Prize Bonds are secure
The draw takes place every Friday. Every Prize Bond is
automatically entered into every draw and there are
thousands of cash prizes each week.
The draw
A €1 MILLION Bi-Monthly prize is awarded in the last
weekly draw every second month. The top prize in all
other weekly draws is €20,000.
Note: the value of the monthly prize fund is recalculated
at the start of each month by applying a variable
interest rate (currently 1.75%) to the value of all prize
bonds outstanding at the end of the previous month.
The NTMA reserves the right to amend the number and
value of prizes. Prior to the introduction of any changes
to the variable interest rate or the prize structure, a
notice will be placed in the national newspapers and on
www.StateSavings.ie
How do I know if I have won?
All Prize Bond winners are notified by post.
Neither names or addresses of winners are published but
a full list of winning numbers is available on our website
www.StateSavings.ie
•Your money is held by the Irish Government and
managed by the NTMA.
•Repayment is a direct, unconditional obligation of
Ireland.
• No upper limit on amount protected
• No end date for this protection
Buy Prize Bonds
With Prize Bonds, you have the opportunity of winning
€1 MILLION every second month.
Prize Bonds are sold in units of €6.25 each.
The minimum purchase is €25 (4 units).
You can cash in Prize Bonds at any time once 3 months
have elapsed since you purchased them.
The possibilities are endless
Remember, with Prize Bonds, you are eligible to win not
just once, but every week for as long as you hold the
bonds. There are thousands of cash prizes to be won in
every weekly draw.
Winnings are tax free
What happens to unclaimed prizes?
If you require further information about your winning
Prize Bonds please contact us (see page 6 for contact
details).
Winnings are not subject to any tax in Ireland –
another reason why Prize Bonds are such a good place
to put your money.
Very few prizes are not claimed.
Prize money is held indefinitely until the winner claims it.
3
Who can buy Prize Bonds?
Individuals, Charities, Clubs and Societies.
2
How to purchase Prize Bonds
1. Monthly Direct Debit (DD)
Your account will be debited each month and your
Prize Bond numbers will be forwarded to you by post.
The Direct Debit mandate form is attached and is also
available online at www.StateSavings.ie
2. Web - Online
Visit www.StateSavings.ie
3. Telephone
Call State Savings™ 1850 30 50 60.
Our agent will record your details.
Payment by Debit Card (Laser, Maestro or Visa Debit).
4. FreePost Application Form*
Complete the attached Application Form and mail it to:
State Savings, GPO, FREEPOST, Dublin 1
(no stamp required), or deliver it to any Post Office.
5. At any Post Office*
Buying Prize Bonds as a Gift
You can buy Prize Bonds as a Gift using any of the
methods 2 to 5 above. We will mail the Prize Bonds to the
Gift Recipient.
If purchase is made via Web - Online you can create
a personal message and print out a Prize Bond Gift
Certificate. We will mail the Prize Bonds to the Gift
Recipient.
If the purchase is made at a Post Office you will receive
the Prize Bonds Gift Wallet at the counter. The Prize
Bonds will be mailed to the Gift Recipient.
*If you are paying by cheque, please make it payable to ‘NTMA State Savings’.
4
✁
Prize Bonds Application Form
Existing Customers
If you already hold Prize
Bonds please enter your
Customer Account Number.
Joint Applicants
In the case of joint applicants, please quote the
Customer Account Number (if available) which
refers to a previous holding by both applicants.
Instructions to complete form
For single applicant complete section 1. For joint
applicants complete sections 1 and 2. For club/society
holders complete section 1. Signature(s) except
persons under 18 years and address(es) for all
parties to be furnished.
(3 Alpha)
(8 Numeric)
Investor details
maximum 2 names per purchase
1. First Applicant
title:
mr
mrs
please use block capitals
ms
other
Identification Requirements
In accordance with the anti-money laundering
provisions of the Criminal Justice Act, 2010, purchasers
must provide their date of birth and may be required to
provide proof of (1) name and (2) address.
See details of Proof Overleaf.
In accordance with the provisions of the Finance
Act, 2004 relating to interest paid to non-residents,
purchasers who do not already hold Prize Bonds will
be asked to provide proof of (1) name, (2) address, (3)
country of residence and (4) tax reference number
(or place and date of birth if proof of a tax reference
number is not available) in the event of winning a prize.
All fields marked with asterisk must be completed
*
first name(s)
*
surname
Email address
The National Treasury Management Agency (NTMA) is the Data
Controller for all State Savings™ products and accounts which
includes Prize Bonds. Any Personal Data returned by you will be used
by the NTMA and its authorised agents for the administration of State
Savings™ products and accounts.
club/society name (if applicable)
*
address (which will appear on your prize bond)
Official use only
proof of name - proof provided & reference number
*
country
*
county
date of birth
1.
2.
*
phone
proof of address - proof provided & reference number
2. Joint Applicant
title:
mr
mrs
ms
other
1.
2.
*
first name(s)
proof of ppsn - proof provided & reference number
address
1.
*
surname
*
2.
i confirm that i have verified the name and address for each of
the above named customers in accordance with official internal
country
*
*
county
procedures.
phone
*
date of birth do you already hold any prize bonds?
officer’s signature
yes
no
date
Purchase details
in accordance with the Prize Bonds Regulations 1993 to 2008, i/we have read and agree to
purchase
units of E6.25 prize bonds (min purchase 4 units – E25.00)
value of purchase E
.
method of payment debit card
official
date stamp
(Laser, Maestro, Visa Debit) type cheque*
cash
*
* Please make cheques payable to “NTMA State Savings”.
Purchase on behalf of a third party/Gift
*
if you are purchasing prize bonds for a third party or as a gift, you must provide your
name and address below and provide documentary proof of name and address.
purchaser’s name
purchaser’s address
Official use only
affix barcoded label here
*
phone
if you are purchasing prize bonds as a gift please tick
if you wish the gift recipient to know purchaser’s name, please tick
Prize Payment Options:
I / We would like my/our prizes automatically reinvested into Prize Bonds
I / We would like my/our prizes forwarded to the address (1) above
I / We would like my/our prizes lodged to my/our Bank Account
Bank Account No:
Sort Code:
9
Bank Name:
Address:
date
Signature 1
✁
Signature 2
date
Rev 1
Debit Card Payment Details (Laser, Maestro, Visa Debit) type __________
card number
expiry Date
m
m
y
phone
y
cardholder name
PTO for
Direct Debit
details
NTMA Brochure 4
02 JUNE 2013
To be won every second month
and thousands of cash prizes
every week.
An Post and the Prize Bond Company
are agents of the
You can sleep soundly,
andTreasury
you can
still dream.
National
Management
Agency
SAFE ARE
4 If you are purchasing Prize Bonds as a gift please
enter the full Name(s) and Address(es) clearly using
BLOCK CAPITALS. The Purchaser should enter his/
her name and contact telephone number in the
space provided. The form need not be signed by the
Bondholder(s) at the time of purchase. However, The
Prize Bond Company Ltd. may need to obtain the
Bondholder(s) signature(s) for future transactions,
such as prize claims, repayments, etc. By ticking
the second box in the Gift Purchase section and
adding the Purchaser’s Name in the additional
space, the Purchaser’s name will be passed on to the
Bondholder as the person who purchased the Gift.
5 If you are purchasing Bonds in your own name,
please sign the form. For joint purchases we
require the second signature where possible (see
note 4 above).
x 500 prizes
8 The Prize Bond Certificate, bearing the Serial
Numbers of the bonds and the Customer Account
Number will be sent direct to the registered
Bondholder(s), who should retain them safely for
future reference.
9 Prize Bonds can be held indefinitely, but must
be held for a minimum of three full calendar
months. All prizewinners are notified by post at
their current registered address. Bondholder(s)
must ensure that The Prize Bond Company Ltd. is
informed in writing of any changes of address.
10 This purchase form fully completed and signed
can be handed in with the appropriate remittance
to any Post Office. Alternatively, you can send your
application and remittance by post to The Prize
Bond Company Ltd., General Post Office, O’Connell
Street Lower, Freepost, Dublin 1. Purchases are
accepted by cash, cheque or by monthly direct
debit. Debit Card (Laser, Maestro, Visa Debit)
purchases can be made at Callsave 1850 67 1000.
Irish residents only can purchase through our
internet site at www.prizebonds.ie.
Telephone: 1850 30 50 60
7 When you purchase Prize Bonds your Prize
Bond numbers are automatically allocated to
a Customer Account Number. This account
number will enable you to access your Prize
Bond numbers more easily and should be
quoted in all correspondence and transactions.
If you already hold Prize Bonds you can add your
existing Prize Bond numbers to your Customer
Account Number by writing to The Prize Bond
Company Ltd, FEXCO Centre, Killorglin, Co
Kerry. Should you purchase Prize Bonds at
a future date, please quote your Customer
SMS Text: 0852 30 50 60
Email:
[email protected]
Web:
www.StateSavings.ie
Mail to:
State Savings, GPO, FREEPOST, Dublin 1
For repayments, change of address, prize claims
and general correspondence mail to:
State Savings, Prize Bonds, Fexco, Killorglin,
FREEPOST, Co. Kerry
For Debit Card (laser, Maestro, Visa Debit)
Purchases and general enquiries
Callsave 1850 30 50 60 (Mon-Fri: 8am-8pm)
12 In accordance with the anti-money laundering
provisions of the Criminal Justice (Money
Laundering and Terrorist Financing Act 2010),
purchasers must provide their date of birth and
may be required to provide proof of (1) name and
(2) address. In accordance with the provisions of
the Finance Act, 2004 relating to interest paid to
non-residents, customers will be asked to provide
proof of (1) name, (2) address, (3) country of
residence and (4) tax reference number (or place
and date of birth if proof of a tax reference
number is not available) in the event of winning
a prize.
5
13 The information provided on this form will be held,
in accordance with the law and in confidence on The
Prize Bond Company’s computer database for the
purpose of administration of the Prize Bonds scheme
and in order to communicate with the Bondholder(s)
directly regarding Prize Bonds generally and/or their
individual holding of Prize Bonds. This information
will not be used for any other purpose or given to
any third party, unless there is a statutory or other
legal obligation to do so.
14 In the event of winning a prize you will be notified
immediately by post. You can choose to have your
prize(s):
a.reinvested in Prize Bonds. Your new
Prize Bonds will be forwarded by post;
b.forwarded to your mailing address
overleaf; or
c. lodged to your bank account.
See details overleaf (Prize payment options).
15 The value of the monthly prize fund is recalculated
at the start of each month by applying a variable
interest rate (currently 1.75%) to the value of all
prize bonds outstanding at the end of the previous
month. No interest is paid to bond holders.
Instead the interest is paid into the monthly prize
fund, to be distributed to winners in the weekly
draw. The NTMA can amend the number and value
of prizes at any time and any changes to the rate
or prize structure will be advertised in the main
daily newspapers and on www.StateSavings.ie.
•This is a guarantee provided by your own Bank as
a member of the Direct Debit Scheme, in which
Banks and Originators of Direct Debits participate.
If you authorise payment by Direct Debit, then
•Your Direct Debit Originator will notify you in advance of the amounts to be debited to your account
•Your Bank will accept and pay such debits,
provided that your account has sufficient
available funds
•
•If it is established that an unauthorised Direct
Debit was charged to your account, you are
guaranteed a prompt refund by your Bank of the
amount so charged.
•You can cancel the Direct Debit Instruction in
good time by writing to your Bank.
Acceptable Forms of Identification
1. Proof of name
2. Proof of Address
• Current Passport
• Recent original household bill (e.g. ESB, Phone, Gas)
• Existing An Post Savings / Investment documents
• Current Irish Driving Licence
• ID card with photo from a known employer /
company (bus pass is not acceptable)
• Recent original Bank / Building Society / Credit Union
statement in customers name
• Student ID card with photo issued by a third level
college (USIT / ISIC student card is not acceptable)
• Official document from the Revenue Commissioners
or the Dept of Social and Family Affairs
• Current Irish Driving Licence
• Entry in Electoral register, telephone or
street directory
✁
Instructions to your bank/building society to pay direct debits
the prize bond co. ltd. id number
3
ref. no
0
0
6 8 1
(for office use only)
6 instructions to the bank/building society &
signature(s)
i/we instruct you to pay direct debits from my/our account at
the request of The Prize Bond Company Ltd.
The amounts are E
and are debited on or just after the first working day of
each month.
1 the manager (bank/building society)
2 name(s) of a/c holder(s)
date of first payment on
or within a month from
4 a/c no
m
m
y
y
i/we will inform the bank/building society in writing if i/we wish
to cancel this instruction.
3 address of a/c holder(s)
sort code
5 name / address of bond holder(s) if different from a/c holders
6
NTMA Brochure 4
02 JUNE 2013
State Savings™ products are subject to Terms and Conditions.
An Post and the Prize Bond Company
are agents of the
National Treasury Management Agency
www.StateSavings.ie
1850 30 50 60
0852 30 50 60
[email protected]
Any Post Office
State Savings, GPO, FREEPOST, Dublin 1
Web:
Telephone:
SMS Text: E-mail:
Visit:
Mail to:
For more information on NTMA State Savings™
1. A Guide to NTMA State Savings™
2. NTMA State Savings™ - Summary of Products
3. The National Solidarity Bond
4. Prize Bonds
5. Instalment Savings
6. Childcare Plus & Childcare Savings
See our range of NTMA State Savings™ Brochures:
€100
€50
€1,000 x 5 prizes
Other Weekly Prizes (Effective from June 2013)
Account Number in the space provided on the
application form. Details of your Customer
Account Number will be quoted on your Prize
Bond Certificate.
11 Contact details for State Savings – Prize Bonds
6 If you are purchasing on behalf of a Club or
Society, only the official title/name of the body
should be used in the space provided. The form
should be signed by at least one officer acting
on behalf of the body giving official titles as
appropriate.
Please note: Any future transactions such as prize
claims, change of address/name, repayments,
etc., must be requested in writing by at least two
current officials acting on behalf of the body. For
further information on how your company or club
can avail of Prize Bonds for promotions, please see
Note 11 for contact numbers and addresses.
x All other prizes
AER = “Annual Equivalent Rate”
Tax Free – Not subject to tax in Ireland.
Partial Tax – Annual interest of 1% is subject to DIRT (33% Jan 2013) – bonus is tax free.
AER calculated on the assumption that the recipient of the annual NSB interest does
not reinvest it.
4
Save in 12 monthly instalments (Max. €1,000 per month) and leave for 5 years.
AER calculation assumes a 5½ year average life.
5
Subject to DIRT = Deposit Interest Retention Tax (33% from January 2013).
6
Prize Bonds – rate used to calculate prize fund is 1.75%. There are six €1 million
prizes per annum and 1,000’s of weekly prizes. No interest is paid to bond holders.
Instead the interest is paid into the monthly prize fund, to be distributed to
winners in the weekly draw.
€20,000
3
3.05%
35%
1
3 Prize Bonds may be registered in one or two
names jointly, but not in more than two names.
Do not enter collectives such as ‘Family’ etc.
Purchases as gifts can be made for persons of any
age or nationality. You must ensure you have full
Name(s) and Address(es) and Date of Birth.
2
31.70%
2.79%
2.41%
5 year Savings Certificates
2.11%
11%
14%
One person wins a €1 MILLION prize in the last draw of
February, April, June, August, October and December.
The prizes are:
2 If you are purchasing Prize Bonds at a Post Office
you will be given a Receipt of Purchase. The actual
Prize Bond Certificate will be forwarded direct by
post to the Bondholder(s).
In every other weekly draw one person wins €20,000
14.00%
2.41%
2.11% 11.00%
(ALSO FOR
6 year Instalment Savings 2,4 CHILD BENEFIT)
10 year National Solidarity Bonds3
6.68%
2
1.32%
1.63%
1.94%
8%
4 year National Solidarity Bonds3
1.32%
Prize Bonds - prize fund rate (WEEKLY DRAW)6
1.75%
4%
1.75%
Deposit Account Plus (30 day notice)5
0.25%
0.50%
Fixed Rate
0.17%
0.34%
Variable Rate
Ordinary Deposit Account (DEMAND)5
Net
1
AER
3 year Savings Bonds2
4.00%
SAFE AREA
Total
Return
Actual After DIRT
NTMA State Savings™ Products
Total
Return
Gross
AER1
Actual Before dirt
The main NTMA State Savings™ products are:
The more Prize Bonds you hold, the more chances you have of
winning.
There are thousands of tax-free cash prizes every week.
Each individual Prize Bond you hold will be entered into the
weekly prize draw.
Thousands of chances of
winning every week
Notes
1 Prize Bonds are sold in units of €6.25. There is a
minimum purchase of €25.00 (4 units).
i/we understand that if any direct debit is paid which breaks
the terms of this instruction, the bank/building society will
make a refund.
signature(s)
1.
2.
date
D
D
M
M
Y
Y
banks/building societies may decline to accept instructions to pay direct debits from some types of accounts.