Digimarc Payment Presentment
Payment Presentment that is
Branded, Versatile, Intuitive
and Secure
Overview
Digimarc’s new mobile payment presentment SDK leverages our patented digital watermarking
technology to securely exchange payment information between retailers and shoppers. Digimarcencoded images are displayed on existing mobile devices and payment terminals to enable reliable,
fast, intuitive and secure checkout.
Key Advantages
1. Branded
Both Digimarc-encoded digital credentials and
payment terminal screens can provide additional
branding opportunities.
The card issuer and retailer are given additional branding opportunities with Digimarc-encoded mobile
payment credentials and payment terminals.
2. Versatile
Unlike competing offerings, our solution works with existing POS hardware and is compatible with both
iOS and Android platforms.
3. Intuitive
The customer is able to use the same credit, debit and loyalty cards in digital form that they are already
accustomed to seeing in their physical wallet.
4. Secure
The solution mimics what consumers already know —
pick a familiar digital card from their electronic wallet
and present for payment.
Card issuers are able to retain control of sensitive data and the unique line-of-sight requirement for
data transmission is more difficult to intercept than competing technologies that broadcast payment
information using radio signals, such as Bluetooth Low Energy (BLE), RFID or NFC.
Digimarc Payment Presentment
“Forward Transaction” Workflow
How It Works
Get Started Today!
Our solution is well-suited for both Open Loop (“Forward”) transactions and Closed Loop (“Reverse”)
transactions.
For card issuers and retailers interested
in learning more about our answer to
payment presentment, please contact
us at 1.800.DIGIMARC or
[email protected].
“Forward Transaction” Experience
Visit www.digimarc.com/payment
to learn more.
1.
Shopper presents
payment card to
customer-facing
POS camera.
2.
Single-use,
EMV-compliant
payment token is
passed to POS.
3.
POS sends dynamic,
single-use token to
Token Provisioning and
Payment Network.
4.
Token Provisioning and
Payment Network sends
approval back to POS.
“Reverse Transaction” Workflow
“Reverse Transaction” Experience
1.
Shopper scans
Digimarc-enabled
payment terminal
screen with mobile app
to initiate the
transaction. This
connects the mobile
app to the POS system.
2.
POS system sends
merchant and
transaction ID and
mobile app sends user
ID and transaction ID to
payment network.
3.
POS system sends
request to cloud for
payment approval.
4.
Shopper approves
payment via mobile
app. Merchant
receives approval from
payment network.
DIGIMARC CORPORATION
9405 SW Gemini Drive, Beaverton, OR 97008
T: +1.800 DIGIMARC (344.4627)
F: +1.503.469.4777
[email protected]
www.digimarc.com
ABOUT DIGIMARC CORPORATION
Digimarc Corporation (NASDAQ:DMRC), based in Beaverton,
Oregon, is a leading innovator and technology provider, enabling
businesses and governments worldwide to enrich everyday
living by giving persistent digital identities to all forms of
media and many other objects. Copyright © 2014 Digimarc
Corporation. Digimarc and the Digimarc logo are registered
trademarks of Digimarc Corporation. All rights reserved. All
other trademarks are the property of their respective owners.