Evolve
Investment Range
A ground-breaking way of investing.
Get the best of both.
Invest in an endowment and unit trust with the advantages of both.
Pay on delivery.
We take on the risk. You share the rewards. We strive to earn great returns for you.
We promise that if you invest and your investment doesn’t grow by the Target Return, in any
of the first three years, you will never have to pay for the costs of setting up
your investment.
Enjoy flexibility and accessibility.
Don’t get locked down. You can withdraw your money and invest more, as you please.
Want that return? Get that return.
Invest in the JSE for a portfolio charge of just 0.2% a year. Your financial adviser can
help you choose from equity, bond and cash trackers to suit the amount of risk you’re
prepared to take.
Now your choice is simple.
Allow the Liberty Multi-Manager to choose between Investment Managers for you
at the same or lower cost of making the choice yourself.
Evolve
=
Investment Plan
+
Optional GateWay Investment
Great advice is your best investment
Call us on 0860 456 789 or speak to your Liberty financial adviser or broker.
HOW EVOLVE WORKS
YOUR INVESTMENT
R150 000 OR MORE
CAPPED TRACKER PORTFOLIO
YOUR CHOICE OF PORTFOLIOS
A portion of your money will be invested
in the Capped Tracker.
The remaining portion of your money will
be invested in your choice of portfolios.
The Capped Tracker portfolio gives you the
return on the ALSI 40 (including dividends),
up to the Target Return.
Investment Plan portfolios
Choose from our:
Target Return
Trackers
Trackers are a low-cost investment tool,
which allow you to track the return on the
market exactly.
Liberty offers equity, bond and cash trackers.
We also offer trackers to suit your risk profile.
Your investment in the Capped Tracker is a
three-year commitment.
You share the growth on your investment in
the ALSI 40 (including dividends), that exceeds
the Target Return in the first three years.
After three years, your investment in the
Capped Tracker is automatically switched to
the Top 40 Tracker and you will have access
to this money.
60%
40%
Managed solutions
Liberty’s professional and experienced
portfolio managers are here to help you
manage your investment goals through a
range of individually identified investments
that best suit your investment needs.
TARGET RETURN
GateWay Investment Plan portfolios
When you invest in the Liberty Evolve
Investment Plan you can choose to place
either 60% or 40% of your money in the
Capped Tracker.
How much of your investment is invested
in the Capped Tracker portfolio determines
your Target Return. The less you choose to
invest in the Capped Tracker, the lower your
Target Return.
Easy Access
When life happens, you can withdraw your
money. No questions asked.
Easy Invest
Once you’ve set up your GateWay Investment
Plan, investing more is as easy as paying the
money to Liberty. You can also set up a debit
order, from as little as R1 000 a month.
Target Return
40%
60%
At annual growth in excess of 40%, growth sharing falls
away for that year and all other excess returns are yours.
40%
40%
All growth on your choice of
portfolios is yours.
TARGET RETURN
You will receive annual growth
in the first 3 years on your
entire investment up to
the Target Return.
0%
TARGET RETURN
GROWTH
Once you exceed the Target Return,
Liberty retains Capped Tracker growth.
15%
0%
Your investment choices in the Liberty Evolve Investment Plan work together. We call it growth sharing:
The growth on the Capped Tracker portfolio is yours up to the Target Return.
Above the Target Return, Liberty retains the growth on the Capped Tracker portfolio.
When 40% growth is reached, you again receive all growth.
All the growth on your choice of portfolios is yours.
Disclaimer
The information contained in this document does not constitute advice by Liberty. Any legal, technical or product information contained in this document is subject to change from time to time. If there are any discrepancies between this document
and the contractual terms or, where applicable, any fund rules, the latter will prevail. Past performance cannot be relied on as an indication of future performance. Investment performance will depend on the growth in the underlying assets, which
will be influenced by inflation levels in the economy and prevailing market conditions. Any recommendations made must take into consideration your specific needs and unique circumstances.
The Liberty Evolve Investment Plan is underwritten by Liberty Group Limited, an authorized financial services provider (no.2409)
The GateWay Investment Plan is administered by Liberty Linked Investment Platform (Pty) Ltd, an authorised administrative financial services provider (no. 44551)
© Liberty Group Ltd 2016. All rights reserved.