P. O. Box 60459, Ewa Beach, HI 96706-7459 / Phone: (808) 681-3033 / Monday-Friday 8:15 AM – 4:15 PM / www.ewafcu.com Quarterly Publication It is with heartfelt gratitude that we bid a fond aloha to General Manager, Tony Bise, who “retired” at the end of May after 55-plus years of dedication and voluntary service to this credit union. Tony admits to slowing down at 95 years young, so instead of spending his usual hour-a-day at the office, he will deservedly be relaxing and taking it easy full-time at home. Tony’s volunteer service began in the late ‘50s when he served as Board President, Vice-President and Treasurer, before being appointed as General Manager in 1970. In 1994, our newsletter paid tribute to him in his 35th year as an unpaid volunteer. Below are brief excerpts, slightly edited, from that issue. Besides performing his usual GM advisory duties, Tony goes above and beyond the call of duty and is our “Jack-of-all-Trades”, serving as: • “Water Man” – When water from rusted pipes became undrinkable (pre-bottled water service), Tony brought the staff water from his home, and when the plantation frequently turned off the water supply sometimes for a whole day, he lugged buckets of water back and forth for bathroom purposes. • “Errand Man” – Guess who does the running around for us like refilling the postage meter, stopping at the bank, getting a document notarized (didn’t have a Notary in those days), and picking up cleaning supplies for the office? • “Maintenance Man” – You can count on Tony for all those little things that need attention like changing the light bulbs or fixtures, making storage shelves, moving boxes, cleaning up the office, repairing the vacuum cleaner and doing minor plumbing jobs. • “Rescue Worker” – Imagine coming in to the office (for free) twice a day, every day, making sure everything’s okay at opening and closing time, helping the staff in the event of a dead battery or flat tire, and getting called in the middle of the night whenever the alarm, mostly false ones, goes off. • “Exterminator” – The staff is especially grateful for all the bugs, lizards, spiders, cockroaches, grasshoppers and occasional mice (yikes) that he has caught for us all these years. Join us in thanking Tony for his decades of service and commitment to this credit union. He will be truly missed…mahalo, Tony! July, 2015 Issue No. 156 Verify your Credit Union Membership to Keep Saving with Sprint Ewa Federal Credit Union is pleased to offer monthly wireless discounts to our members with the Sprint Credit Union Member Discount. If you’re already enjoying the savings from this Love My Credit Union Rewards program, we want to make sure you continue to do so. Periodically, Sprint needs participants to verify eligibility so they can receive the discount and waived activation fees. If you’re planning on signing up for the Sprint Credit Union Member Discount, you’ll need to verify eligibility as well. New Sprint Customers: You need to verify membership within 30 days of activation. Current Sprint Customers: You need to provide proof of discount eligibility (credit union membership) when you upgrade your device if it has been 20 or more months since you last validated. Members can verify credit union membership using the free Love My Credit Union Rewards app with its simple and secure verification process. And it takes just a few minutes to complete. Verification will make sure you’ll continue to receive the great benefits and exclusive savings that Sprint offers credit union members. The Love My Credit Union Rewards app is available in the Apple App Store and Google Play – just search for “Love My Credit Union Rewards.” This app also lists all Love My Credit Union Rewards discounts. Please take the time to download the free app, try it for yourself and see just how simple it is to use it so you can keep saving with the Sprint Credit Union Member Discount. If you’d rather fill out the verification form and fax it in, you can find the form here at LoveMyCreditUnion.org/Sprint. Learn more about the Sprint Credit Union Member Discount at LoveMyCreditUnion.org/Sprint. Federally insured by NCUA Back-to-school shopping is almost upon us and we are offering you a special promotional rate on your Ewa FCU Visa credit card. From Aug. 1-Sept. 30, 2015, qualified purchases using your credit card at electronics and book stores, discount and department stores or tuition for colleges and universities will be just 3.99% for 6 months! Current cardholders should receive inserts in their August statements. Don’t have a Ewa FCU credit card? Call us for information on how to apply for one! Don’t have a personal loan with us yet? Take advantage of this loan special for home improvement projects you’ve been putting off or pay off some high interest credit card debt. Whatever the reason, we suggest taking the maximum $7,500.00 and saving the rest for your rainy day fund, as add-ons are not allowed. APR = Annual Percentage Rate; Monthly payment $220 (excluding CDI or CL insurance); New personal loans only; borrower or co-borrower must not have a current EFCU signature or personal loan in force; promotion limited to one personal loan special per qualifying member; other restrictions and a minimum 675 credit score is required; call for more information. A share-secured loan is one way to boost your credit score, and for some, it’s easier to repay a loan than to save money. Why not borrow and pledge your shares at this low interest rate? There is no pre-payment penalty so you can pay it off at any time. $1,000 minimum loan for new advances or add-ons to refinance your current loan; 1.50% APR for 1 year term; call for more information. Imagine, your new auto loan could be as low as 1.50% APR with a two year term! 20% down or 20% pledge of shares on dealer new invoice base price or after-discount price, whichever is lower; 20% pledge of shares on loan amount for private owner purchases; call for more information. Have you qualified for an auto loan from another financial institution? We will match that interest rate and term if their rate is lower than ours! (Proof of interest rate and term is required; some restrictions may apply; call for more information.) SOS! Are you bored with time on your hands and want to help the credit union? There are immediate and upcoming vacancies on the Supervisory Committee and the Board of Directors and WE NEED YOU to be a part of our dedicated group of volunteers. You must be at least 18 years of age, a member in good standing and bondable (never convicted of a crime involving dishonesty or breach of trust). Experience in bookkeeping, accounting or auditing is helpful, but not required. A committee member serves as a “watchdog” for the members and usually spends a couple of hours at the office, two or three times a year reviewing internal affairs. A director must complete 2.5 hours of financial literacy training and be able to attend monthly and special board meetings. Call or email us at [email protected]. Ewa Federal Credit Union members can save up to $465* on auto insurance with Farmers Insurance Hawaii! Farmers Insurance Hawaii has been part of the Hawaii community for the past 60 years and is part of the Farmers Insurance Group of Companies®, one of the most trusted and financially solid insurance companies in the United States. Farmers Insurance Hawaii has teamed with Ewa FCU to provide quality auto insurance coverage and outstanding service to our members. Plus, as a member of Ewa FCU, you can enjoy special discounts and benefits, including group discounts and lower auto insurance rates for homeowners and safe drivers. • Group Discount: Special group rates on your auto insurance for being a Ewa FCU member! • Drive Safe Discount: We reward you for claims-free driving, starting with your first year of safe driving. Keep driving safely and we’ll reward you with savings! • Homeowners Discount: Receive an even lower rate on your auto insurance just for owning a home. • Multi-Car Discount: Save 15% when you own two or more cars and insure them on the same policy. • 24/7 Farmers Emergency Roadside Service: Just $0.83 a month per six-month policy. • Instant Claims Payment: Claims paid on the spot and a fast and easy repair process. • Flexible Payment Plans: Pay in full, split up payments, set up automatic deductions or pay with a credit card – it’s up to you! Call today and mention you’re a member of Ewa FCU to see how much you can save! Oahu: 543-3609 Neighbor Islands Toll-Free: 1-800-597-5994 www.farmershawaii.com/partners/cu *Average savings from information provided by new policyholders from January 2013 to June 2013 which showed that they saved by switching to Farmers Hawaii.
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