Navigating Health Care and Coverage as an Immigrant in Massachusetts Claire Valentin, Staff Attorney Children’s Law Center of Massachusetts [email protected] 1-888-KIDLAW8 Facebook About Children’s Law Center of Massachusetts • Children’s Law Center provides legal representation and resources to low-income children and youth in education, special education, child welfare, immigration, and mental health matters. • Staff offer free trainings for providers on education, special education, child welfare, immigration, and mental health matters. • Helpline for families, providers, and youth: 1-888-KIDLAW8 Navigating Health Care and Coverage as an Immigrant in Massachusetts 1. Types of Immigration Status 2. Immigration Related Concerns under the Trump Administration Types of Immigration Status Main Types of Immigration Status U.S. Citizen Legal Permanent Resident (Green Card) (U.S. Born Acquired Derived Naturalized) Employment Family Reunification Diversity Lottery Humanitarian (Asylee, Refugee, U & T visas, VAWA, SIJ) Temporary NonImmigrants Visitors (tourists & business) Temporary Workers (farmworkers & skilled labor) Students (higher education only) Humanitarian (TPS, Parolees) In Process/ Deferred Applying for Status DACA or other Deferred Status Undocumented or Out of status Health Insurance Meets Immigration U.S. Citizen Legal Permanent Resident More than 5 years = Qualified Noncitizen (Green Card) = Lawfully Present Noncitizen Less than 5 years, but Humanitarian Temporary Non-Immigrants = Nonqualified individuals lawfully present Less than 5 years, not Humanitarian In Process/Deferred = Non-qualified PRUCOL Undocumented or Out of status = Qualified Noncitizen = Qualified Noncitizen Barred Legal Permanent Resident/ Green Card Holder A person with a green card is: Allowed to live, work, and study. in the United States Allowed to travel outside the United States and back. Eligible to later apply to become a U.S. citizen. Eligible for certain types of public assistance. Still at risk of deportation! Work Authorization A person with a work authorization card is: Allowed to work in the United States. Eligible for a social security number. Eligible for a driver’s license in MA. Not necessarily allowed to live in the United States. Not necessarily allowed to travel. Not eligible for certain types of public assistance. Still at risk of deportation! Work Authorization Common examples of work authorization cards: Asylum: (a)(05) Asylum pending: (c)(08) DACA: (c)(33) Deferred Action: (c)(14) Pending Application for Residence: (c)(09) TPS: (a)(12) or (c)(19) T-Visa: (a)(16) or (c)(25) U-Visa: (a)(19) or (a)(20) Immigration Related Concerns under Trump Administration “Sensitive Locations” Policy Previously, ICE stated it would generally not conduct enforcement actions at “sensitive locations” such as schools, churches, and medical facilities. Currently, This policy is still in place. However, ICE has increased enforcement actions around locations not listed in their policy such as courthouses. “Public Charge” Concerns • Laws and policies about immigrants and public benefits have not changed; the “leaked” memo was never finalized. • Immigrants should not misrepresent information when completing public benefits applications or dealing with any government agency. • Federal and state laws that protect the privacy of people who apply for or use health programs remain in place. • People who need health care or other safety-net benefits should use them! Massachusetts A.G. Guidance to Health Care Providers • Do the President’s Executive Orders prevent any immigrant patients from getting health care? • No. To date, none of the Executive Orders signed by the President directly impact any patient’s ability to receive health care or apply for and receive health insurance coverage for which they may be eligible (e.g., MassHealth Limited or Health Safety Net programs) • Are health care providers required to verify their patients’ immigration or citizenship status? • No. Health care providers are not required to ask about immigration or citizenship status and may treat anyone regardless of immigration or citizenship status. • Who can a health care provider contact at the AGO with questions or to report an incident? • If you have questions or need further assistance, you may contact the Health Care Division of the Attorney General at (888) 8306277 or the Civil Rights Division of the Office of the Attorney General at (617) 963-2917 Health Care for Immigrants in Massachusetts: 2017 and Beyond Andrew P. Cohen Staff Attorney Health Law Advocates Youth At Risk Conference June 9, 2017 Health Law Advocates Non-profit, public interest law firm Pro bono legal services for lowincome Mass. residents (< 300% FPL) Core issues: • • • • Legal barriers to care and coverage Appeals of coverage or service denials Medical debt/collections assistance Immigrant Healthcare Access Initiative HLA’s Finch cases 2009: Budget pressures caused Mass. legislature to pass law cutting ~40K legal immigrants from Commonwealth Care 2010: HLA filed class action lawsuit 2011: SJC held legal immigrants are a “suspect class” that get strict scrutiny 2012: SJC held that state law was unconstitutional; coverage restored! HLA’s Immigrant Healthcare Access Initiative Free legal services for low-income immigrant clients, regardless of status Trainings about immigrants’ access to coverage under Mass. public programs Policy advocacy through the Immigrant Healthcare Access Coalition (“IHAC”) Immigrant Healthcare Access Coalition (IHAC) Next Meeting • TBD July, 2017 • One Federal Street, 5th Floor (HLA’s office) Policy issues • Ensuring providers and public programs are welcoming to immigrant patients • Language access • Access to MassHealth programs “Culture of Fear” Federal administration is sowing fear States, cities, organizations, and medical providers can help! Proposed federal policies would hurt access to care CHIP reauthorization? Proposed Executive Order on public benefits? • i.e. redefining “public charge” to include all federally means-tested benefits Repeal of Affordable Care Act? Medicaid cuts? ACA Repeal, Medicaid cuts House passed AHCA bill • Per-capita caps, Health Savings Accounts, age-based tax credits, continuous coverage penalty, High Risk Pools, limits on abortion coverage Likely effect in MA: • Less federal $ to support coverage, undercut state protections Privacy Protections Medicaid and the ACA contain privacy protections: • Applicant information may be used ONLY for purposes of determining eligibility for programs SAVE System (federal data hub) does NOT save individual info in a database Resistance! MASSHEALTH PROGRAMS Overview of MassHealth eligibility and programs MassHealth: Overview MassHealth = Medicaid + CHIP • State/Federal program • Managed care (as primary coverage) Eligibility, generally • Adults <138% FPL, Kids <300% FPL • BUT: lots of different eligibility categories based on disability, immigration status, age, etc. MassHealth Programs MassHealth Standard • Comprehensive benefit package • Preventive care, outpatient medical services, nursing home and PCA services, prescription drugs, hospitalization. MassHealth Common Health • Same as Standard; only for disabled people MassHealth Family Assistance • Rich benefits, but does not cover nursing home or personal care attendant services • OR Premium Assistance to help pay for private insurance MassHealth Care Plus • Childless, low-income, able-bodied adults age 21-64 • Same as Family Assistance MassHealth Limited – Emergency services ONLY IMMIGRANT ELIGIBILITY Eligibility for MassHealth coverage for immigrants with various statuses Health care coverage for immigrants: Overview Type/robustness of coverage is dependent on immigration status • However, Mass. residents with low incomes will almost always be eligible for some program, even people without documents Categories of legal status I “Lawfully present” non-citizens • “Qualified noncitizens” o Lawful permanent residents (LPRs, i.e. green card holders) >5yrs o Refugees/Asylees, Cuban/Haitian entrant, victims of trafficking • “Qualified noncitizens barred” = LPRs <5 yrs • “Nonqualified individuals lawfully present” oVisa holders/authorized employment oTemporary protected status, parolees, etc. Categories of legal status II “Non-qualified PRUCOL” • “Permanent Resident Under the Color of Law” Including: • Pending application for legal status • DACA • Non-citizen living in U.S. with knowledge/consent of DHS whose departure won’t be enforced • Indef. stay of deport. or indef. voluntary departure • Suspension of deportation Access to Coverage - I MassHealth Standard • Infants <1yr, lawfully present, <200% FPL • Kids ages 1-20, lawfully present, <150% FPL • Adults ages 21-64, qualified lawfully present, <138% FPL - (or MH Care Plus if childless) • Elderly adults ages 65+, qualified lawfully present, <100% FPL • Pregnant women, any status(!), 200% FPL Access to Coverage - II MassHealth Family Assistance • Kids 1-20, lawfully present, 151-300% FPL • Infants to elderly, PRUCOL, <300% FPL • Disabled adults, non-qualified or barred lawfully present, <100% FPL MassHealth Common Health • Disabled children 1-18, PRUCOL, no $ limit • Disabled young adults 19-20, PRUCOL, <150% FPL Access to Coverage - III Connector Care (i.e. public subsidies for private coverage, “ObamaCare”) • Adults ages 21+, lawfully present, 0300% FPL Advance Premium Tax Credits (APTCs) • Infants to elderly adults, lawfully present, 301-400% FPL Special groups: Pregnant women, DACA Pregnant Women • MassHealth Standard: <200% FPL oRegardless of immigration status • Connector Care/Tax credits: 200-400% FPL DACA • Not “Lawfully Present” under ACA • DACA = eligible for Family Assistance Coverage for undocumented immigrants Terms • “Undocumented” = people without statesanctioned immigration or visa status Coverage • MassHealth Limited • Children’s Medical Security Plan • Health Safety Net MassHealth Limited Background: MA version of Emergency Medicaid Coverage: Emergency services for acute medical problems, or prevention of a serious health problem Eligibility: Mostly undocumented immigrants • Adults: < 138% FPL • Kids 1-20: < 150% FPL Children’s Medical Security Plan (CMSP) Background: Created by statute in the 1990s • Inspiration for CHIP (esp. tobacco tax) Coverage: Primary care and preventive services (no premiums if <200% FPL) • Limitations: Caps on Rx ($200/yr), DME, dental ($750), and mental health visits (20) Eligibility: Uninsured children ages 0-18 (i.e. ineligible for MassHealth); • Mostly undocumented kids Health Safety Net (HSN) Background: “Uncompensated Care Pool” created in 1985; became the “HSN” in 2006 Coverage: Pays for care delivered at acute care hospitals and Community Health Centers • Wraps private insurance as secondary coverage; • Pays deductibles and co-insurance Limitations: Not insurance • Doctors NOT covered except at Boston Medical Center and Cambridge Health Alliance • Does not pay for private insurance copayments Gov. Baker cut coverage for immigrants in 2016 Health Safety Net (HSN) cuts: Eliminated 6 month retroactive period Introduced $500+ deductibles for people earning 150-200% FPL Decreased eligibility from 400% FPL to 300% FPL Questions? Andrew P. Cohen, Staff Attorney 617-275-2891 [email protected] Health Law Advocates: Toll-free: 888-211-6168
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