TIPS TO AVOID FRAUD
LOOK FOR DETAILS IN THIS ISSUE
Fall into a Win-Win!
AP offers a Visa credit card with terms that
can’t be beat and many impressive features:
u No annual fee
u Same rate for purchases, cash advances,
or balance transfers
u Make payments at our branches
u
Plus, if you apply for an AP Visa before September 30th, you and the
member service representative assisting you both get a scratch off ticket to
win a prize! Just bring a paystub and let your AP representative do the rest!
Going toWatch the Fall Colors?
Fall is the
Time to Join!
Studies have shown that taking some
Did you know that it benefits us
time off to recharge puts us in better
shape and allows us to better handle
our many responsibilities. Your credit
union is here to help!
We can help you find an affordable
way to get away to see the Fall colors
or even to plan one more
weekend at the beach! Ask
any loan officer today about a
vacation loan and get ready to
pack those bags!
S E P T E M B E R
2 012
all if we grow our membership?
Because you, as a member of
AP Federal Credit Union, are
also an owner, tell your friends
and family about us! We would
love to help them and have
them join our family too!
Fraud Alerts Not Falling...
We have been seeing a general increase in fraud across the country and
Northwest Ohio is no exception.
3907 N Detroit
Toledo OH 43612
419 476 2531 tel
419 476 3848 fax
405 N Reynolds
Toledo OH 43615
419 381 0705 tel
419 381 1718 fax
800 493 8949
www.apfedcu.com
Recommend steps to avoid losses:
u View your statements carefully.
Report any unusual or unauthorized
u Photocopy your card front and back
and keep the copy in a safe place.
transactions
Then, if it’s lost or stolen, you have
promptly.
the numbers (front and back)
and the phone number on the
card to call.
Heard It
in the Lobby!
u
Call as soon as you realize the card
is gone. The quicker it’s frozen
from activity, the lesser the loss to
everyone involved.
Here’s some things we have been hearing in
the lobbies of AP Federal!
“I’ve been a member a long time and everyone
is so helpful and nice!”
“I am happy to tell all my friends and relatives
about the great service at AP!”
“I just love your coffee!”
“Wow- there’s no charge for Notary Service
for Members? That’s great!”
“You guys make this so easy!”
What have you heard?
Fall Into Savings on
Tuition Loan
Do you need help getting the kids back
to school? They sure do need lots of
supplies and stuff! AP is offering a great
rate on a Tuition Loan this Fall.
Stop by either AP location and
talk with a Loan Officer.
Monday, October 8
Columbus Day