As of April 12, 2017 Deposit Products Loan Products

As of April 12, 2017
(rates subject to change without notice)
Deposit Products
Interest
Rate
Loan Products
Annual
Percentage
Yield %
*Auto Loans - New 2017 & 2016 Cars
Freedom Interest Checking
Interest Rate
Annual
Percentage
Yield %
Monthly
Payment
48 Month Loans
4.70%
4.96%
$
228.97
Daily Balance of:Up to $500
0.10%
0.10%
60 Month Loans
4.75%
4.96%
$
187.60
$501-2,500
0.10%
0.10%
72 Month Loans
4.75%
4.93%
$
159.91
$2,501-10,000
0.10%
0.10%
$10,000 and up
0.10%
0.10%
36 Month Loans
5.37%
5.72%
$
301.42
48 Month Loans
5.47%
5.74%
$
232.47
60 Month Loans
5.73%
5.95%
$
192.11
12%
12.54%
$
470.89
15%
15.00%
$
312.50
5.20%
6.40%
$
474.15
*Auto Loans - Used Cars (2015)
Business Interest Checkingb
Daily Balance of:Up to $500
0.10%
0.10%
$501-2,500
0.10%
0.10%
$2,501-10,000
0.10%
0.10%
$10,000 and up
0.10%
0.10%
0.10%
0.10%
Daily Balance of: Up to $2,500
0.10%
0.10%
$2,501-10,000
0.20%
0.20%
$10,001-50,000
0.30%
0.30%
$50,000.00 and up
0.50%
0.50%
$100,000 and over
0.50%
0.50%
0.10%
0.10%
Attorney IOLTA Accounts b
Personal Money Market b
*Personal Installment Loans
24 Months
**Overdraft Protection Line of Credit
Revolving
***Home Equity Loan with 80% LTV
60 Months
Business Money Market
Daily Balance of: Up to $2,500
$2,501-10,000
0.20%
0.20%
Home Equity Lines of Credit
$10,001-50,000
0.30%
0.30%
Income Qualified
$50,000.00 and up
0.50%
0.50%
75-80% LTV (variable rate)
Mortgage Loans
P
F
Daily Balance of: Up to $49,999
0.40%
0.40%
Conventional - VA - FHA
L
O
$50,000.00-99,999
0.80%
0.80%
Conforming and Jumbo
E
R
$100,000 and over
1.20%
1.21%
Fixed Rate Loans
A
Personal Savings b
0.25%
0.25%
Senior/Student/Minor Savings b
0.25%
0.25%
30 Year Conv.
Business Savings b
0.25%
0.25%
15 Year Conv.
Prime Money Market b
Including 30 year Fixed
Certificate of Deposit
S
C
E
U
A
R
R
7 Day to 1 Month Certificatea
0.10%
0.10%
3 Month Certificatea
0.15%
0.15%
3/1 Non Convert
6 Month Certificatea
0.25%
0.25%
5/1 Non Convert
9 Month Certificatea
0.99%
0.99%
*12 Month Certificatea
1.19%
1.20%
14 Month Certificate
a
1.09%
1.10%
18 Month Certificatea
0.65%
0.65%
20 Month with 10 Month Bump Upª
1.05%
1.06%
a
1.19%
1.20%
Contact: Richard Hutchison
E
*24 Month Certificate
a
1.34%
1.35%
4211 Pleasant Valley Road Ste 150
S
*36 Month Certificatea
1.54%
1.55%
a
2.03%
2.05%
a
1.74%
1.75%
23 Month Certificate
*48 Month Certificate
60 Month Certificate
Adjustable Rate Mortgages
7/1 Non Convert
S
E
K
N
T
U
S
R
A
Freedom Bank Mortgage Division
T
Chantilly, VA 20151
Phone: 703-766-6410
Fax: 703-766-6420
a) A penalty will be imposed for early
withdrawal.
*APR calculated on loan amount of $10,000.00 including $50 loan processing fee
b) The interest rate & APY yield may change after account opening.
** Minimum Payment Calculated on $5,000.00 including $15 annual fee
*Maximum of $99,000.
*** APR calculated on a loan amount of $25,000 includes prepaid finance charges LPF $695 & Flood Cert $13
Fees may reduce earnings. APY's accurate as of the date on sheet.
As of April 12, 2017
(rates subject to change without notice)
IRA Products
Traditional, Roth, Educational, & SEP
Interest
Rate
APY %
Over 3 to 6 Month Certificate
a
6 Month Certificate
a
0.25%
0.50%
0.25%
0.50%
12 Month Certificate
a
14 Month Certificate
a
18 Month Certificate
a
24 Month Certificate
a
1.19%
1.09%
0.65%
1.34%
1.20%
1.10%
0.65%
1.35%
36 Month Certificate
a
48 Month Certificate
a
1.54%
2.03%
1.55%
2.05%
a
1.74%
1.75%
0.80%
0.80%
0.80%
0.80%
0.10%
0.20%
0.30%
0.10%
0.20%
0.30%
0.50%
0.50%
0.50%
0.50%
Single Deposit IRA Certificates
60 Month Certificate
Multiple Deposit IRA Products
12 Month Multiple Deposit IRA
a
24 Month Multiple Deposit IRA
a
b
Investment IRA
Daily Balance of: Up to $2,500
$2,501-10,000
$10,001-50,000
$50,000.00 and
up
$100,000 and
over
a) A penalty will be imposed for early
withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
Fees may reduce earnings. APY's accurate as of the date on sheet.