Policy Number
Our reference
Product Name
Date
[Vista and Vista Retirement Scheme]
XX January 2016
Changes to investment choices from 5 February 2016 (“Effective Date”)
Zurich Life Insurance
Dear ,
(Hong Kong)
Zurich Assurance Ltd
(a company incorporated in England
and Wales with limited liability)
Zurich International Life
Limited
(a company incorporated in
the Isle of Man with limited liability)
We are writing to let you know about a change to the investment choices listed in the “Names of
Investment Choices” column (each an “Investment Choice”, and collectively the “Investment Choices”) of
the table in the “Which investment choices are affected?” section below which are available under your
policy.
What is happening?
From the Effective Date, the Investment Choices will be closed for subscription (including switching in) if
you do not have any holding in the same Investment Choice(s) on and after the Effective Date.
Zurich Life Insurance
Company Ltd
(a company incorporated in
Switzerland with limited liability)
25-26/F, One Island East
18 Westlands Road
Island East, Hong Kong
Telephone: +852 2968 2222
Fax: +852 2968 0988
If you have holding of Investment Choice(s) on the Effective Date, you can continue to hold and switch
out from the same Investment Choice(s) after the Effective Date, but you cannot switch in to increase
your holding in these Investment Choice(s) after the Effective Date.
You can continue to invest regular and single premiums in these Investment Choice(s) after the Effective
Date through any investment strategy that exists at the Effective Date as long as you have holding in the
same Investment Choice(s) on and after the Effective Date. For the avoidance of doubts, if you do not
have any Investment Choice(s) in your investment strategy on the Effective Date, you cannot allocate any
premiums to the Investment Choice(s) after the Effective Date even if you have holding in the Investment
Choice(s) on and after the Effective Date.
Website: www.zurich.com.hk
Zurich International Life Limited
provides life assurance, investment
and protection products and is authorised by
the Isle of Man Financial Services Authority.
Starting from the Effective Date you cannot increase the proportion of the Investment Choice(s) within
your existing investment strategy. Moreover, in the event that your holding in the Investment Choice(s) is
reduced to zero after the Effective Date and your existing investment strategy contains that particular
Investment Choice(s), it will be updated to the relevant Default Investment Choice(s) to replace the
Investment Choice(s) as shown under the “Which investment choices are affected?” section below if we
do not receive your instruction to change your investment strategy.
Registered in the Isle of Man
number 20126C.
Registered office: 43 – 51 Athol Street,
Douglas, Isle of Man, IM99 1EF, British Isles
For administrative reasons, a new set of fund codes for the Investment Choices is introduced and will be
used from the Effective Date. Please refer to the “Which investment choices are affected?” section below
for details of the new fund codes. There are no changes to the Investment Choices; this is just a change
of fund codes.
The above restrictions and changes also apply if you have joined the Automatic Investment Strategy
(“AIS”) or Retirement Investment Strategy (“RIS”) as these two strategies will terminate on the Effective
Date. That means that from the Effective Date onwards, no pre-determined switches and changes to
your strategy as you reach your chosen policy maturity or retirement date will be processed. If we do not
receive your instruction to change your investment strategy before the Effective Date, then your
investment allocations (as was pre-determined by AIS/RIS immediately before their termination) will
continue and will be treated as your revised investment strategy, as long as you have holding in the
Investment Choice(s) on and after the Effective Date. However, in the event that your holding in the
Investment Choice(s) is reduced to zero after the Effective Date, your investment strategy will be updated
to the relevant Default Investment Choice(s) to replace the Investment Choice(s) as shown under the
“Which investment choices are affected?” section below if we do not receive your instruction to change
your investment strategy.
We recommend that you contact your financial professional in the first instance, who will be able to
advise you of alternative investment choice(s). Please be reminded that different investment choices
available under the respective Schemes have different investment objectives and policies, risks profiles
and charges. Please read the offering documents of the underlying funds corresponding to the
investment choices for details including the investment objectives and policies, risks factors and fees and
charges of the underlying funds which are available from us upon request.
We will not accept any new instruction to join AIS/RIS with immediate effect.
Which investment choices are affected?
Names of
Fund Codes of Fund Codes of
Investment Choices
Investment Choices Investment
Choices
from the Effective Date
Eagle Blue Chip Fund
US Dollar Blue Chip
Fund
US Dollar Guaranteed
Accumulation Fund
Eagle Money Market
Fund
Eagle Performance Fund
Eagle Adventurous Fund
Eagle Guaranteed
Accumulation Fund
Japanese Yen
Guaranteed
Accumulation Fund
US Dollar Adventurous
Fund
US Dollar Cautious Fund
US Dollar Defensive
Fund
US Dollar Performance
Fund
Japanese Yen Money
Market Fund
US Dollar Money
Market Fund
Sterling Blue Chip Fund
Sterling Guaranteed
Accumulation Fund
Sterling Adventurous
Fund
Sterling Cautious Fund
Sterling Defensive Fund
Sterling Performance
Fund
Sterling Money Market
Fund
BCEGL
BCUSD
HBEGL
USDPD
GFUSD
USDPH
SEEGL
HKEGL
PFEGL
ADEGL
GFEGL
HPEGL
HAEGL
EGLGF
GFJPY
JPYGF
ADUSD
USDPC
CTUSD
DFUSD
USDPE
USDPF
PFUSD
USDPG
SEJPY
ANJPY
SEUSD
USDPJ
BCGBP
GFGBP
UCGBP
GBPGF
ADGBP
UAGBP
CAGBP
DEGBP
PFGBP
UJGBP
UKGBP
ULGBP
SEGBP
UMGBP
Name & Code of Default
Investment Choices for
Future Premiums
ZI Fidelity Currency USD Fund
(OYUSD)
ZI Fidelity Currency GBP Fund
(BXGBP)*
Euro Guaranteed
Accumulation Fund
Euro Cautious Fund
Euro Defensive Fund
Euro Blue Chip Fund
Euro Adventurous Fund
Euro Performance Fund
Euro Money Market
Fund
GFEUR
EURGF
CAEUR
DEEUR
BCEUR
ADEUR
PFEUR
SEEUR
MUEUR
MVEUR
MTEUR
MREUR
MWEUR
NAEUR
ZI Fidelity Currency EUR Fund
(DVEUR)*
* Please note that effective on 18 January 2016, the assets of each of the underlying fund of ZI Fidelity
Currency GBP Fund (BXGBP) and ZI Fidelity Currency EUR Fund (DVEUR) will be allocated into
corresponding Fidelity Funds sub-funds. Please note the new names of the investment choices effective
on 18 January 2016. Summary of the changes are as below and please refer to the enclosed notification
letter which was sent to affected policyholders previously for further details.
Names and codes of
investment choices
before 18 January 2016
ZI Fidelity Currency GBP
Fund (BXGBP)
ZI Fidelity Currency EUR
Fund (DVEUR)
Names of underlying
funds before 18
January 2016
Fidelity Funds II –
Sterling Currency Fund
Fidelity Funds II – Euro
Currency Fund
Names and codes of
investment choices on and
after 18 January 2016
ZI Fidelity Funds - Sterling
Cash Fund (TXGBP)
ZI Fidelity Funds - Euro
Cash Fund (NDEUR)
Names of underlying
funds on and after 18
January 2016
Fidelity Funds – Sterling
Cash Fund
Fidelity Funds – Euro Cash
Fund
The key features of the Investment Choices including the investment objectives, investment policy, fees
and charges will remain unchanged as a result of the arrangements as disclosed in this letter.
If you have any questions about this letter or your investment choice(s), please contact your financial
professional, or you can call our Customer Care Team on +852 3405 7150 or email us at
[email protected] and we’ll be happy to help.
Yours sincerely,
Zurich International Life Limited
Please note that investments involve risks. The value of any investment and the income from it can fall as a
result of market and currency fluctuations and you could get back less than the amount originally invested.