E-PAYMENTS FOR CASH TRANSFERS
OUR MISSION
MISSION
To deliver cutting edge ‘disruptive’ technology in
payments and associated areas.
‘When businesses take ownership of a technology or application, the result is likely to be
disruptive. The sweeping adoption of payment and Loyalty solutions is likely to have a ‘farreaching’ and ‘unintended effect’ on consumer behavior. Today’s Institutions must be ready to
facilitate this demand’
CaLP Evaluated Options
 ZIZI SOLUTION OPTIONS
Contactless card
Contact card
Cardless POS solution
Contactless card
PIN option.
Zizi
Payment Platform
Contact card
PIN option.
Cardless POS
M&E
Reports
Description
Usage
Bio ,PIN or No
Auth options?
Works Offline
and Online?
Setup/
Hardware
costs?
Project
Speed?
NFC/RFID chip card
Deployed on POS by
tapping device.
Cash card with Purse, can
replace vouchers, POS
with menu for Items so
can do controlled
purchases. Card can be
reloaded and limits for
periods too.
All Yes
Yes
2
Card comes preloaded, card
can be issued on enrolment.
No Card waiting except if
Photo on card is required.
Smart chip card
Deployed on POS.
Cash card with Purse, can
replace vouchers, POS
with menu for Items so
can do controlled
purchases. Card can be
reloaded and limits for
periods too.
All Yes
Yes
1
Card comes preloaded, card
can be issued on enrolment.
No Card waiting except if
Photo on card is required.
Cardless POS device with
Database Onboard
POS enrolls beneficiary with BIO and
Photo. POS is loaded with beneficiary
Data and synchronize with other terminals
Beneficiary ID is enough. No NEED for
Card.
All Yes
Yes
3
Project can be deployed within 14 days.
Quickest project turnaround. Best suited
For emergency projects.
Card Issuing Options
The best way to issue cards is to have them
Pre-printed and pre-encoded, if possible use a
Card number only and allocate it to a beneficiary at the point
Of issuing.
On many occasions a card is only used as a token of
Authentication in electronic payments.
A CPU card is best card as it can carry details on it…
Magnetic stripe cards are no longer preferred..
The backend application…
Accessible from anywhere…
Details unprecedented automated reporting….
Case study
Service provider
No. of Terminals
No. of cards
Card type
Authentication
NGO’s Served
Kingdom Bank Zimbabwe
350
34,000
NFC contactless cards
Card present and receipt signature
15+
Description of solution:


Delivery of all the components required to implement the solution including software, POS terminals, contactless cards,
card printers, mobile registration application and security components.
Project implementation and consultancy services
Sampling PRP And FAO reports
Q and A
??
Nick Mwendwa
Chief Executive
Riverbank Solutions Ltd
Suite A7, Silverpool office suites,
Jabavu Lane, Hurlingham,
Nairobi, Kenya
Tel: +254 -20 249 94 96
Cell: +254 722 330 388
[email protected]
Thank you…..