Section 1
China Insurance
Clauses（CIC）
1.1 Principal
Conditions
（基本险）
• Free From
Particular
Average
（F.P.A. 平安险）
• With Average
（W.A. 水渍险）
• All Risks
（A.R. 一切险）
1.2 Additional
Conditions
（附加险）
• General
Additional
Conditions
（一般附加险）
•Special
Additional
Conditions
（特别附加险）
•Particular
Additional
Conditions
（特殊附加险）
1.3 Specialized
Conditions
专门险
• Ocean Marine
Insurance
(Frozen Products)
（海洋运输
冷藏货物保险）
• Ocean Marine
Insurance
(Wood Oil in Bulk)
（海洋运输
散装桐油保险）
General Additional
Conditions
一般附加险
（1）Theft, Pilferage and
Non-delivery (T.P.N.D)
（2）Fresh Water &/or
Rain Damage (F.W.R.D)
（3）Risk of Shortage
（4）Risk of
Intermixture and
Contamination
（5）Risk of
Leakage
（6）Risk of Clash
and Breakage
（7）Risk of Odor
（8）Risk of Hook
Damage
（9）Risk of Damage
Caused by Sweating and
Heating
（10）Risk of Breakage
of Packing
（11）Risk of Rust
Special Additional
Conditions
特别附加险
（1）Risk of Failure
to Delivery
（2）Import Duty Risk
（3）On-Deck Risk
（4）Rejection Risk
（5）Aflatoxin Risk
（6）Fire Risk
Extension Clause for
storage of cargo at
destination of
Hongkong including
Kowloon or Macao
Particular Additional
Conditions
特殊附加险
（1）War Risk
（2）Additional
Expenses
—War Risk
（3）Strikes Risk
1.3 Specialized
Conditions
专门险
• Ocean Marine
Insurance
(Frozen Products)
（海洋运输冷藏货物
保险）
• Ocean Marine
Insurance
(Wood Oil in Bulk)
（海洋运输
散装桐油保险）
• Contingency
Insurance
－ covers seller’s
interest only
（意外事故保险
－仅保卖方利益）
Principles of
Liabilities
担责原则
Ordinary Risks
•Principle of
Warehouse to
Warehouse
仓至仓原则
War Risks
•Principle of Port to
Port
港至港原则 /
水上危险原则