16 20 g rin Sp www.pinnaclecu.org Main Office 536 North Avenue, N.E. Atlanta, GA 30308 (404) 888-1648 M – Th: 9:00 a.m. – 5:00 p.m. F: 9:00 a.m. – 6:00 p.m. Putnam Office 1076 Lake Oconee Parkway Eatonton, GA 31024 (706) 485-2039 M – F: 8:30 a.m. – 5:00 p.m. Wishing you were here? www.pinnaclecu.org We can make it happen! CU* Talk (844) 859-7874 A vacation loan* from the credit union can place you one step closer to your happy place. n EQUAL HOUSING LENDER We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act Federally insured by NCUA Show your kids how to pump up the savings April is National Credit Union Youth Month! Don’t forget to bring your kids by the credit union anytime during the month of April to help us celebrate National Credit Union Youth Month™. Holiday Closing Memorial Day May 30th Independence Day July 4th Labor Day September 5th We’ll have staff on hand to show youth and teens how to become CU Strong by getting money fit and spending lean! We’ll also be featuring our COOL KIDS CASH CLUB accounts for children under 12 years of age. Open an account in April and receive a free gift. And remember, Pinnacle Credit Union membership is open to all members of your family. Bring one, bring all and get CU Strong! n Spring into action and give your home the makeover you’ve been dreaming about! We can bring those home makeover dreams to life with a home equity line of credit* today. n Call for current low rates n Borrow up to 80% of your home’s value, minus your mortgage balance n Enjoy flexible terms and loan features n Potential tax advantages - Check with your tax advisor for details Spring into action today. Call Heather at 404-888-1635 to learn more. *All loans subject to credit approval. **Annual Percentage Rate. n 9.00% APR** Rates as low as Borrow up to $10,000 Terms up to 60 months We have the competitive loan options to make your vacation dreams a reality…just in time for summer. Apply online or in a branch nearest you! *All loans subject to credit approval. **Annual Percentage Rate. Itís spring cleaning time! SPOIL YOURSELF! Auto loans from Pinnacle Credit Union Got your eye on a shiny convertible? What about a roomier SUV for your summertime cargo? Go ahead and spoil yourself with a new or used auto loan from the credit union. We offer: n n n Fantastic low rates for new, used and refinanced auto loans Financing for up to 100% for well qualified borrowers* Terms up to 84 months Visit us to get pre-approved for your auto loan so you can spoil yourself with the car of your dreams! *All loans subject to credit approval. Free up some spare time with Home Banking! There’s no such thing as too much spare time right? Handling your finances through our home banking service is so quick and easy, you can get back to doing the things you enjoy and have extra time to spare! Just visit www.pinnaclecu.org and sign up to: View your account balance and transaction history n Transfer money between your accounts n Retrieve an up-to-date look at your checking or savings activity n Request a check withdrawal n Apply for a loan n Schedule payments for all of your bills n Sign up for Mobile banking and text alerts n n And much more! Find more spare time in your day with home banking! Visit www.pinnaclecu.org today for more details or to sign up. Are you itching for summer fun? Whether you want to head out on a cross-country ride or dive into the cool ocean tide, we can help with a motorcycle, boat, watercraft or RV loan*! Our specialty vehicle loans offer: Competitive rates n Convenient terms n New or used models n Refinancing available on loans from other lenders n Optional payment protection plans n Scratch that summertime itch and call 404-888-1648 (Atlanta); 706-4852039 (Eatonton) or visit www.pinnaclecu.org to get started today! *All loans subject to credit approval. 10 home maintenance tips from a certified home inspector A s the spring cleaning season approaches, here are 10 home maintenance tips offered by Dwight Barnett, a certified master inspector with the American Society of Home Inspectors. 1. Check for loose or leaky gutters and ensure downspouts drain away from the foundation and are clear and free of debris. 2. Low areas in the yard or next to the foundation should be filled with compacted soil to prevent foundation damage or flooding and to limit the chances of an insect breeding ground. 3. Use a screwdriver to probe the wood trim around windows, doors, railings and decks and make any necessary repairs before the spring showers start. 4. Examine roof shingles to see if any were lost or damaged during winter. Shingles that are cracked, buckled or loose or are missing granules need to be replaced. Flashing around plumbing vents, skylights and chimneys need to be checked and repaired by a qualified roofer. Trim the unnecessary fat on your expenses by opening a checking account at Pinnacle Credit Union. Our checking account options include: n No monthly service fees with direct deposit n Free mobile banking with text alerts n No per check charge n No minimum balance n Free Visa® debit card n Overdraft protection n Direct deposit n Free access to your account with It’s Me 24/7 home banking and audio response n No-surcharge ATM access at select ATMs 5. Examine the exterior of the chimney for signs of damage. Have the flue cleaned and inspected by a certified chimney sweep. 6. Inspect concrete slabs for signs of cracks and fill with a concrete crack filler or silicone caulk. All exterior slabs except pool decks should drain away from the home’s foundation. When weather permits, power-wash and seal the concrete. 7. Store all firewood at least 18 inches off the ground and at least 2 feet from your home. 8. Check outside hose faucets for freeze damage. Turn the water on and place your thumb or finger over the opening. If you can stop the flow of water, it is likely the pipe inside the home is damaged and will need to be replaced. 9. Have a qualified heating and cooling contractor service the outside unit of the AC system as it will keep the system operating at peak performance. Change interior filters on a regular basis. 10. Check your gas- and battery-powered lawn equipment to make sure it is ready for summer use. Barnett, Dwight. 10 Home Maintenance Tips for Spring. HGTV. Retrieved from: http://www.hgtv.com/design/decorating/clean-and-organize/10-home-maintenance-tips-for-spring. Trim the fat off your budget. Switch your checking account to Pinnacle Credit Union today!
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