Leading your
business to
financial success
Areas Covered
• Overview of the small business market
• Reaching small business success
• How can MerchantCreditAdvance help
small businesses establish and foster
results?
Overview of the small
business market
Small Business Competition is on the Rise
• Approximately 24 million businesses exist
in the United States today. Small
businesses create 80% of all new jobs in
the US.
• Two-thirds of current college students plan
to become entrepreneurs at some point in
their careers
Sources: National Federation of
Independant Business (NFIB);
Students in Free Enterprise
Young businesses are suffering in
this time of economic uncertainty
• As of April 2008, small business optimism was
at its lowest level since the recession of 1980.
• There is a strong correlation between national
economic growth and the level of national
entrepreneurial activity in prior years.
Sources: National Federation of
Independant Business (NFIB);
The Global Entrepreneurship
Monitor (GEM)
Reaching small business
success
Small Businesses Cannot Grow Without
Significant Funding
• More than a third of small businesses – 37% –
have no revenue in their first year of operation.
• More than half (55%) of small businesses
experience loss in their first year.
• Salaries, wages, and commissions are the largest
expense for most small businesses.
Sources: Ewing Marion Kauffman
Foundation; National Federation
of Independant Business (NFIB)
Credit is More Difficult for Small
Businesses to Obtain
• Seven percent of today’s small businesses
indicate that credit is more difficult to attain.
• Only 10% of small businesses are granted
outside funding support in their first year, with
three percent of that coming from parents.
Sources: National Federation of
Independant Business (NFIB);
Ewing Marion Kauffman
Foundation
How can MerchantCreditAdvance
help small businesses establish
and foster results?
Who Qualifies to Use
MerchantCreditAdvance’s Services?
• Small businesses that generate $3,000 or more
in credit sales each month may be eligible to
borrow $5,000 to $150,000 in business capital in
only days.
• No personal collateral is required – merchant
cash advances are based on future credit card
sales earnings.
How MerchantCreditAdvance Works
1. You sell us a certain amount of your credit or
debit card sales at a reduced price.
2. Next, we research the rate of monetary value to
fit the fixed percentage amount that is right for
your business’s lifestyle.
3. The percentage we obtain from each transaction
is set for the rest of the existence of the funding
we have provided you. We don't benefit from
this partnership until you do.
Contact MerchantCreditAdvance
175 South Lake Avenue, Suite 200
Pasadena, CA 91101
Toll Free: 800-503-1146