J. M. Pollard & Sons, Inc.
Oil Delivery Payment Plans
(Please scroll down to review all three payment plans. Thank you.)
To qualify for payment plans, except for the Pay As You Go Payment Plan, each applicant must
submit a credit application for approval. For all payment plans, cash, checks, money orders, debit
cards, and the following credit cards: Visa, MasterCard, American Express, and Discover are
accepted.
Budget Payment Plan for Delivery of #2 Heating Oil
Monthly bills fluctuate with the season. Budget Plan payments stay the same, month after month....
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
Our Budget Plan takes your yearly fuel costs and divides them into equal monthly payments.
Key Points of the Budget Payment Plans
 Prerequisite: approved credit application.
 Based on your annual or estimated annual usage a total dollar amount is calculated
and divided into equal monthly payments.
 Equal payments are paid every 30 days between the 1st and 15th of each month
 Ten month plan begins in July ends in April, with May and June either catch up or
no pay months.
 Twelve month plan payments are recalculated every six months.
 A five cent per gallon discount is applied to each delivery if payments are received
every month before the 15th.
 Each month payments can be made by automatically charging your debit or credit
card.
 Finance charges are avoided on balances if payments are made every month before
the 15th.
J. M. Pollard & Sons, Charge Account
For Delivery of #2 Heating Oil
Key Points of Our Charge Account Payment Plan
 Prerequisite: Approved credit application.
 Full payment is due within thirty days of delivery.
 Payment made with cash, check or money order and received in our office
within seven (7) days from date of delivery receives 10 cents per gallon
discount.
 Finance charges of 1 ½% will be added to account 30 days old unless other
agreement is reached. This is an annual percentage rate of 18%.
Pay As You Go Payment Plan
For Delivery of #2 Heating Oil
Key Points of Our Pay As You Go Payment Plan
 No credit application necessary.
 Prepay or pay for oil at time of delivery.

Payment made with cash, check, or money order for purchases 150 gallons
or more receives 10 cents per gallon discount.