A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% Overview Key Features Brand new housing Single or cohabiting No children Young Mix of incomes Estates of similar people High bills Purchasing furniture Socialise away from home Cramped living conditions Rankings Age 9/67 Presence of Children <18 35/67 Household Income 23/67 Gross Financial Assets 31/67 Non-Mortgage Debt 42/67 Typical Houses Typical Cars Top Postal Areas Indebtedness Indicator 38/67 Manchester M Level of Urbanisation 27/67 London (East) E Northern Ireland (Belfast) BT Reading RG Glasgow G 0.30% A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Description Overview First to Move In are people who have moved into homes which have only very recently been added to Britain's housing stock. These homes have been built in the last year to 18 months, and the residents have moved in as the builders have moved out. Although there is some variation in the demographics of these residents, they are predominantly young, single or cohabiting adults who do not yet have children. Many will be living in relatively small new build homes. Rooms typically have small proportions and only require small amounts of simple furniture. Whatever resources are left over after mortgages, utility bills and basic necessities are paid for, are likely to be spent on the purchase of high specification consumer electronics, clothes and health and beauty. Those living in the smallest new build housing are likely to socialise outside the home, where they congregate in bars and restaurants and in places of entertainment. Demographics and Behaviour Who we are First To Move In are young, mostly under 35, and are living in new properties that still smell 'new' when they moved in. They are single or living with their partners, though few are married, and many households will be houseshares or have a lodger to help pay the mortgage. These people are mostly working their way up the career ladder, in junior and middle management positions in skilled jobs. Most have degrees, and lots of friends whom they see regularly. They are mostly white, though there is a smattering of ethnic minorities, particularly Indians, Chinese and Sri Lankans and Tamils. Where we live First To Move In live in properties that were built all over the country at the height of the housing boom, but concentrated in cities like Leeds, Bradford and Belfast. The properties are in various tax bands, but many are quite smart, and all were probably marketed as 'luxury flats', often in gated communities or period conversions of industrial buildings. They are mostly owner-occupied now, though many are buy-to-let 'investment opportunities' and were rented to young professionals. Quite a few are in high-rise towers, though without the stigma that is normally attached to tower living. Others may be council-owned or part-owned under shared-ownership schemes for key workers. Most residents are very happy with the neighbourhood, and their flats too. The areas tend to be safe, and relations with neighbours are also polite, often forged at a time when they all moved in together. Many of these households will have all-in-one TV, broadband and phone deals offered by cable and satellite companies, and their houses will feature sophisticated wiring to allow digital entertainment to flow as freely as possible throughout. How we live our lives While most households have a car, they bought into these developments for their central location, and many use public transport or even walk to work and most of their leisure destinations. This sense of city-centre living shapes their choices. They mostly shop at whichever supermarket is closest, but also do a lot of online shopping. They enjoy food, and use their consumption of premium ranges, organic and health fortified food to help them live healthy lifestyles, and as a mark of distinction when people are over for dinner. Their evenings are mostly spent in the gym, cooking and surfing the Internet or watching TV – quiet, modern lives. They do tend to watch a lot of television, partly as their budgets are tight thanks to the burden of mortgage payments. They also spend quite a bit of time at work, so their leisure spending tends to be concentrated into a few major nights of socialising a month. Entertaining at home is a key way of seeing their friends while keeping costs low. Holidays are also not a frequent indulgence – they try to go once or twice a year, but rarely more often. Their jobs make it hard to take time off, but when they do go abroad, they organise their trips independently and often go backpacking or to unusual destinations. First To Move In read the Guardian and Independent mostly, though they will pick up other newspapers from time to time if there is an interesting article or offer – they are not loyal readers. They also spend a large amount of time online, mainly for entertainment and practical information. This type, particularly the men, are the most likely to have sophisticated smartphones, and will use them as an organising touchstone-cum-comfort blanket. A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Description How we view the world First To Move In are a very ambitious and driven type. Many have just taken a large risk by buying a flat in a booming housing market. This speaks to their willingness to take risks, and their optimism for the future as they expect their earnings to increase as their career progresses fast. They are also keen to keep learning and trying new things, but are very time-poor as they work long hours. Many also have academic commitments, as they continue studying, often for professional qualifications that will boost their earning power. They think of themselves as being liberal, tolerant and interested in other cultures. They are keen for companies to act ethically, and will punish and reward accordingly with their custom. Politically, they are fairly apathetic and often forget to vote. They are also not very ecologically aware, often seeing it as someone else's responsibility, or claiming they are too busy to think about being green. They also see themselves as creative, and aspire to write, draw or take photographs but often don't have the time. They would like to live more bohemian, fancy-free lives, but for the moment they have their eyes on the prize and are working hard. How we get by While First To Move In have good incomes, just pushing the boundaries of the higher tax bracket, they are feeling squeezed financially. They have few savings, having recently put down most of what they had as the deposit on a new home. Most are finding it quite difficult to get by, as large mortgages swallow high percentages of their incomes and the value of their houses continues to slip, eroding any money they thought they had made. They'd love to be saving more money and paying off the mortgage faster, but struggle to keep anything back on top of what they are already repaying. A small minority, though more than in other types, will have embarked upon a buy-to-let spree, and own several such properties, which, if they are not rented, may be adding to the pressure. First To Move In work full-time in professional or sales roles in white-collar environments. Companies may be large industrial firms, IT, pharmaceuticals or finance. Their jobs are looking less secure, and working hard is a natural response to this insecurity. Their only retirement provision is a company pension. But they're young! and until recently, they thought their property was the best place for their money. Now it's the only place, as they try to claw their way out of negative equity. Online Behaviour Once their broadband access has been installed, much of this type's online time is spent arranging things for their new house. However, once the utilities are sorted and furniture has been purchased from Ikea, normal service is likely to be resumed. The type likes to read about its interests – from celebrity gossip to sport – online, where blogs and online brands are preferred over traditional media. A B C D E F H G I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Who we are Gender Marital status Male 49.91 Married 35.29 Female 50.09 Living as married 26.05 259 Separated Age Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 18-25 353 18.40 26-30 303 19.30 4.72 2.36 Divorced Widowed 0.78 Never married 30.79 31-35 15.46 36-40 12.25 Religion 41-45 9.23 Church of England/Anglican/Episcopal 17.65 46-50 6.88 Roman Catholic 7.29 51-55 4.83 Buddhist 0.52 56-60 3.89 Hindu 0.79 61-65 2.92 Jewish 0.28 66-70 2.22 Muslim 2.87 71-75 1.70 Sikh 0.49 76-80 2.01 81-85 0.58 86-90 0.22 91+ 0.11 0 50 100 150 200 Social grade A 15.15 B 37.29 C1 30.56 C2 8.51 D 3.42 E 5.07 200 0 50 100 150 200 A B C D E F H G I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Who we are Children Household composition Households with children 0.24 Single pensioner 11.32 No children 57.95 Single non-pensioner 28.20 27.33 Exclusively pensioners 4.87 2 children under 15 9.33 Couples without children 16.32 3 or more under 15 5.39 210 1 child under 15 Age of youngest child in years 17.42 0-4 5-11 14.20 12-18 11.48 56.90 No children Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 14.60 5.41 Lone parents 9.28 Lone parents with dependent children 6.57 Dependent children - none in employment 2.82 Multi-person household - all students 0.50 Families 13.69 Extended family 2.00 4.50 Extended household 3.63 Length of time married Under 1 year Couples with dependent children Couples - all children non-dependent 1-4 years 296 31.00 Pseudo family 12.93 5-9 years 322 37.70 Single 58.39 10-19 years 21.16 Homesharers 7.67 20 years or more 5.63 Abbreviated families 1.24 0 50 100 150 200 Unclassified 0.44 Adult children living with parents 4.32 Multigenerational families - elderly relative 0.85 0 50 100 150 200 A B C D E F H G I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Who we are Ethnicity Region of birth English 63.26 Other EU countries 1.80 Celtic 19.30 Africa 2.43 Irish 8.28 Caribbean 0.45 British 82.98 Cyprus 0.12 Western European 4.99 Eastern European 1.26 Pakistani 2.24 Far East 1.60 Eastern European 3.46 Jamaica 0.25 Italian 1.91 Middle East & Western Central Asia 0.65 Hindi 2.31 South Asia 2.88 Hispanic 1.49 USA 0.36 Sikh 0.76 Other Muslim 1.18 Black African 1.83 0.55 Bangladeshi 219 Chinese Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 1.32 Other East Asian 0.67 Greek/Greek Cypriot 0.61 Turkish 0.48 Jewish/Armenian 0.31 Tamil and Sri Lanka 0.45 Somali 0.16 Black Caribbean 0.08 200 0 50 100 150 200 0 50 100 150 200 A B C D E F H G I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Where we live Length of residency Tenure 76.50 Owner occupied 1-2 years 22.48 Privately rented 3-5 years 0.42 Council/housing association 6-8 years 0.17 9-10 years 0.08 11+ years 0.36 953 Up to 1 year 44.09 226 34.32 Property value 191,703* Postcode average 3.37 ££70,001 £70,001-£100,000 7.40 Detached 12.80 £100,001-£125,000 13.28 Semi-detached 18.52 £125,001-£150,000 15.68 Bungalow 0.52 £150,001-£180,000 16.79 Terraced 12.05 £180,001-£225,000 19.02 £225,001-£300,000 15.17 £300,001-£400,000 5.75 £400,001-£600,000 2.70 Residence type Property type Purpose-built flats Converted flats 333 33.10 208 23.00 0.10 Farm Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 21.59 Other 43.23 Communal establishments 2.28 Second home 0.72 Converted or shared house 5.41 £600,001-£900,000 0.61 £900,001-£1,500,000 0.21 ³£1,500,001 0.01 0 50 100 150 200 Garden 77.61 Has a garden 0 50 100 150 200 *value in £ A B C D E F H G I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% How Green we are Green classification 0.00 Type 01: Eco-evangelists 283 Type 02: Convinced consumers 14.25 Type 03: Green but doubtful 4.65 Type 04: Confused but well-behaved 3.39 Type 05: Doing their best 1.96 Type 06: Sceptical libertarians 10.43 298 Type 07: Too busy to change 31.59 Type 08: Why should I bother? 8.41 Type 09: Constrained by price 22.48 Type 10: Wasteful and unconvinced 2.84 Carbon footprint Property 4.11 Transport 3.61 Transport and property 7.72 0 Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 50 100 150 200 0.30% A B C D E F G H I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% How we live our lives Holidays in last 12 months Expenditure Food & non-alcoholic drinks 8.78 1 10.71 Alcoholic drink, tobacco & narcotics 1.57 2 13.89 Clothing & footwear 4.99 3 7.15 Housing (net), fuel & power 6.88 4 1.25 Household goods & services 6.84 5 or more Health 1.00 Transport 16.23 Communication 2.09 Recreation & culture 12.35 Education 1.43 8.23 Restaurants & hotels 413 Length of holiday 1-3 nights 25.19 4-6 nights 9.77 7 nights 24.80 8-13 nights 18.73 11.44 14 nights Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: 12.48% Index 0 50 100 150 200 236 15-20 nights Newspapers Daily Express 2.67 Daily Mail 3.52 Daily Mirror 9.52 Daily Mirror/Record (Net) 9.93 Daily Record 1.36 Daily Star 4.52 The Sun 23.48 Daily Telegraph 278 1.11 Financial Times 1115 1.44 The Guardian 303 6.58 The Independent 262 3.48 The Times 442 1.83 0 50 100 150 200 8.35 8.81 1.26 21 nights or more 0 50 100 150 200 A B C D E F G H I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% How we live our lives Satellite and cable TV services Sport and leisure activities Terrestrial channels (standard aerial) 3.29 Aerobics/keep fit 3.93 Freeview (set top box/built-in tuner) 34.83 Badminton 3.07 Freesat (set top box/built-in tuner) 0.40 Bowls 0.65 Freesat from Sky 1.33 Bridge 0.75 Other free-to-air channels 4.28 Cycling 5.31 BT Vision 0.33 Darts 3.94 Sky 33.54 Golf 4.82 Sky+ 13.75 Jogging 3.71 Sky HD 0.59 Martial arts 2.78 Subscription to any Sky 47.89 Mountain biking 1.82 Virgin Media 7.65 Running 2.01 Snooker 3.56 Squash 0.57 Swimming 6.82 Tennis 5.14 Yoga 1.81 Cinema visits in the last month Not visited the cinema 77.95 Once 13.42 8.63 Twice or more Attending arts events Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 0 Theatre performance 53.33 Art galleries or exhibitions 33.33 Pop/rock concerts 60.00 Jazz music 13.33 Classical music 13.33 Contemporary dance 6.67 0 50 100 150 200 50 100 150 200 A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% How we communicate Internet access Channel preferences - communication 35.50 Every day/most days Where internet accessed 62.09 Home Internet café 2.80 Library 5.06 School, college, university 2.52 Work 27.54 By telephone 36.98 By landline telephone 21.04 By mobile phone 15.94 By post 7.47 Through digital TV 4.19 Through internet 23.54 By email 27.82 Channel preferences - purchasing How we learn about products 19.10 Newspapers Magazines 31.74 Radio 1.85 Television 36.26 Cinema 1.78 9.27 Internet By telephone 32.25 By landline telphone 27.92 By mobile telephone 4.33 By post 12.49 Through digital TV 0.61 Through internet 35.31 207 By email 0 50 100 150 200 0 Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 50 100 150 200 19.34 A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% How we view the world Personal motivations Personal attitudes Happy with standard of living 49.68 Discuss major decisions with partner 69.17 Sacrifice time with family to get ahead 11.13 Perfectionist 33.51 Don't want responsibility, rather be told what to do 6.08 Optimist 49.26 Like taking risks 32.11 Usually first to know what's going on 19.33 Like a life of challenge, novelty and change 39.93 Spiritual person 23.57 Look on work as a career, rather than a job 36.42 Don't like to show real feelings 40.00 Go to work for the money 30.73 Find it difficult to say no to their kids 19.62 Want to get to the very top in career 28.50 Easily swayed by other people's views 24.31 Worry about work during leisure time 17.66 Keen sense of adventure 46.74 Would like to set up own business one day 28.90 Enjoy life and don't worry about future 44.98 Important to juggle various tasks 54.30 Like control over people and resources 11.70 Not enough hours in the day 65.76 Loathe doing any form of housework 15.71 Little can be done to change life 8.81 Do things on spur of the moment 39.29 Prefer to work as part of a team than work alone 34.77 Try to keep up with developments in technology 33.75 0 Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 50 100 150 200 Worry a lot 30.85 It's important family thinks they're doing well 45.30 Faith is really important to them 23.50 You can judge a person by the car they drive 17.41 0 50 100 150 200 A B C D E F G H I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% How we get by Education Industry Primary education (left before 16) 0.27 Agriculture, hunting, forestry 1.44 Secondary education (left at 16) 10.50 Fishing 0.05 Further education (after 16) 34.11 Mining, quarrying & construction 7.16 University degree & higher 55.12 Manufacturing 10.63 Occupation Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Mean % 12.48% Index 0 50 100 150 200 Managers & senior officials 15.70 Professionals 13.30 Associate professional & technical 14.73 Admin & secretarial 11.19 Skilled trades 10.56 Personal service 7.75 Sales & customer service 7.60 Process, plant operatives 7.19 Elementary occupations 11.97 Higher managerial 4.28 Higher professional 6.88 Lower managerial & professional 19.43 Intermediate 9.51 Small employers & own account 7.58 Lower supervisory 6.62 Semi-routine 10.78 Routine occupations 8.54 0 50 100 150 200 Electricity, gas & water supply 0.63 Wholesale & retail trade, repair of motor vehicles 15.78 Hotels & catering 6.63 Transport storage & communication 6.80 Financial intermediation 4.14 Real estate, renting & business activities 15.31 Public administration & defence 5.84 Education 7.78 Health & social work 11.84 Other 5.97 Manufacturing & mining (females) 6.85 Professional/managerial (females) 24.92 0 50 100 150 200 A B C D E F G H I J K L M N O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Our financial circumstances Debt/Loans Gross annual household income Less than £10,000 6.81 Less than £2,000 18.18 £10,000-£19,999 16.32 £2,000-£3,999 20.45 £20,000-£29,999 21.52 £4,000-£9,999 31.82 £30,000- £39,999 17.32 £10,000+ 29.55 £40,000-£49,999 14.21 £50,000-£59,999 9.91 £60,000-£69,999 5.91 £70,000-£79,999 3.70 £80,000-£89,999 1.50 £90,000-£99,999 0.40 2.40 Over £100,000 Investments Benefit claimants All benefits 8.03 Jobseekers allowance 1.29 Incapacity benefits 4.06 Lone parent benefit 1.19 Carer’s benefit 0.55 Disabled benefit 0.51 Severe disability allowance 0.40 Savings account(s) 8.59 Pension credit 4.07 Shares/share options 1.09 State pension 14.88 ISAs 7.03 No savings 37.50 Financial exclusion 4.60 No direct payment account Understanding Charts Unless otherwise stated, charts show the Index and Mean %. The Index is shown as a bar, and the Mean % is shown to the right: Credit and debit cards 1 43.16 2 28.43 3 or more 28.42 Mean % 12.48% Index 0 0 50 100 150 200 50 100 150 200 Perceived ability to cope Comfortable on income 12.76 Coping on income 43.23 Difficult on income 29.86 Very difficult on income 14.15 0 50 100 150 200 A B C D E F G H I J K L N M O 34 35 36 37 Jamie or Danielle Group H: New Homemakers Type H37: First to Move In People living in the most recently built, brand new housing 0.29% 0.30% Our vehicles Number of cars per household Segment None 12.97 Basic 1 car or light van 51.13 Executive 2 cars or light vans 32.07 Lower medium 3 or more cars or light vans 3.83 Luxury Minivan Age of car Small 0-3 years Sports 3-6 years Sports utility 6-9 years Upper medium 10+ years Unspecified Purchase type Brand origin New Czech Republic Used France Germany Fuel type Petrol Italy Diesel Japan Hybrid electric South Korea Unless otherwise stated, charts show the Index and Mean %. Other Sweden The Index is shown as a bar, and the Mean % is shown to the right: Transport to work Understanding Charts UK Mean % 12.48% Index 0 50 100 150 200 Work at home 9.31 Public transport 16.35 By car or van 60.59 Travel on foot 13.59 0 50 100 150 200 USA 0 50 100 150 200 Supporting Notes These pages have been designed to help you understand the essence of each of the groups and types. We have sought to highlight the key features which make each group distinctive, and which would be useful to bear in mind when devising communications or treatment strategies. The descriptive pages are necessarily subjective and are intended to highlight key issues rather than to be comprehensive. We have taken account of a wealth of information from both census and non census sources - such as the electoral register, shareholder and directors' lists, and local levels of council tax. This information is supplemented with information from market research surveys which can be cross tabulated by Mosaic, including the ONS Annual Expenditure and Family Survey, University of Essex’s British Household Panel Survey, Research Now’s online panel, YouGov’s specialist financial survey, GfK NOP’s Financial Research Survey, BMRB’s Target Group Index Survey, Experian Hitwise’s online competitor intelligence, the National Readership Survey and the British Crime Survey. We have also made use of information cross tabulated by Mosaic from Experian's lifestyle questionnaires. To complement this formal information there is of course a large body of knowledge, accumulated over the years, on the relationship between customer behaviour and previous versions of Mosaic which has been used to support the patterns highlighted in these pages. In building a picture of each of these categories this wealth of statistical information has been enhanced by a comprehensive series of visits to each of the different types of neighbourhood. Likewise much of the historic context which is contained within these portraits results from many decades of geodemographic analysis and of visits to assess the vitality of different regions. Caveats Clearly not every postcode matches exactly to just one of the groups and types. These descriptions are therefore what sociologists would describe as 'ideal types', pure examples to which individual cases approximate only with various degrees of exactness. They focus on the statistical bias of a type of neighbourhood, on the demographic categories which are more numerous there than elsewhere in the area and which give the neighbourhood its distinctive character. In addition, because the boundaries of postcodes and census output areas do not exactly match boundaries in housing type, it is inevitable that addresses close to the boundary of many output areas may in certain cases not appear to have been allocated to the most suitable category. There are cases too where the same types of neighbourhood will contain people of similar character and behaviour but living in very different types of accommodation according to where in the area they may live. Supporting Notes Variables - Mean% and Index Charts are provided for each of the variables used to build and describe the UK segments. The variables are grouped together by category. For each group, the charts show the Mean% and Index for each variable. Understanding Mean% and Index Mean% show the percentage of this group/type with this characteristic. For example, consider Residence Type for Group C: 328 Detached 58.39 Semi-detached 10.99 Bungalow 9.51 Terraced 1.88 0 50 100 150 200 This shows that: 58.39% of Group C have a detached house 10.99% of Group C have semi-detached house 9.51% of Group C have a bungalow 1.88% of Group C have a terraced house The Index shows how the variable compares with all households in the UK. An Index of 100 is the average. An Index greater than 100 shows that this variable is over-represented when compared with the average. An Index less than 100 shows that this variable is under-represented when compared with the average. The Index is shown on the chart as a bar: Mean% Index above 100 Index below 100 328 Detached 58.39 Semi-detached 10.99 Bungalow 9.51 Terraced 1.88 0 50 100 150 200 Index 100 (UK average) The chart shows the Index value from 0 to 200. If the Index value is greater than 200, the bar is shown as 200 along with the exact Index.
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