online service at AAA.com. Just click on Need Assistance Now on the Roadside Assistance tab. WhoвЂ™s eligible In fairness to all members, roadside assistance should not be used as a substitute for proper vehicle maintenance. To help control membership dues, AAA has an annual four-call limit on roadside assistance usage per member. Primary and Associate Members in the same household are each eligible for four calls. Multiple service calls for the same problem will be counted separately on your service record. AAA Guide to your membership ROADSIDE ASSISTANCE Roadside assistance is provided on any eligible vehicle that you are driving or riding in at the time of disablement. This includes Associate Members such as spouses or driving-age children who have their own membership cards. You will be asked to present your valid AAA Membership Card before service is rendered. If your membership card is not available and your membership cannot be verified by AAA, you will be requested to pay for service at the servicing facilityвЂ™s prevailing rate. If your membership can be subsequently verified, you may submit your paid receipt and a reimbursement application to AAA and be reimbursed at the rate paid to AAA service providers (see вЂњTo request reimbursementвЂќ). 25 After the the fourth fourth call call in in aa membership membership term, term, After you may may continue continue to to call call AAA AAA to to arrange arrange for for you service, but but must must pay pay the the service service provider provider at at service, the time time services services are are rendered. rendered. If If you you discover discover the that you donвЂ™t need roadside assistance after you you that you donвЂ™t need roadside assistance after have called, called, please please notify notify us us so so the the call call wonвЂ™t wonвЂ™t be be have counted against against your your four-call four-call annual annual limit limit if if we we counted havenвЂ™t dispatched dispatched assistance. assistance. These These service service limits limits havenвЂ™t enable AAA to continue providing reliable, highenable AAA to continue providing reliable, highquality, cost-effective cost-effective roadside roadside assistance. assistance. quality, Services provided provided Services Battery service service Battery If youвЂ™re youвЂ™re having having trouble trouble starting starting your your If vehicle, we we will will provide provide aa battery battery boost boost vehicle, to get get you you on on your your way, way, unless unless not not recommended recommended to by your your vehicleвЂ™s vehicleвЂ™s manufacturer. manufacturer. by Additionally, in in most most metropolitan metropolitan areas, areas, we we Additionally, will test your battery on-scene with our state-ofwill test your battery on-scene with our state-ofthe-art mobile mobile diagnostic diagnostic units, units, and and if if indicated, indicated, the-art offer to to install install aa new new battery battery onsite onsite or or arrange arrange for for offer later replacement at your convenience. The later replacement at your convenience. The diagnostic test test is is free free and and we we offer offer aa 36-month 36-month diagnostic free replacement replacement warranty. warranty. Our Our battery battery prices prices free are competitive competitive and and AAA AAA Members Members receive receive are $25 discount. discount. aa $25 Battery service service is is not not available available for for specialty specialty vehicles vehicles Battery such as as all-terrain all-terrain vehicles, vehicles, dirt dirt bikes, bikes, snowmobiles snowmobiles such and golf golf carts. carts. and Extrication and and winching winching Extrication If your your vehicle vehicle goes goes off off the the road, road, weвЂ™ll weвЂ™ll If send send aa service service vehicle vehicle to to get get you you back on on track. track. Your Your vehicle vehicle will will be be extricated extricated back when it it can can be be safely safely reached reached from from aa normally normally when traveled road road by by aa service service vehicle vehicle with with automobile automobile traveled servicing equipment operated by one person. If servicing equipment operated by one person. If additional help help is is needed, needed, you you may may choose choose to to pay pay additional for additional additional services services on-scene. on-scene. In In such such case, case, the the for service provider provider may may utilize utilize additional additional persons persons or or service equipment, where available, that are needed to equipment, where available, that are needed to free your your vehicle. vehicle. free For members AAA Pluswith RV AAA and AAA For Plus, Premier AAA RV weвЂ™llPremier send two service PlusMembers, RV or AAA RV, weвЂ™ll vehicles, if necessary, at no additional send two service vehicles, if necessary, cost. secondcost. vehicle driver are at noThe additional Theand second available for up to one hour at the scene. vehicle and driver are available for up to one hour at the scene. 26 Not Not covered: covered: Snowbound Snowbound vehicle vehicle recovery; recovery; shoveling shoveling snow, snow, mud, mud, dirt dirt or or sand sand to to clear clear obstructions; obstructions; entering entering areas areas unsuitable unsuitable for for vehicle vehicle traffic traffic or or not not maintained maintained as as aa road, road, for for example, example, beaches, beaches, vacant vacant lots, lots, playgrounds, creek beds, open fields, boat ramps, golf golf playgrounds, creek beds, open fields, boat ramps, courses, courses, and and forest forest and and private private roads. roads. Fuel Fuel delivery delivery service service IfIf you you run run out out of of fuel, fuel, weвЂ™ll weвЂ™ll send send an an emergency emergency supply, supply, when when available, available, to to get you to the nearest service station. We will only deliver fuel (no fuel mixes) and we will charge for fuel at current pump prices. For members with AAA Plus, Plus RV or AAA AAA Premier RV,Premier there isRV, no charge Plus RV or AAA there thecharge fuel delivered вЂ” delivered helping you is no for the fuel вЂ” for get to the nearest helping you get togas thestation. nearest gas station. Vehicle lock-out service service IfVehicle you lock lock-out your keys inside your vehicle, weвЂ™ll to open the door foryour you.vehicle, If youtry lock your keys inside weвЂ™ll try to open the door for If your keys are lost or broken, or if we you. canвЂ™t If your vehicle needs only minor Mechanical firstdonвЂ™t aidinvolve parts adjustments which or supplies, our service providers will do what If your vehicle needs only minor they can at the adjustments scene to render it drivable. which donвЂ™t involve parts or supplies, ourwe service will repairs do what they Please note that canвЂ™t providers guarantee any carried can at the scene to render it drivable. out in this way.If your vehicle is able to be mobilized, you should to your nearestany AAA Approved Please note go thatstraight we canвЂ™t guarantee repairs carried Auto shopIf or other repairis facility see a out inRepair this way. your vehicle able to and be mobilized, qualified technician. you should go straight to your nearest AAA Approved Auto Repair shop or other repair facility and see a qualified technician. AAA Guide to your membership ROADSIDE ASSISTANCE get inside, reimburse you up $50canвЂ™t for a If your keysweвЂ™ll are lost or broken, or iftowe commercial locksmith to make a new keyfor or ato get inside, weвЂ™ll reimburse you up to $50 gain entrance. Or we can tow you to either commercial locksmith to make a new key ora to locksmith or toOr another your choice, gain entrance. we candestination tow you toofeither a subject to the provisions in this locksmith or totowing another destination of handbook. your choice, subject to the towing provisions in this handbook. AAA Plus RV and AAA Premier RV Members are locksmith witheligible AAA for Plus, AAA reimbursement up to $100 to either Plus RV or AAA Premier RV, unlock the vehicle or make it operable. are eligible for locksmith reimburseFor page the 35 home lock-out ment up service to $100benefits, to eithersee unlock (AAA MembersFor only). vehicle Premier or makeRV it operable. home lock-out service benefits, see page 35 (AAA Premier RV Members only). Mechanical first aid 27 Tire service If youвЂ™ve had a blowout or a flat tire, weвЂ™ll check that your spare tire is inflated and serviceable and install it for you. If you donвЂ™t have a serviceable spare, weвЂ™ll tow your vehicle. (For details of our towing service, see вЂњTowing.вЂќ) Please note that our service doesnвЂ™t include repairing your tire, or installing or removing snow chains, unless as part of changing a flat tire. Installing a spare tire is a temporary fix only. You should immediately go to your nearest AAA Approved Auto Repair shop or other repair facility to have it checked by a technician. For members with AAA Plus, AAA Plus RV or AAA Premier RV, our tire service also covers eligible dual-wheeled vehicles. Please note that in certain regions of the country, you might have to pay for the extra service yourself and be reimbursed later. Towing If the AAA service provider canвЂ™t start your vehicle or make it safe to drive, your vehicle will be towed at no charge to either: вЂў The service providerвЂ™s repair shop вЂў Anywhere within five miles of where you broke down For AAA Plus and AAA Plus RV Members, weвЂ™ll tow you without charge up to 100 miles in any direction from where you broke down. As a member with AAA Premier RV, youвЂ™re entitled to one tow (per membership term) of up to 200 miles in any direction from where your vehicle broke down. Any remaining qualified tows may be used for up to 100 miles. If you need towing beyond the limit of your membership level, you will be charged for the extra miles at the service providerвЂ™s prevailing private rate. 28 One-day free car rental NLOA OW D D AAA Premier RV Members are also entitled to one complimentary, one-day rental car per membership term, when a qualifying non-collision tow is one of the four allowable roadside assistance calls. AAA will reimburse you up to a full-size rental car. M CL You must take delivery of the rental car within AI M FOR two calendar days of a qualifying non-collision tow, and you are responsible for subsequent daysвЂ™ charges, upgrades, vehicle insurance, mileage, fuel charges, fees and taxes. Cars must be rented from a commercial car rental company in the business of renting cars. You must meet the terms and conditions of the rental car company. Requests for reimbursement must be submitted within 60 days of the event. Towing considerations If you need to be towed to a particular repair shop, please call first to make arrangements for the vehicle to be accepted upon arrival. If no one from the facility will be there to receive your vehicle, make sure you are вЂ” we canвЂ™t leave your vehicle at a closed repair shop unless you are there to accept it. Please note that our responsibility ends when we get your vehicle to the agreed destination. YouвЂ™ll need to pay any further expenses yourself, such as repairs or additional towing. AAA Guide to your membership ROADSIDE ASSISTANCE We always try to be as responsive as possible, but towing to your ultimate destination may be unavoidably delayed due to unusual circumstances, for example, by extreme weather conditions, exceptionally high demand, unavailability of people or equipment. Local laws may only allow service providers to carry one passenger. If this happens, we will help you find alternative transportation at your own expense. 29 Eligible vehicles The following tables show which vehicles are covered for roadside services under each type of membership, provided your vehicle can be safely reached from a normally traveled road by a service vehicle with automobile servicing equipment operated by one person. Battery Battery boostboost Battery replacement Battery replacement Extrication Extrication and and winching winching delivery Fuel Fuel delivery Vehicle lock-out Vehicle lock-out Tire service Tire service Towing Towing l l l l l l l l l l l l l l l l l l l na l l l l l l na na l l l l na l l l l l na na na l l l l l l na l Extrication Extrication and and winching winching l Fuel delivery Fuel delivery lock-out VehicleVehicle lock-out Tire service Tire service l TowingTowing Licensed Types offour-wheel vehicles motor vehicles (cars, vans, SUVs, Licensed four-wheel unloaded pickups) motor vehicles (cars, vans, SUVs, Rented & commercial unloaded pickups) vehicles (except taxis & Rented & commercial limousines) vehicles (except taxis & Dual-wheeled campers limousines) and motor homes Dual-wheeled campers Dual-wheeled and motor homes unloaded pickup trucks Dual-wheeled unloaded pickup trucks replacement BatteryBattery replacement Types of vehicles BatteryBattery boost boost Basic Membership & AAA Plus Basic Membership l l l l na na l l l l l l l l l l l AAA Plus RV & AAA Premier RVвЂ€ AAA Plus RV & AAA Premier RVвЂ€ Additional vehicles Motor homes, dual-wheeled campers andvehicles dual-wheeled Additional unloaded pickup trucks with Motor homes, dual-wheeled or without campers campers and dual-wheeled Travel trailers (including unloaded pickup trucks with fifth-wheel travel trailers) or without campers l l l l na na l l Travel trailers (including Trailers designed for the l na na na na fifth-wheel travel trailers) purpose of transporting recreational vehicles l l na l Vehicles with dual batteries * na * l na na (all-terrain vehicles, dirt bikes, snowmobiles, golf l l na na na Motorcycles carts, boats and personal watercraft). *Service provider will assess and determine if battery service can bedual provided l l l Vehicles with batteries * * Motorcycles na na l l l l l l l l na l l l na na l *Service provider will assess and determine if battery service can be provided 30 l Towing Tire service Vehicle lock-out Fuel delivery Extrication and winching Battery replacement Additional vehicles Battery boost AAA Premier RV Membership Only All-terrain Trailers designed vehicles, fordirt thebikes, l na na l* na na l purpose of transporting snowmobiles, golf carts recreational vehicles (alll snowmobiles l na dirt na bikes, na na l and terrain vehicles, dirt trailers, bikes, ATVs, Note: Recreational snowmobiles, carts and from the roadside. For golf carts, all golf carts mustgolf be accessible personal watercraft); services are excluded boat while located on golf course property. In trailers not included. certain are regions of the country, you might have to pay for service yourself and be reimbursed later. All-terrain vehicles, dirt bikes, l na na l* na na l snowmobiles, golf carts *Fuel Delivery will cover regular fuel only (no fuel mixes) Note: Recreational trailers, ATVs, dirt bikes, snowmobiles and golf carts must be accessible from the roadside. For golf carts, all Vehicles not eligible foron service services are excluded while located golf course property. In certain regions of the country, you might have to pay for service Prepaid service or reimbursement will not be yourself and be reimbursed later. provided for vehicles which: вЂў are unattended or which can be driven safely вЂў are abandoned, illegally parked, unlicensed or associated any illegal activity Vehicles notwith eligible for service вЂў are going to a junk or salvage being Prepaid service or reimbursementyard, will not be repaired in a repair shop provided fororvehicles which: вЂў are haveunattended been modified, thuscan altering the vehicleвЂ™s вЂў or which be driven safely original weight, dimensions or ground вЂў are abandoned, illegally parked, lock-out unlicensed or clearance (battery, fuel delivery, and associated illegal activity mechanicalwith first any aid services excluded) вЂў a junk or in salvage yard, being вЂў are havegoing beentopurchased non-running repaired or in a repair shop condition вЂў beendonated modified,tothus altering organization the vehicleвЂ™s вЂў have are being a charitable original weight, dimensions or ground вЂў clearance are equipped with fuel an attached (battery, delivery, snowplow lock-out and (battery, fuelfirst delivery, lock-out and mechanical aid services excluded) mechanical first aid services excluded) вЂў have been purchased in non-running Ineligible vehicles include car trailers (non-dual condition use), cargo/utility trailers, trailers, вЂў are being donated to acommercial charitable organization horse/livestock trailers (non-dual use), landscaping вЂў are equipped with not an attached trailers and any trailer describedsnowplow as being (battery, fuel delivery, lock-out and eligible. mechanical first aid services excluded) Service will be provided to an inoperable Ineligible vehicles include (non-dual impounded vehicle if it is car nottrailers under any legal use), cargo/utility trailers, commercial trailers, restraints and provided the vehicle is accessible. horse/livestock trailers (non-dual use), landscaping Note: If,boat because of and illness ortrailer injury,not youdescribed canвЂ™t tell trailers, trailers any us being what youвЂ™d like us to do with your vehicle, we as eligible. may tow it and keep it until we hear from you. Service provided Storagewill feesbemay apply.to an inoperable impounded vehicle if it is not under any legal restraints and provided the vehicle is accessible. AAA Guide to your membership ROADSIDE ASSISTANCE *Fuel Delivery will cover regular fuel only (no fuel mixes) 31 Note: If, because of illness or injury, you canвЂ™t tell Requesting reimbursement us what youвЂ™d like us to do with your vehicle, we In the event AAA is not able to provide you with may tow it and keep it until we hear from you. timely road service, you may choose to contact Storage fees may apply. an alternative service provider directly. However, if you obtain reimbursement non-AAA roadside assistance Requesting without first requesting service from us, we will In the event is not able toofprovide you with provide you aAAA reimbursement your expenses timely service, you rate maywe choose to contact only uproad to the contract normally pay our an alternative service provider directly. However, AAA service providers to perform similar services. if you obtain non-AAA roadside assistance To request without first reimbursement: requesting service from us, we will provide youAAA a reimbursement of your expenses 1) Contact by phone at 800-222-1333, online only up to the contract rate we normally pay our at AAA.com or visit your nearest full-service AAA AAA service providers to perform similar office to obtain a reimbursement form. services. 32 M AI D Understandably, in providing roadside assistance, AAA cannot assume responsibility for the actions of independent service facility personnel. These facilities serve as independent contractors and are Limitations not employees or agents of AAA. Understandably, in providing roadside assistance, Any loss or damages resulting fromfor the AAA cannot assume responsibility the actions service facility personnelвЂ™s actions are the These sole of independent service facility personnel. responsibility of the service provider and should be facilities serve as independent contractors and are reported immediately to the service facility owner not employees or agents of AAA. before repairs are made. If a satisfactory resolution Any damages resulting from thewithin 10 withloss the or owner has not been reached service facility personnelвЂ™s actions are days, the incident can be reported to the AAAsole and responsibility of the service will provider andtoshould be one of our representatives attempt reconcile reported immediately to the service facility owner the dispute. before repairs are made. If a satisfactory resolution AAA the cannot guarantee servicewithin provider with owner has not that beenthe reached 10 will have the parts for your vehicle, days, the all incident canneeded be reported to AAA andnor will AAA responsibility repairs, the one of ouraccept representatives willfor attempt toor reconcile availability, the dispute.delivery or installation of parts. AAA cannot guarantee that the service provider will have all the parts needed for your vehicle, nor will AAA accept responsibility for repairs, or the availability, delivery or installation of parts. NLOA OW CL Request must be submitted to AAA within 60 of thethe date service 2) days Complete form and was mail provided. it to us with the original receipt. Receipt must be fully paid in the name of the member receiving service. Limitations D To request reimbursement: 2) Complete the form and mail it to us with the original receipt. Receipt must be fully paid in the name of the member receiving service. M FOR Additional help for emergencies Car travel interruption protection Even if you take every precaution, there are still times when the unexpected happens and youвЂ™re faced with additional expenses. Fortunately weвЂ™re there to help. вЂў Car rental M AI CL вЂў Meals and lodging NLOA OW D Reimbursable expenses include: D If youвЂ™re traveling by car and are 100 miles or more away from home and have a breakdown or accident, or if your vehicle is stolen while en route, weвЂ™ll reimburse you for emergency expenses up to the value of $600. M FOR вЂўTransportation home or to your destination within 72 hours AAA Plushave RV AAAPlus Plusand RV AAA Members Members protectionhave up toprotection $1,000. up to $1,000. AAA AAA Premier Premier RV RV Members Members have have protection protection up up to to $1,500. $1,500. For For complete complete description description including including terms, terms, conditions conditions and and exclusions, see Appendix 2 on page 37. exclusions, see Appendix 2 on page 37. Vehicle Return Coverage For complete details, see Terms & Conditions on page 39. Emergency check cashing If the unexpected happens and youвЂ™re short of cash, AAA can help by cashing a personal check of up to $100 to help with emergencies. Just show your membership card with supporting identification at any full-service AAA office. вЂў Service may not be available at all AAA offices. AAA Guide to your membership ROADSIDE ASSISTANCE As a member with AAA Premier RV, youвЂ™re entitled to Vehicle Return benefits when youвЂ™re traveling 100 driving miles or more from your primary residence. You can be reimbursed up to $500 to help get your car back home if an unexpected illness or injury prevents you from completing your trip. 33 Emergency repair check acceptance If youвЂ™re suddenly faced with a bill for emergency auto repairs with no other way to pay, you can use a personal check for up to $250 at AAA authorized service facilities. These facilities will accept a check printed with your name and made out for the exact amount of your repairs, supported by your driverвЂ™s license and AAA Membership Card. вЂў Please note that checks are accepted only for emergency repairs and services. Limited legal fee reimbursement protection D D CL M If you believe youвЂ™ve been unjustly charged with a traffic law violation, we can help with the cost of legal fees. You can choose your own lawyer and if youвЂ™re found not guilty of the charges, or if theyвЂ™re dismissed, weвЂ™ll reimburse you for OWNLOA attorney fees for your defense or appeal (see AI M FOR Reimbursement Schedule below). Check the following table tables for increased reimbursement amounts for members with AAA Plus, AAA Plus RV or AAA Premier RV. Reimbursement Schedule Charges Manslaughter Reckless driving Minor traffic violations Basic Member Reimbursement limit for members with AAA Plus, AAA Plus RV or AAA Premier RV Trial court defense $500 $1,500 Appeal $500 $1,500 Trial court defense $250 $500 Appeal $250 $500 Trial court defense $100 $200 Appeal $100 $200 For conditions & exclusions, see Appendix 3 on page 38. 38 34 BACK GO NLOA OW M AI CL *Home lock-out service is not transferable to any other person. You must be present at the time of service. Identification and proof of residence is required. In the case of rental property, approval of the property owner may be required. Service is valid only in your resident AAA ClubвЂ™s territory. D As a member with AAA Premier RV, if you become locked out of your primary residence, you can be reimbursed up to $100 in locksmith services to gain access to your home from the outside. Home lock-out service is reserved for your primary residence only and excludes all other buildings or locked areas. The cost to replace locks, including parts and labor, are not covered. Any charges in excess of $100, as well as all charges associated with any other residential locksmith services, are at your expense. Home lock-out service is limited to one usage per AAA Premier RV Member, per membership term. D Home lock-out service M FOR Nationwide arrest bond protection If youвЂ™re charged with a traffic violation, you can: вЂў Pay the fine вЂўContest the charge and post bond to guarantee your court appearance вЂў Go to jail until the hearing date If you decide to contest the charge for minor traffic offenses, most jurisdictions will accept your membership card in lieu of cash for posting bond. The court will usually keep your membership card until you appear at the hearing. The Arrest Bond Guarantee (next page): вЂўIs for the named AAA Member only and is non-transferable вЂўCovers charges arising from driving motor vehicles only вЂў Is for arrest bond only and is not for appeal вЂўGuarantees court appearance only; you pay any fines вЂўRequires you to repay all payments made on your behalf вЂў Is valid in the United States only вЂўIs subject to state and local laws which may vary by state and/or county AAA Guide to your membership ROADSIDE ASSISTANCE If you use your card in this way, let us know as soon as possible. 35 Certificate of Arrest Bond Guarantee We guarantee the court appearance of the AAA Member named on the AAA Membership Card if charged with motor vehicle law offenses committed during the term of the membership BUT NOT if the member is charged with a felony, driving under the influence of alcohol or drugs, failure to appear for a prior traffic violation, driving while unlicensed, driving without proof of legally required insurance, fleeing an accident or an officer or falsification of documents or while driving a vehicle for commercial purposes. Our maximum liability for the memberвЂ™s failure to appear is $1,000. The offenses for which the AAA Membership Card may be accepted may vary depending on the law of the jurisdiction in which the offense is committed. Guarantee underwritten by Auto Club Group Insurance Company (Michigan), The Auto Club Group (Illinois, Indiana, Nebraska) and General Insurance Company of America (Iowa, Minnesota, North Dakota, Wisconsin). 36 Appendices BACK GO Appendix 1: Travel Accident Insurance Policy Details. This program covers you for accidental loss of life, limbs or sight on Common Carrier Transportation when the transportation is arranged through a AAA motor club within The Auto Club Group. Coverage also applies to Common Carrier Transportation, including taxis, used for travel directly to or from a terminal, station or airport, immediately before or after scheduled arrival or departure, necessary to reach the initial or final trip destination. Coverage does not apply to rental cars. Coverages, benefits and exclusions are contained in Master Policy Number 64040061 issued to the American Automobile Association by Federal Insurance Company. The plan is administered by MIMS International, LTD and premiums are paid by companies within The Auto Club Group. All information is subject to the terms and conditions of the Master Policy. To make a claim Claim forms and further instructions for submitting a claim under these insurance coverages are available in any of our offices or at AAA.com. BACK GO Appendix 2: Car Travel Interruption Protection Definitions: You, Your: A member of a AAA motor club within The Auto Club Group, and spouse of Primary Member. Family Member: A person who is a resident of your home. We: The Auto Club Group in Illinois, Indiana, Iowa, Minnesota, Nebraska, North Dakota and Wisconsin; Auto Club Group Insurance Company in Michigan only. Car: A vehicle eligible for roadside assistance services under your membership. Home: Your resident location at the time of loss. Loss: Accident, theft, vandalism or mechanical breakdown that makes the car not drivable or available to you. Planned Destination: A location 100 miles or more from your home that you plan to reach by car. The following expenses are payable for you and family members if the car you were using for the trip is disabled by loss while en route to your planned destination. The loss must occur 100 miles or more from your home for this protection to apply. 1.Reasonable expenses for unexpected automobile or passenger van rental and commercial transportation for the reasonable time required to complete the trip to your planned destination or return home, whichever occurs first. 2.Reasonable expenses paid to a commercial establishment for unexpected meals and lodging resulting from the loss and incurred on the road during the delay caused by the loss. AAA Guide to your membership ROADSIDE ASSISTANCE Covered Expenses: 37 When: his protection only covers loss which occurs while your T current membership is in force. Limitations/Maximum Payment: The following expenses are not payable under this protection: 1.Expenses of family members if they were not traveling with you when the loss occurred; 2.More than $600 for expenses incurred by all members of one family resulting fromfrom one loss family maximum is $1,000 one family resulting one (the loss (the family maximum is if you are a member with AAA or Plus AAARV PlusorRV; or for $1,000 if you are a member withPlus AAA $1,500 $1,500 for with a member with AAA Premier RV). a member AAA Premier RV). 3. Expenses incurred after: a. 72 hours from the time of loss; b. repairs are made to your car; c. you reach your planned destination; or d. you return home after the loss; whichever occurs first. 4. Expenses resulting from: a.loss caused intentionally by or at the direction of you or any family member; or b. failure to take reasonable means to avoid the loss. 5. Alcoholic beverages. 6. Gratuities in excess of 20%. Duties: 1.Make a written request for reimbursement within sixty (60) days of the loss; 2. Provide reasonable verification of: a. the loss; b. the repairs to the car; and c. your planned destination. 3. Provide original itemized receipts for all expenses You claim. Claim forms are available online at AAA.com or visit your local AAA office. BACK GO Appendix 3: Limited Legal Fee Reimbursement We will pay attorney fees you incur to successfully defend a traffic charge made against you according to the Reimbursement Schedule. If more than one traffic charge is made in the ticket, citation or other statement of charges or results from the same incident, we will pay no more than the amount shown in the Reimbursement Schedule for the traffic charge for which you are entitled to the most reimbursement. However, we will pay only if you successfully defend all charges. Conditions 1We will pay only if you successfully defend traffic charges which concern events which occur while your AAA Membership is in force. 2We will pay the lesser of your attorney fees or the amount shown in the Reimbursement Schedule. 3You must select and pay your lawyer. We pay you, not your lawyer. 4You must request reimbursement within 60 days after your case or appeal is decided. If you fail to request reimbursement within 60 days, we will not pay unless you have good cause for all delays. 38 5You make your request for reimbursement by giving us a written statement showing the following: a. The traffic charge; b.Events from which the charge arose, and date and place of those events; c. The courts you appeared in and the dates of those appearances; d. The date when the case or appeal was decided; e. Proof of acquittal and dismissal of any traffic charge arising from the same incident without imposition of fines, penalties, points, probation or sanctions. A statement from your lawyer must be provided indicating what services were performed and what the fee was. Definitions You, Your: A member of a AAA motor club within the Auto Club Group. We, Us: The Auto Club Group in Illinois, Indiana, Iowa, Minnesota, Wisconsin, Nebraska and North Dakota; Auto Club Group Insurance Company in Michigan only. Traffic Charge: Formal charge by law enforcement officials claiming that you violated laws or ordinances which govern or pertain to the operation or parking of motor vehicles. Trial Court: The tribunal in which the traffic charges are decided. Appeal: Appeal to a higher, different tribunal established to review actions of the trial court. Successfully Defend: Actions which result in a Trial Court acquittal or dismissal of a traffic charge or any reduced charge arising from the same incident without imposition of fines, penalties, points, probation or sanctions. BACK GO Terms & Conditions General Program Provisions The following guide to benefits and services is not a policy or contract of insurance, but is your most complete source of information. Please be sure to keep it in a safe place. All information in the section Terms & Conditions is subject to the terms and conditions of the Master Policy, a copy of which is in the possession of The Auto Club Group. The terms and conditions of the Master Policy agree with the terms outlined in this guide to coverage. However, features and benefits are subject to change without notice. The Covered Person agrees to use diligence in doing all things reasonably prudent to avoid or diminish any loss. World Access will not unreasonably apply this provision to avoid claims hereunder. BACK GO Emergency Medical Transportation* Important - If your emergency is immediate and life threatening, seek local emergency care at once. Your emergency medical transportation limit is the total amount available for all covered services described below. You or your representative must contact Us and We must make all transportation arrangements in advance. We will not pay for any of the services listed in this section if We AAA Guide to your membership 39 didnвЂ™t authorize and arrange it. This benefit is secondary to any existing benefits provided by a Covered PersonвЂ™s health or automobile insurance. We reserve the right to coordinate benefits with other insurance coverage. Moving You to a Hospital or medical clinic (Emergency medical evacuation) If YouвЂ™re seriously ill or injured during your Covered Travel and Our medical team determines that the local medical facilities are unable to provide appropriate medical treatment: вЂў Our medical team will consult with the local Doctor вЂўWeвЂ™ll identify the closest appropriate facility, make arrangements and pay to transport you to that facility вЂўWeвЂ™ll arrange and pay for a Medical Escort if We determine one is necessary Getting You home after Your care (medical repatriation) If youвЂ™re seriously ill or injured during your Covered Travel, under the care of a local Doctor and unable to continue your Covered Travel, medical repatriation takes place once Our medical team determines that you are medically stable to return home via commercial transportation carrier, such as a scheduled passenger airline. WeвЂ™ll arrange and pay (less any refunds for unused tickets) for you to be transported via a commercial transportation carrier in the same class of service that you were booked for your Covered Travel. The transportation will be to one of the following: вЂў your Primary Residence вЂў a location of your choice in the United States; or вЂўa medical facility near your Primary Residence or city of your choice in the United States. WeвЂ™ll take your request into consideration as long as the medical facility will accept you as a patient and is approved as medically appropriate for your continued care by Our medical director вЂўarrange and pay for a Medical Escort if Our medical team determines a Medical Escort is necessary Bringing a friend or Family Member to You (transport to bedside) If youвЂ™re told you will be hospitalized for more than seven days during your Covered Travel, weвЂ™ll transport a friend or Family Member to stay with you. WeвЂ™ll arrange and pay for round-trip transportation in economy class on a common carrier. Getting Your children home (return of dependents) If youвЂ™re told you will be hospitalized for more than seven days during your Covered Travel, weвЂ™ll arrange for and pay (less any refunds for unused tickets) to transport your children under the age of 23 who are traveling with you to one of the following: вЂў your Primary Residence; or вЂў a location of your choice in the United States Transportation will be on a common carrier in the same class of service they were originally booked 40 Transporting Your Remains (repatriation of remains)* WeвЂ™ll arrange and pay for the reasonable and necessary services to transport your remains to one of the following: вЂў a funeral home near your Primary Residence; or вЂў a funeral home located in the United States WeвЂ™ll also assist the sending and receiving funeral homes to coordinate with each other. This benefit does not include funeral, burial or cremation expenses or related containment expenses for items such as a coffin, urn or vault. Your representative must contact Us in advance to make these arrangements. If this is not possible, your representative must contact Us within a reasonable time, but no later than one year after the transportation. What is Not Covered for Emergency Medical Transportation and Repatriation of Remains Benefits are not payable for travel which does not meet the definition of Covered Travel, and for any loss, Injury, Illness and/or expenses due to: 1.War (whether declared or undeclared), acts of war, military duty, or hostilities of any kind (for example invasion, rebellion, riots or insurrections); 2. Intentionally self-inflicted harm, including suicide 3. Normal pregnancy or childbirth 4. Mental or nervous health disorders 5. Alcohol or substance abuse, or related illnesses 6. The commission or attempted commission of an illegal act 7.Participation in professional athletic events or motor competition (including training) Emergency Medical Transportation and Repatriation of remains coverage is excess over other insurance or indemnity covering the loss(es) under this plan. *World Access Service Corp., a company of Mondial Assistance, is the administrator for this plan. Baggage and Vehicle Return Coverage* Baggage Coverage* BACK GO What is covered Coverage is secondary to any coverage provided by a hotel, if any. If Baggage is lost, damaged or stolen, the Company will pay the loss up to $500, provided the Covered Person(s) has taken all reasonable measures to protect, save and recover their property at all times. Notwithstanding the foregoing, We will cover up to a maximum of $500 for any and all jewelry, watches, gems, furs, cameras and camera equipment, camcorders, sporting equipment, computers, radios and other electronic items and only when original receipts are provided. The Covered Person(s) must notify the appropriate local authorities at the place the loss occurred and inform them of the value and description of their property within 24 hours after the loss. Finally, the Covered Person(s) must file written AAA Guide to your membership 41 proof of loss with the Company within 90 days from the date of loss, except as otherwise prohibited by law, attaching copies of the original police report or other report from local authorities, an itemization and description of lost items and their estimated value, and all receipts, credit card statements, canceled checks, photos or other appropriate documentation as may be required. The plan will pay the lesser of: 1. The actual purchase price of a similar item; or 2.The actual cash value of the item at the time of loss, which includes deduction for depreciation (for items without receipts, the plan will pay up to 75% of the determined depreciated value); or 3. The code to repair or replace the item What is not covered Benefits are not payable for travel which does not meet the definition of Covered Travel. Property or losses not covered: 1. Animals 2. Automobiles 3. Bicycles, skies, snowboards 4. Aircraft, boats or any other vehicles or conveyances 5.Eyeglasses, sunglasses, contact lenses; hearing aids, artificial teeth and limbs 6.Tickets, keys, money, securities, bullion, stamps, credit cards, documents (travel or other wise) and deeds 7.Property shipped as freight or shipped prior to the Covered Travel departure date 8. Rugs or carpets of any kind 9.Perishables, medicines, perfumes, cosmetics and consumables 10.Property used in trade, business or for the production of income 11.Property that is left in a vehicle, if the vehicle is not properly secured 12.Damage to the property resulting from defective materials or workmanship, ordinary wear and tear, and normal deterioration Baggage Coverage is in excess of other insurance or indemnity covering the losses covered under this plan. BAC Vehicle Return Coverage* GO What is covered Covered Persons on Covered Travel are reimbursed up to $500 for transportation of the Vehicle back to the Covered PersonвЂ™s Primary Residence when an unexpected Illness or Injury prevents completion of the Covered Travel. The Vehicle must be operable. Transportation must be performed by an accredited professional transport company. 42 K What is not covered Benefits are not payable for travel which does not meet the definition of Covered Travel, and for any loss, Injury, Illness, delays and/or expenses due to: 1.War (whether declared or undeclared), acts of war, military duty, or hostilities of any kind (for example, invasion, rebellion, riots, or insurrections) 2. Tire trouble 3. Intentionally self-inflicted harm, including suicide 4. Normal pregnancy or childbirth 5. Mental or nervous health disorders 6. Alcohol or substance abuse, or related illnesses 7. An Accident occurring when the Vehicle is being driven by an unlicensed driver or a driver who is not a Covered Person 8. Personal property which is damaged or destroyed 9. Any liability for injuries or property damage 10. The commission or attempted commission of an illegal act 11. The cost of repairs to the Vehicle 12. Cost of fuel expenses 13. Air and/or sea travel 14. Carrier-caused delays 15.Participation in professional athletic events or motor competition (including training) 16.The cost of meals, accommodations and Substitute Transportation resulting from delays caused by routine maintenance or minor repairs to the Vehicle In addition, Vehicle Return benefits will not be payable if the Vehicle is a rental vehicle or a Vehicle with an original lease term of less than one year OR if the transportation of the Vehicle could have been performed by a Covered Person or by a traveling companion of a Covered Person. Vehicle Return coverage is in excess of other insurance or indemnity covering the losses covered under this plan. Expenses after 96 hours from the initial delay are not covered. How to file a claim Please gather the information below if you have a covered loss during your Covered Travel as it will be requested when you file a claim upon returning home. All claims must be reported to World Access within 60 days from the date of loss or as soon after that date as is reasonably possible. Once you report a claim, the Service Associate will set up a claim file for you and send you a claim form. You must send written proof of loss, including any required information necessary to support the claim, to World Access within 90 days from the date of loss, or as soon after that date as reasonably possible, and in no event, except in the absence of legal capacity, later than one year from the time proof is otherwise required. AAA Guide to your membership 43 General documentation: 1.Receipts and itemized bills for all expenses (such as itemized food and lodging receipts); 2. Evidence of accident/theft (i.e. original police report); 3. Copy of payment for automobile repairs; 4. Rental car receipts; 5. Common carrier receipts; 6.Copy of invoice from accredited professional transport company (Vehicle Return Benefit). Schedule of coverage Benefit limit Emergency Medical Transportation $25,000 Repatriation of Remains $5,000 Vehicle Return $500 Baggage Coverage $500 Definitions вЂњAAA Premier RV MemberвЂќ means The Auto Club Group AAA Premier RV Member, AAA Premier RV Adult Associate or AAA Premier RV Dependent Associate in good standing. вЂњAccidentвЂќ means an unexpected, unintended unforeseeable event causing Injury or property damage. вЂњAccommodationsвЂќ means temporary lodging in an establishment licensed to provide temporary lodging to paying guests. вЂњBaggageвЂќ means luggage and personal possessions, whether owned, borrowed or rented, taken by the Covered Person(s) on their Covered Travel. вЂњCovered PersonвЂќ means a AAA Premier RV Member whose Primary Residence is in the United States and his/her Immediate Family Members traveling in the same Vehicle during Covered Travel. вЂњCovered TravelвЂќ means a planned leisure automobile trip in the Covered PersonвЂ™s Vehicle which has taken the Covered Person at least one hundred (100) driving miles from his or her Primary Residence when the incident occurs; which was intended to include at least one overnight stay within the United States or Canada; and which does not exceed, and was not planned to exceed, forty-five (45) consecutive days. Please note: 1) the Covered Person must be at least 100 driving miles from the AAA Premier RV MemberвЂ™s Primary Residence when the incident occurs in order to be eligible for the benefits; and 2) for Emergency Medical Transportation ONLY, coverage is available worldwide. вЂњFamily MemberвЂќ means your spouse; parent; child(ren); including children who are or are in the process of becoming adopted; sibling; grandparent or grandchild(ren); step-parent; step-child; or step-sibling; inвЂ“laws (parent, son, daughter, brother or sister); aunt; uncle; niece; or nephew. 44 вЂњIllnessвЂќ means a sickness, infirmity or disease that causes a loss that begins during Covered Travel. вЂњImmediate Family MemberвЂќ means the AAA Premier RV MemberвЂ™s spouse and/or unmarried dependent children age 21 or under, including stepchildren and legally adopted children. A grandparent traveling with his or her grandchild who is a AAA Premier RV Dependent Associate is also considered an Immediate Family Member. вЂњInjuryвЂќ means bodily Injury caused by an Accident, directly and independently of all other causes and sustained during Covered Travel. Benefits for Injury will not be paid for any loss caused by sickness or other bodily diseases or infirmity. вЂњMedical EscortвЂќ means a professional person contracted by Our medical team to accompany a seriously ill or injured person while they are being transported. A Medical Escort is trained to provide medical care to the person being transported. A friend or Family Member cannot be a Medical Escort. вЂњMedically Necessary or Medical NecessityвЂќ means the services or supplies provided by a hospital, Physician, or other licensed provider that are required to identify or treat the Covered PersonвЂ™s Illness or Injury and which, as determined by Us, are: 1) consistent with the symptoms or diagnosis and treatment of the Covered PersonвЂ™s condition, disease, Illness, ailment or Injury; 2) appropriate with regard to standards of good medical practice; 3) not solely for the convenience of the Covered Person, Physician or other provider; 4) the most appropriate supply or level of service that can be safely provided to the Covered Person. вЂњPhysicianвЂќ means a person who is licensed and legally entitled to practice medicine and who is not a Covered Person or an Immediate Family Member of, nor related to, a Covered Person. вЂњPrimary ResidenceвЂќ means the AAA Premier RV MemberвЂ™s billing address which is recognized by The Auto Club Group, and which must be in the United States. вЂњSubstitute TransportationвЂќ means any form of common carrier transportation (i.e., licensed for the transportation of fare-paying passengers, with the exclusion of taxis and limousines) and/or a rental car of equal or lesser vehicle class to the Vehicle. Expensive or exotic automobiles are excluded under this definition. вЂњVehicleвЂќ means any two-axle motor vehicle designated for private use for travel on paved public roads in which the Covered Person is either driving or riding as a passenger. Moving vans are excluded. вЂњWe, Us, or OurвЂќ refers to Access America and World Access Service Corp., a company of Mondial Assistance. *Insurance coverage is underwritten by BCS Insurance Company under a Form No. 50.233B. World Access Service Corp., a company of Mondial Assistance, is the administrator for this plan. AAA Guide to your membership 45 BACK GO Important Phone Numbers AAA Full-Service Offices in Minnesota Burnsville 952-707-4500 Coon Rapids 763-427-4110 Duluth 218-723-8055 Mankato 507-345-4609 Maplewood 651-770-9014 Rochester 507-289-1851 Roseville Har-Mar 651-631-3388 St. Cloud 320-251-6200 West St. Paul 615-292-0323 AAA Full-Service Offices in Iowa Ankeny 515-257-9000 Bettendorf 563-332-7400 Cedar Rapids 319-393-0400 Clive 515-223-4104 Dubuque 563-556-0202 Iowa City 319-354-1662 Mason City 641-423-4315 Sioux City 712-252-4261 Waterloo 319-236-3620 In addition to our full-service offices which offer an array of travel, insurance and membership services, AAA has over 100 Insurance Sales Offices. Check the Yellow Pages under Insurance or visit our website at AAA.com. 46 Member benefits provided by: The Auto Club Group 1 Auto Club Drive Dearborn, MI 48126 AAA Regional Headquarters: AAA 600 W. Travelers Trail Burnsville, MN 55337 For 24-hour roadside assistance Minnesota & Iowa 800-222-1333 Elsewhere in the U.S. 800-AAA-HELP (800-222-4357) For all other services Member Service Center 800-222-1333 Your annual AAA Membership renews on the date stated on your membership card each year unless you are notified at least 60 days before the expiration date that your membership will not be renewed. AAA reserves the right to non-renew membership if the club determines that membership privileges have been abused. AAA will also give you at least 60 days notice if your membership will be renewed with a change in benefits. If AAA does not give you at least 60 days notice of such changes, your membership will be renewed on the same terms. AAA reserves the right to cancel membership for material representation or for substantial breach of your contractual duties or conditions. If we cancel, we shall give you at least 10 days notice, and shall return unused portion of your annual dues. If you ask to cancel, your membership will expire without renewal at the end of the current term, but no dues will be refunded. If you pay your membership renewal within 60 days after expiration of your current membership term, your new membership term will expire one year after the current term expires. If you pay your membership renewal more than 60 days after the current term expires, your new term will begin when payment is received and expire no less than one year from the day payment is received. AAA Guide to your membership 47 What to do if вЂ€ you need service 1 Have the right information ready вЂў Your membership number* вЂў Your Club name вЂў Your specific location (know the cross streets near your vehicle) вЂў A description of your vehicle вЂ” make, model, year, color, license number вЂў The problem with the vehicle вЂў The phone number youвЂ™re calling from or where we can reach you * On your membership card 2 Call us toll-free for 24-hour roadside assistance Minnesota & Iowa 800-222-1333 Elsewhere in the U.S. 800-AAA-HELP (800-222-4357) You can also submit your request online at AAA.com/RoadService or by accessing the AAA Roadside App on your smartphone. 3 Stay with your vehicle 4 Show us your membership card Or make arrangements so you will know when our service vehicle arrives. Show your membership card to the service vehicle attendant who arrives to assist you so they may validate your active membership. If you find you can drive your vehicle after all, please call us immediately to cancel your request for assistance. 20911I001 0049-42142-MN-711 MN/IA Member/ERS Auto Insurance Through AAA Whatever you drive ... Wherever you go ... Whoever is in your household ... WeвЂ™re always there with: Great Rates & Discounts Multi-Product AAA home, condo and renters insurance customers may enjoy special auto insurance discounts or savings. Group Rate Members of certain credit unions, professional organizations and companies can save more. Anti-Theft Device Comprehensive coverage discounts for approved theft prevention and recovery devices. Good Drivers & Students AAA recognizes safe drivers and good students with special discounts. Great Coverage Liability Coverage Covers unintentional bodily injury and property damage to others when you are legally liable. Collision Coverage Pays for physical damage to your vehicle caused by a collision. Pet Protection Coverage provides coverage for your pet dog or cat should they be injured or killed while in your vehicle as a result of an auto accident. Comprehensive Coverage Provides coverage for non-collision losses including fire, theft, glass breakage and vandalism. Waived deductibles on qualified windshield chips and cracks. Additional Coverage Options AAA can meet your specific needs by offering optional or required coverages, including personal injury protection, medical payments, uninsured/underinsured motorists coverage, loan/lease gap coverage, car rental coverage and custom, electronic or extra equipment coverage. Choose Your Deductible For collision and comprehensive coverage, you can choose from a variety of deductible levels. Great Service Accident Assist With Comprehensive and Collision coverage, if youвЂ™re in an accident and your vehicle is no longer drivable, from the scene of the crash call 800.779.5630 and we will: вЂў Immediately initiate your claim. вЂў Dispatch roadside assistance to tow your vehicle. вЂў Schedule repairs at a local shop of your choice. At AAA Direct Repair Shops, you donвЂ™t wait for a claim adjuster and AAA guarantees repairs for the life of the vehicle. вЂў Make a rental car reservation that fits your coverage. Claim Professionals Standing By Call us toll free 24/7. WeвЂ™re always here for you. Always Online File a claim, make payments or request a change to your policy. Extensive Repair Network & Benefits A large network of accredited repair shops. Guaranteed work. Knowledge & Experience WeвЂ™ve been providing superior service for generations. Insurance underwritten by Auto Club Insurance Association or MemberSelect Insurance Company. Home & Condo Insurance Through AAA ItвЂ™s not just a house ... itвЂ™s your home. AAA understands the financial and emotional importance of your investment. So we offer: Great Rates & Discounts Multi-Product AAA auto insurance customers enjoy special home and condo insurance rates. Group Rate Members of certain credit unions, professional organizations and companies can save more. Safety & Security Device Installing alarms and fire extinguishers is a great step for both safety and insurance savings. New Home & New Upgrades Save more if you live in a newer home or have a new roof, plumbing or electrical. Mature Homeowner Customers over the age of 50 can save more with AAA. Great Coverage Home Covers your home, garage and utility buildings against direct physical losses not specifically excluded. Enhanced coverage is also available for personal belongings. Our policies also cover personal liability, medical payments, additional expenses and theft. Condo Covers your personal belongings and certain fixtures, appliances, dwelling improvements and loss assessment. Our policies also cover personal liability, medical payments, additional expenses and theft. Great Optional Coverage Items Personal Property Replacement Cost Insures your personal property for the full cost of replacement or restoration. Scheduled Personal Property Expanded, no-deductible coverage for valued items like jewelry, cameras, art, silverware, hearing aids and more. Identity Theft Pays for such expenses as reasonable legal fees, certified mail fees and phone call charges incurred as a result of identity theft. Peril Coverage Flood Insurance AAA offers separate flood insurance policies for homes susceptible to the threat of high water, waterfront dwellings and houses close to a flood plain. Protection Plus and Platinum Advantage Packages Protection Plus for Home and Condo Policies Upgrade your policy with a package that will cover higher limits for electronic data processing equipment and software, sewer and drain back up, lock replacement, refrigerated goods and damages from extreme changes in temperature. Platinum Advantage for Home Policies For higher value homes, platinum advantage provides increased limits and expanded coverage. Examples include identity theft, sewer and drain back up and increased expenses for additional lodging and meals. Great Service Claim Professionals Standing By Call us toll free 24/7. WeвЂ™re always here for you. Always Online File a claim, make payments or request a change to your policy anytime. Knowledge & Experience WeвЂ™ve been providing superior service for generations. Insurance underwritten by Auto Club Insurance Association or MemberSelect Insurance Company. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Discounts as of 10/31/2012 Look for this symbol at participating retailers Table of Contents # 1-800-Flowers.com 1-800-GOT-JUNK? 4th Street Auto Repair (Approved Auto Repair) A A & A Auto Services (Approved Auto Repair) A & C Automotive & Machine Inc. (Approved Auto Repair) AAA Auto Buying AAA Deposit Program AAA Discounts Android App AAA Discounts iPhone App AAA Discounts iPhone App AAA Gift Membership AAA Member Rewards VisaВ® AAA Prescription Savings Program AAA Travel AAA Vision Savings Accommodations 866.222.7283 Ace Auto Doctor & Repair (Approved Auto Repair) Acorn Mini Storage Action Moving Services Advanced Auto Service, Inc. (Approved Auto Repair) Advanced Exxon AutoCare (Approved Auto Repair) Advanced Garage Door Adventureland Amusement Park Airlake Automotive Repair (Approved Auto Repair) Albertville Premium Outlets All Imports (Approved Auto Repair) All Pro Auto Servicenters (Approved Auto Repair) American Express Gift Cards American Express Travelers Cheques American Lung Association-2012 Golf Privilege Book Amtrak Andy's Service (Approved Auto Repair) Anytime Fitness Atlas Van Lines / Smart Move ATS Automotive (Approved Auto Repair) Auto Club Cellular Auto Repair Service (Approved Auto Repair) Auto Safety Magnets Auto Stop, Inc. (Approved Auto Repair) Automotive Electric Inc. (Approved Auto Repair) Autotronics (Approved Auto Repair) Autoworks Automotive Service Center (Approved Auto Repair) B Banana Republic Factory Store Bath & Body Works Online Beck's Auto (Approved Auto Repair) Best Western Blaine Tire and Auto (Approved Auto Repair) Blue Nile Blue Velvet Car Wash Boeser Automotive (Approved Auto Repair) Boler Express Car Wash Bona Bros Auto & Truck (Approved Auto Repair) Bonfe's Auto Service (Approved Auto Repair) Brausen Family Repair Center (Approved Auto Repair) Broadway in Chicago Brookstone.com Brunswick Zone Burnsville Motors Select Cars and Trucks (Approved Auto Repair) Busch Gardens Theme Park Butch's Automotive Inc. (Approved Auto Repair) Butterfield Blooms C CARFAX Carlson Auto (Approved Auto Repair) Cheryl's Chumbleys Auto Care (Approved Auto Repair) ClippertonвЂ™s Auto Repair (Approved Auto Repair) Cloquet Service Center (Approved Auto Repair) Consumers Relocation Services Courage Center Courtyard by Marriott Crosslake Auto Body & Detail (Approved Auto Repair) Crystal Lake Automotive (Approved Auto Repair) D Danish Windmill DarrickвЂ™s Preferred Auto (Approved Auto Repair) Dave's Automotive & Towing (Approved Auto Repair) Deano's Collision & Mechanical Specialists (Approved Auto Repair) Dell Online Denny's DeWallвЂ™s Service Center (Approved Auto Repair) Dewey Ford (Approved Auto Repair) Dick's Valley Service, Inc. (Approved Auto Repair) DIRECTV Dolphin Car Wash & Detail Center Don's Car Wash Downtowner Car Wash Dryer Vent Wizard Duggan's Auto Service Center (Approved Auto Repair) Dunham's Sports E East End Auto (Approved Auto Repair) eBags Elmquist Auto Care Group (Approved Auto Repair) Elysian Auto Service (Approved Auto Repair) Embassy Suites Exact Eye Care Executive Express EZ Air Park F Fairfield Inn Fannie May Chocolates Online FANSARENA.COM FastFrame Expert Picture Framing Florsheim Flowers Tire One (Approved Auto Repair) Folica Forest Lake BP (Approved Auto Repair) FormulaOne LLumar Freeway Auto Center (Approved Auto Repair) FTD.com Fuel Savings H Hage Kobany Transmissions and Auto Service (Approved Auto Repair) Hampton Inn Harland Clarke Harlem Globetrotters Harry & David HearPO Heppner's Auto Wash Heppner's Woodbury Auto Wash Hermantown BP - Amoco (Approved Auto Repair) Hertz Car Rental Hicklin Garage Doors Hidden Valley Designs Highway 10 Mobil & Towing (Approved Auto Repair) Hilton Garden Inn Hilton Hotels Hilton Worldwide Hit Show Club Homewood Suites Hour Detroit Magazine Hyatt Hotels & Resorts HyTech Automotive of Princeton (Approved Auto Repair) I iBuyOfficeSupply.com Imgrund Motors (Approved Auto Repair) Inter-Tech Collision Centers InterNatural.com J J.M. Auto Service (Approved Auto Repair) Jos. A. Bank Online Junie's Restaurant G K Gap Outlet Geek Squad Gerber Auto Care (Approved Auto Repair) Godfather's Pizza GolfTEC Gopher Mini Storage Gopher Outdoor Storage Gordon's Jewelers Granite City Food & Brewery Granite City Tire & Auto (Approved Auto Repair) Gray Line Tours Great Lakes Aquarium Grout Museum District Gunderson's Jewelry K/J Auto Service (Approved Auto Repair) Keck's Repair (Approved Auto Repair) Kennedty Transmission - Elk River Kennedy Transmission Brake & Auto Service (Approved Auto Repair) KJ Auto Service (Approved Auto Repair) Kremer Spring, Alignment & Body (Approved Auto Repair) Krueger BP (Approved Auto Repair) Kurgo.com Visit AAA.com/savings for contact information on these and other offers. L LaMettry's Collision (Approved Auto Repair) Page 1of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Discounts as of 10/31/2012 Look for this symbol at participating retailers Table of Contents Landmark Luggage Landry's Seafood Restaurants LensCrafters Living History Farms London Road Car Wash Lonsdale Auto Works (Approved Auto Repair) M Magellan Maggie's Gourmet Popcorn Marriott Conference Center Marriott Hotels and Resorts Marshall-Cretin Service Center (Approved Auto Repair) Mattress Giant Mike's Tire One (Approved Auto Repair) Minnesota Children's Museum Minnesota Landscape Arboretum Minnesota Opera Minnesota Swarm Minnesota Wild Hockey Minnesota Zoo Moorman Clothiers My M&M's Mystic Blue Cruises N NAPA NASCAR National Farm Toy Museum Navy Pier Nereson Automotive Group (Approved Auto Repair) New York & Company Newport Audiology Centers Nighthawk Canoes No Fee Travelers Cheques North Branch Outlets North Suburban BP Inc. (Approved Auto Repair) Nunn Bush O Oceania Cruises Odyssey Cruises OfficeFurniture.com OfficeMax.com Onamia Service Center (Approved Auto Repair) Otsego Autocare Goodyear (Approved Auto Repair) P Paramount Goodyear (Approved Auto Repair) Patio Town Payless ShoeSource Pear's Gourmet Pearle Vision Penske Truck Rental Perfect 10 Car Wash Pet Assure PetSmart.com Pike Lake Golf & Recreation Club Plaza Tire & Auto (Approved Auto Repair) Precision Auto Repair (Approved Auto Repair) Precision Tune Auto Care Premier Automotive Service Center (Approved Auto Repair) Premium Outlets Professional Drivers Inc. PUB 500 R R & S Automotive Inc. (Approved Auto Repair) Rainbow Dry Cleaners & Laundries Rapid Key Recovery Reebok Outlet and Rockport Outlet Stores Reebok.com Renaissance Hotels Residence Inn Rhoden Auto Center (Approved Auto Repair) Rick's 36 Automotive (Approved Auto Repair) Romantic Getaway S Saint Paul Automotive (Approved Auto Repair) Samsonite Sanderson Auto & Truck Repair Albert Lea (Approved Auto Repair) Sandstrom Auto & Truck Repair Cannon Falls (Approved Auto Repair) Sapp Brothers Truck Stops Scott's Automotive Service Inc (Approved Auto Repair) Sears Optical Sears.com SeaWorld Parks & Entertainment Sergeant Peppers Auto Shop, Inc. (Approved Auto Repair) Service Garage of Blaine (Approved Auto Repair) Shade Tree Auto (Approved Auto Repair) Sheraton Hotels & Resorts Ship Shape Car Wash Shoes.com Shoreview Diagnostic Center (Approved Auto Repair) Signal Garage (Approved Auto Repair) SiriusXM Skechers Slim's Woodshed (Approved Auto Repair) Smith Melsen of Blaine (Approved Auto Repair) Snap Fitness Southside Towing & Recovery, Inc. (Approved Auto Repair) Speltz Auto Center Towing (Approved Auto Repair) Spirit of Chicago Cruises SpringHill Suites Sprint Stacy Adams Starwood Hotels & Resorts Sueppel's Flowers Sunray BP (Approved Auto Repair) Superior Service Center (Approved Auto Repair) SuperShuttleВ® Sylvan Learning Centers T T-Mobile T.O. Haas Tire (Approved Auto Repair) Tanger Outlets Target Optical Target.com The Pet Protector The Phoenician The Ponds Golf Course The Silversmith Hotel & Suites The UPS Store Thompson T. Express (Approved Auto Repair) Tires Plus Tom Clusiau Sales & Rental (Approved Auto Repair) Town Centre Self Storage TownePlace Suites Trafalgar Tours Trail of Terror TravelCenters of America and Petro Stopping Centers Tuffy Auto Service Center Vadnais Heights BP (Approved Auto Repair) Valley AutoHaus (Approved Auto Repair) Valvoline Instant Oil Change Vera Bradley Victory Auto Service (Approved Auto Repair) Village Auto & Transmission (Approved Auto Repair) Village Auto Works (Approved Auto Repair) Visa TravelMoney Card Vista Window Film W Walker Ford (Approved Auto Repair) WeatherTech Westside Auto Pros (Approved Auto Repair) Whirlpool Outlet White Florist Wiley Touchless Carwash Wisconsinmade.com Z Zales.com U Ultimate Car Care (Approved Auto Repair) Ultra Diamonds Under Armour Universal Orlando Universal Orlando - Blue Man Group Universal Studios Hollywood Uniworld River Cruises V Visit AAA.com/savings for contact information on these and other offers. Page 2of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Look for this symbol at participating retailers Discounts as of 10/31/2012 Minnesota-Iowa offers AAA APPROVED AUTO REPAIR-Save at least 5% on all parts and labor 4th Street Auto Repair (Approved Auto Repair) Duluth A & A Auto Services (Approved Auto Repair) Burnsville A & C Automotive & Machine Inc. (Approved Auto Repair) Ace Auto Doctor & Repair (Approved Auto Repair) Bettendorf Advanced Auto Service, Inc. (Approved Auto Repair) Iowa City Advanced Exxon AutoCare (Approved Auto Repair) Arden Hills Airlake Automotive Repair (Approved Auto Repair) Lakeville All Imports (Approved Auto Repair) Eagan All Pro Auto Servicenters (Approved Auto Repair) Ankeny, Des Moines, Urbandale, West Des Moines Andy's Service (Approved Auto Repair) Anoka ATS Automotive (Approved Auto Repair) Cedar Rapids Auto Repair Service (Approved Auto Repair) St. Paul Auto Stop, Inc. (Approved Auto Repair) Big Lake Automotive Electric Inc. (Approved Auto Repair) Waterloo Autotronics (Approved Auto Repair) MANKATO, St. Peter Crystal Lake Automotive (Approved Auto Repair) Lakeville Granite City Tire & Auto (Approved Auto Repair) Sartell, St. Cloud Autoworks Automotive Service Center (Approved Auto Repair) Woodbury DarrickвЂ™s Preferred Auto (Approved Auto Repair) Blooming Prairie Hage Kobany Transmissions and Auto Service (Approved Auto Repair) Columbia Heights Beck's Auto (Approved Auto Repair) Andover Dave's Automotive & Towing (Approved Auto Repair) Duluth Blaine Tire and Auto (Approved Auto Repair) Blaine Deano's Collision & Mechanical Specialists (Approved Auto Repair) Elk River Boeser Automotive (Approved Auto Repair) Savage DeWallвЂ™s Service Center (Approved Auto Repair) Proctor Bona Bros Auto & Truck (Approved Auto Repair) Fridley Dewey Ford (Approved Auto Repair) Ankeny Bonfe's Auto Service (Approved Auto Repair) Saint Paul Dick's Valley Service, Inc. (Approved Auto Repair) Apple Valley Brausen Family Repair Center (Approved Auto Repair) Arden Hills, Roseville Duggan's Auto Service Center (Approved Auto Repair) Burnsville Motors Select Cars and Trucks (Approved Auto Repair) Burnsville East End Auto (Approved Auto Repair) Duluth Butch's Automotive Inc. (Approved Auto Repair) Ames Carlson Auto (Approved Auto Repair) Cottage Grove Chumbleys Auto Care (Approved Auto Repair) Indianola ClippertonвЂ™s Auto Repair (Approved Auto Repair) St. James Cloquet Service Center (Approved Auto Repair) Cloquet Crosslake Auto Body & Detail (Approved Auto Repair) Crosslake Elmquist Auto Care Group (Approved Auto Repair) Ames Elysian Auto Service (Approved Auto Repair) Elysian Flowers Tire One (Approved Auto Repair) Sauk Centre Forest Lake BP (Approved Auto Repair) Forest Lake Freeway Auto Center (Approved Auto Repair) Duluth Gerber Auto Care (Approved Auto Repair) Webster City Visit AAA.com/savings for contact information on these and other offers. Hermantown BP - Amoco (Approved Auto Repair) Hermantown Highway 10 Mobil & Towing (Approved Auto Repair) Coon Rapids HyTech Automotive of Princeton (Approved Auto Repair) Princeton Imgrund Motors (Approved Auto Repair) Baxter J.M. Auto Service (Approved Auto Repair) Eveleth K/J Auto Service (Approved Auto Repair) Duluth Keck's Repair (Approved Auto Repair) Owatonna Kennedy Transmission Brake & Auto Service (Approved Auto Repair) Bloomington, Brainerd, Elk River, Shakopee, Waite Park KJ Auto Service (Approved Auto Repair) Duluth Kremer Spring, Alignment & Body (Approved Auto Repair) Inver Grove Heights Krueger BP (Approved Auto Repair) West Des Moines LaMettry's Collision (Approved Auto Repair) St Paul Lonsdale Auto Works (Approved Auto Repair) Lonsdale Page 3of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Look for this symbol at participating retailers Discounts as of 10/31/2012 Minnesota-Iowa offers Marshall-Cretin Service Center (Approved Auto Repair) St. Paul Sandstrom Auto & Truck Repair Cannon Falls (Approved Auto Repair) Cannon Falls Mike's Tire One (Approved Auto Repair) Coon Rapids Scott's Automotive Service Inc (Approved Auto Repair) Des Moines Nereson Automotive Group (Approved Auto Repair) Detroit Lakes Sergeant Peppers Auto Shop, Inc. (Approved Auto Repair) Davenport North Suburban BP Inc. (Approved Auto Repair) Shoreview Service Garage of Blaine (Approved Auto Repair) Blaine Onamia Service Center (Approved Auto Repair) Onamia Shade Tree Auto (Approved Auto Repair) Grimes Otsego Autocare Goodyear (Approved Auto Repair) Otsego Shoreview Diagnostic Center (Approved Auto Repair) Paramount Goodyear (Approved Auto Repair) Champlin, Hastings, Lakeville, Rosemont, Woodbury Signal Garage (Approved Auto Repair) Plaza Tire & Auto (Approved Auto Repair) Alexandria Precision Auto Repair (Approved Auto Repair) Albertville Premier Automotive Service Center (Approved Auto Repair) Urbandale R & S Automotive Inc. (Approved Auto Repair) Little Canada Rhoden Auto Center (Approved Auto Repair) Council Bluffs Rick's 36 Automotive (Approved Auto Repair) Stillwater Saint Paul Automotive (Approved Auto Repair) Saint Paul Sanderson Auto & Truck Repair Albert Lea (Approved Auto Repair) Albert Lea Slim's Woodshed (Approved Auto Repair) Harmony Smith Melsen of Blaine (Approved Auto Repair) Blaine Southside Towing & Recovery, Inc. (Approved Auto Repair) Bemidji Speltz Auto Center Towing (Approved Auto Repair) Winona Sunray BP (Approved Auto Repair) St. Paul Superior Service Center (Approved Auto Repair) Eagan T.O. Haas Tire (Approved Auto Repair) Aurora, Beatrice, Central City, Colby, Fairbury, Hebron, Hiawatha, Hutchinson, Imperial, Junction City, Lexington, Lincoln, Medicine Lodge, Norfolk, North Platte, Ogallala, Omaha, St. Paul, Tecumseh, Waverly Auto Safety Magnets Save 15% Blue Velvet Car Wash Save 15% Boler Express Car Wash Save 10% CARFAX Save up to 20% Thompson T. Express (Approved Auto Repair) Duluth Courage Center Save $20 Tom Clusiau Sales & Rental (Approved Auto Repair) Grand Rapids Dolphin Car Wash & Detail Center Save 10% Tuffy Auto Service Center Ankeny Don's Car Wash Save up to 10% Ultimate Car Care (Approved Auto Repair) Inver Grove Heights Downtowner Car Wash Save up to 20% Vadnais Heights BP (Approved Auto Repair) St. Paul Valley AutoHaus (Approved Auto Repair) Northfield Victory Auto Service (Approved Auto Repair) Brooklyn Park, Fridley, Ham Lake Village Auto & Transmission (Approved Auto Repair) Roseville Village Auto Works (Approved Auto Repair) Roseville eBags Save 15% online FormulaOne LLumar Save 15% Fuel Savings Use AAA.com to compare fuel prices near you Heppner's Auto Wash Save 15% Heppner's Woodbury Auto Wash Save 15% Hertz Car Rental Save up to 20% Inter-Tech Collision Centers Save 5% Walker Ford (Approved Auto Repair) Walker Kennedty Transmission - Elk River Save 5% Westside Auto Pros (Approved Auto Repair) Clive London Road Car Wash Save up to 20% AUTOMOTIVE AAA Auto Buying Save on your next new or used car Visit AAA.com/savings for contact information on these and other offers. Magellan Save up to 40% online NAPA Save 10% Perfect 10 Car Wash Save up to 20% Page 4of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Look for this symbol at participating retailers Discounts as of 10/31/2012 Minnesota-Iowa offers Precision Tune Auto Care Save $10 GolfTEC Save 10% Professional Drivers Inc. Save 6% Gray Line Tours Save 10% Rapid Key Recovery Save 10% Great Lakes Aquarium Save on Admissions! Sapp Brothers Truck Stops Save on Gasoline Grout Museum District Save 20% Ship Shape Car Wash Save $7 Hit Show Club Save up to 50% SiriusXM Save up to 40% Living History Farms Save $1 Tires Plus Save up to 10% Minnesota Children's Museum Save $1 Valvoline Instant Oil Change Save $5 Minnesota Landscape Arboretum Save $1 WeatherTech Save 5% on automotive accessories Wiley Touchless Carwash Save up to $2 ENTERTAINMENT & ATTRACTIONS AAA Discounts iPhone App AAA Discounts on your Apple iPhone AAA Discounts iPhone App iPhone app discounts Adventureland Amusement Park Save $4 American Lung Association2012 Golf Privilege Book Member Savings Brunswick Zone Buy one get one free Busch Gardens Theme Park Save up to 15% Danish Windmill Buy one get a second tour admission free DIRECTV Save $200 on DIRECTV Minnesota Opera Save 10% on all performances Minnesota Swarm Save $20 Minnesota Wild Hockey Save up to $10 Minnesota Zoo Save up to $2 National Farm Toy Museum Save 10% Navy Pier Receive a Navy Pier Coupon Book Pike Lake Golf & Recreation Club Waived gate fee and member only golf SeaWorld Parks & Entertainment Savings youвЂ™ll go wild over up to 10% off The Ponds Golf Course Save 10% Trail of Terror Member savings Universal Orlando Member savings up to 15% Universal Orlando - Blue Man Group Save 10% on tickets Hidden Valley Designs Free cordless or topdown/bottom-up option Universal Studios Hollywood Save up to 10% Patio Town Save 10% HOME & BUSINESS Penske Truck Rental Save up to 20% 1-800-GOT-JUNK? Save 10% Sprint Save 10% AAA Deposit Program Now earn higher yields on your savings Sylvan Learning Centers Save up to 50% AAA Discounts iPhone App iPhone app discounts Acorn Mini Storage Save 10% Action Moving Services Special Discounts Advanced Garage Door Save 10% American Express Travelers Cheques Member savings T-Mobile Special discounts The UPS Store Save up to 15% Town Centre Self Storage Save upto 15% Vista Window Film Save 15% MOBILE COMMUNICATIONS Atlas Van Lines / Smart Move Save up to 60% AAA Discounts Android App AAA Discounts on your Android phone Auto Club Cellular Plans starting at $10 per month AAA Discounts iPhone App iPhone app discounts Consumers Relocation Services Save up to 64% Auto Club Cellular Plans starting at $10 per month Dell Online Save up to 10, 20, 30% or more Dryer Vent Wizard Save 10% Geek Squad Save up to 20% Sprint Save 10% T-Mobile Special discounts PERSONAL SERVICES Gopher Mini Storage Save 15% AAA Prescription Savings Program Prescription savings Gopher Outdoor Storage Save up to 15% AAA Vision Savings Save up to 30% Harland Clarke Save up to 50% Anytime Fitness Save 10% Hicklin Garage Doors Save 10% Exact Eye Care Save 35% Visit AAA.com/savings for contact information on these and other offers. Page 5of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Look for this symbol at participating retailers Discounts as of 10/31/2012 Minnesota-Iowa offers HearPO Member Savings LensCrafters Save up to 30% Newport Audiology Centers Save 40% Pearle Vision Save up to 30% Rainbow Dry Cleaners & Laundries Save 10% Renaissance Hotels Discount rates Sears Optical Save up to 30% TravelCenters of America and Petro Stopping Centers Save 10% on food & beverage Fannie May Chocolates Online Save 15% Universal Orlando Member savings up to 15% FANSARENA.COM Save 15% SHOPPING FastFrame Expert Picture Framing Save 10% 1-800-Flowers.com Save 20% AAA Discounts Android App AAA Discounts on your Android phone AAA Discounts iPhone App AAA Discounts on your Apple iPhone Snap Fitness Member savings AAA Prescription Savings Program Prescription savings Target Optical Save up to 30% AAA Vision Savings Save up to 30% RESTAURANTS Advanced Garage Door Save 10% AAA Discounts Android App AAA Discounts on your Android phone Albertville Premium Outlets VIP Coupon Book AAA Discounts iPhone App AAA Discounts on your Apple iPhone Denny's Save 10% Godfather's Pizza Save 10% Granite City Food & Brewery Free dessert Banana Republic Factory Store Save 10% Blue Nile Save 10% Butterfield Blooms Save 20% Cheryl's Save 10% online FTD.com Save 20% Gap Outlet Save 10% Geek Squad Save up to 20% Gunderson's Jewelry Save 20% Harland Clarke Save up to 50% Hicklin Garage Doors Save 10% Hidden Valley Designs Free cordless or topdown/bottom-up option Hour Detroit Magazine Member Savings iBuyOfficeSupply.com Save 5% InterNatural.com Save an additional 10% online Landmark Luggage Save 10% Magellan Save up to 40% online Junie's Restaurant Save 10% Consumers Relocation Services Save up to 64% Landry's Seafood Restaurants Save 10% Dell Online Save up to 10, 20, 30% or more Mattress Giant Save up to 15% Navy Pier Receive a Navy Pier Coupon Book DIRECTV Save $200 on DIRECTV Moorman Clothiers Save 10% Dunham's Sports Save 10% Navy Pier Receive a Navy Pier Coupon Book PUB 500 Free dessert eBags Save 15% online Maggie's Gourmet Popcorn Save 15% New York & Company Save 15% Visit AAA.com/savings for contact information on these and other offers. Nighthawk Canoes Save 10% North Branch Outlets Special Discounts OfficeFurniture.com Save 10% Patio Town Save 10% Payless ShoeSource Save 10% Pear's Gourmet Save 15% Pet Assure Save up to 30% Premium Outlets VIP Coupon Book Reebok Outlet and Rockport Outlet Stores Save 30% Reebok.com Save 20% online Samsonite Save 20% SiriusXM Save up to 40% Sueppel's Flowers Save 10% Tanger Outlets Save up to 20% Target.com Save $10 online The Pet Protector Save 50% Ultra Diamonds Save up to $100 Universal Orlando Member savings up to 15% Visa TravelMoney Card Safe. Secure. Reloadable. WeatherTech Save 5% on automotive accessories Page 6of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details. Savings List for AAA Minnesota-Iowa A Handy Guide for Members Look for this symbol at participating retailers Discounts as of 10/31/2012 Minnesota-Iowa offers White Florist Save 10% Hilton Worldwide Discount rates Universal Studios Hollywood Save up to 10% Wisconsinmade.com Save $5 Homewood Suites Save 5% Visa TravelMoney Card Safe. Secure. Reloadable. TRAVEL Hyatt Hotels & Resorts Save 10% Accommodations 866.222.7283 Save up to 50% Landmark Luggage Save 10% American Express Travelers Cheques Member savings Amtrak Save 10% Best Western Discount rates Busch Gardens Theme Park Save up to 15% Courtyard by Marriott Discount rates eBags Save 15% online Embassy Suites Member savings Executive Express Discount fares EZ Air Park Discount rates Fairfield Inn Discount rates Fuel Savings Use AAA.com to compare fuel prices near you Gray Line Tours Save 10% Hampton Inn Discount rates Hertz Car Rental Save up to 20% Magellan Save up to 40% online Marriott Conference Center Discount rates Marriott Hotels and Resorts Discount rates No Fee Travelers Cheques No Fee Travelers Cheques Professional Drivers Inc. Save 6% Renaissance Hotels Discount rates Residence Inn Discount rates Samsonite Save 20% Sheraton Hotels & Resorts Save up to 15% SpringHill Suites Discount rates Starwood Hotels & Resorts Save at Westin, Sheraton, Four Points and more! SuperShuttleВ® Save up to $5 The Silversmith Hotel & Suites Save 10% TownePlace Suites Discount rates Hilton Garden Inn Save up to 25% TravelCenters of America and Petro Stopping Centers Save 10% on food & beverage Hilton Hotels Discount rates Universal Orlando Member savings up to 15% Visit AAA.com/savings for contact information on these and other offers. Page 7of 7 Discounts and participating retailers are subject to change at any time. Restrictions may apply at some Show Your Card & SaveВ® retailers. Be sure to show your valid membership card before you make your purchase, as retailers and AAA cannot honor discounts after the sale. See aaa.com/savings for more details.