Prof. Dr. M. Fátima de la Fuente del Moral Personal Data Name: M. Fátima de la Fuente del Moral Address: C/Tomás Bretón, 49, Portal B, 1º C – 28045 Madrid (Spain) Ph. INT + 34 + (600)430.294 Nationality: Spanish Date of birth: 18. June. 1971 Place of birth: Madrid Academic Data Phd (Doctor in Economics) - Universidad Complutense de Madrid Grade: SUMMA CUM LAUDE Phd (Doctor in History and Complutense de Madrid – In progress Archaeology) - Universidad Master (Advanced Financial Analysis) - Universidad Carlos III de Madrid Bachelor (Economics and Business Administration) - Universidad Carlos III de Madrid – Bilingual degree (Spanish / English) E.G.B.: Colegio Público Carlos Sáinz de los Terreros (Madrid) B.U.P. and C.O.U.: I.B. Beatriz Galindo (Madrid) Seminars and other couses: Universidad Carlos III de Madrid: o Financial Budget Controlling Caja de Ahorros y Pensiones de Barcelona “La Caixa” (Madrid): o Optimal Liabilities Structure for Corporations in the Banking Industry o Optimal Investments Structure for Corporations in the Banking Industry o Services in the Banking Industry o Insurance in the Banking Industry o Financial Discount in the Banking Industry o Accountancy and Law in the Banking Industry o Foreign trade in Banking the Industry o Credit and Investment Risk in the Banking Industry o Abilities for Management in the Banking Industry Menéndez Pelayo International University (Santander): o International Economics – Lecturer: Michel Camdessus (Ex- General Manager of International Monetary Fund) Deutsche Bank (London): o “Advanced Analysis Skills” Deutsche Bank (Frankfurt): o “Corporate Risk and Debt Capacity Analysis” Chamber of Commerce (Madrid): o “Taxes and Corporate Finance” Seminar about “THE UNIVERSITY FOR MENTALLY HANDICCAPED STUDENTS” - Universidad Complutense de Madrid, December 2011. Seminar about “Higher order risk attitudes, demographics and financial decisions” - Lecturers: Charles N. Noussair, Stefan T. Trautmann and Gijs van de Kuilen, (Tilburg University, Holland) – University of Helsinki, Finland (January 2012). Seminar about “A model of equilibrium institutions” - Lecturers: Bernardo Guimaraes and Kevin D. Sheedy, (London School of Economics) - University of Helsinki, Finland (January 2012). Seminar about “The financial crisis. Is there a solution?” - Lecturer: Bengt Holmström, (Massachusets Institute of Technology, MIT) Aalto University, School of Economics (Helsinki, Finland (January 2012). Congresses, Academic Conferences and Published Research Papers “From real socialism to market economy: The financial system in Poland, Hungary and Czech Republic” – Paper presented in the IX International Meeting on World Economics - Universidad Autónoma de Madrid (Spain, April 2007) “Is the intervention of the State desirable in the Financial System? Analysis of its role in post- socialist Economies – Paper presented in the XI Congress of Critic Economics - Universidad del País Vasco (Bilbao, Spain, March 2008) - Published as ISBN: 978-84-9860-067-4 “Is the development of Financial System key to enhance economic growth? Analysis of its implications in countries from Eastern and Central Europe” – Paper presented in the X International Meeting on World Economics - Universidad de Barcelona (Spain, May 2008) Published as ISSN: 1887-9489 “Tulip mania: The first stock market crash” – Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) December 2008 – ISSN 1696 – 7755D “The Emperor’s last mission: The economic development of Extremadura” - Published by Clío Review Magazine (Editorial MC EDICIONES) - April 2009 – ISSN 1579 – 3532 “Financial Systems of Market Economies and Economic Crisis. Are the interventions from the State legitimate?” – Paper presented in the XI International Meeting on World Economics - Universidad de Huelva (Spain)– May 2009 - Published as ISSN 1887-9489 “Manuel Godoy: The Queen’s favourite” - Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) December 2009 – ISSN 1696 – 7755D “Are the States who rescued the Financial System in danger after this intervention? Analysis of the consequences of the applied measures” – Paper presented in the XII International Meeting on World Economics Universidad de Santiago de Compostela (Spain)–May 2010 - Published as ISBN 978-84-693-2619-0 “The fiscal policy response to the crisis in the European Union” – Paper presented in the XII International Meeting on World Economics Universidad de Santiago de Compostela (Spain)–May 2010 – Published as ISBN 978-84-693-2619-0 “The Spain in which Cervantes lived: The economic disintegration of a the Hispanic Empire” - Published by Clío Review Magazine (Editorial MC EDICIONES) - June 2010 – ISSN 1579 “Isabel II: Between lovers, economic change and revolutions” Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) July 2010 – ISSN 1696 – 7755D “The bankruptcy of the Company of Mississippi in 1720” - Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) August 2010 – ISSN 1696 – 7755D “Corporate Social Responsibility across Europe: A good example from the Nordic Countries?” – Paper published in the “DP Series” of University of Helsinki - April 2011 – ISSN 1459-3696 / ISBN 978-952-105343-6 / 648:2011 “Towards a new sustainable sanitary system: From the expenses increase to the gain in efficiency” – Paper presented in the XIII International Meeting on World Economics - Universidad del País Vasco (San Sebastián), May 2011 - Published as ISBN 978-84-614-9986-1 “Northern countries and Corporate Social Responsibility: New models to follow in Europe?” – Paper presented in the XIII International Meeting on World Economics - Universidad del País Vasco (San Sebastián), May 2011 - Published as ISBN 978-84-614-9986-1 “From the world economic crisis to a new financial architecture” – Paper presented in the Workshop: “Crisis, Lisbon, EU policies and member states” (Inter- Research) - Universidad de Granada, My 2011 – Published in the “Colección estudios sobre derecho y bienestar social” (ISBN 978-849836-786-7 – Depósito legal: Gr. 2.189/2011) “Changes in Corporate Governance for a globalized economy” - Paper presented in the XXIII International Workshop “Transformations of Contemporary Capitalism: Actors, Institutions, Processes”, organised by “SASE” at Universidad Autónoma de Madrid - June 2011 “Other effects of the world economic crisis: A new financial architecture is born” - Paper presented in the XXIII International Workshop “Transformations of Contemporary Capitalism: Actors, Institutions, Processes”, organised by “SASE” at Universidad Autónoma de Madrid - June 2011 “Theory vs. Practice in Corporate Social Responsibility: Comparative Study of the Situation across Europe” - Paper presented in the International Workshop “Exchanging Ideas on Europe”, organised by “UACES” at University of Cambridge - September 2011 “Economic crisis in the Habsburg’s Spanish Empire” - Published in “Madrid Histórico Review” (Madrid Histórico Editorial) September 2011 – ISSN 1885 – 5814 “Leisure and fun in Madrid during the 17th century” - Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) September 2011 – ISSN 1696 – 7755D “The nineteenth century in Spain: Underdevelopment, stagnation or economic failure?” Published in “Madrid Histórico Review” (Madrid Histórico Editorial) May 2012 – ISSN 1885 – 5814 “Is it possible to overcome the economic crisis while maintaining the welfare state? Lessons to learn from the experience in Finland during the 90’s” – Paper presented in the XIV International Meeting on World Economics (“Internationalization in times of crisis”)- Universidad de Jaén, May-June 2012 - Published as: ISBN 978-84-8439-641-3 “Internationalization, crisis and sustainability: Opportunities to reinforce corporate social responsibility strategies” – Paper presented in the XIV International Meeting on World Economics (“Internationalization in times of crisis”)- Universidad de Jaén, May-June 2012 - Published as: ISBN 978-84-8439-641-3 “The experience in Finland during the 90’s: Overcoming the economic crisis while maintaining the welfare state” – Paper presented in the International Workshop “Getting out of the crisis. Time for new initiatives”, organised by “Interresearch” at the Universidad Complutense de Madrid (June 2012) “Thinking of alternatives for health systems” – Paper presented in the International Workshop “Getting out of the crisis. Time for new initiatives”, organised by “Interresearch” at the Universidad Complutense de Madrid (June 2012) “The chronicle of a fudge: the confiscation of Mendizabal” - Published by Clío Review Magazine (Editorial MC EDICIONES) - July 2012 – ISSN 1579 – 3532 “The conspiracy of Antonio Perez” - Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) March 2012 – ISSN 1696 – 7755 “Thinking of alternatives for health Systems: from the expenses increase to the gain in efficiency” – Paper published in the journal “International Journal of Human Rights and Constitutional Studies” (Indersciense Publishers) - Volume 1 No 3 pp. 250-266, January 2013 – ISSN 2050-103X (eISSN 20150-1048) “Looking for efficiency through the reform of health systems: Is the reduction of public expenditure the only alternative?” – Paper presented in the International Business Week Research Forum, organised by ICN Groupe (Université de Lorraine, France, March 2013). “Bankrupt! The thirteen defaults of Spain along the history” Published by Clío Review Magazine (Editorial MC EDICIONES) - April 2013 – ISSN 1579 – 3532 “Our country is bankrupt!” - Published by Clío Review Magazine (Editorial MC EDICIONES) - May 2013 – ISSN 1579 – 3532 “Real Sociedad Económica Matritense de Amigos del País: The help offered by the cultivation of the intellect” - Published in “Madrid Histórico Review” (Madrid Histórico Editorial) November 2013 – ISSN 1885 – 5814 “The Spanish thirteen defaults along its history” - Published in the Journal “Torre de los Lujanes” (Real Sociedad Económica Matritense de Amigos del País, Madrid) – ISSN 1136 – 4343 - in December 2014 “Chocolate, the divine drink that conquered Europe” - Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) April 2014 – ISSN 1696 – 7755 “The change of king in Spain: The arrival of Charles the 3rd” Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) August 2014 – ISSN 1696 – 7755 “The amusement of Madrid’s population during the Golden Age (18th Century)” - Published in “Madrid Histórico Review” (Madrid Histórico Editorial) September 2014 – ISSN 1885 – 5814 “The Prime Minister has been killed! The murder of Juan Prim” Published in the Spanish edition of National Geographic (History) Magazine (RBA EDIPRESSE) - November 2015 – ISSN 1696 – 7755 Other conferences “The economic crisis of the Habsburgs’ Empire (16th and 17th Centuries” – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 9th of May 2013. “Education in time of crisis” – Conference given on Liceo San Pablo (Leganés, Madrid) – 14th of May 2013 “The nineteenth century in Spain: Underdevelopment, stagnation or economic failure?” - Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 16th of May 2013. "What went wrong? The “subprime” mortgage crisis – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 23rd of May 2013. "The tulipmania: The first stock market crash " – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 12th of June 2014. "The bankruptcy of the Company of Mississippi in 1720 or the invention of paper-money in Europe" – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) - 24th of June 2014. "Getting closer to Economics and understanding the mechanisms that took us to the subprime crisis of 2007" – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 28th of May 2015. "The society of Madrid under the 19th century: the city where Larra lived" – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 18th of June 2015. "Economic crisis and creativity: When getting out of the abyss depends only on us" – Conference given at the Regent’s University (London, UK) on the 8th of January 2016. "Goya: Repeated breakups and abrupt contrasts" – Conference given on the Real Sociedad Económica Matritense de Amigos del País (Madrid) – 14th of January 2016. Published Books “Explore the unknown Madrid” (Abouth the History of Madrid) Published by “Ediciones La Librería” on October 2010 – ISBN – 978-849873-092-0 “Explore the haunted Madrid” (Abouth the History of Madrid) Published by “Ediciones La Librería” on April 2013 – ISBN – 978-84-9873217-7 “Explore the enigmatic Madrid” (Abouth the History of Madrid) Published by “Ediciones La Librería” on January 2016 – ISBN – 978-849873-308-2 “Stories of the Botanical Gardens (Madrid)” - “Real Sociedad Económica Matritense de Amigos del País” on November 2015 – ISBN – 978-84-608-2170-0 Prizes obtained in research projects Main researcher in prize: “Intelligent Growth”, by Price Waterhouse Coopers – Project: “Internationalization of Spanish SMEs”. Reached the final phase of the contest in Madrid (January 2011). Academic teaching and research abroad Helsinki University (Finland) – Seminars about “International Finance” and “Corporate Finance” – From February 3rd to February 8th 2009 – Program financed by ERASMUS TEACHING STAFF MOBILITY Hogeschool Inholland Alkmaar (Holland) – Seminars about “Financial Analysis of Enterprises” – From May 5th to May 8th 2009 – Program financed by ERASMUS TEACHING STAFF MOBILITY ICN Business School Nancy Metz (Nancy, France) – Seminars about “International Finance and Global Economic Crisis” and “Corporate Finance and Financial Management” – From March 8th to March 12th 2010 – Program financed by ERASMUS TEACHING STAFF MOBILITY IAE Gustave Eiffel, Université Paris-Est Créteil Val de Marne (Paris, France) - Seminars about “World Economic Crisis and Financial Innovation” - From March 9th to March 11th 2011 – Program financed by ERASMUS TEACHING STAFF MOBILITY Hogeschool Inholland Alkmaar (Holland) – Seminars about “The effects of the Economic Crisis in Spain” – From March 14th to March 18th 2011 – Program financed by ERASMUS TEACHING STAFF MOBILITY Hogeschool Universiteit Brussel (Belgium) – Seminars about “CREDIT RISK AND THE VALUE OF CORPORATE DEBT" and "THE MANY DIFFERENT KINDS OF DEBT” – From December 19th to December 23rd 2011 – Program financed by ERASMUS TEACHING STAFF MOBILITY University of Helsinki (Finland) – Visiting Researcher – From January 9th to January 28th 2012 –Topic: “GLOBAL ECONOMIC CRISIS AND ITS IMPLICATIONS IN THE EUROPEAN UNION” ICN Business School Nancy Metz (Nancy, France) – Seminar about “An opportunity to change: A new financial structure in a context of world economic crisis” – As a part of the International Business Seminars organised from March 5th to March 9th 2012 Université Paris-Est Créteil - Val de Marne (Paris, France) – Seminar about “What went wrong? The origins of the economic crisis in Spain” – From May 9th to May 12th 2012 – Program financed by ERASMUS TEACHING STAFF MOBILITY INSEEC (Paris and Bordeaux, France) – Seminar (24 hours of teaching in both campuses: Paris and Bordeaux) about “Credit risk analysis for managers in times of global crisis” – From January 28th to February 2nd 2013. ICN Business School Nancy Metz (Nancy, France) – Seminar (18 hours of teaching) about “Credit risk analysis for managers in times of global crisis” and “Economic crisis along the History” – From March 18th to March 22nd 2013 (As a part of the International Business Seminars). Regent’s College (London, United Kingdom) – Seminar about “The mechanisms behind the economic crisis: A perspective from Southern Europe” – From April 29th to May 1st 2013 – Program financed by ERASMUS TEACHING STAFF MOBILITY Hochschule Neu-Ulm (Neu-Ulm, Germany) – Seminar about “Society, delusions, mad crowds and global crisis along the History” – From June 10th to June 14th 2013. INSEEC (Paris and Bordeaux, France) – Seminar (24 hours of teaching in both campuses: Paris and Bordeaux) about “Credit risk analysis for managers in times of global crisis” and “International Financial Management” – From January 20th to January 20th 2014. Regent’s University (London, UK) – Participation on the Congress called: “The impact of International education on employability” – From January 7th to January 9th 2015. INSIGNIS (Paris and Bordeaux, France) - Seminar (24 hours of teaching in both campuses: Paris and Bordeaux) about “Credit risk analysis for managers in times of global crisis” and “International Financial Management” – From January 19th to January 23rd 2015. Regent’s University (Londres, Reino Unido) – Participation ion the Congress called: “Bridging the gap: Creativity in business, Sciences and the Arts” – From January 7th to January 9th 2016. Hochschule Neu-Ulm (Universidad de Neu-Ulm, Alemania) – Catedrática visitante – Departamento de Economía y Finanzas - Desde el 1 de octubre de 2013 hasta ahora. Educational innovation and improvement projects OpenCourseWare, founded by the Massachusetts Institute of Technology (MIT) – Participant in this project by publishing contents about “International Finance” though Universidad Carlos III de Madrid, registered member of OCW-Universia (2009-2010). Educational innovation and academic internationalization - Participant in this project founded by Universidad Carlos III de Madrid (2010-2011) Educational adaptation of Degree’s third year classes - Participant in this project founded by Universidad Carlos III de Madrid (2010-2011) Internationalization of academic programmes - Participant in this project founded by Universidad Francisco de Vitoria (Madrid) – (2005-2011) Internationalization of academic programmes - Participant in this project related to educational innovation and founded by Universidad Carlos III de Madrid (2011-2012) “FAMILIENGERECHTE HOCHSCHULE”, Participant in this project related to educational innovation and founded by Hochschule Neu-Ulm (20142015) Coordination and Management of Congresses, Workshops and Seminars Universidad Complutense de Madrid – Coordination and Management of the International Workshop called “Corporate Finance and Strategic Analysis” – From April 19th to April 20th 2010. Universidad Complutense de Madrid – Coordination and Management of the International Workshop called “Getting out of the crisis. Time for new initiatives (Interreseach)” – From June 4th to June 5th 2012. Real Sociedad Económica Matritense de Amigos del País – Coordination and Management of the cycle called “Economic crisis along the History” – From May 9th to June 20th 2013. Real Sociedad Económica Matritense de Amigos del País – Coordination and Management of the cycle called “Workshop on Economics” – From May 13th to May 28th 2015. Real Sociedad Económica Matritense de Amigos del País – Coordination and Management of the cycle called “Workshop on History” – From June 2nd to June 18th 2015. Real Sociedad Económica Matritense de Amigos del País – Coordination and Management of the cycle called “Workshop on Goya” – From January 12th to January 14th 2016. Real Sociedad Económica Matritense de Amigos del País – Coordination and Management of the cycle called “Workshop on Madrid” – From February 2nd to February 18th 2016. Coordination and Advice in Academic Research Papers Universidad Complutense de Madrid – Supervisor of PhD’s Thesis. Title: “Impact of the financial crisis on PPP programmes across the EU. The cases of UK and Spain” (2011)”. Thesis defended on 24th of June 2011. Result obtained: Magna cum laude. Universidad Carlos III de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “Selection, education and development as key factors of a successful human resources management of expatriates” (2004-2005). Defended on June 2005. Universidad Carlos III de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title “The process for founding a firm: VENEMEX Consulting Group”. Defended on June 2005 Universidad Carlos III de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “Remuneration packages and wrong incentives: From stock options to economic crisis” (2010-2011)”. Defended on 27th of June 2011. Universidad Complutense de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “THE INTERVENTION OF STATE IN CURRENCY MARKETS AS A GROWTH STRATEGY: THE CASE OF CHINA”. Defended on September 2012 Universidad Complutense de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “FINANCIAL INNOVATION AND REMUNERATION: FROM THE STOCK OPTIONS TO THE SUBPRIME CRISIS”. Defended on September 2012 Universidad Complutense de Madrid – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “PRICE ELASTICITY OF CURRENCIES: INEVITABLE FAILURE?” Defended on September 2012 Hochschule Neu-Ulm (Neu Ulm, Alemania) – Supervisor of the Research Paper required for obtaining a Bachelor’s degree. Title: “The development of an international influencer marketing concept in the security technologies industry”. Defended on July 2014 Hochschule Neu-Ulm (Neu Ulm, Alemania) – Supervisor of the Research Paper required for obtaining a Master’s degree. Title: “Value proposition design based business plan for a German hi-tech start-up company operating in developing countries”. Defended on July 2015 Member of Governing Bodies of Academic Institutions Universidad Complutense de Madrid (Faculty of Economics and Business Administration) – Member of the Permanent Commission of International Relations (Team of the Vice Dean). Coordinator of International Relations with United Kingdom, United States of America and Japan. Universidad Complutense de Madrid (Faculty of Economics and Business Administration) – Member of the Commission for the Validation of Foreign Degrees (Department: Financial Economics I). Member of the jury for the awarding of academic awards Faculty of civil engineers (Madrid, Escuela Técnica Superior de Ingeniería de Caminos, Canales y Puertos) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “The implementation of a methodology based on the theory of real options to value investment projects related to renewal energy”. Thesis defended on 13th of September 2011. Result obtained by José Balibrea Iniesta: Summa cum laude. Universidad Complutense de Madrid (Faculty of Economics and Business Administration) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “Assessment of the impact of Microcredit on the immigrant population of Madrid” (2011). Thesis defended on 28th of November 2011. Result obtained by Atziri Moreno: Summa cum laude. Faculty of civil engineers (Madrid, Escuela Técnica Superior de Ingeniería de Caminos, Canales y Puertos) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “Empirical analysis of the traffic in toll roads around Madrid (R3 and R5)”. Thesis defended on 26th of April 2012. Result obtained by Carlos Ursúa: Summa cum laude. Universidad Complutense de Madrid (Facultad de Ciencias Económicas y Empresariales) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “Impact on sustainable development of urban planning decisions”. Thesis defended on 13th of June 2012. Result obtained by Luis Manuel Martínez: Summa cum laude. Faculty of civil engineers (Madrid, Escuela Técnica Superior de Ingeniería de Caminos, Canales y Puertos) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “Assessment of the distribution of risks in the various models of public-private partnership for the provision of road infrastructure in Mexico”. Thesis defended on 29th of January 2016. Result obtained by Luis Rocha Chiu: Summa cum laude. Faculty of civil engineers (Madrid, Escuela Técnica Superior de Ingeniería de Caminos, Canales y Puertos) – Member of the jury to judge the PhD final exam of the Doctoral Thesis titled: “Technical and financial analysis of projects related to cranes used in engineering”. Thesis defended on 29th of January 2016. Result obtained by Miguel Flórez de la Colina: Summa cum laude. Contributions to mass media Intereconomía Business TV – Interviewed in the programme called “Capital” (17/05/2011). Title: “The ECOFIN meeting and the rescue of Portugal”. May 2011. Intereconomía Business TV – Interviewed in the programme called “Capital” (19/09/2011). Title: “The ECOFIN meeting and the rescue of Greece”. September 2011. Radio Nacional de España (Radio 3 FM) – Interviewed in the programme called “SIN DISTANCIAS”. Title: “Corporate Social Responsibility and SMEs”. April 2011. Gestiona Radio – Interviewed in the programme called “ECONOMÍA EN PRIMERA PERSONA”. May 2011. Gestiona Radio – Interviewed in the programme called “TIEMPO REAL; TIEMPO DE CONCEPTOS”. May 2011 and June 2011. El imparcial (Press) – Interviewed in the programme called “ECONOMÍA”. Title: “The guilty of the crisis still earn money”. May 2011. Onda Madrid (Telemadrid – Radio) – Coordination and Management of the program called “Suspension of payments along the Spanish History” and contributor on a regular basis – From July to September 2013 to nowadays. Member of Scientific Associations World Economic Society (WES) – Scientific institution founded in 1999 to do research in the field of International Economics. Member since 2007. Real Sociedad Económica Matritense de Amigos del País – Scientific institution founded in 1775 by the King Charles the 3rd to do research in the fields of History and Economics. Member of the Board of Directors. Interrresearch – Scientific institution founded in 2011 to do research in the field of International Economics. Member of the Board of Directors from 2011 to 2014. Languages and Computers Spanish: Mother tongue English: High level French: Medium-High level German: Medium level Computers: Windows applications (Word, Excell, Access, Power Point, Outlook, etc.) Professional Data Hochschule Neu-Ulm (Universidad de Neu-Ulm, Alemania) – Guest Professor – Faculty of Economics - Lectures (Bachelor and Master) on: “Credit Risk Management and International Finance”, “Corporate Finance”, “Financial Decision Making”, “International Controlling”, “The process of Internationalisation”, and “Economic crisis along the History”. From September 2013 to nowadays. Universidad Complutense de Madrid – Full Professor (Department: Financial Economics I). Lectures (Bachelor, Master and PhD) on: “International Finance”, “Corporate Finance”, “Credit Risk Management”, “Management of Financial Enterprises", “Financial Mathematics II” (Using Mathematic methods for selecting a proper investment structure on firms) and “Financial Mathematics IV” (Using Mathematic methods for selecting a proper financial structure on firms). From 2007 until September 2013. Universidad Carlos III de Madrid – Associate Professor. Lectures (Bachelor and Master) on: “International Finance", “International Analytical Accounting”, “Financial Economics”, “Financial Methods used in the Insurance Industry”. From 1998 until September 2013. I have received several letters from the vice-chancellor certifying the good results obtained in the survey on the lecturers’ quality. Universidad Carlos III de Madrid – Associate Professor. Lectures (Master on Human Resource Management and International MBA) on: “Financial Management”, “Financial Analysis” and “International Finance". From 2004 until September 2013. I have received several letters from the Managers of the Master Programs certifying the good results obtained in the survey on the lecturers’ quality. Universidad Francisco de Vitoria – Senior Lecturer. Lectures (in the degree on Economics combined with Law) on: “Corporate Finance" and “International Analytical Accounting” From 2005 until September 2013. I have received several letters from the vice-chancellor certifying the good results obtained in the survey on the lecturers’ quality. Universidad Francisco de Vitoria – Senior Lecturer. Lectures (Global MBA Master) on: “International Finance". From 2008-09 until September 2013. Deusto Business School (Universidad de Deusto) – Senior Lecturer of Finance to Professionals belonging to Spanish Corporates. Since 2011 until nowadays. I have received several letters from the Managers of the Master Programs certifying the good results obtained in the survey on the lecturers’ quality. CECO (Centro de Estudios Económicos y Comerciales) Chamber of Commerce – Senior Lecturer of “International Monetary System and Economic Development”. Since 2011 until September 2013. Universidad Carlos III de Madrid – Deputy Director and Academic Coordinator of the Master Programs on Human Resource Management From 2004 to 2005. Deutsche Bank – Senior Credit Officer – Credit Risk Manager (Department: Corporate and Investment Banking) - From 2000 until 2003 I have received several letters from my Manager certifying the good results obtained by my work. Caja de Ahorros y Pensiones de Barcelona, "La Caixa" – Financial Analyst. From 1995 until 2000
© Copyright 2026 Paperzz