Prism Precision P1 P2 P3 Please see “Benefit Descriptions” for more details PRESCRIPTION DRUGS - maximum $250 per year Paid at 70% Brand name drugs covered if no generic equivalent is available per person Not covered DENTAL - Combined maximums Not covered per person for Schedules A, B & C (if applicable) Not covered $250 per year $500 in the first 12 months $750 in the next 12 months $1,000 every 12 months thereafter Schedule A – Basic Not covered Paid at 70% Paid at 80% Not covered Not covered Paid at 60% in first 12 months Paid at 70% in the next 12 months Paid at 80% thereafter Not covered Not covered Schedule B – Basic Comprehensive Schedule C – Major Services Paid at 50%, starting in the 3rd benefit year EXTENDED HEALTH Vision - maximum per person $150 every 24 months Not covered $150 every 24 months Accidental Dental - maximum per person $5,000 per year $2,500 per year $5,000 per year Ambulance Transportation Includes land and air Includes land and air Includes land and air Hearing Aids - maximum per person $300 in the first 4 years $500 every 4 years thereafter $300 every 4 years $300 in the first 4 years $500 every 4 years thereafter Home Support Services - maximum per person $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter $1,500 per year $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter Medical Items - maximum per person $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $1,500 per year foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months Covered $50 every 24 months Covered Not covered Covered $50 every 24 months Medical Services Eye examinations - maximum per person Professional/Registered Therapists - maximums per practitioner per person • Chiropractor, Footcare Specialist (Chiropodist/Podiatrist), Naturopath, Osteopath, Physiotherapist, Massage Therapist, Acupuncturist • Psychologist, Speech Therapist TRAVEL - maximum per person [available up to age 65] SEMI-PRIVATE HOSPITAL ACCOMMODATION Optional benefit - medical questionnaire required - maximum per person PRESCRIPTIO Prescription drugs/m prescription by law. NOTE: Excludes vit cessation pr DENTAL Schedule A – Bas • Preventative clea • Routine examinat • Fluoride treatmen • Fillings and extra • Pit and fissure se • Space maintainer Schedule B – Bas • Periodontal treatm treatment of gum • Endodontics – ro • Denture cleaning Schedule C – Ma • Dentures • Standard crown r • Standard bridges • Standard repair o NOTE: All of the de Association $20 per visit; 20 visits per year $400 per year $20 per visit; 15 visits per year $300 per year $20 per visit; 20 visits per year $400 per year $1,000,000 per year 10 days per trip $1,000,000 per year 10 days per trip $1,000,000 per year 10 days per trip NOTE: Optional Benefit – Additional premium required, please refer to pages (6) and (7) $200 per day, 30 days per year $200 per day, 30 days per year $200 per day, 30 days per year Prism This brochure ou terms, conditions Green Shield Ca Benefit Descriptions Benefit Descriptions Benefit Benefit Benefit Descriptions Descriptions Descriptions PRESCRIPTION DRUGS EXTENDED HEALTH RESCRIPTION TION DRUGS PRESCRIPTION DRUGS DRUGS Prescription drugs/medications that have been approved for use in Canada that requireEXTENDED a EXTENDED HEALTH HEALTH EXTENDED HEALTH Vision Medical Services Includes diagnostic tests and x-rays, dialysis equipment, laboratory tests, radioactive prescription by law. Prescription eye glasses, contact lenses, laser eye surgery or replacement parts to Medical Services Medical Services and Medical Services escription ugs/medications drugs/medications that Prescription have been that drugs/medications approved have beenforapproved usethat in Canada have for use been that inapproved Canada require that afor use require in Canada a that requireVision a eye examinations. Vision Vision prescription eye glasses. Includes diagnostic Includestests diagnostic and x-rays, Includes tests dialysis anddiagnostic x-rays, equipment, dialysis tests equipment, laboratory and x-rays,tests, dialysis laboratory radioactive equipment, tests, treatments radioactive laboratory treatments tests, radioactive escription law. by law.NOTE: prescription by law. Excludes vitamins, patent or proprietary medicines, over-the-counter drugs, smoking Prescription Prescription eye glasses, eye contact glasses, Prescription lenses, contact lasereye lenses, eyeglasses, surgery lasercontact eye or replacement surgery lenses, orlaser replacement partseyetosurgery partsortoreplacement parts to and eye examinations. and eye examinations. and eyeEye examinations. NOTE: examinations are available only in those provinces where eye examinati cessation products, erectile dysfunction (ED) agents, fertility and obesity drugs. prescription prescription eye glasses. eye glasses. prescription eye glasses.regarding eye examinations please see description under NOTE: For information OTE: es vitamins, Excludes patent vitamins, NOTE: or proprietary patent Excludes or medicines, vitamins, proprietarypatent over-the-counter medicines, or proprietary over-the-counter drugs, medicines, smoking drugs, over-the-counter smoking drugs, smoking covered by the provincial government health plan on an annual basis. Medical Services. NOTE: Eye examinations NOTE: Eye examinations are available NOTE:are Eye only available examinations in thoseonly provinces inare those available where provinces eye onlyexaminations where in those eyeprovinces examinations are notwhereare eyenot examinati on products, cessationerectile products, dysfunction cessation erectile dysfunction (ED) products, agents,erectile (ED) fertility agents, dysfunction and fertility obesity(ED) and drugs. agents, obesity fertility drugs. and obesity drugs. NOTE: For information DENTAL NOTE: For information regarding NOTE: eye regarding examinations For information eye examinations please regarding see description please eye examinations see under description please under see description under covered by the covered provincial by the government provincial covered government health by theplan provincial health on an annual government plan onbasis. an annual health basis. plan on an annual basis. Professional/Registered Therapists Medical Services. Medical Services. Medical Services. Accidental Dental ENTAL DENTALA – Basic Chiropractor, Footcare Specialists (Chiropodist/Podiatrist), Naturopath, Osteopath, Schedule The repair or replacement of natural teeth which were damaged as a result of an accident to the Professional/Registered Professional/Registered Therapists Professional/Registered Therapists Therapists Physiotherapist, Psychologist, Speech Therapist, Acupuncturist and Registered • Preventative cleaning and polishing (every 9 months) Accidental Accidental Dental DentalAccidental mouth (blowDental to the mouth). Chiropractor, Footcare Specialists Footcare Chiropractor, (Chiropodist/Podiatrist), Specialists Footcare (Chiropodist/Podiatrist), Specialists Naturopath, (Chiropodist/Podiatrist), Naturopath, Osteopath, Osteopath, Naturopath, Osteopath, hedule Basic A – Basic Schedule A – Basic x-rays Massage Therapist (RMT). • Routine examinations, The repair orThe replacement repair or replacement of natural The repair teeth of natural or which replacement teeth were which damaged of natural wereasdamaged ateeth resultwhich ofasan awere result accident damaged of an to the accident as a result to theof an accident to the Chiropractor, Physiotherapist, Physiotherapist, Psychologist,Psychologist, Speech Physiotherapist, Therapist, SpeechAcupuncturist Psychologist, Therapist, Acupuncturist Speech and Registered Therapist, and Registered Acupuncturist and Registered Preventative cleaning andcleaning polishing Preventative and (every polishing 9 cleaning months) (every 9children months) polishing (every 9 months) • Fluoride treatments forand mouth (blowmouth to the(blow mouth). to theNOTE: mouth mouth).(blow to the mouth). Damage to teeth as a result of eating something is not covered. Massage Therapist Massage (RMT). Therapist (RMT). MassageAllTherapist (RMT). Health benefits are not payable for services and supplie minations, Routine examinations, x-rays • Fillings Routine x-rays examinations, NOTE: of the Extended and extractionsx-rays Fluoride tments for treatments children • Fluoride forand children treatments for children a chronic care or psychiatric hospital or institution, chronic care unit of a ge Pit fissure sealants NOTE: Damage NOTE: NOTE: to teeth Damage as atoresult teeth ofaseating Damage a result something to of teeth eatingas issomething not a result covered. ofiseating not covered. something is not covered. Ambulance Transportation NOTE: NOTE: the Extended All of theHealth Extended benefits All Health ofare the benefits not payable areisHealth not for payable services benefits for are services supplies nothome payable and provided supplies for in services provided insupplie Fillings extractions and extractions • Fillings and extractions or when aExtended patient confined to and a nursing or home for theand aged and Space maintainers and general anaesthetics When required as the result of an accident or acute physical disability, professional land or airAll ofNOTE: a chronic care a chronic or psychiatric care orhospital psychiatric a chronic or institution, hospital care or psychiatric or chronic institution, care hospital chronic unit or of care institution, a general unit ofhospital, chronic a general care hospital, unit of a ge Pit re sealants and fissure sealants • Pit and fissure sealants provincial government assistance. AmbulanceAmbulance Transportation Transportation Ambulance ambulance toTransportation the nearest hospital equipped to provide the required treatment. or when is aconfined patient to isorconfined awhen nursing a to patient home a nursing oris home confined home foror to thehome a aged nursing for and the home receives aged or and homereceives for the aged and Space ainers maintainers and general • and Space anaesthetics general maintainers general anaesthetics Schedule B –anaesthetics Basicand Comprehensive When required When as the required resultasofthe an When result accident required of an or acute accident as thephysical result or acute ofdisability, anphysical accident professional disability, or acuteprofessional land physical or air disability, land orprofessional air land or airor when a patient provincial government provincial government assistance. provincial assistance. government assistance. TRAVEL • Periodontal treatment including: cleaning and scaling (8 units every 12 months) – ambulance to ambulance the nearest to the hospital nearest ambulance equipped hospital totothe equipped provide nearestthe tohospital provide required equipped the treatment. required to provide treatment. the required treatment. Hearing Aids hedule Basic Comprehensive B – Basic Schedule Comprehensive B of – Basic Comprehensive treatment gums and tissues of the mouth Standard hearing aids, repairs or replacement parts. TRAVEL TRAVEL TRAVEL Periodontal reatment including: treatment • Periodontal cleaning including: and treatment scaling and including: (8 units scaling every cleaning (8 12 units months) and every scaling 12 – months) (8 units–every 12 months) – Hearing Aids Services that are required as a result of emergency illness or injuries which occurred Endodontics –cleaning root canal therapy Hearing Aids Hearing Aids reatment gums andoftissues gums• of and treatment the tissues mouth ofofgums the repairs, mouth and tissues of the you were vacationing or traveling for other than health reasons. Covers hospital ser Denture cleaning, rebasing andmouth relining Standard hearing Standard aids,hearing repairsaids, orStandard replacement repairs hearing or not replacement parts. aids, repairs parts. or replacement NOTE: Does include the replacement cost parts. for batteries. Services thatServices are required that are as arequired result Services ofasemergency that a result are required of illness emergency as or ainjuries result illnessof which oremergency injuries occurred which illness while occurred or injuries while whichrepatriati occurred Endodontics – root canal–therapy root • Endodontics canal therapy– root canal therapy and accommodation, medical/surgical services, emergency transportation, you were vacationing you were vacationing or traveling youor for were traveling other vacationing than forhealth otherorthan reasons. traveling health Covers forreasons. other hospital than Covers health services hospital reasons. services Covers hospital ser Denture ning, repairs, cleaning, rebasing •repairs, Denture andrebasing relining cleaning, andrepairs, relining rebasing and relining air ambulance. Schedule C – Major Services NOTE: DoesNOTE: not include Does the not replacement include NOTE:the Does replacement costnotforServices include batteries. costtheforreplacement batteries. cost for batteries. Home Support and accommodation, medical/surgical and medical/surgical accommodation, services, emergency services, medical/surgical transportation, emergencyservices, transportation, repatriation emergency repatriation andtransportation, and repatriati • Dentures Services of a Registered Nurse (RN), Registered Practical Nurse (RPN), or Licensed Practical Nurse and accommodation, air ambulance. air ambulance. air ambulance. hedule Major CServices – Major Schedule ServicesCcrown – Major Servicesor onlays on natural teeth NOTE: Travel Benefits are not available after the age of 65. • Standard restorations Home Support Home Services Support Services Home Services (LPN) inSupport the home when certified medically necessary by the attending physician. Dentures • Dentures Standard bridges, including pontics, abutment retainers/crowns on natural teeth Services of aServices Registered of aNurse Registered (RN), Services Nurse Registered of a(RN), Registered Practical Registered Nurse Nurse Practical (RN), (RPN), Registered Nurse or Licensed (RPN), Practical or Practical Licensed Nurse Nurse Practical (RPN), orNurse Licensed Practical Nurse NOTE: Travel NOTE: NOTE: Benefits Travel areBenefits not available are not Travel after available Benefits the ageafter of are65. the notage available of 65. after the age of 65. Standard wn restorations crown restorations or • Standard onlays onor crown natural onlays restorations teeth on naturalorteeth onlays on natural SEMI-PRIVATE HOSPITAL ACCOMMODATION repair or recementing of crowns, onlays teeth and bridgework on natural teeth (LPN) in the(LPN) homeinwhen the home certified when (LPN) medically certified in the necessary home medically when bynecessary certified the attending medically by thephysician. attending necessary physician. by the attending physician. Medical Items Standard dges, including bridges, pontics, •including Standard abutment pontics, bridges, retainers/crowns abutment includingretainers/crowns pontics, on natural abutment teeth onretainers/crowns natural teeth on natural teeth • Aids for daily living include: hospital style beds including rails and mattress, decubitus SEMI-PRIVATE SEMI-PRIVATE HOSPITAL SEMI-PRIVATE ACCOMMODATION ACCOMMODATION HOSPITAL Standard air or recementing repair or• recementing Standard of crowns,repair onlays of crowns, or and recementing bridgework onlays and of crowns, bridgework on natural onlays teeth on and natural bridgework teeth on natural teeth Medical Items ThisHOSPITAL benefit pays for the difference in ACCOMMODATION cost between standard ward and semi-private Medical Items Medical Items (ulcer care) supplies, trapeze accommodation in a public or general (acute care) hospital when you have occupie NOTE: All of the dental benefits are based on the current Provincial Dental • Aids for daily • Aids living for include: daily living hospital Aids include: for style daily hospital beds living including style include: beds rails including hospital and mattress, style rails beds and decubitus mattress, includinglancets), decubitus rails and mattress, decubitus • Braces, casts, diabetic supplies (blood glucose monitor, catheter supplies, This benefit This paysbenefit for thepays difference foractive This theinbenefit difference cost between paysinbed. for cost standard the between difference ward standard in and cost semi-private ward between and standard semi-private semi-private treatment Your provincial government health plan ward must and accept or agree Association fee guide for general practitioners. (ulcer care) supplies, (ulcer care) trapeze supplies,ostomy (ulcer trapeze care) supplies, trapeze supplies, custom made foot orthotics accommodation in a public orin general apay accommodation public or general care) inward (acute ahospital public care) or when general hospital you (acute have when occupied care) you have hospital anoccupied when an you have occupie OTE: he dental All ofbenefits the dental NOTE: are benefits based All ofonare thethebased dental current on benefits Provincial the current are based Dental Provincial on theDental current Provincial Dental the(acute standard rate. • Braces, casts, • Braces, diabetic casts, supplies diabetic • (blood Braces, supplies glucose casts, (blood diabetic monitor, glucose supplies lancets), monitor, (blood catheter lancets), glucose supplies, catheter monitor,supplies, lancets),equipment catheter supplies, accommodation Mobility Aids include: cane, crutch, walker, wheelchair, traction active treatment activebed. treatment Your provincial bed. active Yourgovernment treatment provincialbed. government health Yourplan provincial health must accept government plan must or agree accept health to orplan agree must to accept or agree ation Association fee guide forfee general guide Association practitioners. for general feepractitioners. guide for general practitioners. ostomy supplies, ostomy custom supplies, made custom ostomy orthotics made supplies, foot orthotics custom made footeyes, orthotics • foot Prosthetics include: artificial limbs, prosthetic accessories, modifications and repairs, pay the standard pay the ward standard rate. ward pay rate. the •standard ward rate.benefit cannot be purchased on its own. NOTE: The semi-private • Mobility Aids • Mobility include: Aids cane, include: crutch, • Mobility cane, walker, crutch, Aids wheelchair, include: walker, cane, traction wheelchair, crutch, equipment traction walker, wheelchair, equipment traction equipment surgical brassieres after a mastectomy Prism • This benefit does not apply to accommodation in a long-term care facility • Prosthetics• include: Prosthetics artificial include: limbs, Prosthetics artificial eyes, limbs, prosthetic include: eyes,accessories, artificial prosthetic limbs, accessories, modifications eyes, prosthetic modifications and repairs, accessories, repairs, modifications and repairs, • Respiratory Cardiology includes: continuous positive airwayand pressure pump (CPAP), apnea This brochure outlines benefits available. This is not a contract. Actual details, NOTE: • The NOTE: • The semi-private NOTE: • (i.e. semi-private benefit cannot benefit The be purchased semi-private cannot care beon purchased benefit its own. cannot on itsbe own. purchased on its chronic facility/hospital), private hospital or own. program treatment f surgical brassieres surgicalafter brassieres a mastectomy after surgical a mastectomy brassieres afterdisrhythmias a mastectomy monitor for respiratory (for infants), compressor, inhalant devices, tracheotomy Prism Prism terms, conditions, limitations and exclusions are detailed in the policy issued by • This doesbenefit not apply doesto•not accommodation This apply benefit to does not a long-term apply tohospitalization aaccommodation care long-term facility care facility long-term or care facility Benefits areaccommodation notinpayable forin duein toapregnancy pregnanc • Respiratory• Cardiology Respiratory includes: Cardiology • supplies, Respiratory continuous includes: Cardiology positive continuous airway includes: positive pressure continuous airway pump pressure (CPAP), positive pump apnea airway (CPAP), pressure apneapump (CPAP), apnea • This benefit oxygen re This outlines brochure benefits outlines available. This benefits brochure This available. outlines is not aThis contract. benefits isapplication notavailable. Actual a contract. details, This Actual is notdetails, a contract. Actual details, Green Shield Canada upon approval. carechronic facility/hospital), care facility/hospital), (i.e.private chronichospital care private facility/hospital), or program hospitalduring or treatment program private facility. hospital treatment or month program facility.period treatment conditions which commence the first ten (10) followf monitor for monitor respiratory fordisrhythmias respiratory disrhythmias (forfor infants), respiratory (for compressor, infants), disrhythmias compressor, inhalant (fordevices, infants), inhalant tracheotomy compressor, devices, tracheotomy inhalant devices, tracheotomy • monitor Vascular compression includes: intermittent compression pump and sleeve, pressure gradient (i.e. chronic (i.e. itions, terms, limitations conditions,and limitations terms, exclusions conditions, andare exclusions detailed limitations are in the detailed andpolicy exclusions inissued the policy are by detailed issued in bythe policy issued by • Benefits are • Benefits not payable are not for payable hospitalization • effective Benefits for are hospitalization not to due for hospitalization toorpregnancy pregnancyordue related pregnancy to pregnancy relatedor pregnanc datedue of payable thepregnancy coverage. supplies, oxygen supplies, oxygen surgical supplies,stockings oxygen dGreen Canada Shield upon Canada application Green uponShield approval. application Canadaapproval. upon application approval. conditions commence which during commence conditions the first during which ten the (10) commence first month ten (10) during period month following the first period ten thefollowing (10) month theperiod follow • Vascular compression • Vascular compression includes: • Vascular intermittent includes: compression intermittent compression includes: compression pump intermittent and sleeve, pump pressure compression and sleeve, gradient pressure pump and gradient sleeve, pressure gradient conditions which effective date effective of the coverage. date of theeffective coverage. date of the coverage. surgical stockings surgical stockings surgical stockings 3 3 3 3 4 4 4 4 5 5 5 5 Prism Precision® - Monthly Rates Effective January 1, 2008 Pri Rates and/or benefits are subject to change with thirty (30) days notice to the applicant/policy holder. NOTE: Prism Precision Monthly Rates do not include the Optional Semi-Private Hospital Accommodation benefit. Please refer to the Optional Semi-Private rate table for the additional premium required. Saskatchewan, Manitoba, Northwest Territories, Yukon Territory and Nunavut Alberta British Columbia P1 Ontario New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland Quebec Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $17 $33 $41 $23 $44 $56 $17 $33 $41 $24 $46 $60 $25 $48 $61 $24 $46 $60 45-54 $18 $35 $44 $25 $48 $61 $18 $35 $44 $26 $50 $65 $27 $52 $67 $26 $50 $65 55-64 $19 $37 $47 $26 $50 $65 $19 $37 $47 $28 $54 $70 $29 $56 $72 $28 $54 $70 65+ $20 $38 $49 $27 $52 $67 $20 $38 $49 $30 $56 $75 $31 $59 $76 $30 $56 $75 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $41 $79 $114 $45 $85 $123 $33 $63 $90 $51 $96 $137 NA $44 $83 $121 45-54 $43 $82 $118 $47 $89 $126 $35 $66 $95 $53 $101 $143 NA $45 $85 $123 55-64 $45 $85 $123 $49 $92 $131 $37 $70 $98 $56 $106 $150 NA $47 $89 $126 65+ $46 $87 $125 $51 $96 $137 $39 $74 $101 $58 $108 $155 NA $49 $92 $131 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $56 $107 $160 $60 $115 $171 $41 $79 $116 $64 $123 $182 $58 $113 $164 $51 $98 $144 45-54 $59 $112 $168 $63 $122 $179 $44 $85 $125 $68 $130 $194 $58 $113 $164 $53 $103 $150 55-64 $60 $115 $171 $66 $128 $184 $45 $85 $127 $70 $135 $199 $60 $115 $171 $56 $107 $160 65+ $60 $115 $171 $66 $128 $184 $45 $85 $127 $68 $130 $194 $60 $115 $171 $56 $107 $160 Pri P2 P3 Optional Semi-Private Hospital Accommodation Monthly Rates Rates and/or benefits are subject to change with thirty (30) days notice to the applicant/policy holder. NOTE: The appropriate Semi-Private monthly rate below must be added to one of the plans above (P1, P2 or P3) if you wish to have the Optional Semi-Private Hospital Accommodation as a benefit. Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $4 $6 $8 $5 $7 $9 $4 $6 $8 $6 $8 $10 $6 $8 $10 $5 $7 $9 45-54 $6 $8 $10 $7 $9 $11 $6 $8 $10 $8 $10 $12 $8 $10 $12 $7 $9 $11 55-64 $8 $10 $12 $9 $11 $14 $8 $10 $12 $10 $12 $15 $10 $12 $15 $9 $11 $14 65+ $12 $18 $21 $16 $23 $27 $12 $18 $21 $18 $27 $31 $18 $27 $31 $16 $23 $27 Wh
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