JULY 2017
teamonecu.org
Follow us on Facebook and Twitter for special
offers, upcoming events and prize give-aways!

New Brighton Regional Loan Center
NOW OPEN!
We are excited to announce that our newest
Regional Loan Center in Brighton at
225 E. Grand River, Suite 201
is now open by appointment for
Commercial and Mortgage services.
Congratulations to the 2017 Team One
Scholarship winners!
Each year, the Team One Credit Union Scholarship program provides
scholarship opportunities for college bound high school seniors.
Skip A Payment* For
Extra Summer Cash!
Congratulations to this year’s Team One Credit Union
scholarship recipients:
Need some extra cash for a vacation, or other summer
expenditures? With Skip a Payment*, you can easily free up
some extra cash by skipping your eligible Team One loan
payment(s) up to two times per year.
There is a $35 processing fee for each skipped loan. Call, stop in or
visit teamonecu.org for a skip-a-payment form.
* Finance charges continue to accrue during the skipped payment period. Qualifying loans to be skipped must be current.
Please note that First Mortgages, Second Mortgages, Home Equity Loans, Credit Cards, Line of Credit, Commercial or
Business Loans and any loans disbursed within the last 90 days are not eligible for this offer. Membership account must
be open for at least one year to be eligible for skip a payment. A $35 processing fee will be assessed for each postponed
loan. Each loan may only be postponed twice per year. (Members can have one in any six month period, but no more than
two in a twelve month period.) See Team One for additional information and disclosures.
Aradia Bristol
Caro High School
Ciara Brown
Arthur Hill High
School
Patrick Butcher
Owosso High School
Eric Dalton
Carrollton High
School
Chloe Del Valle
Carrollton High
School
Mykenzie Garza
Swan Valley High
School
Courtney Hamilton
Saginaw Arts and
Sciences Academy
Myasiah Hernandez
Arthur Hill High School
Jenna Lesnich
Swan Valley High
School
Angela Papp
Caro High School
Gabrielle Rabior
Heritage High School
Megan Schofield
Valley Lutheran
Allison Shea –
Freeland High School
Cierra Shetler
Laker High School
Devin Wolfgang
Heritage High School
Clayton Charbeneau
Heritage High SchoolTheron & Marion
Fager Team One
Scholarship
Bradley Heath
Merrill High School
-Mary J. Ewing Team
One Scholarship
Jordan Tafel
Nouvel Catholic High
School -Dean Ruple
Team One Scholarship
Team One Scholarship applications for 2017 will be available
to Team One members beginning November 1, 2017 at
www.saginawfoundation.org, the Saginaw Community Foundation
website which administers Team One scholarships.
Enter to Win a Dorm Kit
Full of Supplies*!
We will be outfitting 4 lucky winners with a dorm kit full of necessities including comforter, sheets and towels.
IT’S EASY TO ENTER, HERE’S HOW:
Get a Team One Debit Card and sign up for Online Banking or add a new service and you will automatically
be entered for a chance to win*!
At Team One, we want to help our young adult members
• Auto Loans as low as 2.74%APR**
get the College essentials they need. Be financially
• FREE Mobile, Text and Online Banking with
prepared before you get to college by taking advantage of:
E-Statements & Bill Pay
• Apple, Samsung and Android Pay
• Smart Option Student Loans by Sallie Mae® at Team One • Account Access at Thousands of ATMs Nationwide
• Visa Debit Cards and Low Rate Visa Credit Cards with
• e-Sign option allowing you to remotely sign
FREE Card Personalization
important account and loan document
HURRY,
ENTER BY
JULY 31ST!
Take us with you as you head to college or wherever life takes you! Contact us today!
*Prize pack drawing offer ends July 31, 2017. Members aged 17-22 are eligible for drawing.**Rate based on credit history.
Other rates and terms available. Rates are subject to change. To determine your rate, please contact Team One.
HOLIDAY CLOSING

Get Moving with a Home
Loan This Summer
When it’s time to buy a home or refinance your current home from another financial
institution, be sure to give the mortgage experts at Team One a call. With terms up to
30 years, low closing costs and a fast approval process, we can get you moving with a
home loan that fits your needs. Call us today to take advantage of our low interest rates
this summer.
We will be CLOSED on Tuesday, July 4th
for the Independence Day holiday.
Have a safe and enjoyable 4th of July!
OUR LOAN
RATES ARE
HOT!
This summer, new, used and refinanced** Auto Loan Rates are as
low as 2.74% APR* up to 60 months and our RV/Sport Vehicle Loan
Rates are as low as 3.49% APR*!
To apply for a Loan, visit teamonecu.org, call or stop in today!
*
Rate based on credit history. To determine your rate, please contact the credit union. Other rates
and terms available. Rates are subject to change. See Team One for details.
** Valid for auto loans refinanced from another financial institution to Team One.
Get your MCULLAF Grand Raffle Tickets here for a Chance to win $20,000!
For a $5.00 contribution to support Michigan Credit Unions’ political action efforts
you could be the winner of: $20,000 toward the price of a 2017 GMC Sierra 1500
OR 2017 Buick Verano OR $20,000 CASH*! Second prize is $5,000 and there are
5 third place prizes of $1000 each. Grand Raffle tickets can be purchased at all
Team One branches excluding Traverse City, Alpena and Brighton.
*For official rules and information, please visit www.mcul.org.
505696_JULY17News.indd 1
6/28/17 12:48 PM
Locations
Estate Planning/Will and Trust Seminar
520 Hayden Street, PO Box 1260
Saginaw, MI 48606
989.754.6575
Team One Credit Union is pleased to host two upcoming free Estate Planning/Will and Trust Seminars. Attorney
Elian Fichtner, a partner with Smith Bovill, will cover Estate Planning topics including Wills vs. Trusts and Power of Attorney
Designations (financial and healthcare) to avoid Guardianships and Conservatorships. The presentation will also address
Elder Law and Long Term Care Planning / Medicaid issues. Saginaw – Main Office
Bad Axe
499 Brick Street, PO Box 146
Bad Axe, MI 48413
989.269.9557
Wednesday, September 20-Caro Branch (1130 Cleaver Road, Caro) from 4-5:30PM
Wednesday, October 25-Main Office (520 Hayden, Saginaw) from 4-5:30PM
Bay City
401 E. Midland Street
Bay City, MI 48706
989.671.0077
Please save the dates and join us for one of these informative seminars. Refreshments and snacks will be served.
Please call the Team One Marketing Department at 989.754.6575 to RSVP. Caro
1130 Cleaver Road, PO Box 64
Caro, MI 48723
989.673.2042
Trip to Dow Diamond for
Area School Kids
Flint
606 Stevens Street
Flint, MI 48501
810.239.7655
Owosso
CARO
1243 East Main Street
Owosso, MI 48867
989.723.2243
Saginaw Township
4075 McCarty Road
Saginaw, MI 48603
989.799.9326
Sandusky
625 S. Sandusky Road, PO Box 328
Sandusky, MI 48471
810.648.3900
BAD AXE
Thomas Township
8450 Gratiot Road
Saginaw, MI 48609
989.781.5044
Traverse City Regional Loan Center
415 Cass Street, #2B
Traverse City, MI 49684
231.346.6490
SANDUSKY
Team One recently sponsored a trip to see a Great
Lakes Loons game for approximately 350 kids
during School Kids Day at Dow Diamond. Bus
transportation was also sponsored by the
credit union.
Students and their chaperones from Caro, Bad
Axe and Sandusky schools experienced a thrilling
baseball game between the Great Lakes Loons
and Lake County Captains. There was an air of
excitement starting with the first pitch, as this
was the first trip to Dow Diamond for many of the
students. The kids also enjoyed lunch at the park
and were given souvenir t-shirts.
“Our students and chaperones were so excited for
game day”, said Karrie J. Foy, Guidance Counselor
at Bad Axe Elementary and Middle School. “Thanks to Team One for organizing this event
for them.”
Alpena Regional Loan Center
122 W. Chisholm Street
Alpena, MI 49707
989.419.2020
History Comes Alive II-Civil War Presentation
Brighton Regional Loan Center
225 E. Grand River, Suite 201
Brighton, MI 48116
989.754.6575
Want to find out who Abraham Lincoln
thought was responsible for the Civil
War? Or how events during the war
shaped our music, products and
characters of today? Join us
Wednesday, August 16 at 5:30 pm at
the Saginaw Main Office (520 Hayden
St.) for a captivating presentation on
these and many other things that
happened during the war.
24 Hr. Telephone Teller
800.968.7739
989.754.9699
Toll Free
888.288.3261
Lost or Stolen Credit Card
888.288.3261
Lost or Stolen Visa Debit Card
888.288.3261
teamonecu.org
Team One’s routing transit
number is 272484470.
We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.
Have you Signed
Up for the Team
One Wine
Run/Walks Yet?
Don’t miss these
great community
events:
Our presenter is Mark Hoerauf, a former
Saginaw teacher and former credit
union board member. Mark is the Vice
President of the Civil War Study Group
at The Villages, FL. He gives
presentations around the country and
is considered to be a leading authority
on the American Civil War.
Please RSVP to the Team One Marketing
Department at 989.754.6575.
Refreshments will be served.
Team One is proud to sponsor these
upcoming free community events:
Bay City State Theatre’s Tuesday Free Movies at
Wenonah Park from July 4-August 29. For more
information, please visit statetheatrebaycity.com.
Sandusky Arts Council 2017 Lawn Chair Music Series
at the Sanilac County Courthouse lawn Fridays at
7 pm through August 11. For more information, visit
sanduskyarts.org
Positive Results Downtown Saginaw Friday Night Live
Concerts at Morley Plaza in Saginaw at 6 pm Fridays
from July 14-August 18. For more information, visit
prideinsaginaw.org.
Communities First Movies Under the Stars in Flint at
7:30 pm on July 14, July 28, August 11 and August 25.
For more information visit communitiesfirstinc.org.
IMPORTANT INFORMATION FOR ONLINE BILL PAY USERS
On July 12, 2017, fees for Rush payments will change. The
fee for each Next Business Day Rush check payment will be
$19.95. The fee for each Second-Day Rush check payment
will be $14.95. The fee remains $4.95 for each Second-Day
Electronic Delivery. Fees are debited from your account on
the payment process date.
Thursday, July 13—the Team One 5K Wine Run/
Walk in Bad Axe in conjunction with the Hatchet Festival to benefit the Bad Axe Soccer
Association.
Thursday, July 27—the Team One / Caro
Community Hospital 5K Wine Run/Walk in Caro
benefits the Caro Community Hospital
mammography fund.
New this year! Thursday, August 17—the Team
One 5K Wine Run/Walk in Sandusky benefiting the
school districts in Sanilac County that are
participating in the Backpack Program.
Privacy Policy Available Online
Thursday, October 5—the Run4Wine in Grand
Blanc benefiting the Old Newsboys of Flint.
Register today for these fun events to
benefit local organizations! For additional
Wine Run details and to register, please visit
TeamOneCU.org/WineRun.
Our Privacy Policy explains what types of member
information we collect and under what
circumstances we may share it. Please note
that upon request you can also obtain a copy of
Team One’s Privacy Policy by mail or in person.
505696_JULY17News.indd 2
Appreciation Days!
We appreciate our members and
invite you to join us for hot dogs
and pop at our annual Member
Appreciation Days from 11am-4pm
on the following days according to
branch location.
July 21–Thomas Township and
Sandusky
Team One Credit Union’s Privacy Policy which
discloses how we collect, share and protect your
personal information is available on our website
at teamonecu.org. At Team One Credit Union, we
respect the privacy of our members and
recognize the importance of maintaining the
confidentiality of your personal financial
information.
Wednesday, September 13—the Team One 5K
Wine Run/Walk in Saginaw at Huntington Event
Park with proceeds to benefit the Saginaw
Shiawassee Habitat for Humanity.
Join Us for Member
July 26–Caro (We will be accepting
free will donations in support of the
Tuscola County Sheriff’s Department
during the Caro member day)
August 4–Owosso
August 11–Bay City
August 18–Saginaw Township
August 25–Flint
September 8–Saginaw Main Office*
(plus free shredding event on
September 8, see below for details)
*Free Shredding at the Main office (520 Hayden, Saginaw)
on Friday, September 8 from 12-2 pm. No newspapers.
Please limit your shredding to 4 easily carried boxes.
6/28/17 12:48 PM