Tactix Game Rules
For 2-4 players
In Tactix, you will need to make good financial decisions while
earning, spending and saving money. You will need to try to win
the bonuses and avoid the penalties as you play.
Printed Components
Other Components
One Game Board
30 Expense Cards, 30 Income Cards, 30 Choice Cards
25 Fun Tokens and 25 Purchase Tokens *
Four Player Markers *
Four Monthly Transactions Sheets: June, July, August, September
A Personal Cash Book for each player
A Personal Cash Statement for each player (optional)
Pencils or pens
Two dice
* If you prefer, use game pieces from other games you have on hand rather than printing the Markers.
Goal
Players move around the Game Board and encounter various Expense, Income and Choice events
which provide opportunities to gain (or lose!) Fun and Purchase Tokens. Players also work their way
through a series of common Monthly Transactions, and record these together with the effects of their
choices and decisions onto a Personal Cash Book.
The game ends when all players have completed the transactions for the month, and at least
one player has collected five fun and five purchase tokens. Any players with the required tokens
score a bonus $50 for their Cash Book, and all others deduct $5 for each Token they are short of.
The player with the highest Cash Book balance (and correct accounting) is the winner!
Set Up
1. Shuffle the three card piles (Expense, Income & Choice Cards) and place them on the Game Board.
2. Place the Fun Tokens and Purchase Tokens by the Game Board.
3. Choose one of the Monthly Transaction Sheets: June, July, August or September. This will be the
month used for your game, and shows the transactions that every player will need to record.
Choose a First Player (by agreement or highest dice roll). Give them the Monthly Transaction sheet.
4. Give each player a Personal Cash Book, a pencil and a Player Marker. The Marker should be placed
on the Start space of the Game Board.
Note: Cash Books should always be kept in view of all players, and can be checked by any player at any
time, either to ensure accuracy or to assist in planning their own strategy.
(3)
(4)
1
(1)
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(4)
Game Play
Step 1
The First Player reads out the first item on the Monthly Transactions sheet. All players record the effect
in their Personal Cash Book, adjusting their personal balance to reflect the transaction.
Example: A player’s current balance is $100. The transaction reads
“Purchase some accessories at the market. $5 (Clothing)”.
It would be entered as follows:
TRANSACTION
Clothing
INCOME
EXPENSE
$5
BALANCE
$95
Step 2
Beginning with the First Player, each player rolls one die and moves their Player Marker that many
spaces on the Game Board track. They then pick up the relevant Card for the space they land on:
Income, Expense or Choice.
Choice Cards will give that player options from which they must choose. These will be trade-offs
between income, savings, Fun Tokens and Purchase Tokens.
Step 3
After picking up a Card, that player records the Card effect in their Personal Cash Book (using the
same convention as in Step 1) and then returns the Card to the bottom of its pile.
Note: If a Card tells a player to return a Token and they do not have any, they should keep the Card in
front of them until they collect a Token. Then they must return both the Card and the Token.
Note: A Choice Card may generate two entries in the player’s Cash Book: for instance, the player may
receive income, and then choose to spend that money on a purchase.
Example: A player’s current balance is $50. They draw a Choice Card that says
“Mum gives you $10 for helping with her day-care children in the holidays. (Wages)
You can save the $10 OR spend it on mini-golf and collect 2 fun tokens. (Entertainment)”
The player chooses to spend the money, so it would be entered as follows:
TRANSACTION
Wages
Entertainment
INCOME
$10
EXPENSE
$10
BALANCE
$60
$50
Step 4
If there are still transactions left on the Monthly Transactions sheet, return to Step 1 with the First
Player reading out the next item on the Transaction sheet.
Otherwise, if any player has five Fun Tokens and five Purchase Tokens, the game ends!
See “Game End” over the page.
If the end of the month is reached and no player has collected the required Tokens, keep
playing but skip Step 1 - that is, there are no more monthly transactions, but players continue to roll
and move until someone collects the required Tokens.
Game End
First, all players who have a positive balance in their Personal Cash Book receive 10% interest on that
balance. They should record that transaction now.
Then, all players who have five Fun Tokens and five Purchase Tokens receive a $50 bonus.
Note: This will usually apply to only one player, but because all players complete step two before
checking for the game end conditions, it is possible that more than one will claim the needed tokens
in the same turn.
Finally, all players must pay a $5 penalty for each Token they have not collected.
The winner is the player with the highest balance, but they must have accurate accounting!
Advanced Play
For a more strategic game, use two dice. With this method a player will land on two spaces
(and draw a Card for each space) but the player may choose which order to move their Marker.
For instance, if they roll a 4 and a 3, they may move 4 squares and then 3, or 3 squares and then 4.
Whichever they choose, they should make their first move, pick up the Card and enter its effect in
their Cash Book, and then their second move, again picking up a card and entering its effect.
If doubles are rolled, the player can decide to roll again, but must accept the second roll, even if it’s
doubles again.
For further flexibility, players can agree that moving backwards is also allowed. So in the example
above, the player could either move forwards 3 then 4 or 4 then 3, or else move backwards 3 then 4
or 4 then 3.
Additional Learning
To find out where all their money went, players can use a Personal Cash Statement to transfer the
transactions in their Cash Books into category totals.
The Personal Cash Statement provides a cross-check of the players’ recording throughout the game.
Instructions are provided in the Cash Statement file itself.
Brought to you by Young Enterprise Trust,
making learning about money fun
Copyright ©2015 Young Enterprise Trust
Doc ID: TAC-011-1