2016
I can’t wait to see how much money
we make from our lemonade stand!
Really? Can’t we use our
money to buy a video game?!
That’s right. I do need a new snorkel
and goggles for swim class, but can’t
we use a little for an ice-cream cone?
I know! Whatever we make,
we each get to deposit into
our DFCU savings accounts.
Nah. It’s summer! Let’s play outside!
Besides, you need money to buy your new
snorkel and goggles for swim class...
YES! But the rest goes
into our accounts.
Owliver will help Owlivia
figure out the difference
between needs and wants on
the next page. This will help
them budget their money.
Summer is here! Deposit at least $5 in your
account at any DFCU Financial branch and receive
“You’re a hoot” mini bubbles. Coupon good while
supplies last, so make your deposit today!
Age-Appropriate Chores For Youngsters:
Pulling weeds, watering
the garden, planting
flowers/garden
Fishing out the pool,
scrubbing the grill,
cleaning out the garage
Sweeping up lawn
clippings, bagging up
lawn clippings,
gathering up branches
Wiping the wheels,
getting rid of junk,
vacuuming
There’s a difference between wanting to buy something and needing something. For example, you
might want a video game, but you don’t exactly need one. Wants are things you’d like to have, but
if you don’t you’ll still survive. Needs are things you can’t live without such as nutritious food, something for school or programs you are involved in. Use the chart below to write your needs and wants.
Date
Item
Need Want
Buy from (store, internet, other)
Cost
7/6
Ice cream
Dairy King
$2.00
7/6
Movie ticket
Phoenix Theaters
$7.00
7/10
New snorkel and goggles
Meijer
$30.00
7/19
Summer school waterpark trip
Rolling Hills Park
$10.00
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
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14.
15.
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17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
Go on a picnic
Walk around your local farmer’s market
Play with bubbles
Draw with sidewalk chalk
Run through the sprinkler
Visit your local nature preserve
Find figures in the clouds
Play in the kiddie pool
Find local free museum days
Have a lemonade stand
Take a hike
Water the plants
Make mud pies
Start a nature journal
Camp out in the backyard
Visit the local pool
Take a family bike ride
Wash/vacuum the car
Go on a scavenger hunt
Have a pajama day
Build a fort
Learn about thunderstorms
Fly a kite
Have a yard sale
Go fishing
Play in the sand
Play cards
Tell ghost stories
Play dress up
Create an obstacle course
Visit the local fire station
Catch bugs
Rent video games from the library
Make popsicles
Have a water fight
Put on a fashion show
Play hide and seek
Visit a lake or river
Make a treasure hunt with clues
Find a penpal
Watch the sunset
Eat dinner or lunch outside
Skip rocks
Nap
Build a campfire
Volunteer
Go to the playground
Thumb wrestle
Paint rocks
Play tag
51.
52.
53.
54.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
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68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
83.
84.
85.
86.
87.
88.
89.
90.
91.
92.
93.
94.
95.
96.
97.
98.
99.
100.
Visit the Humane Society
Pick wildflowers
Climb trees
Rent a movie from the library
Jump in puddles
Have a puppet show
Make shadow puppets with flashlights
Find worms after it rains
Watch birds
Melt crayons in the sun
Visit family
Try a new recipe
Stargaze
Make pasta jewelry
Play Red Light Green Light
Play charades
Paint your nails
Get a book from the library
Have a sleepover
Have a pillow fight
Make your own musical instrument
Write a story
Put on a skit
Swing in a hammock
Create a memory jar
Attend a craft workshop
Learn about different countries
Visit the local bookstore
Go to local sports games
Play video games
Play with neighbor kids
Clean your room
Exercise
Walk the dog
Study for the next school year
Learn about your ancestors
Go to the Detroit Institute of Arts
Go to the Detroit Riverwalk
Go to the beach
Play sports
Write a book
Pick up a city calendar for events
Watch fireworks
Learn a new dance
Visit your local state park
Listen to music
Make a time capsule
Do a science experiment
Build sandcastles
Go to DFCU Financial to save!
There’s a difference between wanting to buy something and needing something. For example, you
might want a video game, but you don’t exactly need one. Wants are things you’d like to have, but
if you don’t you’ll still survive. Needs are things you can’t live without such as nutritious food, something for school or programs you are involved in. Use the chart below to write your needs and wants.
Date
Item
Need Want
Buy from (store, internet, other)
Cost
7/6
Ice cream
Dairy King
$2.00
7/6
Movie ticket
Phoenix Theaters
$7.00
7/10
New snorkel and goggles
Meijer
$30.00
7/19
Summer school waterpark trip
Rolling Hills Park
$10.00
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
Go on a picnic
Walk around your local farmer’s market
Play with bubbles
Draw with sidewalk chalk
Run through the sprinkler
Visit your local nature preserve
Find figures in the clouds
Play in the kiddie pool
Find local free museum days
Have a lemonade stand
Take a hike
Water the plants
Make mud pies
Start a nature journal
Camp out in the backyard
Visit the local pool
Take a family bike ride
Wash/vacuum the car
Go on a scavenger hunt
Have a pajama day
Build a fort
Learn about thunderstorms
Fly a kite
Have a yard sale
Go fishing
Play in the sand
Play cards
Tell ghost stories
Play dress up
Create an obstacle course
Visit the local fire station
Catch bugs
Rent video games from the library
Make popsicles
Have a water fight
Put on a fashion show
Play hide and seek
Visit a lake or river
Make a treasure hunt with clues
Find a penpal
Watch the sunset
Eat dinner or lunch outside
Skip rocks
Nap
Build a campfire
Volunteer
Go to the playground
Thumb wrestle
Paint rocks
Play tag
51.
52.
53.
54.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
67.
68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
83.
84.
85.
86.
87.
88.
89.
90.
91.
92.
93.
94.
95.
96.
97.
98.
99.
100.
Visit the Humane Society
Pick wildflowers
Climb trees
Rent a movie from the library
Jump in puddles
Have a puppet show
Make shadow puppets with flashlights
Find worms after it rains
Watch birds
Melt crayons in the sun
Visit family
Try a new recipe
Stargaze
Make pasta jewelry
Play Red Light Green Light
Play charades
Paint your nails
Get a book from the library
Have a sleepover
Have a pillow fight
Make your own musical instrument
Write a story
Put on a skit
Swing in a hammock
Create a memory jar
Attend a craft workshop
Learn about different countries
Visit the local bookstore
Go to local sports games
Play video games
Play with neighbor kids
Clean your room
Exercise
Walk the dog
Study for the next school year
Learn about your ancestors
Go to the Detroit Institute of Arts
Go to the Detroit Riverwalk
Go to the beach
Play sports
Write a book
Pick up a city calendar for events
Watch fireworks
Learn a new dance
Visit your local state park
Listen to music
Make a time capsule
Do a science experiment
Build sandcastles
Go to DFCU Financial to save!