L O F A I F E C E RS P S Available at our New Cumberland branch only. Must present coupons to a branch associate. L O A F I F C E E R P S $100!OR NEW MEM Enroll in Direct Deposit and we’ll give you F T S U J *Offer valid with this coupon at our New Cumberland branch through 2/15/16. Ask your employer’s payroll office how to enroll in direct deposit. One cash bonus per completion of enrolling in direct deposit with a designated employer. Direct deposit must post by 3/15/16. Minimum of $200 direct deposit. Bonus will be credited into your regular savings account and may be reported to the IRS as income for tax purposes. Bonus offer is limited to one per primary member and is subject to change at any time at our sole discretion without notice. Additional conditions may apply. Ask for details. Does not apply to HSAs. Federally insured by NCUA. VISA® Balance Transfer 1.90% APR* for up to six billing cycles/months Available on balance transfers received through 6/30/2016! *Present coupon at our New Cumberland branch. The 1.90% Annual Percentage Rate (APR) on Balance Transfers using the specific form or online submission is a “Discounted” rate that will be in effect from the time of the posting of the balance transfer to your card account for six consecutive billing cycles afterwards, which will be considered the promotional period expiration date of that specific balance transfer. After the expiration of your Discounted” rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific Members 1st FCU credit card selected. Current rates range from 8.50% APR to 18% APR. Consumer Cards (Business Cards are ineligible) may have up to 10 individual balance transfers open at any given time period. If you default through becoming 60 days or more delinquent we may increase your APR on the balance transfer and other balance amounts as defined within the cardholder agreement and disclosure, which is provided upon card issuance and available online at www. members1st.org. All payments received on your account in excess of your minimum payment requirement will be applied first to the highest rate balances, secondly to the lowest rate balances and finally to new purchases. All rates are effective as of January 1, 2016 and this offer may be withdrawn at any time. Other restrictions or conditions may apply. You may not pay off your current Members 1st loans or lines of credit by using this balance transfer option. For current rates, fees and other cost information, please reference the VISA Balance Transfer disclosure or contact the Members 1st FCU Card Services Group at (800) 283-2328, ext. 6035. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Ask for details. FREE ROADSIDE KIT! Open a new FREE CHECKING Account with a VISA® Debit Card and we’ll give you a roadside kit!* • Enrollment in eStatements/eNotices required • No monthly minimum balance • Dividends paid on average daily balances of $2,500 or more • Online & mobile account management** • No per check fees • FREE VISA® Debit Card with monthly cash back rebate!*** 29-month certificate 1.55% APY* Minimum opening deposit & balance of $2,500 required to earn the advertised APY. Applies to Traditional Certificates, IRA Certificates & Roth IRA Certificates. Valid through 2/6/16. *APY — Annual Percentage Yield. APY is accurate as of 1/4/2016. APY is subject to change without notice. This APY is not subject to Member Loyalty Rewards. Offer requires individual to open a Free Checking Account (eStatements/ eNotices required) or Rewards Checking Account with eStatements; open a VISA Debit Card; and have a minimum monthly recurring direct deposit of $200 or more. This 29-month term share certificate will automatically renew as a 30-month term share certificate. Penalty for early withdrawal on all certificate products. For all certificate rates and terms, certain restrictions may apply. This product and rate is not available for business accounts, public funds accounts, financial institutions or other institutional investors. Our VISA Debit Card requires a Members 1st Checking Account and is subject to monthly cash back rebates based on qualified transactions. Qualifying transactions are those that do not require the use of a Personal Identification Number and are not an ATM transaction. Rebates post to your Checking Account on the last day of every month. Other conditions may apply. Ask an associate for details. Federally insured by NCUA. BERS $100 VISA® Gift Card Giveaway Complete and return this entry form to our New Cumberland branch by 1/30/16. Winner will be contacted by phone. Please print clearly. One entry per person. Name ____________________________________________________________________________ Address __________________________________________________________________________ City___________________________________________ State____________ Zip _____________ Email _____________________________________________________________________________ Phone ____________________________________________________________________________ Sweepstakes rules are available at our New Cumberland branch. No purchase necessary. By providing us with your email address, you agree to receive email communications from us about promotional specials and other Members 1st news. *Offer valid with coupon only at our New Cumberland branch through 2/15/16. **Standard Internet and data usage charges will apply per your individual plan. ***Checking Account required. VISA Debit Card cash back rebate is subject to certain conditions. Qualifying transactions are those that do not require the use of a Personal Identification Number or are not an ATM transaction. Rebates post to your Members 1st Checking Account on the last day of every month. Ask for details. Federally insured by NCUA. 132 Old York Road, New Cumberland Federally insured by NCUA. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
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