Payment services and electronic money institutions
May 31st 2016
Overview
 What is goAML?
 Differences between current system and goAML
 What are the main advantages for reporting entities?
 What are the main challenges for reporting entities?
 Things to do
 How you can help us…
What is goAML?
 Software developed by the UNODC based
on FIU’s specific needs for
 Data collection
 Analysis
 Dissemination
 Currently used by 15 FIUs worldwide
(among others: South Africa, Morocco,
The Netherlands, Finland, Denmark)
 Other FIUs ready to adopt goAML: Ireland,
Liechtenstein, Monaco, UAE)
What is goAML?
 All in one software for FIUs
Collecting
Analyzing
Disseminating
• STR / SAR / TF
report(s) / Additional
information
request(s)
• Collating
• Charting
• Intelligent pattern
detection
• Intelligence reports
to law enforcement
• Cooperation with
other FIUs
•
•
•
•
Secured web application (goAML web)
Web Form
XML upload
Automated validation
What is goAML?
Two parts:
goAML Web
goAML client
For CRF staff only
What is goAML?
goAML Web
For reporting entities:
•
•
•
•
•
Create, upload, validate and submit reports
Access history of submitted reports
Access reporting statistics
Use MessageBoard for secure communication with the FIU
Manage staffs user rights
Differences between current
system and goAML
JUFIU: The reports
SR file
NP file(s)
LP file(s)
Differences between current
system and goAML
goAML:
 6 types of reports
 STR / SAR
 Reports related to TF (2 x)
 Response to a request (2 x)
1x
Filled in in 1 XML file.
Several xml reports can be grouped into one .zip.
Differences between current
system and goAML
FOR ALL REPORTING ENTITIES
 Six types of reports






Suspicious transaction report (STR)
Suspicious activity report (SAR)
TF related report (with transactions)
TF related report (without
transactions)
Additional information request (with
transactions)
Additional information request
(without transactions)
 The data structure is the same for all
report types
FOR STANDARDIZED REPORTS
 Electronic suspicious transaction
report (STRe)
 Electronic suspicious activity report
(SARe)
Differences between current
system and goAML
Transactions
JUFIU
 Currently provided as Excel
sheet.
GOAML
 System is based on the
transactions
 Reports are build up on the
transactions
 Transactions are part of the
report (one XML file)
 Requires a perfect mapping
between the reporting entity’s
system and the goAML XSD
schema
Differences between current
system and goAML
Persons
JUFIU
 Specified in the NP and LP files
GOAML
 Linked to the transactions
 In most cases: reporting entity’s  Distinction between reporting
customer
entity’s customers and other
persons
 All relevant persons involved in
the suspicious transactions
Differences between current
system and goAML
Communication between reporting entities and our FIU
JUFIU
 Different ways of
communication: e-file, e-mail,
fax, traditional mail
GOAML
 All in one system
 Secured
Differences between current
system and goAML
Feedback
JUFIU
 One feedback letter
GOAML
 Submission status of a report
can be checked at any time
 Automated messages sent via
Message board
Differences between current
system and goAML
Reporting entities management
JUFIU
 Manual
GOAML
 Authentication via LuxTrust
 Structured system
 Head of compliance can
supervise and control the other
users of the reporting entity
 Users can be activated and
deactivated
What are the main advantages
for reporting entities?
Free
All in one
system
Online
overview of all
reports
Secured
communication
User
management
What are the main challenges
for reporting entities?
Adding all
transactions
to the reports
What are the main challenges
for reporting entities?
Export all data from local system to
goAML XML
Understand
the XML/XSD
structure
Map all fields
correctly
Make the
necessary
developments
Test
What are the main challenges
for reporting entities?
Our FIU will assist you in your
efforts:
 FAQ website
 Test environment
Things to do
Subscription to our FAQ website
www.faq.goaml.lu
 User manuals
 Frequently asked questions
 Examples of reports
 Searchable knowledge base
 Download the XML schema
Things to do
Subscription to our training environment
https://goaml-training.b2g.etat.lu/
 Test the functionality of goAML
 Discover challenges
 Identify problems
 Ask the right questions
Things to do
Registration
PRODUCTION VERSION
TRAINING ENVIRONMENT
Every user needs to register using
Luxtrust authentication.
Phase 1: Users can register with
username and password.
CRF will validates the submitted
registration form, verifying the
new user is indeed a staff member
of the reporting entity.
Phase 2 : Luxtrust authentication is
tested and mandatory.
The entity’s admin attributes one
or more roles to the new user
according to the roles he has
defined for his reporting entity.
All other features work in the
training environment as they will
in production.
Things to do
Understanding the XML / XSD schema
Schema with explanations can be downloaded on:
www.faq.goaml.lu
Training environment is available under:
https://goaml-training.b2g.etat.lu/
Things to do
Checklist
 Subscribe to www.faq.goaml.lu
 Order a LuxTrust certificate
 Register on the training
environment
 Download the XSD schema
 Do tests in the training
environment
How you can help us…
You are a pilot!
Your feedback is much appreciated
Any idea on how the form could be filled out more wisely is welcome
Help us develop the FAQ Database by asking questions on anything that
is not clear
Questions?
For any question:
[email protected]