Is your CD or IRA about ready to roll over and play dead? How about these guaranteed rates? Standard Insurance Company’s Secured Rate Annuity 9.99 % 9.99 % 9.99 % 9.99 % $15,000 minimum 1-year rate guarantee 6-year surrender $15,000 minimum 3-year rate guarantee 3-year surrender $15,000 minimum 5-year rate guarantee 5-year surrender $15,000 minimum 6-year rate guarantee 6-year surrender How about these popular features? Interest payments • 10% annual withdrawals • 100% principal guarantee No MVA or equities exposure • No automatic surrender reset Nursing home and terminal condition waivers • Tax-deferred growth Rates effective 99/99/9999, may change monthly. Product of Standard Insurance Company. Policy # SRA, SRA-B. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59½. The nursing home waiver is not available in MA. State specific conditions apply to the terminal condition waiver. Annuities are not (a) insured by the FDIC or any federal government agency, (b) deposits of or guaranteed by any bank or credit union and (c) a provision or condition of any bank or credit union activity. Some annuities are subject to investment risk and may lose value. Speak with your agent or financial consultant, or read your contract for complete details. 10957
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