2007_billPay [Converted] - 20th Century Fox Credit Union

Bill Payer Enrollment Form
Account Number ________________________
Member Information
First Name
M.I.
Last Name
Social Security Number
________________________________________
_________________________
__________________________
Home Phone Number
Mailing Address
_______________________________________________________________
City
State
Zip Code
_______________________________________________________________
Date of Birth
Mother’s Maiden Name
________/________/________
(________)_________________________
Work Phone Number
(________)_________________________
Email Address _____________________________________
**You must have a share draft checking account to sign up for Bill Payer services
FEE ACKNOWLEDGMENT
Online Banking is a free service provided by 20th Century Fox Federal Credit Union. There is a $5.00 monthly fee
account is activated for Bill Payer Service and will continue until you cancel this service by notifying us in writing.
I have read and acknowledge fee terms.
AUTHORIZATION - By signing below, you are applying for the 20th Century Fox FCU's Bill Payer service, and acknowledging receipt of the terms and conditions
of this agreement and disclosure statement to which you agree to be bound; and you are certifying that all information provided is accurate. By signing this
enrollment form, I am voluntarily contracting with the 20th Century Fox FCU Bill Payer service to act as my agent, to include electronic remittance and origination
provisions to any merchant listed on said enrollment form. If you are unable to access the Bill Payer Service within 3 business days, please contact Subscriber
Services at (877) 533-4230.
__________ (Initial)
I acknowledge receipt of the Electronic Funds Transfer disclosure and agreement for Online Banking and Online Bill Payment.
_______________________________________________
_______________________________________________
Signature
Signature
Date
Date
20th Century Fox and/or its pedestal logo is a registered trademark of Twentieth Century Fox Film Corporation (TCFFC). The Twentieth Century Fox Federal Credit Union (CU) is a
legal entity, separate and distinct from TCFFC and its parents, affiliates, and subsidiaries, and as such TCFFC is not legally responsible for the actions of the CU, or of its officers or
employees, nor is the CU legally responsible for any actions of the TCFFC.
TWENTIETH CENTURY FOX
FEDERAL CREDIT UNION
ELECTRONIC FUNDS TRANSFER DISCLOSURE AND AGREEMENT
FOR INTERNET HOME BANKING AND INTERNET BILL PAYMENT
1. INTRODUCTION
This agreement governs the following services offered by 20th Century Fox Federal Credit Union,
hereinafter referred to as (TCFFCU): TCFFCU offers Internet Bill Payment services through Netzee to
those members who use our Internet Home Banking. This service allows you to make payments to
merchants and other institutions from your designated TCFFCU checking account via the Internet. You
can make one-time payments as well as set up recurring periodic payments. "We", "Our", "Us", and
"TCFFCU" refer to 20th Century Fox Federal Credit Union and "You", "Your" refer to anyone authorized
to sign checks or make withdrawals on your account(s) and to anyone else you authorize to perform bill
payment services on your behalf. The provisions of this agreement apply to all transactions covered by this
agreement except where otherwise noted.
2. PERSONAL IDENTIFICATION NUMBERS AND SECURITY
To use Internet Home Banking you must use your PIN Number to log on to our Internet Home Banking for
the initial sign on. You may continue to use this PIN to access Internet Home Banking, or you may change
your PIN at any time. Bill Payment requires you to change your PIN Number during your initial sign on.
3. TYPES OF AVAILABLE ELECTRONIC TRANSFERS AND LIMITS
You may perform the following transactions on accounts in your name:
1. Inquiries about your TCFFCU accounts.
2. Transfer funds between your TCFFCU checking and savings accounts.
3. Transfer funds from your TCFFCU checking or savings account to make a loan payment.
4. From your designated TCFFCU checking or savings account, pay any designated merchant, institution
or individual a fixed recurring amount or a variable amount "on demand".
5. Obtain information (payee information, payment status information, etc.) about your
Internet Bill Payment account status.
4. LIMITATIONS OF FREQUENCY AND DOLLAR AMOUNT OF TRANSACTIONS
1. Transfers which will overdraft or close your checking or savings account are not permitted.
2. If you initiate a bill payment, which creates an overdraft, your bill payment account will be blocked,
stopping all further requests for payment.
3. If a check issued by the bill payment service has not cleared the merchant, at your written request, a
stop payment will be placed on the check and the merchant will not be paid. If the check has cleared the
merchant, you must reimburse the bill payment service.
4. Any transfers or bill payment which creates an overdraft will be charged an insufficient funds fee
(NSF), see fee schedule.
5. Transfers cannot be made from any dormant or inactive account or an account that has been pledged for
the purpose of a loan, or from any account subject to legal process or other encumbrance restricting the
transfer.
5.POSTING AND TIMING OF TRANSACTIONS AND DOCUMENTATION OF TRANSATIONS
Internet Banking account transactions performed Monday through Friday during regular business hours are
posted to your account that day. Transactions completed after regular business hours and on Saturdays,
Sundays, and Holidays will be posted to your account(s) on the next business day. Transaction inquiries
will contain the posting date. A record of these transactions will be fully disclosed on your periodic
statement. In addition, you will receive a confirmation number at the time of each transaction. You should
allow at least 3 business days for electronic payments and at least 5 business days for merchants,
institutions or individuals to receive your check payment. For recurring payments, your payment will be
sent to the merchant, institution or individual on the date you selected or the next business day, if that date
is a weekend or holiday. If you authorize an "on demand" payment to be made on the same business day,
prior to 1:00 p.m. PST, your account will be debited that same day. Payments initiated after this time will
be debited the following day.
6. LIABILITY FOR FAILURE TO MAKE TRANSFERS THROUGH OR ON INTERNET
BANKING AND BILL PAYMENT
If we do not complete a transfer from or to your account(s) on time or in the correct amount, for any reason
due to human error or equipment failure, TCFFCU's liability is limited to only late fees you may have
incurred as a result of the failure to effect the transfer.
7. MEMBERS LIABILITY FOR INTERNET BANKING AND BILL PAYMENT
You are solely responsible for controlling the safekeeping of, and access to, your Personal Identification
Number (PIN). You are liable for all transactions you make or that you authorize another person to make,
even if that person exceeds his or her authority. If you want to terminate another person's authority, you
must notify TCFFCU in writing and arrange to change your PIN. You will be responsible for any Bill
Payment request you make that contains an error or is a duplicate of another Bill Payment. TCFFCU is not
responsible for a Bill Payment that is not made if you did not properly follow the instructions for making a
Bill Payment. TCFFCU is not liable for any failure to make a Bill Payment if you fail to promptly notify
TCFFCU, after you learn that you have not received credit from a Merchant of a Bill Payment. TCFFCU is
not responsible for your acts or omissions or those of any other person, including, without limitation, any
transmission or communication facility, and no such party shall be deemed to be TCFFCU's agent. In any
event, TCFFCU will not be liable for any special, consequential, incidental, or punitive losses, damages, or
expenses in connection with this Agreement or the Service, even if TCFFCU has knowledge of the
possibility of them.
8. DISCLOSURE OF ACCOUNT INFORMATION
TCFFCU will disclose information to a third party about your account(s) or transfer(s):
1. When it is necessary to complete transfers, or
2. In order to verify the existence and condition of your account for a credit bureau, or
3. In order to comply with government agency or court orders, or
4. If you give us you're written permission.
9. AMENDMENT AND TERMINATION
From time to time, we may amend this agreement. If an amendment results in increased cost to perform a
TCFFCU transfer or service, or increased liability to you, decreases the type of electronic funds transfers
available to you, or places stricter limitations on the frequency or dollar amount on transfers, written notice
of the amendment will be mailed to your current address as shown on our records at least 21 days before
the effective date of the amendment. However, if an immediate change in terms or conditions is necessary
to maintain or restore the security of an electronic funds transfer system or account, we will provide written
notice of the change to you on the next periodic statement or within 30 days, unless disclosure would
jeopardize the security of the system or account.
TCFFCU has the right to terminate this agreement at any time. You may terminate this Agreement by
written notice to TCFFCU. TCFCU is not responsible for any fixed payment made before we have had a
reasonable opportunity to act on your termination notice. You remain obligated for any payments made by
TCFFCU on your behalf.
10. FEES
The fee for the Internet Bill Payment service is $5.00 per month, for an unlimited number of monthly
payments. There is no monthly charge for our Home Banking service.
Written Correspondence to Merchant............$15.00
Proof of Payment to resolve a dispute...........$15.00
Payments returned due to customer error......$15.00
Overdraft Transfer Fee ..................................$ 5.00
All other charges are in accordance to our Fee Schedule that you received when you opened your account.
SPECIAL DISCLOSURES REGARDING TELEPHONE BILL PAYING
Bill payments are processed by Electronic Fund Transfers (EFT): Please see the Electronic Fund Transfers
Disclosure Statement included, or received when you opened you account.