CREDIT CARD PROCESSING PROPOSAL
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getnationwide.com
Merchant Proposal Template
Thank you for considering Nationwide Payments as your business partner for your electronic payment processing needs.
We are a company dedicated to providing cost-effective, efficient processing solutions customized to fit our business
partners’ individual needs.
Nationwide Payments enables businesses to accept all forms of non-cash payments. We provide credit, debit and check
card processing, electronic check acceptance, e-commerce solutions and custom gift and loyalty card marketing
programs. We also provide several special industry programs for governments, schools/universities, the parking
industry, and utilities and oil companies.
RATE GUARANTEE POLICY: Nationwide Payments guarantees to review any legitimate competitor offer for processing
services to ensure your rates/fees with us remain competitive during the term of the agreement.
EARLY CANCELLATION POLICY: If you provide Nationwide Payments with a 60 day written notice prior to termination of
your processing, there is no cancellation fee.
:: Next Day Funding Option
:: Chargeback support and guidance
:: Ecommerce, Mobile and Kiosk solutions
:: Check guarantee and E-Commerce Options
:: Monthly and daily reporting of merchant activity
:: PCI Compliance Validation Assistance
:: Rate Guarantee Program
:: Gift and Loyalty Card marketing programs to help
generate more business and reward customers for loyal
buying behavior
:: Retail and Restaurant POS Solutions
:: 24 hour Technical Help Desk support
:: Short Term Capital Funding Solution
Pricing:
The Card Associations (Visa, MasterCard, and Discover) impose a set of fees referred to as “Interchange Fees” that all
merchants who accept credit cards must pay. Interchange is the fee charged for passing financial transactions back and
forth between the parties involved (merchant, payment processor, bankcard companies, and issuing banks).
Interchange fees vary depending on a number of factors. Card type, the way the card information is provided, and the
type of transaction all play a part in determining the interchange rate.
Cost Plus billing is a simple, direct billing structure that allows Nationwide Payments to pass through the exact charges
from the networks and Card Associations. A merchant then only pays a small percentage above the interchange rates
that remains constant for each charge type. This billing structure ensures that your processing fees remain as low as
possible by passing through exact interchange costs.
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Qualified Check Card Rate 1.39% + $0.20
Qualified Rate 1.69% + $0.20
Mid-Qualified Rate 2.39% + $0.20
Non-Qualified Rate 3.09% + $0.20
Monthly Statement Fee - $8.50
Annual PCI Fee - $69
Annual Regulatory Reporting Fee (for 1099k reporting) - $12
We anticipate that this new pricing structure will save
approximately
* a month and
* a year.
* The quoted savings are not exact; they are based on a certain month’s activity and will vary depending on volume,
qualifying charge types, etc.
Enterprise Business Park | 400 Technology Way | Scarborough, Maine 04074 | 877-290-1975 | getnationwide.com