RIUNIONE PLENARIA

FRIULOVEST BANCA
“A bank serving local economy”
Our History 1891 - 2012
17th May 1891
Cassa Rurale di Meduno
29th November 1891
Cassa Rurale di San Giorgio
28th October 1995
Banca di Credito Cooperativo
di San Giorgio e Meduno
26th May 2012
Friulovest Banca Credito Coop.
Our business management
21 branch offices
131 employees
Our members
6156
6200
6000
5800
5600
5400
5200
5000
4800
4600
5727
5225
5225
5727
6156
2010
2011
TODAY
500 young
people
Our figures
18.206
CURRENT
ACCOUNTS
18500
18000
17500
17000
16500
16000
15500
15000
14500
14000
2010
2011
TODAY
Our figures: loans
Altro
8%
ALTRE FAMIGLIE
PRODUTTRICI
16%
IMPRESE
Producers
PRODUTTIVE
23%
23%
SOCIETA' CON
MENO DI 20
ADDETTI
5%
FAMIGLIE
Families
CONSUMATRICI
44%
44%
SOCIETA' CON
MENO DI 20
ADDETTI
4%
Our figures: loans
Altri servizi destinabili
alla vendita
8%
Altro
14%
Agriculture
Prodotti
dell'agricoltura,
37%
silvicoltura e pesca
37%
Servizi degli alberghi e
pubblici esercizi
4%
Servizi del
commercio,
Trade
recuperi e riparazioni
15%
15%
Building
Edilizia e and
opere
public
works
pubbliche
16%
16%
Prodotti in metallo
escluse le macchine ei
mezzi di trasporto
6%
The Region
We support
Families
Companies
Associations
Our figures
Social responsibility:
in 2011 over € 400.000
to over 500 associations
ANNO 2011
VOLONTARIATO
CULTURA E ARTE
14%
23%
ASSOCIAZIONI VARIE
10%
SPORT E RICREATIVE
1%
CALCIO
4%
10%
4%
4%
PRO LOCO
CULTO E RELIGIONE
5%
10%
6%
9%
ASSOCIAZIONI DI CATEGORIA
ENTI PUBBLICI
SCUOLE
PUBBLICITA' RIVISTE
SANITA'
Emprovement
of life quality
of local
communities
Cooperation network
Cooperation network
52 agriculture
cooperatives
33 social
coops
2 banking
coops
13 cultural,
sport and
tourism coops
5 housing
coops
9 consumer
coops
46 workers production
coops
A cooperative Land
In the town ship of
San Giorgio della Richinvelda (4.800 inhabitants)
there are 10 cooperatives
Coop. di lavoro San Giorgio
Stalla sociale fra vivaisti soc. ccop
.
Coop. di consumo Rauscedo
The national network
BZ 47 BCC
196 sportelli
45 BCC
810 sportelli
Giugno 2012
TN 45 BCC
331 sportelli
15 BCC
234 sportelli
10 BCC
224 sportelli
38 BCC
676 sportelli
23 BCC
440 sportelli
403 Coop banks:
55,1% of italian banks
20 BCC
198 sportelli
30 BCC
345 sportelli
10 BCC
101 sportelli
27 BCC
157 sportelli
29 BCC
337 sportelli
21 BCC
135 sportelli
4.440 branch offices:
13,3% of italian banks
1.111.574 members:
+ 3,5% a year
15 BCC
88 sportelli
28 BCC
168 sportelli
The regional network
15 Cooperative banks
230 branch offices
24 % of FVG banks
56.883 members
The regional network
A big network of local banks means:
 streamlined and flexible job
 centralised and joint services
A big network of local banks allows:




economies of scale
efficiency and cost containment
income growth
information, technologies and resources movement
The regional network
Self - Government
Mutual Cooperation
Integrated System
BCC = different banks
Strenghts:
 proximity to customer
 local economy knowledgment
 flexible organization
Local vocation
CREDIMA
Friulovest Banca’s
mutual aid society
was founded in 2006
…to develop :
Social responsibility
Cooperative solidarity
Principle of mutuality
through
Promotion and enhancement
of health and wellness
Reimbursement
of health care and sport expensives
Attention to
family and community needs
2027
Members
694
Sport and
school costs
reimbursements
776
Health care
reimbursements
144
Affiliated facilities