Alpine Bank Business Purchasing One
Credit Card Application (Please Print)
COMPANY INFORMATION
Company Name __________________________________________________________
Type of Organization (Check one)
Proprietorship
Corporation
Partnership
Tax ID # ________________________
Non-Profit
Other _____________
Business Industry _______________________________________________
Years in business ____________ Gross annual revenues $______________
Current address ___________________________________________ City ________________________State ______Zip__________
Mailing address ___________________________________________ City ________________________State ______Zip_________
(if different from above)
Business phone ____________________________ Cell Phone ___________________________ Fax ________________________
Please attach the following required information:
• Copy of current (less than 6 months old) balance sheet and income statement for the business
• Copy of current (less than 12 months old) personal financial statement(s) for principals of business
• Last two years’ business tax returns
PLEASE READ THE FOLLOWING CAREFULLY BEFORE SIGNING:
I/We certify that all information herein is true and complete. I/We agree that inquiries may be made to verify information and that credit
references or verification may be given based on inquiries from other parties. This offer is subject to the credit policies of this institution.
The Company has taken the action necessary to duly authorize and approve this Business Credit Card Application and Agreement and
I/we have been authorized to sign on behalf of the Company. I/We and the Company agree to be bound by the terms hereof and
conditions of the cardholder agreement, a copy of which will be mailed to the Company if this application is granted. The receipt of
such agreement and acceptance of its terms shall be conclusively presumed by the Company’s use of the credit card. The Company
and each undersigned guarantor shall be jointly and severally liable for any and all credit extended from time to time. Alpine Bank may
report information about your account to the credit bureaus. Late payments, missed payments, or other defaults on your account may
be reflected in your credit report.
AUTHORIZED REPRESENTATIVE OF THE COMPANY
Name and Title
Signature
Date
Name and Title
Signature
Date
Name and Title
Signature
Date
Name and Title
Signature
Date
Name and Title
Signature
Date
INDIVIDUALLY GUARANTEED BY:
CARDHOLDER INFORMATION
NAME OF CARDHOLDER
CREDIT LIMIT
(Attach additional sheets for additional cardholders)
TOTAL COMPANY CREDIT LIMIT REQUESTED
CELL PHONE
$
FOR BANK USE ONLY
NEW ACCOUNT
CHANGE TO EXISTING ACCOUNT
CREDIT LIMIT $_____________OFFICER____________ LOCATION # ______________
Alpine Bank Business
Purchasing One Credit Card
Manage and Monitor Your Business Expenses
Whether your business has one cardholder or many, the Alpine Bank Purchasing One Card will make it easy to pay for everyday expenses such as supplies, travel
expenses, entertainment, equipment and more. Our advanced management tools will enable you to easily monitor your business’ expenses with detail that you
never had before.
Increased Cash Flow
You need your money to work for you. Paying for your monthly expenses at the end of each month increases your cash flow throughout the month, allowing you to
do more with your business.
One Combined Statement & Free Online Management System
The Alpine Bank Purchasing One Card consolidates your business expenses, saving you time. Review all your monthly business expenses in one combined
statement. Our free online management system will allow you to adjust employee spending limits, order replacement cards, make payments, view transaction
history, and pull easy to understand individual or company expenditure reports.
Easy Record Keeping
There’s no easier way to keep personal and business expenses separate than being able to determine if it is a business expense at the time of purchase. No more
spending hours reconciling your bank statements at the end of each month. Use your Alpine Bank Purchasing One Card for all your business purchases, and save
yourself the time and effort of sorting through lists of transactions at the end of the month. It may even make tax return time a little less painful.
Spending and Budget Control
Going over budget can be a thing of the past by setting a limit for each cardholder. You’ll also save money because our Alpine Bank Purchasing One Credit Card
comes with an annual fee of $0.
Other Great Benefits You’ll Enjoy With Your Alpine Bank Purchasing One Credit Card
Some of these benefits may have additional fees that apply
• Travel and Emergency Assistance Services
No matter where your travels take you, you’re never more than a phone call away from assistance. Call 1-800-VISA-911 (Outside US 410-581-9994) day or night,
and we’ll help you find the appropriate emergency services, including medical, legal, or transportation, should the need arise. There might be additional fees for this
service.
• Auto Rental Insurance
Rent a vehicle using your Alpine Bank Purchasing One Credit Card and automatically have additional auto rental insurance. No need to pay for the collision
damage coverage offered by the rental company. We have you covered.
• Roadside Dispatch
Whether in your own car or in a rental car, we’ll connect you with emergency roadside assistance services like towing, fuel delivery, locksmith and more. There
might be additional fees for this service.
APPLICABLE CREDIT CARD DISCLOSURES REQUIRED BY LAW
Annual Percentage Rate (APR) for Purchases
Prime + 13.74%. This APR will vary with
Your APR will be
the market based on the Prime Rate.
21% Fixed APR
Your APR will be Prime + 13.74%. This APR will vary with
APR for Cash Advances
APR for Balance Transfers
the market based on the Prime Rate.
How to Avoid Paying Interest and Late Fees
Your due date is at least 25 days after the close of each billing cycle. We will not
charge interest or a balance fee on new purchases, provided you have paid your
previous balance in full by the due date each month. We will begin charging interest
on balance transfers on the transaction date.
Annual Fee
$0
Minimum Interest Charge
If you are charged interest, the charge will be no less than $1.00
TRANSACTION FEES
• Balance Transfers: Either $10 or 3% of the amount of each transfer, whichever is greater.
• Cash Advance: Either $10 or 4% of the amount of each cash advance, whichever is greater.
• Foreign Transaction: 0% of each transaction in U.S. Dollars.
PENALTY FEES
• Late Payment: Up to $35 unless the balance is less than $100, then the fee is $0.
• Return Payment: Up to $35.
• Over-the-Credit Limit: Up to $35 unless the balance is less than $100 over the limit, then the fee is $0.