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’$moZ Z§. (02353) 222451, 222651 ’°$³g Z§. (02353) 222851
Website : rajapururbanbank.com
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02353-222051
02353-225221
02353-223324
02351-230851
02352-227551
02354-261851
02353-237625
02367-237451
[aPìh© ~±H$ Am°’$ B§{S>¶m bm¶gÝg : ¶w~rS>r-E‘EM-608 nr {X.20/10/1986
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:- amOmnya A~©Z H$mo-Am°n.~±H$ {b.amOmnya (aËZm{Jar)
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(én¶o bmImV)
A.H«$.
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2
31/03/2015 31/03/2016
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A.H«$.
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~±H$o g Iwbo Pmbo Amho. ZOrH$À¶m ^{dî¶H$mimV dmT>˶m emIm§~amo~aM dmT>Vm ì¶dgm¶hr AmnUmg Z’$m {‘idyZ
Xoʶmg {ZpíMVM H$maUr^yV hmoBb
© ¶mV e§H$m Zmhr. Amnbr ~±H$ ^maVr¶ [aPìh© ~±H$o À¶m Am{W©H$ÑîQ>çm ge³V
d CËV‘ ì¶dñWmnZ ¶mgmR>r {ZYm©[aV ‘mZX§S> nyU© H$arV Agë¶mZo ì¶dgmB©H$ ì¶dñWmnZ ñnîQ> d nmaXe©H$
{ZU©¶àUmbr, n[aUm‘H$maH$ XoIaoI d {Z¶§ÌU, A˶mYw{ZH$ V§ÌkmZmMm A§JrH$ma, à{e{jV d godm^mdr
H$‘©Mmar dJ© ¶m§Mo ~imda Amnbr ~±H$ àJVrMr d J«mhH$ godoMr {Z˶ Zdr {eIao nmXmH«$m§V H$aV Amho.
Am{W©H$ gwÑT>Vo~amo~aM Amnë¶m ~±Ho$Zo e¡j{UH$, gm‘m{OH$ d gm§ñH¥${VH$ ^mZ OVZ H$arV Amnbr
gm‘m{OH$ ~m§{YbH$shr H$m¶‘ R>odbr Amho, ¶m gdmªMr XIb KoD$Z AdrO npãbHo$eZ d J°b³gr H$ÝgëQ>tJ
gpìh©g àm.{b. ¶m J«§W MidirVrb g§ñWoZo gbJ {Vgè¶m dfu "~±H$mo' nwañH$ma XoD$Z ~±Ho$g gݑm{ZV Ho$bo
Amho. VgoM {~«ñQ>r‘ {‘{S>¶m d³g© ¶m g§ñWoV’}$ 'Certificate of Excellence of India's Top 100 Cooperative Banks 2015' A°dm°S>©hr ~±Ho$bm XoD$Z ~±Ho$À¶m AmYw{ZH$ V§ÌkmZ A§JrH$mam~m~V XoemVrb 100
ghH$mar ~±H$m§‘ܶo "E³gbÝg g{Q>©{’$Ho$Q>' {‘i{dUmar H$moH$UmVrb n{hbr ~±H$ R>abr Amho hm Jm¡ad ~±Ho$H$[aVm
A{^‘mZmñnX Agm Amho. ~±Ho$À¶m ¶m ¶em‘ܶo AmnU gd© ^mJYmaH$, J«mhH$ d H$‘©Mmar ¶m§Mm ‘mobmMm dmQ>m
Amho d ˶mMm g§MmbH$ ‘§S>img gmW© A{^‘mZ Amho.
Ahdmb gmbmV ~mhoarb à{VHy$b Am{W©H$ n[apñWVr‘ܶo gwÕm ~±Ho$Zo Mm§Jbm ì¶dgm¶ H$ê$Z CËV‘ Z’$m
H$‘{dbm Amho. OmJ{VH$ ‘§Xr, VabVoMm A^md, Mm§Jë¶m H$O©Xmam§Mm VwQ>dS>m, gmoݶmMo T>mgiVo ^md Aem
JmoîQ>tZm Vm|S> XoV Amnë¶m ~±Ho$Zo Amnbr pñWVr ‘O~yV amIbr Amho. ~m§YH$m‘, dmhZ, Am¶.Q>r. ¶m CÚmoJm§‘ܶo
‘§Xr gÑî¶ n[apñWVr {Z‘m©U Pmbobr Amho. VgoM gaH$mar amoIo qH$‘Vrdahr ˶mMm n[aUm‘ hmoD$Z ¶m dfu
gaH$mar amoIo IaoXr-{dH«$sda Joë¶m dfm©À¶m VwbZoZo ~±Ho$g Ano{jV Z’$m H$‘{dVm Ambobm Zmhr. na§Vy Ago
AgyZhr Z’$m j‘Vm d AZwËnm{XV H$O} ¶mMm ~±Ho$da ’$magm n[aUm‘ hmoUma Zmhr ¶mMr XIb d H$miOr
KoʶmV Ambobr Amho. ¶mgmR>r ~±Ho$Mo g§MmbH$ ‘§S>imMo Aä¶mgy d ì¶dgmB©H$ YmoaU d Vo YmoaU am~{dʶmg
gd©Vmonar gmW XoUmè¶m A{YH$mar d H$‘©Mmè¶m§‘wioM ghH$ma joÌmVrb EH$ ge³V d gj‘ ~±H$ åhUyZ Amnbm
bm¡{H$H$ H$m¶‘ amIʶmV ¶e Ambo Amho ¶mMr g§MmbH$ ‘§S>img OmUrd Amho. H$mimMr JaO bjmV KoVm
ì¶dgm{¶H$ nÕVrZo gd© ñnYmªZm Vm|S> XoʶmgmR>r VgoM ObX JVrZo dmT> H$aʶmgmR>r ~±qH$J joÌmV gj‘nUo
&&7&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
0
VmarI
2007
2010
VnmgUmamMo Zmd
2011
&&8&&
2012
2013
2014
2015
12828.16
7679.61
2009
5564.67
2008
7592.33
4745.89
4167.69
2545.67
2000
3291.18
2209.19
4000
2997.33
1925.19
6000
2831.02
1670.87
8000
6289.09
4052.36
10000
5372.79
3108.44
R>odr
H$O}
12000
9896.93
14000
11581.02
6838.49
C^o amhʶmÀ¶m ÑîQ>rZo Amnë¶m g§MmbH$ ‘§S>imZo YmoaUmˑH$ Ago {ZU©¶ KoVbo AmhoV ˶mMmM n[aUm‘
åhUyZ Amnë¶m ~±Ho$Zo gd© ~±qH$J ì¶dhmam‘ܶo gamgarnojm OmñV dmT> Ho$bobro {XgyZ ¶oV Amho.
g^mgX d ^mJ^m§S>db : é.2,84,77,900.00
Amnë¶m ~±H$o À¶m A{YH¥$V ^mJ^m§S>dbmMr ‘¶m©Xm én¶o 5 H$moQ>r AgyZ JV dfm©À¶m VwbZoZo ^mJ^m§S>dbm‘ܶo
62.94 bmI BVH$s dmT> Pmbobr Amho. hr dmT> 28.37% BVH$s g‘mYmZH$maH$ Pmbobr Amho. ^m§S>db
n¶m©ßVVm à‘mU (CRAR) {H$‘mZ Ano{jV Agboë¶m 9% nojm A{YH$ åhUOo 14.10% BVHo$ amIʶmV ¶e
{‘i{dbobo Amho. ~±Ho$darb g^mgX d J«mhH$m§À¶m dmT>˶m {dídmgm‘wioM ^mJ^m§S>dbm‘ܶo VgoM ZdrZ
g^mgXm§‘ܶo ‘moR>çm à‘mUmda dmT> Pmbobr Amho.
amIrd d BVa {ZYr : é.8,14,56,293.00
~±Ho$À¶m ñW¡¶m©À¶m d gj‘VoÀ¶m ÑîQ>rZo ñd{ZYr A˶§V ‘hÎdmMm AgyZ ~±Ho$Mr H$O© {dVaU j‘Vm XoIrb
ñd{ZYrda Adb§~Zy AgVo ho VÎd S>mù
o ¶mg‘moa R>do ë¶mZoM ~±H$o À¶m ñd{ZYr‘ܶo dmT> {XgyZ ¶oV Amho. JVdfuÀ¶m
VwbZoZo ¶m dfu 64.17 bmI BVH$s dmT> Pmbobr Amho.
R>odr : é.1,28,28,15,676.00
R>odrdarb ì¶mOXam~m~V Agboë¶m Vrd« ñdê$nmÀ¶m ñnY}‘wio R>odr g§H$bZmda ‘¶m©Xm AgVmZm XoIrb
Ahdmb dfm©V Amnë¶m ~±Ho$Zo J«mhH$m§Zm ~±Ho$H$S>o AmH¥$îQ> H$aʶmV ¶e àmßV Ho$bo Amho. Ahdmb gmbmV
R>odr‘ܶo 1,247.14 bmI BVH$s dmT> Pmbobr Amho. gXa dmT>rMo à‘mU 10.77% BVHo$ Amho. ~±Ho$Zo Amnbm
J«mhH$dJ© dmT>{dVmZm H$mgm {S>nm°{PQ>Mo ~m~VrV {deof ¶e àmßV Ho$bo Amho.
~±Ho$H$S>o R>odrXmam§Mr gwa{jVVm hr ‘hÎdmMr ‘mZbr OmVo. Amnbr ~±H$ à{Vdfu [aPìh© ~±Ho$À¶m {Z¶‘mn«‘mUo
R>odtMm {d‘m R>od {d‘m ‘hm‘§S>imH$S>o CVa{dV AgVo. gXaMm {d‘m hßVm 16 ‘o 2016 amoOr ^abm AgyZ
˶mMm a{O.Z§.43476 Amho. ~±Ho$Zo [aPìh© ~±Ho$À¶m YmoaUmZwgma {S>nm°{PQ> BÝewaÝg A±S> H«o${S>Q> J°a§Q>r H$mnm}aoeZ
(DICGS) ¶oWo à˶oH$ R>odrXmamH$arVm én¶o 1 bmI n¶ªVÀ¶m R>odtMm {d‘m H$mT>bm Amho.
R>odr Am{U H$Om©Mm Xhm dfmªMm AmT>mdm
2016
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
H$O} : é.76,79,60,524.00
Ahdmb dfm©V EHy$UM H$O© ‘mJUrVrb H$‘VaVm, ‘§Xr gÑî¶ dmVmdaU, Mm§Jë¶m H$O©Xmam§Mr dmZdm d
H$Om©darb ì¶mOXamV Vrd« ñnYm© Agë¶m‘wio H$O© ì¶dhmamV Ano{jV dmT> {XgyZ ¶oV Zmhr. Var gwÕm ~±Ho$À¶m
gw¶mo½¶ ì¶dñWmnZm‘wio ‘mJrb dfm©À¶m VwbZoZo 841.12 bmI BVH$s dmT> Pmbobr Amho. gXa dmT> 12.30%
BVH$s Amho.
^maVr¶ [aPìh© ~±Ho$À¶m ‘mJ©Xe©H$ {ZX}emZwgma Amdí¶H$ ‘¶m©Xonojm A{YH$ H$O© Amnë¶m ~±Ho$Zo AJ«Jʶ
KQ>H$mg (Priority Sector) d Xþ~©b KQ>H$mg (Weaker Sector) dmQ>n Ho$bobo Amho. ~±H$ Amnë¶m {d{dY
H$O© ¶moOZm§Ûmao J«mhH$m§Zm H$O© {dVarV H$arV AgVo.
^maVr¶ [aPìh© ~±Ho$À¶m ‘mJ©Xe©H$ VÎdmZwgma Amnë¶m ~±Ho$Zo H«o${S>Q> Bݒ$‘}eZ ã¶wamo B§{S>¶m {b. (CIBIL)
¶m nV ‘mZm§H$Z g§ñWoMo gXñ¶Ëd àmßV H$ê$Z KoVbo AgyZ ¶m ‘mܶ‘mVyZ H$O©XmamMo nV ‘mZm§H$Z Ahdmb
àmßV H$ê$Z Z§VaM H$O© ‘§OyarMo {ZU©¶ KoʶmV ¶oVmV. ¶m Am{W©H$ dfm©V Amnë¶m ~±Ho$Mr T>mo~i AZwËnm{XV
H$O} 0.65% nojm H$‘r AgyZ {Zìdi AZwËnm{XV H$O} 0% AmhoV.
{XZm§H$ 31-3-2016 AIoa g§MmbH$ ‘§S>i d ZmVodmB©H$ ¶m§Mo H$Om©Mr ‘m{hVr
dfm©Mo
gh.dfm©V
gh. dfm©V
df© AIoa aH$mZm 4 _Ü`o Z_yX
gwê$dmVrbm
H$Om©D$
\o$S> Ho$bobr
~mH$s
Ho$boë`m aH$_on¡H$s
`oUo~mH$s
[Xbobr
W[H$V a¸$_
1) g§MmbH$
5.10
0.25
0.98
4.37
0.00
(R>odVmaU) (R>odVmaU)
(R>odVmaU)
(R>odVmaU)
(R>odVmaU)
2) ZmVodmB©H$
0.00
9.00
5.95
3.05
0.00
(R>odVmaU)
(R>odVmaU)
(R>odVmaU)
(R>odVmaU)
VmaUr H$O©
----------------0.00
g^mgXm§Zm Z‘« gyMZm
❐
❐
❐
❐
AmnU nÎmm ~Xbbm Agë¶mg H¥$n¶m ~±Ho$bm doimodoir H$idm.
~±Ho$Mo ^mJYmaH$ d ImVoXma ¶m§Zr dmag Zm|X H$éZ R>odm.
‘wXV R>do rÀ¶m ì¶mO aH$‘odarb Am¶H$a H$nmV (TDS) ~m~V g^mgX, R>do rXma d J«mhH$m§Zm H$i{dʶmV
¶oVo H$s, Am¶H$a H$m¶Xm 1961 ‘Yrb H$b‘ 194 (A) ‘ܶo H|$Ð gaH$maZo ~Xb Ho$boZwgma
~±Ho$À¶m g^mgXm§Zm AgUmar Am¶H$amMr (TDS) gdbV {X.01/04/2015 nmgyZ aÔ Ho$br Amho.
¶mMr AmnU H¥$n¶m Zm|X ¿¶mdr. ¶m ~m~VMm Amdí¶H$ Vmo ’$m°‘© ~±H$ Am°{’$g‘ܶo ¶oD$Z ^ê$Z Úmdm.
bm^m§e Zobm Zgë¶mg KoD$Z Omdm. VrZ dfmªdarb bm^m§e amIrd {ZYrV O‘m hmoVmo.
&&9&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
~±Ho$À¶m n§Mdm{f©H$ gm§n{ÎmH$ pñWVrMm VwbZmˑH$ AmT>mdm
H«$.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
Vnerb
31-3-2012 31-3-2013 31-3-2014
H$m¶‘ g^mgX g§»¶m
14,150
14,566
15,393
Zm‘‘mÌ g^mgX g§»¶m
2,175
2,421
2,891
dgyb ^m§S>db
131.48
137.69
164.69
amIrd d BVa {ZYr
642.26
650.50
721.49
R>odr
6,289.09 7,592.33 9,896.83
H$O}
4,052.36 4,745.89 5,564.67
J§wVdUyH$
2,175.77 2,541.83 4,137.07
WH$~mH$s
4.25%
2.66%
1.91%
{S>pìhS>§S>
10%
10%
10%
Z’$m/VmoQ>m
+ 32.30 + 37.00 + 55.84
IoiVo ^m§S>db
7,252.40 8,609.17 11,097.48
Am°{S>Q> dJ©
A
A
A
grAmaEAma
16.32%
15.64%
14.57%
EZnrE
0%
0%
0%
(én¶o bmImV)
31-3-2015 31-3-2016
17,375
18,894
3,115
3,590
221.84
284.78
750.40
814.56
11,581.02 12,828.16
6,838.49 7,679.61
4,456.01 4,940.88
1.45%
1.48%
11%
10%
+ 85.39 + 68.95
12,984.53 14,263.35
A
A
14.96%
14.10%
0%
0%
emIm{Zhm¶ Am{W©H$ pñWVrMm AmT>mdm (31 ‘mM© 2016 AIoa)
A.
H«$.
1
2
3
4
5
6
7
Vnerb
‘w»¶
H$m¶m©b¶
R>odr
----WH$~mH$s ----CËnÝZ
----IM©
----Z’$m-VmoQ>m - 95.66
WH$~mH$s ----WH$~mH$s % -----
amOmnya gm.ZmQ>o nmMb
bm§Om aËZm{Jar
emIm emIm emIm
emIm
emIm
6,088.63 1,133.72 1,313.50 2,145.52 1,257.56
2,347.48 648.70 722.28 1,367.31 1,683.84
596.66 127.51 146.71 246.69 221.60
528.98 109.15 131.51 203.58 156.83
67.68 18.36 15.20 43.11 64.76
29.63 11.79 3.40 30.61 26.13
1.26
1.82
0.47
2.24
1.55
Xodê$I
emIm
295.15
495.51
75.42
60.69
14.74
8.26
1.67
(én¶o bmImV)
Om.nR>ma d¡^ddmS>r
emIm emIm
392.16 201.94
238.17 176.33
41.30 5.77
40.53 16.50
0.76 -10.74
3.64
0.00
1.53
0.00
&&10&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
VmaU {Zhm¶ H$Om©Mm V³Vm
A.
H«$.
Vnerb
(AmH$S>o bmImV)
`oUo H$O©
`oUo H$Om©er à_mU
2014-2015
2015-2016
2014-15 2015-16
g§»`m
a³H$_
g§»`m
a³H$_
g§»`m
a³H$_
114
444.05
119 566.98
6.49
7.38
1 ì¶mnmar ‘mbVmaU
ZOaJhmU
2 B‘maV d n«m°nQ>u
247 1,513.50
310 2,271.28 22.13
3 ¶§Ìgm‘wJ«r
14
15.20
30
17.25
0.22
4 dmhZo
540
534.08
716 649.01
7.81
5 gmoZoVmaU
14,063 3,195.96 13,408 2,952.00 46.74
6 gaH$mar H$O©amoIo
16
4.76
13
4.19
0.07
7 H§$nZr eoAg©/{d‘m
8
1.16
4
0.37
0.02
8 ^mS>o IaoXr
2,584
605.38
3,460 695.02
8.85
9 R>od VmaU
346
524.40
406 523.51
7.67
EHy$U
17,932 6,838.49 18,466 7,679.61 100.00
WH$~mH$sMm Vnerb 31-03-2016
‘wXV
1 dfm©n¶ªV
1 Vo 2 df©
2 Vo 3 df©
3 Vo 5 df©
5 dfm©darb
EHy$U
VmaU
g§»¶m
649
0
0
1
14
664
a³H$‘
56.62
0.00
0.00
10.05
32.56
99.23
VmaU{da{hV
g§»¶m
a³H$‘
1,294
7.18
0
0.00
0
0.00
0
0.00
16
7.05
1,310
14.23
29.58
0.23
8.45
38.44
0.05
0.00
9.05
6.82
100.00
(én¶o bmImV)
EHy$U
g§»¶m
a³H$‘
1,943
63.80
0
0.00
0
0.00
1
10.05
30
39.61
1,974
113.46
&&11&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
WH$~mH$sMo dJuH$aU
A.H«$.
1
2
3
4
5
_wXV
EHy$U WH$~mH$s én`o
1 dfm©Mo AmVrb
1 Vo 2 df©
2 Vo 3 df©
3 Vo 5 df©
5 dfm©darb
EHy$U
63,79,878.55
0.00
0.00
10,05,470.00
39,60,802.45
1,13,46,151.00
(én¶o bmImV)
EHy$U WH$~mH$sMo
`oUo H$Om©er eo.à_mU
0.83
0.00
0.00
0.13
0.52
1.48
{XZm§H$ 31-03-2016 AIoarg à˶oH$ H$Om©À¶m ¶oUo~mH$s, ˶mVrb WH$~mH$s d {VMo H$Om©er à‘mUo
Imbrbà‘mUo Amho.
(A) Aën‘wXV H$O} :
A.H«$.
1
2
3
4
H$Om©Mm àH$ma
H°$e-H«o${S>Q> Om‘rZ
H°$e-H«o${S>Q> ZOaJhmU
H°$e-H«o${S>Q> Am§~m
gmoZoVmaU
EHy$U
¶oUo ~mH$s én¶o
94,573.30
5,18,53,653.95
47,49,987.00
29,51,99,473.00
35,18,97,687.25
n¡H$s W{H$V
24,157.75
18,13,394.32
0.00
0.00
18,37,552.07
eo.à‘mU
0.00
0.24
0.00
0.00
0.24
g^mgXm§Zm Z‘« {dZ§Vr
❐
❐
❐
❐
Amnbo ^mJ^m§S>db é.1000/- nojm H$‘r Agob Am{U AmnU Vo ‘wXVrV dmT>dbo ZmhrV Va gXa
a³H$‘ J§JmOirV dJ© hmoB©b.
{H«$¶merb g^mgXm§ZmM ‘VXmZmMm A{YH$ma Amho.
dm{f©H$ Ahdmb ~±Ho$À¶m bJVÀ¶m emIoV qH$dm ~±Ho$À¶m do~gmB©Q>da CnbãY hmoB©b.
‘¶V g^mgXm§À¶m dmagm§Zr ‘¶V XmIbm XoD$Z ^mJ a³H$‘ KoD$Z Omdr AݶWm Vr a³H$‘
J§JmOirV dJ© hmoB©b.
&&12&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
(~) ‘ܶ‘ d XrK© ‘wXVrMr H$O} :
H«$. H$Om©Mm àH$ma
¶oUo H$O© én¶o
1 Om‘rZVmaU (A§S>aQ>oqH$J{edm¶)
18,742.00
2 Om{‘ZVmaU (A§S>aQ>oqH$Jgh)
84,00,386.00
3 Om.VmaU (B© H$amanÌ ~moOm)
1,68,22,260.00
4 Om.VmaU-AmH$pñ‘H$ H$O©/J¥hbú‘r 4,42,60,297.00
5 ñWmdaVmaU/Ka~m§YUr
7,14,04,651.00
6 àm°nQ>u VmaU
15,57,22,848.50
7 dmhZ VmaU
6,49,00,964.80
8 dñVwVmaU
17,25,355.50
9 ñQ>m’$ àm°.’§$S>
0.00
10 R>odVmaU
5,23,50,617.19
11 Z°eZb gopìh¨½O g{Q>©.
4,19,377.00
12 {d‘m nm°{bgr
37,338.00
EHy$U
41,60,62,836.99
n¡H$s W{H$V én¶o
313.00
1,42,759.00
3,72,595.00
13,99,106.00
5,24,243.50
53,91,447.50
14,06,823.80
2,71,311.50
0.00
0.00
0.00
0.00
95,08,599.30
eo.à‘mU
0.00
0.02
0.05
0.18
0.07
0.70
0.18
0.04
0.00
0.00
0.00
0.00
1.24
bdmX Xmdo àH$aUo ‘m{hVr Imbrbn«‘mUo A.H«$. Vnerb
Xmdo
a³H$‘ bmImV
1
Ama§^r {eëbH$
33
51.07
2
ZdrZ àH$aUo
1
0.18
3
¶m dfm©Vrb dgwbr
3
1.41
4
{eëbH$ Xmdo
31
49.84
J§wVdUyH$ : é.49,40,87,505.00
~±Ho$Zo A{Y{Z¶‘ 1949 Mo H$b‘ 18 d 24 ‘Yrb VaVyXrg AYrZ amhþZ VgoM J§wVdUyH$s~m~V [aPìh©
~±Ho$Zo KmbyZ {Xboë¶m {Z¶‘m§Mr nyU©nUo A§‘b~OmdUr Ho$bobr Amho. ~±Ho$Zo Amnbo J§wVdUyH$s~m~VMo YmoaU
V¶ma Ho$bobo Amho. ¶mZwgma df©^amVrb J§wVdUyH$sMo ì¶dhma H$aʶmMm ~±Ho$Mm H$Q>mj AgVmo. H$‘rV-H$‘r
OmoIr‘, Mm§Jbr VabVm Am{U VwbZmˑH$ gw¶mo½¶ naVmdm ¶m ‘w»¶ {ZH$fm§da AmYmarV Amnbo J§wVdUyH$sMo
{ZU©¶ hmoV AgVmV. ¶mgmR>r J§wVdUyH$ g{‘VrÀ¶m g^m hmoV AgVmV. Á¶m‘ܶo J§wVdUyH$sMm d ˶m AZwf§JmZo
¶oUmè¶m gd© ~m~tMm AmT>mdm KoVbm OmVmo. Ahdmb dfm©V J§wVdUyH$sV én¶o 484.80 bmI BVH$s dmT>
Pmbobr Amho. gXa dmT>rMo à‘mU 10.88% BVHo$ Amho.
&&13&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
~±Ho$À¶m gd© J§wVdUyH$m nyU©V: gwa{jV AgyZ ˶mnmgyZ ~±Ho$g {Z¶{‘V CËnÝZ {‘iV Amho ho {deofV:
Z‘yX H$aʶmOmoJo Amho.
AZwËnm{XV H$O©ì¶dñWmnZ :
H$O©dmT>r ~amo~aM H$O© ì¶dhmamMm XOm© gwYmaUo, ZdrZ EZ.nr.E. hmoUma ZmhrV hm H$O© ì¶dñWmnZmMm
^mJ Amho. H$O© ì¶dhmamda ¶mo½¶ {Z¶§ÌU R>odʶmMr H$m¶©nÕVr A{YH$ n[aUm‘H$maH$ H$aʶmV Ambobr Amho.
Ahdmb H$mbmdYrV Agboë¶m ‘§XrgÑî¶ n[apñWVr‘wio gd©M ~±H$m§À¶m AZwËnm{XV H$Om©V dmT> Pmbobr {XgyZ
¶oV Amho. VWmnr ~±Ho$Zo Amnë¶m dgwbrda ˶mMm n[aUm‘ hmoUma Zmhr ¶mMr H$miOr KoVbobr Amho. ˶mMoM
¶e åhUOo gbJ 6 df© ZoQ> EZ.nr.E. 0% Amho. VgoM J«m°g EZ.nr.E. 0.65% n¶ªV Imbr AmUʶmV ¶e
{‘i{dbobo Amho. Owݶm WH$~mH$sXmam§~m~V gm‘§Oñ¶ d H$m¶Xoera ‘mJ© Adb§~yZ am{hbobr H$O© dgwbr
H$aʶmMo YmoaU ~±Ho$Zo Adb§{~bo Amho. ‘m.gw{à‘ H$moQ>m©Zo {Xboë¶m {ZdmS>çmZwgma ~±Ho$Mo W{H$V H$O©Xma VgoM
˶m§Mo Om‘rZXma ¶m§Mo ’$moQ>mo ZmdmghrV d¥ÎmnÌ VgoM BVa àgma ‘mܶ‘mVyZ à{gÕrbm XoVm ¶oD$ eH$VmV.
na§Vy gd© g^mgXm§Zm Z‘« {dZ§Vr Amho H$s, ~±Ho$bm Aem àH$maÀ¶m H$R>moa Cnm¶¶moOZm§Mr A§‘b~OmdUr
H$aʶmg ^mJ nmSy> Z¶o ¶mgmR>r ~±Ho$bm ghH$m¶© H$amdo Ago AmdmhZ H$aʶmV ¶oV Amho.
AZwËnm{XV H$Om©Mm Q>³Ho$dmarZwgma AmT>mdm
14.71
16
16.04
18
17.34
20
J«m°g EZ.nr.E.
ZoQ> EZ.nr.E.
14
2008
9.36
2007
8.35
8.93
10
9.27
12
2011
2012
2013
2014
2015
0.65
0
0.75
0
1.33
0
2010
0
2009
0
0
0
2
1.8
4
3.51
3.39
6
4.44
8
2016
&&14&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Z’$m {d^mJUr :
Ahdmb gmbm‘ܶo ~±Ho$bm EHy$U T>mo~i Z’$m é.1,18,21,231.12 BVH$m Pmbm AgyZ ˶m‘YyZ
nwT>rbà‘mUo VaVyXtZm g§MmbH$ ‘§S>imZo ‘§Oyar {Xbr Amho.
A.H«$.
Vnerb
a³H$‘
1
{eëbH$ aOm {ZYr
6,00,000.00
2
Am°S>rQ> ’$s
4,00,000.00
3
~moZg/BÝgoQ>rìh VaVyX
8,00,000.00
4
gmoZoVmaU A’$amV’$a OmXm VaVyX
2,38,782.50
5
Am¶H$a VaVyX
28,87,915.00
EHy$U
49,26,697.50
darbà‘mUo Amdí¶H$ ˶m VaVyXr Ho$ë¶mZ§Va {Zìdi Z’$m é.68,94,533.62 Pmbm AgyZ Zâ¶mMr
{d^mJUr d bm^m§emMr g§MmbH$ ‘§S>imZo nwT>rbà‘mUo {e’$mag Ho$br Amho ˶mg pñdH¥$Vr Úmdr.
A.H«$. Vnerb
a³H$‘
1
am{Id {ZYr 25%
17,23,633.41
2
bm^m§e g{‘H$aU {ZYr 2%
1,37,890.67
3
OmXm amIrd {ZYr 10%
6,89,453.36
4
bm^m§e 10%
24,00,100.00
5
Y‘m©Xm¶ {ZYr 1%
68,945.34
6
eVH$ ‘hmoËgd {ZYr
1,00,000.00
7
{ZdS>UyH$ {ZYr
1,00,000.00
8
g^mgX/H$‘©Mmar H$ë¶mU {ZYr
99,500.00
9
H$‘©Mmar/g§MmbH$/g^mgX à{ejU {ZYr
1,00,000.00
10 J§wVdUyH$ MT>-CVma {ZYr
4,00,000.00
11 B‘maV {ZYr
10,75,000.00
12 {eëbH$ Z’$m
10.84
EHy$U
68,94,533.62
bm^m§e :
~±Ho$bm emIm {dñVmamH$arVm ñd{ZYr OmñVrV-OmñV AgUo ‘hÎdmMo Amho. n¶m©¶mZo CnbãY Zâ¶mVyZ
{ZYr C^mê$Z ñd{ZYr‘ܶo dmT> hmoUo Amdí¶H$ Amho. VgoM [aPìh© ~±Ho$Mo gj‘ ~±H$ ¶m ì¶m»¶oMo {ZH$f ZoQ>dW©
&&15&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
g§~§YrV Agë¶mZo Z{OH$À¶m H$mimV ~±Ho$Mo ZoQ>dW© dmT>dUo JaOoMo R>abo Amho. Z’$m {d^mJUr H$aVm§Zm hm
g‘Vmob gmYV Ahdmb dfm©V 10% XamZo bm^m§e XoʶmMr {e’$mag g§MmbH$ ‘§S>i H$arV Amho. ‘§Oya
bm^m§emMr a³H$‘ Á¶m g^mgXm§Mo ^mJ^m§S>db én¶o 1,000/- nojm H$‘r Amho Aem g^mgXm§Zr gXa
bm^m§emMr a³H$‘ eoAg© ImVr dJ© H$amdr d Amnbo ^mJ^m§S>db {Z¶‘mZwgma {H$‘mZ én¶o 1,000/- H$amdo
Aer {dZ§Vr g§MmbH$ ‘§S>imMo dVrZo H$aʶmV ¶oV Amho.
emIm d emIm{dñVma :
Ahdmb df© AIoa ~±Ho$À¶m 7 emIm hmo˶m. Ahdmb dfm©V ~±Ho$Zo d¡^ddmS>r ¶m AmR>ì¶m emIoMm
E.Q>r.E‘.ghrV ew^ma§^ Ho$bm Amho d ˶m emIoZo ‘mM© AIoa Mm§Jbm ì¶dgm¶ Ho$bobm Amho d J«mhH$m§Mm ˶mg
CËV‘ à{VgmX {‘iV Amho. VgoM ~±Ho$Zo 2015-16 ¶m dfm©H$[aVm [aPìh© ~±Ho$H$S>o gmXa Ho$boë¶m dm{f©H$
emIm d¥ÕrÀ¶m AOm©Zwgma 1) Hw$S>mi, 2) XmoS>m‘mJ© d 3) nS>ob ¶oWo emIm CKS>ʶmMm àñVmd [aPìh©
~±Ho$H$S>o nmR>{dʶmV Ambm AgyZ ¶m ~m~VMr ‘§Oyar {‘iUo ~mH$s Amho.
AmYw{ZH$ V§ÌkmZ :
AmOÀ¶m ñnYm©Ë‘H$ ¶wJmV V§ÌkmZ hr H$mimMr JaO Amho. J«mhH$m§Zm A{YH$m{YH$ Mm§Jbr godm XoVm ¶mdr
¶m hoVyZo A˶mYw{ZH$ V§ÌkmZmMm Adb§~ ~±Ho$Zo Zoh‘rM Ho$bm Amho. H$moAa ~±qH$J gmo~V Eg.E‘.Eg. AbQ>©
~±qH$J, ê$no S>o~rQ> H$mS>©, Ama.Q>r.Or.Eg., EZ.B©.E’$.Q>r., Z°eZb no‘|Q> H$mnm}aoeZ Am°’$ B§{S>¶m ‘m’©$V B{‘OrEQ>
no‘Q| > gìhug (IMPS), ¶m§gma»¶m godm-gw{dYm§Zm J«mhH$m§H$Sy>Z CÎm‘ à{VgmX {‘iV Amho. [aPìh© ~±Ho$Mr
A§JrH¥$V g§ñWm Agboë¶m Z°eZb no‘|Q²>g H$m°nm}aoeZ Am°’$ B§{S>¶m (NPCI) ¶m g§ñWoÛmao VgoM gd©Ì Q>³o Zm°bm°Or,
nwU,o Am¶.gr.Am¶.gr.Am¶.~±H$, {bñQ> gm°âQ>dA
o a, gm§Jbr ¶m§À¶m ghH$m¶m©Zo Amnë¶m ~±H$o À¶m E.Q>r.E‘.H$mS>M
© m
dmna H$ê$Z Xoe^amVrb H$moU˶mhr ImOJr, gmd©O{ZH$ VgoM eoS>çwëS> ghH$mar ~±H$m§À¶m gw‘mao 2 bmImnojm
OmñV E.Q>r.E‘. g|Q>a‘YyZ J«mhH$m§Zm n¡go H$mT>ʶmMr gw{dYm CnbãY Pmbr Amho. ˶mMà‘mUo Amnë¶m ~±Ho$À¶m
E.Q>r.E‘.g|Q>a‘YyZ H$moU˶mhr ~±Ho$À¶m E.Q>r.E‘. S>o~rQ> H$mS>© Ûmao n¡go H$mT>ʶmMr gw{dYm CnbãY Amho.
Amnë¶m ~±H$o À¶m E.Q>r.E‘. g|Q>aMr g§»¶m 7 Pmbobr AgyZ ZwH$VoM ZdrZ ‘w»¶ H$m¶m©b¶mÀ¶m {R>H$mUr E.Q>r.E‘.Mm
ew^ma§^ H$aʶmV Ambobm Amho. ˶mMà‘mUo Amnë¶m S>o~rQ> H$mS>©Ûmao J«mhH$m§Zm ì¶mnmar XoUr, Am°ZbmB©Z
em°qnJ, drO/Q>o{b’$moZ {~bo Aem {d{dY godm EH$mM N>VmImbr CnbãY Pmë¶m AmhoV. ¶m godm-gw{dYm§Mm
dmna H$aVmZm ImVoXmam§Zr Amnë¶m Im˶mMr JmonZr¶ ‘m{hVr H$moUmghr XoD$ Z¶o. Oar Vr ‘m{hVr ‘mJUmè¶m
Bg‘mZo Vmo ~±Ho$Mm H$‘©Mmar Amho Ago ^mg{dbo Var gwÕm ˶mg Vr ‘m{hVr XoD$ Z¶o Agm gmdYmZVoMm Bemam
XoʶmV ¶oV Amho.
Am¶.Eg.Amo. ‘mZm§H$Z (ISO : 9001-2015) :
H$m‘H$mOmMo gwgwÌrH$aU d à‘m{UH$aU hr H$mimMr JaO ~Zbr Amho. J«mhH$m§Zm H|$Ðq~Xÿ ‘mZyZ ˶m§Mo
g‘mYmZ dmT>{dUo ˶mMà‘mUo g§ñWoÀ¶m H$m‘H$mOmMm XOm© C§MmdUo hm à‘mUrH$aUmMm EH$ à‘wI hoVy AgVmo.
AmO AZoH$ AmñWmnZm§Zr d CÚmoJm§Zr Amnë¶m H$m‘H$mOmMo à‘mUrH$aU (International Standered
Organisation) Ho$bo Amho. ~±Ho$À¶m {d{dY J«mhH$ godm, X¡Z§{XZ ~±qH$J ì¶dhma, {d{dY ¶moOZm ¶m§Mr
A§‘b~OmdUr d R>a{dbobr H$m¶©nÕV EH$gmaIonUmMrM Amho H$m ? ¶mMr VnmgUr ³dm{bQ>r ‘°ZoO‘|Q>
&&16&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
{gñQ>r‘ Ûmao Ho$br OmVo d ˶mZ§VaM Am§VaamîQ´>r¶ XOm©Mo ISO : 9001-2015 g§ñWog àXmZ Ho$bo OmVo.
¶mH$arVm Amnë¶m ~±Ho$Zohr à‘mUrH$aU H$aʶmMr H$m¶©dmhr hmVr KoVbr Amho. ‘mM© 2017 AIoan¶ªV gXa
à‘mUnÌ {‘i{dʶmMm Am‘Mm àm‘m{UH$ à¶ËZ amhUma Amho. ˶mgmR>r ¶mo½¶ Vr nwT>rb ‘m{hVr KoVbr OmV
AgyZ ˶mà‘mUo H$m¶©dmhr Mmby Amho.
A§VJ©V {Z¶§ÌU :
~±Ho$Mr CÎmamoÎma àJVr hmoV AgVmZm Aemdoir A§VJ©V {Z¶§ÌU ‘O~yV H$aʶmMr O~m~Xmar g§MmbH$
‘§S>imMr VgoM H$‘©Mmè¶m§Mr Amho. H$m‘mMr ¶mo½¶ {d^mJUr d {Z¶moOZ d gdmªMm gH«$s¶ gh^mJmgh ~±Ho$Zo
Adb§{~boë¶m H$moAa ~±qH$J àUmbrMm dmna à^mdrnUo H$aʶmV ¶oV Amho. emIm§H$Sy>Z Xa ‘{hݶmÀ¶m {d{dY
ñQ>oQ>‘|Q> d ˶mMr N>mZZr d[aîR> A{YH$mè¶m§‘m’©$V Ho$br OmVo. ¶m{edm¶ ‘w»¶ H$m¶m©b¶mV ñdV§Ì[a˶m EH$
d[aîR> A{YH$mar H$O© ì¶dhma n[ajU H$aVmV.
OmoIr‘ ì¶dñWmnZ :
ì¶dgm¶mVrb OmoIr‘ doirM bjmV ¶oʶmH$arVm ~±H$ {d{dY Cnm¶ ¶moOV AgVo ˶m~m~VMm H$mhr
Vnerb nwT>rbà‘mUo Amho.
H$O©Xmamg H$O© XoVmZm CnbãY Agboë¶m VmaU ‘mb‘Îmo~m~VMr H$mJXnÌo VnmgUo, H$Om©g~§ Y
§ r H$amd¶mMr
H$amanÌo B˶mXr H$mJXnÌo nhmUo ¶mgmR>r ~±Ho$‘ܶo ñdV§Ì A{YH$mar H$m¶©aV AmhoV. ~±Ho$Zo ñdV:Mo H$O©YmoaU
V¶ma Ho$bo Amho. ˶mMm doimodoir AmT>mdm KoD$Z Amdí¶H$ Vo ~Xb Ho$bo OmVmV. ‘moR>çm H$O©Im˶m§Mr d H$O©
àH$aUm§À¶m nV‘mnZmMr nÕV ~±Ho$V gwñWm{nV Amho. EH$mM joÌmH$S>o H$O© nwadR>m H|${ÐV Z H$aVm {d{dY
àH$maÀ¶m H$maUm§gmR>r d CÚmoJm§gmR>r Amnbr ~±H$ H$O© nwadR>m H$arV Amho. à˶oH$ H$O© àH$aUmV nwaoer
gmdYmZVm ~miJyZ ñd{Z¶§{ÌV ‘¶m©XoÀ¶m A§VJ©V H$O© {dVaU Ho$bo OmVo. CIBIL ¶m g§ñWoMr godm AmnU
{Z¶{‘VnUo KoV AgyZ H$Om©gmR>rÀ¶m AO©Xmam§Zr AmYr H$moUVr H$O© XoUr ’o$S>ʶmg H$gya Ho$br Amho qH$dm
H$go ¶mMr ‘m{hVr AmnU à˶oH$ H$O© àH$aUmV KoV AgVmo.
~±Ho$Zo dmT>Vm ì¶dgm¶ bjmV KoVm g§MmbH$ ‘§S>imZo {ZYr d OmoIr‘ ì¶dñWmnZ ¶m§Mm ¶mo½¶ nmR>nwamdm
ìhmdm ¶mH$arVm {d{dY YmoaUo CXm. H$O© YmoaU, J§wVdUyH$ YmoaU, dgwbr YmoaU, H$‘©Mmar YmoaU, B©S>rnr
YmoaU, Ho$dm¶gr YmoaU, ¶m‘ܶo doimodoir Amdí¶H$VoZwgma ZwVZrH$aU H$ê$Z gXa YmoaUm§À¶m AZwf§JmZo MMm©
{d{Z‘¶ hmoD$Z {ZU©¶ KoVbo OmD$Z à^mdr ì¶dñWmnZ Ho$bo OmVo.
~±Ho$Vrb H$moAa ~±qH$J àUmbr A˶mYw{ZH$ V§ÌkmZmda Adb§~yZ Amho. VgoM AZoH$ Ahdmb A˶mYw{ZH$
V§ÌkmZmÛmao V¶ma Ho$bo OmVmV. Am°naoQ>tJ gm°âQ>doAa, S>oQ>m ~og, H|${ж H$m¶m©b¶mVrb g§JUH$ {df¶H$
ì¶dñWm VgoM emIm g§~§{YV {d{dY àUmbr ¶m§Mr gwa{jVVm d AMyH$Vm VnmgʶmH$[aVm H$m¶©àUmbr
boImn[ajU (System Audit) hr AmOÀ¶m V§ÌkmZmÀ¶m H$mimVrb A˶§V ‘hÎdmMr ~m~ Amho. ~±Ho$Zo Ago
H$m¶©àUmbr boImn[ajU H$ê$Z KoVbo Amho. ¶m H$m¶©àUmbr boImn[ajUmMm Mm§Jbm Cn¶moJ hmoV Amho.
boImn[ajU d VnmgUr :
[aPìh© ~±Ho$Mo BÝñno³Q>tJ Am°{’$ga lr.n{~ÌHw$‘ma Xmg gmho~ ¶m§Zr ~±Ho$Mo gZ 2013-14 d 2014-
&&17&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
15 ¶m Am{W©H$ dfm©Mr VnmgUr H$ê$Z ~±Ho$bm ‘hÎdnyU© Ago ‘mJ©Xe©Z Ho$bo Amho. Ahdmb dfu d¡Ym{ZH$
boImn[ajH$ lr.{Zboe Z§.nmQ>UH$a, MmQ>©S>© AH$mD§$Q>§Q>, amOmnya ¶m§Zr Am{W©H$ df© 2015-16 Mo boImn[ajU
nyU© Ho$bo AgyZ ~±Ho$Mm Am°{S>Q> dJ© "A' H$m¶‘ R>odbm Amho. VgoM [aPìh© ~±Ho$À¶m ‘mJ©Xe©H$ gyMZm§Zwgma ~±Ho$Zo
Am{W©H$ df© 2015-16 gmR>r gVV d g‘mdVu boImn[ajU lr.gmB©àgmX eoQ>ço, ImaonmQ>U d
lr.Ao.EM.AgZmao, H$moëhmnya ¶m§Zr H$ê$Z ~±Ho$À¶m H$m‘H$mOmda {Z¶§ÌU R>odbo Amho.
g§MmbH$ ‘§S>i :
~±Ho$À¶m g§MmbH$ ‘§S>imV Vk g§MmbH$ åhUyZ A°S>.lr.e{eH$m§V gwVma d [aPìh© ~±Ho$Mo {Zd¥Îm A{YH$mar
lr.gwaoe Jdg ¶m§Mr Zo‘UyH$ H$aʶmV Ambobr Amho. ~±Ho$À¶m ì¶dgm¶ d¥Õrg ˶m§À¶m kmZmMm VgoM AZw^dmMm
Mm§Jbm Cn¶moJ hmoV Amho. Ahdmb dfm©V H$m¶©aV Agboë¶m gd© g§MmbH$ ghH$mè¶m§Zr gm‘w{hH$nUo Am{U
g§K^mdZoZo Ho$boë¶m H$m‘m‘wioM ~±Ho$Mr àJVr e³¶ Pmbobr Amho. ¶mnwT>ohr g§MmbH$ ‘§S>i ¶mMà‘mUo H$m¶©aV
amhrb ¶mMr ImÌr Amho.
Joë¶m Am{W©H$ dfm©V g§MmbH$ ‘§S>imÀ¶m gd© gXñ¶m§Zr g§ñWoÀ¶m H$m‘H$mOmV g{H«$¶ gh^mJ KoVbm
AgyZ ˶mMm {d{dY YmoaUmˑH$ {ZU©¶ KoʶmgmR>r Mm§Jbm Cn¶moJ Pmbm. g^oVrb {df¶mda gH$mamˑH$ MMm©
hmoD$Z gd© {ZU©¶ EH$‘VmZo KoVbo Jobo. Am{W©H$ dfm©V g§MmbH$ ‘§S>imÀ¶m 25, g{‘VrÀ¶m EHy$U 37 BV³¶m
g^m Pmë¶m.
^mdnyU© lÕm§Obr :
""XohoajUmH$maU| ¶oËZ Ho$bm &
nar godQ>t H$mi KoD${Z Jobm &''
Ahdmb gmbmV ~±Ho$Mo ‘mOr ì¶dñWmnH$ H¡$.eaX ^mbM§Ð ZmaH$a ¶m§Mo Xþ:IX {ZYZ Pmbo. ˶m§Mm
~±Ho$À¶m àJVrV ‘mobmMm dmQ>m hmoVm. ˶m§Mo Hw$Q>§w{~¶m§Mo Xþ:ImV ~±H$ d AmnU gd© gh^mJr AmhmoV. B©ída
˶m§À¶m AmËå¶mg {Maem§Vr Xodmo. VgoM Ahdmb gmbmV Wmoa ZoVo, emñÌk, gm{hp˶H$, g§emoYH$, H$bmd§V,
IoimSy>, {ejUVÁk, gm‘m{OH$ H$m¶©H$V}, ‘mV¥^y‘rMo d XoemÀ¶m gr‘m§Mo ajU H$aVmZm ehrX Pmbobo dra
OdmZ, A{VaoH$s d ZjbdmXtÀ¶m H$madm¶m§Zm ~ir nS>bobo {enmB© d {Zînmn Ord ¶m§Zm ~±Ho$V’}$ ^mdnyU©
AmXam§Obr. ˶m§À¶m AmËå¶mg {Maem§Vr Xodmo hrM B©ídaMaUr àmW©Zm. ˶mMà‘mUo ~±Ho$Mo kmV-AkmV g^mgX,
ImVoXma, R>odrXma, {hVqMVH$ d H$‘©Mmar dJm©Mo ZmVodmB©H$ ¶m§Zm H$mimZo AmnUmVyZ {hamdyZ Zobo Amho ˶m
gdmªÀ¶m Hw$Q>§w{~¶m§À¶m Xþ:ImV amOmnya A~©Z ~±H$ n[adma gh^mJr AgyZ ˶m§Mo AmËå¶mg {Maem§Vr bm^mo hr
B©ídaMaUr àmW©Zm hr ˶m§Zm {dZ‘« d ^mdnyU© lÕm§Obr !
dMZnyVu :
~±Ho$À¶m JV dm{f©H$ ì¶dgm¶ ¶moOZoà‘mUo [aPìh© ~±Ho$Zo qgYwXþJ© {OëømV ‘m¡Oo d¡^ddmS>r, Vm.d¡^ddmS>r
¶oWo emIm gwê$ H$aʶmgmR>r bm¶gÝg XoʶmV AmboZwgma d¡^ddmS>r ¶oWo AmR>dr emIm Am°³Q>m|~a 2015
nmgyZ gwgÁO Am{U gd© godm d E.Q>r.E‘. gw{dYm§gh emIm gwê$ H$aʶmV Ambr Amho. VgoM g§ñWoMo ¶e ho
˶m g§ñWoÀ¶m g§MmbZmda Adb§~yZ AgVo. Amnë¶m ~±Ho$Zo gwÕm g§ñWm g§MmbZmH$[aVm nmdbo CMbbr AmhoV.
&&18&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
g§ñWmˑH$ g§aMZm H$aʶmgmR>r d doJdoJio {d^mJ H$aʶmgmR>r ~±Ho$Zo "{X am°¶b ßbmPm', Eg.Q>r.S>onmo g‘moa,
amOmnya ¶oWo àeñV d gwgÁO Ago àYmZ H$m¶m©b¶ {X.21/02/2015 nmgyZ ñd‘mbH$sÀ¶m OmJoV ñWbm§VarV
Ho$bo Amho hr ~m~ XoIrb ~±Ho$À¶m àJVrVrb EH$ ‘hÎdmMm Q>ßnm åhUyZ JUbr OmUma Amho.
Am^ma d g‘mamon :
~±Ho$À¶m àJVrerb dmQ>MmbrVrb g^mgX, R>odrXma, H$O©Xma d {hVqMVH$ ¶m gmè¶m§À¶m ghH$m¶m©~Ôb ‘r
˶m§Mm F$Ur Amho. ~±Ho$Mo R>odrXma d g^mgX ho ~±Ho$Mo AmYmañV§^ AmhoV. ˶m§Mm {dídmg d nmqR>ã¶m~Ôb
g§MmbH$ ‘§S>imV’}$ ‘r ˶m§Mo Am^ma ‘mZVmo. ~±Ho$À¶m gd© g§MmbH$m§Mo ‘m¡{bH$ ‘mJ©Xe©Z d ghH$m¶© ¶m‘wio
~±Ho$Mr gdmªJrU àJVr Pmbr Amho ˶m~Ôb ‘r gdmªMm Am^mar Amho. [aPd© ~±H$ d ghH$ma Im˶mMo A{YH$mar
~±Ho$À¶m H$m‘mMo ‘w붑mnZ H$aʶm~amo~a ~±Ho$À¶m àJVrgmR>r ‘mJ©Xe©Zhr H$aV AgVmV ˶m~Ôb [aPìh© ~±H$
Am°’$ B§{S>¶m (A~©Z ~±H$ {d^mJ ~r.Ho$.gr.‘§w~B©) ‘m.ghH$ma Am¶w³V d {Z~§YH$, ghH$mar g§ñWm ‘hmamîQ´>
amÁ¶ nwUo, ‘m.{d^mJr¶ gh{Z~§YH$, ghH$mar g§ñWm H$moH$U {d^mJ, ‘m.{d^mJr¶ boImn[ajH$ ghH$mar
g§ñWm, ‘m.{Oëhm Cn{Z~§YH$, ghH$mar g§ñWm, ‘m.{Oëhm {deof boImn[ajH$ ghH$mar g§ñWm, ‘m.ghm.{Z~§YH$,
ghH$mar g§ñWm, ‘m.boImn[ajH$ gh.g§ñWm ¶m§Mm ‘r Am^mar Amho. ‘hmamîQ´> amÁ¶ ghH$mar ~±H$ ’o$S>aoeZ
{b., ‘hmamîQ´> amÁ¶ ghH$mar ~±H$ Agmo.{b., H$moH$U ZmJar ~±H$ Agmo., ZmJar ghH$mar ~±H$m§À¶m {d{dY
g§KQ>Zm ~±H$ ì¶dgm¶mer {ZJS>rV ~±H$m d doJdoJù¶m joÌmVrb Vk ¶m§Mo g§MmbH$ ‘§S>i Am^mar Amho.
˶mMà‘mUo Amnë¶m {OëømVrb ImgXma/Am‘Xma d ñWm{ZH$ ZoVo ¶m§Mo doimodoir ghH$m¶© {‘iV AgVo
˶m§Mohr ‘r Am^ma ‘mZVmo. ~±Ho$À¶m godH$m§Zr {Xboë¶m ¶moJXmZm~Ôb ˶m§À¶m ~m§{YbH$sgmR>r ‘r ˶m§Mo F$U
춳V H$aVmo. ~±Ho$bm H$m¶Xo{df¶H$ ‘mJ©Xe©Z H$aUmao {dYr gëbmJma, ~±Ho$Mo n°Zob ìh°ë¶yAa, gwdU©H$ma,
H§$H$a§Q>/A§VJ©V {heo~ VnmgUrg, d¡Ym{ZH$ boImn[ajH$ ¶mM~amo~a ~±Ho$Mo {hVqMVH$, A{YH$mar, H$‘©Mmar d
~±Ho$À¶m àJVrgmR>r ghmæ¶^yV hmoUmè¶m AZoH$ 춳Vr d g§ñWm§Mo VgoM ~±Ho$bm gVV ghH$m¶© H$aUmè¶m gd©
kmV-AkmVm§Mohr ‘Z:nyd©H$ Am^ma Am{U YݶdmX !
Amnë¶m gdmªÀ¶m g{XÀN>m d ghH$m¶m©‘wio ^{dî¶mV ~±Ho$Mr AmUIr àJVr hmoB©b ¶mV e§H$m Zmhr.
g§MmbH$ ‘§S>imÀ¶m dVrZo 95dm dm{f©H$ Ahdmb, Vmio~§X, Z’$m-VmoQ>m nÌH$ B˶mXr {hemo~ nÌHo$ Amnë¶m
pñdH¥$VrgmR>r gmXa H$arV AmhmoV ˶mg AmnU pñdH¥$Vr Úmdr hr {dZ§Vr. ~±Ho$Mo A{YH$mar d H$‘©Mmar
¶m§MoH$Sy>Z àJVrÀ¶m à˶oH$ Q>ß߶mda ˶m§À¶m ghH$m¶m©Mr Anojm H$ê$Z VgoM ~±Ho$À¶m H$m‘H$mOm‘ܶo Á¶m
Ag§»¶ {hVqMVH$ Am{U R>odrXma ¶m§Mo à˶j d Aà˶j ghH$m¶© {‘iV Amho ˶m gdmªMo ‘r ~±Ho$À¶m ‘m.g§MmbH$
‘§S>imÀ¶m dVrZo H¥$VkVmnyd©H$ nwÝhm EH$Xm hm{X©H$ Am^ma ‘mZyZ hm Ahdmb nyU© H$aVmo.
O¶ qhX ! O¶ ghH$ma !!
g§MmbH$ ‘§S>imÀ¶m dVrZo
ghr
O¶§V hU‘§V A䶧H$a
Aܶj
&&19&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016 À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
^m§S>db d XoUo
31&03&2016
5,00,00,000=00 ^mJ^m§S>db
A{YH¥$V ^mJ-^m§S>db
à˶oH$s é.1,000/- Mo
50,000eoAg©
5,00,00,000=00
2,21,84,260=00 dgyb ^mJ ^m§S>db
2,84,77,900=00
5,58,66,674=45
1,92,10,085=66
78,84,194=67
7,47,325=32
1,46,05,500=00
6,49,923=00
1,52,556=30
22,77,000=00
31,44,500=00
18,12,581=00
16,97,000=00
4,12,673=50
11,53,835=00
5,40,000=00
11,05,000=00
4,74,500=00
6,33,75,487=34
7,80,50,934=45
J§JmOir d Aݶ {ZYr
amIrd {ZYr
2,38,34,847=05
B‘maV {ZYr
1,03,64,055=67
bm^m§e g‘mZrH$aU {ZYr
9,18,101=32
g§e{¶V ~w{S>V H$O© {ZYr
1,32,50,500=00
g^mgX H$ë¶mU {ZYr
7,89,923=00
Y‘m©Xm¶ {ZYr
2,32,944=30
Jw§VdUyH$ MT>CVma {ZYr
52,77,000=00
Jw§VdUyH$ Kgmam {ZYr
11,44,500=00
~ZmdQ> gmoZoVmaU KmoQ>mim {ZYr 15,93,128=50
CÎm‘ H$O} VaVyX
30,52,000=00
{ZdS>UyH$ {ZYr
59,269=50
{eëbH$ aOm {ZYr
6,39,718=00
emIm {dñVma {ZYr
5,40,000=00
A§VJ©V gOmdQ> {ZYr
11,05,000=00
eVH$ ‘hmoËgd {ZYr
5,74,500=00
nwT>rb nmZmda
9,18,53,387=34
&&20&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
qOXJr d `oUo
31&03&2016
amoI a³H$‘ Am{U ~±H$ {eëbH$
73,25,613=00 hmVr amoI {eëbH$
1,22,26,229=00
8,69,42,567=17 Aݶ ~±H$m§Vrb MmbyImVr {eëbH$
8,75,02,822=30
62,68,114=37
2,62,98,217=54
16,94,328=81
1,02,73,262=78
12,710=68
2,62,78,131=37
1,60,97,812=62
19,989=00
‘hm.amÁ¶ gh.~±H$ {b.‘w§~B©
89,25,101=20
aËZm.{O.‘ܶ.gh.~±H$ {b.
1,47,11,167=65
ñQ>oQ> ~±H$ Am°’$ B§{S>¶m
30,22,631=32
~±H$ Am°’$ B§{S>¶m
74,30,928=87
A°p³gg ~±H$, aËZm{Jar
12,710=68
Am¶.gr.Am¶.gr.Am¶. ~±H$ {b. 3,93,53,484=80
Am¶S>r~rAm¶ ~±H$ {b.,aËZm{Jar 1,40,26,920=78
~±H$ Am°’$ ~S>moXm, aËZm{Jar
19,877=00
44,56,08,616=00 Jw§VdUyH$
29,68,50,616=00 gaH$mar H$O© amoIo
(Xe©Zr qH$‘V 3,150 bmI)
ghH$mar g§ñWm eoAg©
5,000=00 ‘hm.amÁ¶ gh.~±H$ {b.‘w§~B©
3,000=00 a{O‘gh.~±H$ {b.aËZm{Jar
31,63,29,505=00
49,40,87,505=00
5,000=00
3,000=00
‘wXV R>odr
22,50,000=00 ‘hm.amÁ¶ gh.~±H$ {b.‘w§~B©
22,50,000=00
14,65,00,000=00 Ama.S>r.gr.gr.~±H$ {b.amOmnya 15,55,00,000=00
(é.bmImV)
OZVm ghH$mar ~±H$ {b.
2,00,00,000=00
amIrd {ZYr
240=00
B‘maV {ZYr
105=00
BVa
288=75
EHy$U
633=75
53,98,76,796=17
nwT>rb nmZmda
59,38,16,556=30
&&21&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
^m§S>db d XoUo
31&03&2016
7,80,50,934=45 ‘mJrb nmZmdéZ
9,18,53,387=34
1,15,81,02,415=55 R>odr (EHy$U A+~+H$)
A) ‘mJUrÀ¶m R>odr
3,35,27,062=67 H$a§Q> ImVo (Mmby ImVr)
26,25,77,585=78 gopìh¨½O (~MV ImVr)
50,55,53,997=00
2,01,76,145=00
29,15,77,587=00
1,19,19,749=00
3,27,38,500=00
5,712=10
~) ‘wXV R>odr
H$m¶‘ R>odr
Xm‘XþßnQ> R>odr
nwZJªwVdUyH$
AmdV© R>odr
OZVm Aën~MV R>odr
H$O© gwajm R>odr
1,28,28,15,676=28
2,35,06,348=23
30,13,83,730=55
63,04,97,258=00
1,84,89,204=00
25,80,68,598=00
1,21,31,931=00
3,87,12,330=00
199=50
H$) ‘wXV g§nboë¶m R>odr
26,077=00 Xm‘XþßnQ> R>odr
26,077=00
1,91,72,638=30 W{H$V AZwËnm{XV H$O}
ì¶mO VaVyX
2,59,55,317=00 XoUo ì¶mO (R>odrdarb)
46,790=00 dgwbrgmR>r Ambobr {~bo
(CbQ> ~mOyà‘mUo)
emIm OwidUr
1,28,13,28,095=30
nwT>rb nmZmda
1,80,80,806=30
3,55,98,658=00
23,236=00
1,42,83,71,763=92
&&22&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
qOXJr d `oUo
31&03&2016
53,98,76,796=17 ‘mJrb nmZmdê$Z
59,38,16,556=30
68,38,49,249=02 H$O} (A+~+H$)
A) Aën ‘wXV H$O}
31,95,96,326=00 gmoZo VmaU
3,95,00,071=16 H°$e H«o${S>Q> ZOaJhmU
97,871=30 H°$e H«o${S>Q> ßboZ
48,06,923=00 H°$e H«o${S>Q> Am§~m
76,79,60,524=24
1,62,92,193=00
4,75,688=00
5,24,39,401=76
1,16,184=00
1,41,22,194=00
88,05,323=00
59,845=00
5,34,08,037=80
15,20,288=50
10,51,78,368=50
2,12,58,743=00
29,51,99,473=00
5,18,53,653=95
94,573=30
47,49,987=00
~) ‘ܶ‘ ‘wXV H$O}
AmH$pñ‘H$ H$O©
gaH$mar amoIo VmaU
R>od VmaU
{d‘m nm°{bgr VmaU
Om‘rZVmaU {g³¶w[aQ>r H$O©
Om‘rZVmaU A§S>aQ>oqH$Jgh
Om.Vm. A§S>aQ>oqH$J {edm¶
hm¶anaMog-dmhZ
hm¶anaMog-BVa
àm°nQ>u VmaU
J¥hbú‘r H$O© ¶moOZm
1,88,67,220=00
4,19,377=00
5,23,50,617=19
37,338=00
1,68,22,260=00
84,00,386=00
18,742=00
6,49,00,964=80
17,25,355=50
15,57,22,848=50
2,53,93,077=00
H$) XrK© ‘wXV H$O}
4,61,71,791=00
Ka~m§YUr H$O©
7,14,04,651=00
46,790=00 dgwbrgmR>r KoʶmOmoJr {~bo
(CbQ>~mOy à‘mUo)
5,17,15,281=30
73,74,321=00
2,51,68,322=00
1,91,72,638=30
1,27,54,88,116=49
¶oUo ì¶mO
Jw§VdUyH$sdarb
CÎm‘ H$O} ¶oUo ì¶mO
AZwËnm{XV H$O} ¶oUo ì¶mO
nwT>rb nmZmda
23,236=00
96,96,604=00
2,33,61,676=00
1,80,80,806=30
5,11,39,086=30
1,41,29,39,402=84
&&23&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
^m§S>db d XoUo
31&03&2016
1,28,13,28,095=30 ‘mJrb nmZmdéZ
86,33,522=10
11,84,177=00
8,45,292=10
2,00,540=00
4,52,387=00
16,00,000=00
3,500=00
3,06,310=00
39,766=00
2,64,124=00
37,37,426=00
0=00
0=00
1,42,83,71,763=92
Aݶ XoUr d VaVyXr
bm^m§e XoUo
AZm‘V ImVo
eoAg© AZm‘V
boImnarjU ’$s
ñQ>m’$ BÝgoQ>rìh/~moZg
H$O© dgwbr gaMmO©
H$‘©Mmar ^{dî¶ {Zdm©h {ZYr
g§MmbH$ ‘§S>i/
H$‘©Mmar à{ejU VaVyX
g§S´>r H«o${S>Q>g©
Am¶H$a VaVyX
Q>r.S>r.Eg.noE~b
{Z{dXm AZm‘V
85,38,801=79 Z’$m VmoQ>m ImVo
1,29,85,00,419=19
91,73,177=50
14,54,371=00
10,38,178=50
34,800=00
4,00,000=00
8,00,000=00
7,291=00
3,34,504=00
26,113=00
4,46,996=00
24,51,471=00
21,69,453=00
10,000=00
68,94,533=62
EHy$U
1,44,44,39,475=04
Q>rn : g§^dZr¶/AmH$pñ‘H$ XoUr (Contingent Liability) [aPìh© ~±H$, ‘w§~B©H$S>o S>oâQ> ’§$S> é.9,44,379.00 BVHo$ Amho.
{R>H$mU …- amOmnya
lr.eoIaHw$‘ma C.A{hao
boImn[ajU AhdmbmVrb eoè`mg nmÌ amhÿZ g§_V
[XZm§H$ …- 06-04-2016
‘w»¶H$m¶©H$mar A{YH$mar
ghr/-
lr.àgÝZ {d.‘mbnoH$a
boImnmb
VmarI
VnmgUmamMo Zmd
&&24&&
lr.{Zboe Z§.nmQ>UH$a
MmQ>©S>©AH$mC§Q>§Q²>g, amOmnya
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Vmio~§X 31-3-2016À¶m à‘mUo (gd© emIm§g{hV)
31&03&2015
qOXJr d `oUo
31&03&2016
1,27,54,88,116=49 ‘mJrb nmZmdéZ
1,45,40,737=00
40,95,511=00
22,13,998=00
3,358=00
5,71,089=00
18,99,629=00
57,57,152=00
75,45,433=70
20,27,867=50
20,350=00
1,86,507=50
7,00,000=00
29,548=70
31,030=00
2,84,178=00
28,00,000=00
2,22,460=00
1,200=00
5,10,885=00
3,74,000=00
3,45,000=00
12,407=00
1,60,000=00
7,66,132=00
1,41,29,39,402=84
pñWa ‘mb‘Îmm
~±H$ B‘maV
S>oS>ñQ>m°H$ H$m¶‘ gm‘mZ
bm¶~«ar nwñVHo$
~±H$ dmhZo
’${Z©Ma d {’$³íMa
g§JUH$sH$aU
BVa ¶oUr
gmoZoVmaU A’$amV’$a
ñQ>m’$ ’o$pñQ>ìhb A°S>ìhmÝg
qàQ>tJ ñQ>oeZar {eëbH$ gmR>m
B‘maV AZm‘V
Q>o{b’$moZ AZm‘V
drO ‘rQ>a AZm‘V
H$O© dgwbr IM©/Aݶ ewëH$ ¶oUo
AmJmD$ ^abobm BÝH$‘Q>°³g
^{dî¶H$mbrZ H$a ‘mb‘Îmm
BVa ¶oUr
BÝH$‘Q>°³g [a’§$S>
BÝH$‘Q>°³g Anrb A°S>ìhmÝg
AZm‘V
Deaf {ZYr ¶oUo
{d‘m AmJmD$ hßVm
Zm°Z ~±qH$J A°goQ>
1,29,85,00,419=19
EHy$U
lr.àgmX Zmam¶U ‘mohaH$a-ìhm.MoAa_Z
lr.g§O¶ nm§.AmoJbo
gm¡.AZm{‘H$m gm¡.OmYd
lr.{dO¶ lr.nmܶo
lr.gwaoe X.Jdg
VmarI
92,01,374=00
29,79,050=50
0=00
5,65,494=00
50,92,441=00
47,33,603=50
15,93,128=50
35,400=00
1,44,799=00
8,00,000=00
31,543=70
34,580=00
9,00,664=00
26,00,000=00
2,22,460=00
0=00
5,09,895=00
7,84,000=00
3,45,000=00
12,407=00
2,25,71,963=00
80,13,877=20
1,78,100=00
7,36,132=00
1,44,44,39,475=04
lr.O¶§V hU‘§V A䶧H$a - MoAa_Z
lr.A{ZbHw$‘ma lr.H$a§JwQ>H$a lr.h{Z’$ ‘w.H$mOr
lr.amO|Ð lr.Hw$eo
lr.gwZrb {^.OmYd
lr.A.aÁOmH$ A.AOrO S>mogmZr
lr.B~«m{h‘ J.~b~bo
gm¡.YZlr X.‘moao
lr.AëVm’$ Om.g§J‘oídar
A°S>.lr.e{eH$m§V J.gwVma
&&25&&
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Z’$m-VmoQ>m nÌH$ 01/04/2015 Vo 31/03/2016 (gd© emIm§ghrV)
31&03&2015
8,58,52,817=50
8,58,52,496=50
321=00
1,88,84,994=00
IM©
31&03&2016
H$O© d R>odrdarb ì¶mO
R>odrXmam§Zm ì¶mO
9,81,00,746=00
H$Om©darb ì¶mO (Amoìha S´>mâQ>)
0=00
nJma,^Îmo,àm°.’§$S>,dJ©Ur,
Jǡ˦wBQ>r B.
(J«°À¶wBQ>r é.15,00,000/-)
11,63,412=00 ^mS>o,H$a,{d‘m,drO {~b p³bA.
a|Q> p³bA[a¨J ^mS>o
2,84,455=00 Q>nmb, Vma, ’$moZ ~rb B.
35,61,967=50 Kgmam
4,13,578=30 N>nmB© ñQ>oeZar Om{hamV
2,33,600=00 g§MmbH$ ‘§S>i g^m ^Îmo d ‘mZYZ
57,48,607=28
17,29,632=00
62,696=00
11,05,647=00
1,47,915=00
1,85,203=00
70,000=00
22,822=00
1,66,599=08
62,950=00
56,623=00
1,35,355=06
0=00
11,61,43,431=58
Aݶ IM©
OZVm Aën~MV H${‘eZ
dJ©Ê¶m
R>od {d‘m hßVm
àdmg IM©
A{VWr IM©
àdmg ^mS>o gdbV (H$‘©Mmar)
g§MmbH$ ‘§S>i g^m IM©
BVa IM©
H$m¶Xo gëbmJma ‘mZYZ
{enmB© JUdoe
emgH$s¶ amoIo MmO}g
Am°{S>Q> ’$s
nwT>rb nmZmda
9,81,00,746=00
2,08,94,935=00
19,14,683=00
2,97,875=00
46,57,552=00
5,15,736=91
2,23,260=00
22,87,297=00
95,481=00
13,23,413=00
1,75,947=00
1,98,594=00
82,000=00
47,416=00
1,79,650=85
57,200=00
25,000=00
31,701=71
74,660=00
67,33,600=45
13,33,38,388=36
&&26&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Z’$m-VmoQ>m nÌH$ 01/04/2015 Vo 31/03/2016 (gd© emIm§ghrV)
31&03&2015
CËnÝZ
31&03&2016
8,47,04,702=54 H$O© Im˶mdarb ì¶mO
9,87,62,287=30
3,69,40,422=86
1,54,97,513=53
950=00
2,14,41,959=33
4,05,02,641=04
J§wVdUyH$sdarb ì¶mO, bm^m§e
H$m¶‘ R>od ì¶mO
1,78,19,301=35
eoAg© darb bm^m§e
450=00
gaH$mar amo»¶m§darb ì¶mO
2,26,82,889=69
53,83,250=00 gaH$mar amo»¶mdarb Z’$m
1,07,000=00
8,78,211=29 H${‘eZ, ~«moH$aoO
34,56,479=68
17,70,607=00
13,49,581=68
33,658=00
3,02,633=00
17,41,966=14
Aݶ O‘m
godm ewëH$
{H$aH$moi O‘m
bm°H$a ^mS>o
ZmoQ>rg MmO}g
19,97,634=00
16,89,846=00
46,152=00
3,02,465=00
3,06,704=00 gmoZoVmaU A’$amV’$a dgwbr
13,16,69,770=37
nwT>rb nmZmda
40,36,097=00
4,34,739=00
14,55,84,730=48
&&27&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Z’$m-VmoQ>m nÌH$ 01/04/2015 Vo 31/03/2016 (gd© emIm§ghrV)
31&03&2015
IM©
31&03&2016
11,61,43,431=58 ‘mJrb nmZmdéZ
13,33,38,388=36
1,95,822=00
1,50,056=00
5,90,703=00
4,352=00
1,11,589=00
1,52,953=00
2,31,683=14
1,97,850=00
2,500=00
4,317=00
57,157=00
56,677=00
1,64,426=00
83,080=00
g^m/g‘ma§^ IM©
H±$Q>rZ IM©
nhmaoH$ar nJma
bdmX IM©
dm{f©H$ gd©gmYmaU g^m IM©
àm°pìhS>§Q> ’§$S> A°S>{‘ZrñQ´>oeZ IM©
XþéñVr d XoI^mb IM©
g§JUH$ VnmgUr ’$s
~±H$ àmo’o$eZ Q>°³g
‘hm.bo~a doë’o$Aa IM©
g§JUH$ IM©
Am¶H$a ^aUm
B§YZ IM©
dmhZ IM©
32,50,111=00
4,25,111=00
7,75,000=00
4,50,000=00
16,00,000=00
0=00
VaVyXr
A°‘moQ>m©¶PoeZ Am°’$ Jìh©.{g³¶w[aQ>r
H$‘©Mmar aOm VaVyX
boImn[ajU ’$s
ñQ>m’$ BÝg|Q>rìh
gmoZoVmaU A’$amV’$a OmXm VaVyX
1,59,271=00
1,65,187=00
7,09,021=00
55,575=00
1,16,095=00
1,66,150=00
1,88,928=90
3,08,500=00
2,500=00
0=00
80,539=00
0=00
1,50,705=99
52,767=00
4,25,111=00
6,00,000=00
4,00,000=00
8,00,000=00
2,38,782=50
24,63,893=50
37,37,426=00 Am¶H$a VaVyX
0=00
28,87,915=00
85,38,801=79 Z’$m-VmoQ>m ImVo
0=00
68,94,533=62
13,16,69,770=37
{R>H$mU …- amOmnya
[XZm§H$ …- 06-04-2016
EHy$U
14,55,84,730=48
lr.eoIaHw$‘ma C.A{hao
‘w»¶H$m¶©H$mar A{YH$mar
boImn[ajU AhdmbmVrb eoè`mg nmÌ amhÿZ g§_V
ghr/-
lr.àgÝZ {d.‘mbnoH$a
lr.{Zboe Z§.nmQ>UH$a
boImnmb
MmQ>©S>©AH$mC§Q>§Q²>g, amOmnya
&&28&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
Z’$m-VmoQ>m nÌH$ 01/04/2015 Vo 31/03/2016 (gd© emIm§ghrV)
31&03&2015
CËnÝZ
31&03&2016
13,16,69,770=37 ‘mJrb nmZmdéZ
14,55,84,730=48
13,16,69,770=37
14,55,84,730=48
EHy$U
lr.àgmX Zmam¶U ‘mohaH$a-ìhm.MoAa_Z
lr.g§O¶ nm§.AmoJbo
gm¡.AZm{‘H$m gm¡.OmYd
lr.{dO¶ lr.nmܶo
lr.gwaoe X.Jdg
VmarI
lr.O¶§V hU‘§V A䶧H$a - MoAa_Z
lr.A{ZbHw$‘ma lr.H$a§JwQ>H$a lr.h{Z’$ ‘w.H$mOr
lr.amO|Ð lr.Hw$eo
lr.gwZrb {^.OmYd
lr.A.aÁOmH$ A.AOrO S>mogmZr
lr.B~«m{h‘ J.~b~bo
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lr.AëVm’$ Om.g§J‘oídar
A°S>.lr.e{eH$m§V J.gwVma
&&29&&
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
95 dm dm{f©H$ Ahdmb 2015-16
{b{‘Q>oS>, amOmnya.
A§XmOnÌH$ 2016-2017
IM©
gZ
gZ
gZ
A.H«$.
IMm©Mm
2015-2016 2015-2016
\$aH
2016-2017
Vnerb
Mm A§XmO
Mm àË`j IM©
Mm A§XmO
1
2
3
4
5
6
1) R>odr d H$Om©darb ì¶mO 9,65,56,789 9,81,00,746 -15,43,957 10,96,23,000
2) nJma d ^Îmo
2,20,84,000 2,16,85,956 3,98,044 2,49,38,900
3) g§MmbH$ ‘§S>i g^m ^Îmo
3,00,000
2,70,676
29,324
3,00,000
d ‘mZYZ
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18,61,991 -4,67,991
20,00,000
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3,30,000
2,97,875
32,125
3,30,000
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4,00,000 1,00,000
4,50,000
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4,55,000
5,15,736
-60,736
5,25,000
8) dmhZ B§YZ d XoI^mb
1,85,000
2,03,472
-18,472
2,25,000
9) OZVm Aën~MV H${‘eZ 17,90,000
22,87,297 -4,97,297
25,00,000
10) BVa IM©
40,25,000
30,57,088 9,67,912
35,00,000
11) Kgmam
35,12,000
45,00,841 -9,88,841
47,50,000
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1,45,895
1,56,711
-10,816
1,50,000
13) BVa VaVyXr
30,50,000
24,63,893 5,86,107
27,50,000
14) Am¶H$a VaVyX
45,83,210
28,87,915 16,95,295
36,07,080
15) Z’$m
1,02,01,338
68,94,533 33,06,805
80,28,661
EHy$U
14,91,12,232 14,55,84,730 35,27,502 16,36,77,641
&&30&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
amOmnya A~©Z H$mo-Am°nao{Q>ìh ~±H$
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{b{‘Q>oS>, amOmnya.
A§XmOnÌH$ 2016-2017
CËnÝZ
A.H«$.
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IMm©Mm
Vnerb
2
H$Om©darb ì¶mO
gZ
gZ
gZ
2015-2016 2015-2016
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Mm A§XmO
Mo àË`j CËnÝZ
Mm A§XmO
3
4
5
6
10,14,84,515 9,87,62,287 27,22,228 11,13,00,000
2)
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d Z’$m
3)
H${‘eZ
9,30,500
17,41,966
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29,00,000
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BVa O‘m
38,50,200
44,70,836
-6,20,636
47,50,000
EHy$U
4,28,47,017 4,06,09,641 22,37,376
4,47,27,641
14,91,12,232 14,55,84,730 35,27,502 16,36,77,641
&&31&&
VmarI
VnmgUmamMo Zmd
g§nyU© Vnmgbo qàQ>tJgmR>r Amo.Ho$.ghr
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‘hmamîQ´> H$mo-Am°n. gmogm¶Q>rO H$m¶Xm 1960 Mo {Z¶‘ 69/1961 AÝd¶o
à{V,
‘m.g§MmbH$ ‘§S>i
amOmnya A~©Z H$mo-Am°n. ~±H$ {b.,
amOmnya (aËZm{Jar) 416 702
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&&32&&
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&&33&&
VmarI
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¶m n[anÌH$mà‘mUo ~±Ho$Mr ‘m{hVr Imbrbà‘mUo Amho.
No.
Criteria for FSWM UCBs
Bank's Position As on 31.03.2016
A
CRAR of not less than 10 percent;
Bank is maintaining CRAR more
than 10% on a continuous basis
Current CRAR is 14.10%
B
Gross NPA of less than 7% and Net NPA
of not more than 3%
0.65%
0.00%
C
Net profit for at least three out of the
preceding four years subject to it not having
incurred a net loss in the immediate
preceding year.
Yes Net Profit for the year 2013-14
Rs.55.84 lacs Net Profit for the year
2014-15 Rs.85.39 lacs Net Profit for
the year 2015-16 Rs.68.95 lacs
D
No default in the maintenance of CRR/SLR
during the preceding financial year
No default in CRR/SLR
E
Sound internal control system with at least
Two professional directors on the Board
Yes
Two Professional directors are in Board
F
Core Banking Solution (CBS) fully
implemented; and
Yes
G
Regulatory comfort based on, inter alia,
record of compliance to the provisions of
Banking Regulation Act, 1949 (AACS),
Reserve Bank of India Act, 1934 and the
instructions/directions issued by RBI from
time to time i.e. the bank should have track
record of regulatory compliance and no
monetary penalty should have been
imposed on the bank on account of
violation of RBI directives/guidelines during
the last two financial years (Ref : DCBR.
CO.LS (PCB) Cir.No.4 dated 28/01/2015)
Yes
The Urban Co-op. Banks, which fulfill the above stated norms are called financially
sound and well managed (FSWM) UCBs
&&34&&
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&&36&&
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