Receiving from
Government
Programs
Advanced Level
2.5.3.G1
What if…Activity
Event
Impact of the
event
Family,
Friends, and
Non-Profits
Government
Programs
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 2
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Accidents and Unplanned Events
Can Happen to Anyone at Anytime
 Write the event on
your
butcher paper
 In small groups, discuss the
impact the event would have
on an individual or family

Event
Impact of
the event
Consider the emotional,
financial and physical
implications
Accidents and unplanned events are not a respecter of age, sex or race
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 3
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Sources of Support
Family &
Friends
Event
Impact of the
event
Family, Friends
and Nonprofits
 Identify ways family,
NonProfits
Government
friends and nonprofits in your
community could
provide support for
your event
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 4
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Examples of the Most Common
Government Benefit Programs
Social Security
SNAP
TANF
Unemployment
Medicaid
Medicare
Earned Income
Tax Credit
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 5
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Features of Most Government
Programs
 Provide
a temporary safety net to those in
need
 Often, benefits expire after a set period of time
 Most individuals earn more income by
returning to work rather than relying on
government benefits
 Individuals are encouraged to achieve
maximum self-sufficiency, independence, and
health
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 6
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
All Government Programs are
Funded by Taxpayers
Income
tax
What items
have you
paid taxes
on?
Excise
tax
Taxpayer person who
pays a tax to
governments
Sales
tax
Payroll
tax
Property
tax
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 7
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Federal Programs
Created through
acts of Congress
Programs do not
vary from state to
state
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 8
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
State Programs
Money is
received from
Federal
grants
State
taxes
States determine how money will be distributed
What types of taxes does your state charge?
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 9
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Address
local
needs
Examples
Local
taxes
Programs typically
Money received
Local Programs
• City
recreation
programs
• Youth
programs
What are examples of programs specific to your community?
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 10
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
7 Common Government
Programs
For more information and a list of additional
programs go to www.govbenefits.gov

Event
Impact of the
event
Family, Friends
and Nonprofits
Government
Programs
As each government
program is discussed,
determine if the
individual/family in
your scenario could
potentially benefit
from the program
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 11
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Social Security
•
•
17 different programs for people throughout the life span
Funding depends on specific program
Retirement
Disability
Survivors
Designed • Retired
• Families that
• Adults and
for
have lost a wage
individuals of
children who
a minimum
age
Purpose
• Provides
income
during
retirement
are disabled
• May provide
income as
well as help to
obtain a job
earner
• Children who
have lost a
parent
• Provides income
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 12
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
SNAP (food stamps)
Supplemental Nutrition Assistance Program
Designed for
Low income
families
Funded by
Federal
Purpose
Money to
purchase
nutritious food
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 13
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
TANF
Temporary Assistance to Needy Families
Designed for
• Low income
families with
children
Funded by
• Federally
funded but
administered
at state level
Purpose
• Temporary
• Provides money,
job training and
other support to
help achieve
self-sufficiency
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 14
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Unemployment Insurance
Designed
for
Adults who
have lost their
job through
no fault of
their own
Funded by
Employers
provide
funding to a
state for
distribution
Purpose
Provide
income while
the person is
seeking new
employment
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 15
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Medicaid versus Medicare
Medicaid
Designed for
Funded by
Purpose
Certain categories of lowincome individuals including:
• Children
• Pregnant women
• Parents of eligible
children
• People with disabilities
• Elderly needing nursing
home care
Medicare
• Some
individuals
under 65 with
disabilities
• Adults over
age 65
Federal and State
Federal
Provide insurance,
especially medical care
Provide health
insurance
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 16
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Earned Income Tax Credit
Designed
for
Funded by
Purpose
• Low and moderate income
adults who have worked for pay
• Federal program
• Provide money to adults who
file a tax return
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 17
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
In Review…
 Events may happen
to anyone at anytime resulting
in the need for support from various sources
 Most
programs are designed to provide a
temporary safety net
 Citizens are encouraged to achieve maximum selfsufficiency, independence, and health
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 18
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Meet Laura…
In small groups, read Laura’s story
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 19
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Laura’s Story
Underline three events that have shaped Laura’s life
Events
Has spina bifida and is in a wheelchair
Father died of colon cancer when 18 years old
Loves to participate in races
Earned a degree in special education
Qualifies for government programs
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 20
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Income Received from Government
Programs
Circle each government program from which Laura receives
or has received support
Discuss how each program supports Laura
Program
Support
Social Security – PASS
Offset out-of-pocket costs for tuition,
books and supplies
Social Security – Childhood Disability
Benefit
Provides income
Medicare & Medicaid
Provides health care coverage
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 21
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Laura’s Income and Expense
Statement
During college, how much government income was Laura receiving?
 $674 PASS + $375 Childhood Disability = $1,049
How did the Social Security PASS benefits allow her to “invest in herself?”

Offset her out-of-pocket costs for tuition, books, and
supplies while earning a degree in Special Education
How did living at home while in college help Laura financially?
 Allowed her to limit her living expenses and avoid
borrowing
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 22
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona
2.5.3.G1
Laura’s Life After College
Although Laura no longer receives Social Security benefits, is she
financially better off now that she has her degree and a full-time job?

Laura now earns $2,819 per month compared to
$1,649 when she was in college
Identify three changes in Laura’s spending and lifestyle as a result of her
higher income.
 She lives on her own and still sends money to support her
mother
 She has the income to bike race
 She takes advantage of a local program, Circuit Breaker, that
provides free transportation to and from work
 She contributes more to saving and retirement
© Take Charge Today – August 2013 – Receiving from Government Programs – Slide 23
Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences Take Charge America Institute University of Arizona