Prism Continuum C1 C2 C3 $500 per year Paid at 80% Brand name drugs covered if no generic equivalent is available $750 per year Paid at 80% Brand name drugs covered if no generic equivalent is available $1,200 per year Paid at 80% Brand name drugs covered if no generic equivalent is available DENTAL - Combined maximums per person for Schedules A, B & C (if applicable) Not covered $600 in the first 12 months $800 in the next 12 months $1,000 every 12 months thereafter $750 in the first 12 months $1,000 in the next 12 months $1,250 every 12 months thereafter Schedule A – Basic Not covered Paid at 80% Paid at 80% Schedule B – Basic Comprehensive Not covered Paid at 80% Paid at 80% Schedule C – Major Services Not covered Not covered Paid at 50%, starting in the 3rd benefit year Vision - maximum per person $150 every 24 months $200 every 24 months $250 every 24 months Accidental Dental - maximum per person $2,500 per year $5,000 per year $10,000 per year Ambulance Transportation Includes land and air Includes land and air Includes land and air Hearing Aids - maximum per person $300 every 4 years $400 every 4 years $500 every 4 years Home Support Services - maximum per person $1,500 per year $2,500 per year $5,000 per year Medical Items - maximum per person $1,500 per year foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $2,500 per year foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $5,000 per year foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months Medical Services Eye examinations - maximum per person Covered $50 every 24 months Covered $50 every 24 months Covered $65 every 24 months Professional/Registered Therapists - maximums per practitioner per person • Chiropractor, Footcare Specialist (Chiropodist/Podiatrist), Naturopath, Osteopath, Physiotherapist • Psychologist, Speech Therapist • Massage Therapist, Acupuncturist $20 per visit; 15 visits per year $300 per year $20 per visit; 15 visits per year $300 per year $300 per year $20 per visit; 15 visits per year $400 per year $400 per year $20 per visit; 20 visits per year TRAVEL - maximum per person [available up to age 65] $1,000,000 per year 10 days per trip $1,000,000 per year 10 days per trip $1,000,000 per year 15 days per trip $200 per day, 30 days per year $200 per day, 30 days per year $200 per day, 30 days per year Please see “Benefit Descriptions” for more details PRESCRIPTION DRUGS - maximum per person EXTENDED HEALTH SEMI-PRIVATE HOSPITAL ACCOMMODATION - maximum per person Benefit Descriptions Benefit Descriptions Benefit Benefit Benefit Descriptions Descriptions Descriptions PRESCRIPTION DRUGS EXTENDED HEALTH Medical Services Prescription drugs/medications that have been approved for use in Canada that require a PRESCRIPTION PTION DRUGS PRESCRIPTION DRUGS DRUGS EXTENDED EXTENDED HEALTH Vision HEALTH EXTENDED HEALTH prescription by law. Prescription eye glasses, contact lenses, laser eye surgery or replacement parts to prescription Vision eye glasses. rescription rugs/medications drugs/medications that Prescription have been that drugs/medications approved have been forapproved usethat in Canada have for use been that inapproved Canada require that afor use require in Canada a that requireVision a Vision NOTE: Excludes patent or proprietary medicines, over-the-counter drugs, smoking rescription y law. by law. prescription byvitamins, law. Prescription Prescription eye glasses, eye contact glasses, Prescription lenses, contact lasereye lenses, eyeglasses, surgery lasercontact or eyereplacement surgery lenses,orlaser replacement partseyetosurgery parts or to replacement parts to cessation products, erectile dysfunction (ED) agents, fertility and obesity drugs. NOTE: For information regarding eye examinations please see description under prescription prescription eye glasses. eye glasses. prescription eye glasses. Medical Services. NOTE: des vitamins, Excludes patent vitamins, NOTE: or proprietary patent Excludes ormedicines, vitamins, proprietary patent over-the-counter medicines, or proprietary over-the-counter drugs, medicines, smoking drugs, over-the-counter smoking drugs, smoking Includes diagnostic tests and x-rays, dialysis equipment, laboratory tests, radioactive t eye examinations. Medical Services Medical Servicesand Medical Services Includes diagnostic Includestests diagnostic and x-rays, Includes testsdialysis anddiagnostic x-rays, equipment, dialysis tests laboratory and equipment, x-rays,tests, dialysis laboratory radioactive equipment, tests,treatments radioactive laboratorytreatments tests, radioactive NOTE: Eyeexaminations. examinations are available only in those provinces where eye examination and eye examinations. and eye examinations. and eye covered by the provincial government health plan on an annual basis. DENTAL NOTE: Eye examinations NOTE: Eye examinations are available NOTE:are Eye only available examinations in thoseonly provinces inare those available where provinces eye onlyexaminations where in those eyeprovinces examinations are notwhereare eyenot examinat ion products, cessation erectile products, dysfunction cessation erectile (ED) dysfunction products, agents,erectile (ED) fertility agents, dysfunction and obesity fertility(ED) drugs. andagents, obesityfertility drugs. and obesity drugs. NOTE: For information NOTE: For information NOTE: regarding eyeregarding examinations For information eye examinations please regarding see description please eye examinations see under description please under see description under Therapists Accidental DentalServices. covered by the covered provincial byProfessional/Registered thegovernment provincial coveredgovernment health by theplan provincial on health an annual government plan onbasis. an annual health basis. plan on an annual basis. Medical Services. Medical Services. Medical Chiropractor, Footcare Specialists (Chiropodist/Podiatrist), Naturopath, Osteopath, A – Basic The repair or replacement of natural teeth which were damaged as a result of an accident to the DENTAL Schedule DENTAL Physiotherapist, Psychologist,Therapists Speech Therapist, Acupuncturist and Registered • Preventative cleaning and polishing (every 9 months) mouth (blow toDental the mouth). Professional/Registered Professional/Registered Therapists Professional/Registered Therapists Accidental Accidental Dental Dental Accidental Massage Therapist (RMT).Specialists • Routine examinations, Chiropractor, Footcare Specialists Footcare Chiropractor, (Chiropodist/Podiatrist), Specialists Footcare (Chiropodist/Podiatrist), Naturopath, (Chiropodist/Podiatrist), Naturopath, Osteopath, Osteopath, Naturopath, Osteopath, –chedule Basic A – Basic Schedule A – Basic x-rays The repair orThe replacement repair or replacement of natural The repair teeth of natural or which replacement teeth were damaged which of natural were asdamaged ateeth resultwhich ofasanawere accident resultdamaged of to an the accident as a result to the of an accident to the Chiropractor, • Fluoride treatments for children NOTE: Damage teeth as a result of eating something is not covered. Physiotherapist, Physiotherapist, Psychologist,Psychologist, Speech Physiotherapist, Therapist, Speech Acupuncturist Psychologist, Therapist, Acupuncturist Speech and Registered Therapist, and Registered Acupuncturist and Registered ePreventative cleaning andcleaning polishing • Preventative and (every polishing 9 cleaning months) (every and 9 months) polishing (every 9 months) mouth (blowmouth to the(blow mouth). to the mouth mouth). (blow totothe mouth). NOTE: All of the Extended Health benefits are not payable for services and supplies p • Fillings and extractions Massage Therapist Massage (RMT). Therapist (RMT). Massage Therapist (RMT). aminations, Routine examinations, x-rays • Routine x-raysexaminations, x-rays a chronic care or psychiatric hospital or institution, chronic care unit of a gene • Pit andchildren fissure sealantsfor children Ambulance atments Fluoridefor treatments children • Fluoride for treatments NOTE: Damage NOTE: NOTE: to teeth Damage as ato result teethofasDamage eating a Transportation result something to of teeth eatingas issomething not a result covered. ofiseating not covered. something is not covered. or All when abenefits patient isareconfined to a and nursing home or supplies home forprovided the aged and re • Space maintainers and general anaesthetics When required as the result of an accident or acute physical disability, professional landNOTE: or air All ofNOTE: the Extended All of the Health Extended NOTE: benefits Health ofare the not Extended payable Health not for services payable benefits forare services supplies not payable and provided for in services andinsupplie extractions Fillings and extractions • Fillings and extractions provincial assistance. ambulance to the nearest hospital equipped to provide the required treatment. a chronic care a chronic or psychiatric care orhospital psychiatric a chronic or government institution, hospital care or psychiatric orchronic institution, care hospital chronic unit or of institution, acare general unit of hospital, chronic a general carehospital, unit of a ge ure Pit sealants and fissure sealants • Pit and fissure sealants Schedule Bmaintainers – Basic Comprehensive tainers Space maintainers and general • and Space anaesthetics general anaesthetics and general anaesthetics • Periodontal treatment including: cleaning and scaling (8 units every 12 months) – treatment of gums and tissues of the mouth –chedule Basic Comprehensive B – Basic Schedule Comprehensive B – Basic Comprehensive • Endodontics –treatment root canalincluding: therapy treatment Periodontalincluding: treatment • Periodontal cleaning including: and cleaning scaling (8 and units scaling every cleaning (812 units months) and every scaling –12 months) (8 units–every 12 months) – • Denture cleaning, repairs, rebasingofand oftreatment gums andoftissues gums of treatment and thetissues mouth ofofgums the mouth and tissues the relining mouth s Endodontics – root canal–therapy root • Endodontics canal therapy– root canal therapy Schedule – Majorand Services aning, Denture repairs, cleaning, rebasing •repairs, Denture andCrebasing relining cleaning, repairs, relining rebasing and relining • Dentures • Standard crown restorations or onlays on natural teeth –chedule Major Services C – Major Schedule Services C – Major Services • Standard bridges, including pontics, abutment retainers/crowns on natural teeth Dentures • Dentures Standard repair or restorations recementing crowns,ononlays bridgework on natural teeth own Standard restorations crown• restorations or • Standard onlays on crown ornatural onlays teeth on naturalorofteeth onlays naturaland teeth AmbulanceAmbulance Transportation Transportation Ambulance Transportation or when is confined a patienttoisoraconfined when nursing a patient to home a nursing oris home confined home for or to thehome a aged nursing for andthe home receives aged or home and receives for the aged and When required When as the required resultas of the an When accident result required of or an acute accident as thephysical result or acute ofdisability, anphysical accident professional disability, or acuteprofessional land physical or air disability, land orprofessional air land or airor when a patient Aids provincial government provincialTRAVEL government assistance. provincial assistance. government assistance. ambulance to ambulance the nearest to hospital theHearing nearest ambulance equipped hospital totothe equipped provide nearestthe to hospital required provideequipped the treatment. required to provide treatment. the required treatment. Standard hearing aids, repairs or replacement parts. Services that are required as a result of emergency illness or injuries which occurred w TRAVEL TRAVEL TRAVEL Hearing Aids Hearing Aids Hearing Aids you were vacationing or traveling for other than health reasons. Covers hospital servi NOTE: Does not include the replacement cost for batteries. Standard hearing Standard aids,hearing repairs aids, orStandard replacement repairshearing or replacement parts. aids, repairs parts. or replacement parts. accommodation, services, emergency transportation, repatriation Services thatServices are required that are as aand required result Services ofasemergency that a result are required ofmedical/surgical illness emergency as or ainjuries result illness of which oremergency injuries occurred which illness while occurred or injuries while which occurred airyou ambulance. Home Support Services you were vacationing you were or vacationing traveling for orwere traveling other vacationing than forhealth other or reasons. than traveling health Covers forreasons. other hospital than Covers health services hospital reasons. services Covers hospital ser NOTE: DoesNOTE: not include Does the not replacement include NOTE:the Does replacement costnotforinclude batteries. cost theforreplacement batteries. cost for batteries. Services of a Registered Nurse (RN), Registered Practical Nurse (RPN), or Licensed Practical andNurse accommodation, and accommodation, medical/surgical andmedical/surgical accommodation, services, emergency services, medical/surgical transportation, emergencyservices, transportation, repatriation emergency repatriation andtransportation, and repatriati Travel Benefits are not available after the age of 65. (LPN) in the home when certified medically necessary by the attending physician. air ambulance. air ambulance. NOTE: air ambulance. Home Support Home Services Support Services Home Support Services Services of aServices Registered of aNurse Registered (RN), Services Registered Nurse of a(RN), Registered Practical Registered Nurse Nurse Practical (RN), (RPN), Registered Nurse or Licensed (RPN), Practical Practical or Licensed Nurse Nurse Practical (RPN), orNurse Licensed Practical Nurse HOSPITAL Medical NOTE: TravelNOTE: NOTE: Benefits Travel are Benefits notSEMI-PRIVATE available are Travel not after available Benefits the age after of are65. the not age available ofACCOMMODATION 65.after the age of 65. (LPN) in the (LPN) home inwhen the home certified when (LPN) medically certified inItems the necessary home medically when bynecessary certified the attending medically by thephysician. attending necessaryphysician. by the attending physician. • Aids for daily living include: hospital style beds including rails and mattress, decubitus ridges, Standard including bridges, pontics, •including Standard abutment pontics, bridges, retainers/crowns abutment including retainers/crowns pontics, on natural abutment teeth onretainers/crowns natural teeth on natural teeth This benefit pays for the difference in cost between standard ward and semi-private care) supplies, trapeze SEMI-PRIVATE SEMI-PRIVATE HOSPITAL SEMI-PRIVATE HOSPITAL ACCOMMODATION ACCOMMODATION HOSPITAL ACCOMMODATION epair Standard or recementing repair or• recementing Standard of crowns,repair onlays of crowns, or and recementing bridgework onlays and of crowns, on bridgework natural onlays teeth on and natural bridgework teeth on natural teeth Medical Items Medical Items (ulcer Medical Items accommodation in a public or general (acute care) hospital when you have occupied NOTE: All of the dental benefits are based on the current Provincial Dental •hospital Braces, casts, diabetic supplies (blood glucose monitor, lancets), supplies, • Aids for daily • Aids living forinclude: daily living • Aids include: for style daily hospital beds living including style include: beds rails hospital including and mattress, style railsbeds and decubitus mattress, including decubitus rails catheter and mattress, decubitus active treatment bed. Your provincial government health plan must or agree to Association fee guide for general practitioners. ostomy supplies, customtrapeze made foot orthotics This benefit pays This benefit for the pays difference forThis thein benefit difference cost between pays infor cost standard thebetween difference ward standard in and cost semi-private ward between and standard semi-private wardaccept and semi-private (ulcer care) supplies, (ulcer care) trapeze supplies, (ulcer trapeze care) supplies, pay the standard ward rate. • Mobility Aids include: cane, crutch, walker, wheelchair, traction equipment accommodation in a public orin general accommodation a public (acute or general care) in a(acute hospital publiccare) or when general hospital you (acute have when occupied care) you have hospital an occupied when you an have occupie NOTE: the dental All ofbenefits the dental NOTE: are benefits based All ofonthe are thedental based current on benefits Provincial the current are based Dental Provincial on theDental current Provincial Dental • Braces, casts, • Braces, diabetic casts, supplies diabetic • (blood Braces, supplies glucose casts, (blood diabetic monitor, glucose supplies lancets), monitor, (blood catheter lancets), glucose supplies, catheter monitor, supplies, lancets), catheter supplies, accommodation • Prosthetics include: artificialmade limbs,foot eyes, prosthetic accessories, modifications and repairs, active treatment activebed. treatment Your provincial bed. active Yourgovernment treatment provincialbed. government health Yourplan provincial must healthaccept government plan must or agree accept health to orplan agree must to accept or agree iation fee Association guide forfee general guide Association practitioners. for general feepractitioners. guide for general practitioners. ostomy supplies, ostomy custom supplies, made custom foot ostomy orthotics made supplies, foot orthotics custom orthotics • The semi-private benefit cannot be purchased on its own. surgical brassieres after acane, mastectomy pay the standard pay the ward standard rate. NOTE: ward pay rate. the standard ward rate. • Mobility Aids • Mobility include:Aids cane, include: crutch, • Mobility cane, walker, Aids crutch, wheelchair, include: walker, traction wheelchair, crutch, equipment walker, tractionwheelchair, equipment traction equipment • This benefit does not apply to accommodation in a long-term care facility Prism •limbs, Respiratory Cardiology includes: continuous positive pressure pump (CPAP), • Prosthetics•include: Prosthetics artificial include: • Prosthetics artificial eyes, prosthetic limbs, include: eyes,accessories, artificial prosthetic limbs, accessories, modifications eyes, prosthetic modifications and airway repairs, accessories, and repairs, modifications and apnea repairs, (i.e. carebefacility/hospital), hospitalonoritsprogram This brochure outlines benefits available. This is not a contract. Actual details, monitor respiratory disrhythmias (for infants), compressor, inhalant devices, tracheotomy NOTE: • TheNOTE: • The semi-private NOTE: •benefit semi-private benefit cannot The bechronic purchased semi-private cannot onpurchased benefit its own. cannot on itsprivate beown. purchased own. treatment fac surgical brassieres surgicalafter brassieres a mastectomy after surgical afor mastectomy brassieres after a mastectomy •toBenefits aretonot payable for hospitalization pregnancy or care pregnancy terms, conditions, limitations and exclusions are detailed in the policy issued by supplies, oxygen • This doesbenefit not apply does •not accommodation Thisapply benefit accommodation does innot a long-term apply to in accommodation acare long-term facilitydue caretoinfacility a long-term facility Prism Prism • Respiratory• Cardiology Respiratoryincludes: Cardiology • Respiratory continuous includes: Cardiology positive continuous airway includes: positive pressure continuous airway pump pressure (CPAP), positive pump apnea airway (CPAP), pressure apnea pump (CPAP), apnea • This benefit which commence during firstfacility. ten (10) or month period followinf Green Shield Canada application approval. • Vascular compression includes: intermittent compression pumptracheotomy and sleeve, pressure gradient (i.e. chronic (i.e. care chronic facility/hospital), care conditions facility/hospital), (i.e.private chronic hospital careprivate facility/hospital), or program hospital treatment or the program private hospital treatment program facility. treatment ureThis outlines brochure benefits outlines available. Thisbenefits brochure This available. outlines is notupon a This contract. benefits is notavailable. Actual a contract. details, ThisActual is notdetails, a contract. Actual details, monitor for respiratory monitor fordisrhythmias respiratory monitor disrhythmias (for for infants), respiratory (for compressor, infants), disrhythmias compressor, inhalant (fordevices, infants), inhalant tracheotomy compressor, devices, inhalant devices, tracheotomy effective date of the coverage. stockings • Benefits are • Benefits not payable are not for hospitalization payable • Benefits forare hospitalization due not payable to pregnancy due for hospitalization toorpregnancy pregnancyordue related pregnancy to pregnancy related or pregnan ditions, terms,limitations conditions,and limitations terms, exclusions conditions, andare exclusions detailed limitations are in the and detailed policy exclusions inissued the policy are by detailed issuedinbythe policy issued by supplies, oxygen supplies, oxygen surgical supplies, oxygen conditions commence whichduring commence conditions the first during which ten the (10) commence first month ten during period (10) month following the first period ten thefollowing (10) month theperiod follow eldGreen Canada Shield uponCanada application Green uponShield approval. application Canadaapproval. upon application approval. • Vascular compression • Vascular compression includes: • Vascular intermittent includes: compression intermittent compression includes: compression pump intermittent and sleeve, pump pressure compression and sleeve, gradient pressure pump and gradient sleeve, pressure gradient conditions which effective dateeffective of the coverage. date of theeffective coverage. date of the coverage. surgical stockings surgical stockings surgical stockings 3 3 3 4 3 4 4 5 4 5 5 5 Prism Continuum® - Monthly Rates Effective January 1, 2008 Rates and/or benefits are subject to change with thirty (30) days notice to the applicant/policy holder. Saskatchewan, Manitoba, Northwest Territories, Yukon Territory and Nunavut Alberta British Columbia C1 Ontario New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland Quebec Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $61 $115 $162 $61 $115 $162 $51 $95 $133 $74 $139 $196 $74 $139 $196 $72 $134 $189 45-54 $75 $141 $199 $75 $141 $199 $61 $115 $162 $91 $169 $240 $91 $169 $240 $88 $163 $232 55-64 $83 $154 $219 $83 $154 $219 $67 $123 $174 $100 $185 $264 $100 $185 $264 $96 $178 $252 65+ $64 $118 $163 $64 $118 $163 $51 $94 $129 $77 $142 $197 $77 $142 $197 $74 $137 $189 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $99 $186 $269 $101 $190 $278 $76 $142 $207 $118 $221 $320 $110 $207 $296 $102 $191 $280 45-54 $110 $207 $296 $112 $211 $300 $83 $158 $224 $130 $245 $347 $122 $228 $324 $115 $214 $299 55-64 $119 $220 $311 $121 $225 $321 $89 $167 $236 $141 $261 $369 $131 $242 $343 $122 $228 $324 65+ $86 $160 $230 $88 $165 $233 $66 $123 $175 $103 $190 $270 $97 $180 $255 $90 $168 $238 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $122 $232 $342 $125 $237 $350 $95 $177 $260 $144 $273 $403 $135 $253 $375 $126 $238 $348 45-54 $143 $268 $397 $146 $273 $407 $111 $205 $301 $170 $318 $468 $159 $297 $439 $148 $279 $408 55-64 $157 $297 $436 $160 $301 $446 $121 $227 $332 $187 $351 $511 $176 $328 $482 $162 $306 $448 65+ $110 $204 $297 $110 $204 $297 $82 $153 $221 $130 $240 $351 $121 $225 $326 $112 $210 $301 C2 C3
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