Bison Federal Credit Union January 2017 Only the Temperature Can Get Lower Than Our Rates This Winter! When you finance your new or used vehicle through Bison Federal Credit Union, you can save on your car payment and get a great rate. Here are some of the other benefits of financing with us: Phone, Online or App – We’re here when you need us! ❆ Cost Savings – New rates as low as 2.49% APR* for 60 months and used rates as low as 3.49% APR* for 48 months ❄C onvenience – Up to 100% financing and flexible terms New C ar L Rates oan As Lo w As ❅ Security – Automatic payment option available Save time by getting pre-approved for your vehicle loan before you shop. If you didn’t originally finance your vehicle loan with Bison Federal Credit Union, now is your chance to refinance with us and save. Apply by phone at 405-275-5014 or stop by our office and speak to a representative. 2.49 % APR!* oan Used Car L s te a R As Low As % 9 3.4 APR!* *APR = Annual Percentage Rate. Your actual rate may vary and is based on your collateral and credit history. This special offer does not apply to current Bison accounts. All loans subject to credit approval. Do your financial business on your time schedule. Our Personal Account Teller Serving You (PATSY) line is available to you at all times. You can check your balance, transfer monies, check on direct deposits, make loan payments, and even balance your checkbook at your own convenience. All it takes is a telephone and your account number with PIN. Accessing your account through the telephone 24 hours a day, seven days a week, is as easy as dialing 275-9424 for local calls or toll free 1-866-275-9424. Enter your member number and the # key, then your personal security code (PIN) and follow the instructions. Even better than the 24/7 access is it’s totally FREE. Please see back for more details on our online banking and app. We’re here to serve you in many different ways! Christmas Coloring Contest Winners! Congratulations to all who entered our Christmas coloring contest. We had a lot of great entries, but we had to choose only one per each age group. Here are our 2016 winners. Thank you to all who entered! 1-3yrs 4-6yrs 7-9 yrs 10-12yrs 13-15yrs Harper Webb Landen Katus Lydia Dunn Isabella Blevins Natalie Patison SAVE THE DATE! Annual Meeting Thursday, March 9th Shawnee Expo Center 6 pm Dinner 7pm Meeting Holiday Closings January 16 Martin Luther King Jr Birthday February 20 President’s Day 2016 IRA Contribution Deadline April 17, 2017 For a 2016 deduction, the deadline for making contributions to your IRA (individual retirement account) is April 17, 2017. The maximum you can contribute to all of your traditional and Roth IRAs is $5,500 (or $6,500 if you are age 50 or older). The IRA contribution limit does not apply to rollover contributions or to qualified reservist repayments. Hours Lobby Haunted by the Ghosts of Christmas Past? Open a Christmas Club Account Monday – Friday 9:00 am – 5:00 pm Drive Through Monday – Friday 8:00 am – 6:00 pm Don’t let past holiday spending bloopers scare you away from this year’s festivities. Open a Christmas Club Account and you’ll be prepared to shoo away haunting shopping temptations. Saturday 9:00 am – 12:00 pm Stop in today and we’ll get you on the road to a season full of joy and smart spending. Office Are you using our Mobile App? Though we love to see you, stopping by the credit union for routine services can cut into your personal time. With our mobile app, the credit union goes where you go and we’re there when you need us – 24/7/365. To use the app, first visit BOB (Bison Online Branch) and register for online banking. Then, download the app from the App Store by searching “Bison Federal Credit Union.” Note that you must register on the website before using the app. In early 2017, watch for updates to our app. We’ll have some new and improved features that we know you’ll come to use often. For details about our mobile app or to sign up, visit or call us today. Contact Us 2 W. MacArthur Shawnee, OK 74804 Phone: 405-275-5014 Fax: 405-275-6003 Toll-Free: 877-275-5014 Website www.bisonfcu.org Money Matters is published for the members of Bison Federal Credit Union. Federally Insured by NCUA. © 2016 Bison FCU. All rights reserved. 16-1207
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