Consumer Credit Cards: Product Guide
CHOOSE THE CARD THAT DELIVERS THE BENEFITS YOU WANT MOST.
I AM MOST INTERESTED IN...
PAYING DOWN DEBT
EARNING VALUABLE REWARDS
I PREFER...
ALL PURPOSE
REWARDS
WITH MONTHLY BONUS
POINTS ON ALL PURCHASES
CASH REWARDS
TRAVEL REWARDS
WITH BONUS POINTS
ON GAS AND
SUPERMARKET PURCHASES
WITH BONUS POINTS
ON AIRFARE, HOTEL AND
RESTAURANT PURCHASES
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MY ANNUAL SPEND IS...
UNDER $20K
VISA®
VISA® BONUS
PLATINUM CARD
REWARDS CARD
EXTENDED
INTRODUCTORY APR
NON-REWARDS
TRANSFER BALANCES
FROM OTHER HIGHER
RATE CREDIT CARDS
25% MONTHLY BONUS
(1.25 PTS PER $1 SPENT)
OVER $20K
VISA®
CASH REWARDS
BONUS REWARDS
AMERICAN EXPRESS®
AMERICAN EXPRESS®
PLUS CARD
CARD
CARD
50% MONTHLY BONUS
(1.50 PTS PER $1 SPENT)
REDEEM POINTS FOR MERCHANDISE,
GIFT CARDS, CASH BACK AND TRAVEL REWARDS
TRAVEL REWARDS
UP TO 3% CASH BACK
EVERY MONTH
UP TO 3X TRAVEL POINTS
EVERY MONTH
REDEEM POINTS
FOR CASH BACK
REDEEM POINTS FOR
MERCHANDISE, GIFT CARDS,
CASH BACK AND TRAVEL
REWARDS
PGC570 STD 02/2015
Consumer Credit Cards: Reward Products
Earn up to 50% bonus points, every month.
VISA® BONUS
REWARDS PLUS
CARD
VISA® BONUS
REWARDS CARD
Entertainment
Restaurant
Gas
Supermarket
Cell Phone
Cable TV & Internet
Utilities
Other
Sample
Monthly
Expenses
$175
$250
$200
$300
$175
$225
$275
$200
Charts represent example spend/earn.
Earn up to 3% cash back*, every month.
Sample
Monthly
Expenses
CASH REWARDS
AMERICAN EXPRESS®
CARD
Entertainment
Restaurant
Gas (3%)
Supermarket (2%)
Cell Phone
Cable TV & Internet
Utilities
Other
$175
$250
$200
$300
$175
$225
$275
$200
Earn up to 3X travel points, every month.
Sample
Monthly
Expenses
TRAVEL REWARDS
AMERICAN EXPRESS®
CARD
Airfare (3X)
Hotels & Restaurants (2X)
Gas
Supermarket
Cell Phone
Cable TV & Internet
Utilities
Other
$300
$525
$200
$125
$100
$225
$275
$50
Total Expenses:$1,800
Total Expenses:$1,800
Total Expenses:
1X Points:
1,800
450
3% Cash Back: (3 pts per $1 spent)
$6 (600 pts)
2% Cash Back: (2 pts per $1 spent)
$6 (600 pts)
2,250
1% Cash Back: (1 pt per $1 spent)
$13 (1,300 pts)
3X Points:
900
2X Points: 1,050
975
1X Points:
Total Example Month Cash Back:*
$25 (2,500 pts)
Total Example Month Points:
Add 25%
(Bonus Rewards)
Total Example Month Points:
Add 50%
(Bonus Rewards PLUS)900
Total Example Month Points:
Redeem Points.
2,500
5,000
10,000
2,700
$1,800
2,925
* Rewards points can be redeemed as a cash deposit to a checking
or savings account or as a statement credit to your credit card
account. Minimum redemption amount $25.
Just a few of the rewards available to you.
$25 Cash Back/Gift Card, Merchandise.
$50 Cash Back/Gift Card, Merchandise.
FREQUENTLY ASKED QUESTIONS:
Q:Where can I use my card?
A:American Express is welcomed at a wide variety of U.S. and worldwide
locations including drugstore and supermarket chains, retailers and restaurants.
$100 Cash Back/Gift Card, Merchandise,Hotel Booking,
Car Rental and more.
$250 Cash Back/Gift Card, Round Trip Airfare up to $325,
Hotel Booking, Car Rental, Merchandise and more.
Q:Do I have to pay my balance off in full each month?
A:No. All of our credit cards allow you to carry a balance from month to month.
25,000
CASH BACK IS THE ONLY REDEMPTION OPTION AVAILABLE FOR
THE CASH REWARDS AMERICAN EXPRESS CARD.
FOR MORE INFORMATION, PLEASE CONTACT:
Representative Name: Visa is accepted at tens of millions of merchants.
Of course, you can always pay your balance in full!
Q:If I already have a Rewards Credit Card with your financial institution and
I sign up for another Rewards card, can I transfer points?
A: Points can be transferred from one card to another.
Phone Number: The creditor and issuer of these Cards is Elan Financial Services, pursuant
to separate licenses from Visa U.S.A. Inc. and American Express.
Email Address: American Express is a federally registered service mark of American Express.
PGC570 STD 02/2015