Insurance Telematics Data - Handle with Care! Professor David Last Insurance Fraud Conference DWF LLP 28 April 2015 Picture: earthobservatory.nasa. gov//newsroom/BlueMarble/ © David Last © David Last © David Last GPS Tracking Evidence comes from: • • • • • Law enforcement covert operations Employers Commercial tracking companies Motor insurance companies Criminals Pictures: www.vehicletrackingltd.co.uk, www.olmc.eu,blogs.guardian.co.uk © David Last Picture: www.itv.com, www.leicestermercury.co.uk © David Last Pictures: www.trimble.com © David Last © David Last Pictures: www.gral-gju.org/examples.php, dreamtimes © David Last Vehicle tracking system © David Last Delivered – or not? © David Last Satellite Failures Official announcement: "A significant GPS anomaly occurred on 1 Jan 04, … resulting in the transmission of Hazardously Misleading Information." Solar flares Sources: Vogel, Macabiau & Suard, ‘Effect of a GPS Anomaly on Different GNSS Receivers’, ION GNSS 2005, Long Beach, CA, Sep 13-16, 2005, Hoppe & Walterfang, ‘Investigation of a GPS Satellite Problem with respect to DGPS and GPS users’, European Journal of Navigation, May 2004,www.lr.tudelft.nl/live/pagina.jsp?id=400f4487-ed8c-4274-95cb-ebc2afa7385e&lang=en © David Last GPS fixes at Ordnance Survey Monitoring Station at Peterborough on 12 August 2011 © David Last © David Last GPS and GSM Jammer Picture: http://www.tayx.co.uk © David Last Ignition is switched OFF at time 23:21:22, then ON again at 23:46:28 – but 50 metres away. Why? • First fix as GPS receiver is switched ON? • Ignition ON report delayed until after vehicle moves off? • Data record missing? © David Last © David Last Accelerometer units in Telematics Insurance installations must be mounted correctly Insurance Telematics Data - Handle with Care! Professor David Last Insurance Fraud Conference DWF LLP 28 April 2015 Picture: earthobservatory.nasa. gov//newsroom/BlueMarble/ © David Last
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