UNITED HEALTHCARE INSURANCE COMPANY
Springfield Service Center
PO Box 99999
Salt Lake City, UT 99999-9999
Have more questions about your claim?
Visit www.myuhc.com
for all your claim and benefit information
July 31, 2012
John Doe
1234 Somewhere St
Home Town, NA 67890
Member/Patient Information
Member/Patient: John Doe
Member ID: 123456789
Group Name: ABC Company
Group #: 0123456
HRA Acct #: 0234567
Explanation of Benefits Statement
This is not a bill. Do not pay. This is to notify you that we processed your claim.
Claims Summary Detailed claim information is located on following
Dollar
Amount
Description
$400.00
Amount Billed
This is the total amount that your provider billed for the services that were provided to you.
$125.00
Plan Discounts
Your plan negotiates discounts with providers to save you money. This amount may also include services that
you are not responsible to pay.
$30.00
Your Plan Paid
This is the portion of the amount billed that was paid by your plan.
$245.00
Your Total Responsibility to Provider(s)
This is the amount you owe prior to any payments from your consumer account (if applicable) .
$245.00
Consumer Account Paid
This is the amount paid by your Health Reimbursement Account (HRA).
$0.00
Total Amount You Owe the Provider(s)
The portion of the Amount Billed you owe the provider(s). This amount does not reflect any payment you may
have already made at the time you received care. This amount may include your deductible, co-pay,
Coinsurance and/or non covered charges. This amount does not include any payments made to the
subscriber*. If a payment was made directly to the subscriber, you/the subscriber is responsible for
paying the physician, facility or other health care professional.
*When coordination of benefits applies, this amount will include payments made to the subscriber..
Use this EOB statement as a reference or retain as needed
Page 1 of 5
UNITED HEALTHCARE INSURANCE COMPANY
July 31, 2012
Have more questions about your claim?
Visit www.myuhc.com
for all your claim and benefit information
Springfield Service Center
PO Box 99999
Salt Lake City, UT 99999-9999
Phone: 1-888-888-8888
Claim Detail for JOHN DOE
Provider: M. Smith
Date(s) of Type of
Service Service
Claim Number: 12345678901
Notes*
Amount
Billed
(-)
Plan
Discounts
(-)
Your Plan
(=)
Paid
Patient Account Number: 12345
Your Itemized Responsibility to Provider**
Deductible (+)
Your Total
Copay (+) Coinsurance (+) Non Covered (=) Responsibility*
7/9/12
Physician
D1
$150.00
$75.00
$0.00
$75.00
$0.00
$0.00
$0.00
$75.00
7/10/12
Laboratory
E8
$125.00
$25.00
$15.00
$85.00
$0.00
$0.00
$0.00
$85.00
7/10/12
Laboratory
QG
$125.00
$25.00
$15.00
$85.00
$0.00
$0.00
$0.00
$85.00
$400.00
$125.00
$30.00
$245.00
$0.00
$0.00
$0.00
$245.00
Claim Total:
HRA Paid to Provider:
Amount Owed:
HRA Paid To You:
$245.00
$0.00
$0.00
**This total does not reflect any payments / copays you made at the time of service.
Please wait for a provider bill before making a payment.
Notes*
D1 - THANK YOU FOR USING A NETWORK PHYSICIAN OR OTHER HEALTH CARE PROFESSIONAL. WE HAVE APPLIED THE CONTRACTED FEE. THE PATIENT IS NOT RESPONSIBLE FOR
THE DIFFERENCE BETWEEN THE AMOUNT CHARGED BY THE PHYSICIAN OR HEALTH CARE PROFESSIONAL AND THE AMOUNT ALLOWED BY THE CONTRACT, EXECPT IN SITUATIONS
WHERE THERE IS AN ANNUAL BENEFIT MAXIMUM FOR THIS SERVICE. THE PATIENT IS ALSO RESPONSIBLE FOR ANY COPAY, DEDUCTIBLE AND CONISURANCE AMOUNTS.
EB- UNITEDHEALTHCARE HAS BEEN NOTIFIED BY THIS PROVIDER THAT IT INTENDS TO WAIVE THE PATIENT RESPONSIBILITY FOR THIS CLAIM. YOU ARE REQUIRED TO PAY ALL APPLICABLE COINSURANCE/DEDUCTIBLE AMOUNTS ON CLAIMS FOR SERVICES BY NON-PARTICIPATING PROVIDERS. UNITEDHEALTHCARE CAN’T PROCESS THIS CLAIM UNTIL IT RECEIVES A
BILLING STATEMENT INDICATING THE TOTAL AMOUNT THE PATIENT IS REQUIRED TO PAY FOR THE SERVICE(S) BILLED. PLEASE ASK THE PROVIDER TO SUPPLY YOU WITH A STATEMENT INDICATING THE TOTAL AMOUNT THAT WILL BE COLLECTED FROM THE PATIENT AND FORWARD THIS TO US FOR PROCESSING IN ACCORDANCE WITH YOUR EMPIRE PLAN BENEFIT.
QG- WE HAVE REPROCESSED THIS CLAIM USING ADDITIONAL INFORMATION RECEIVED ABOUT THE DISCOUNT.
Use this EOB statement as a reference or retain as needed
Page 2 of 5
July 31, 2012
UNITED HEALTHCARE INSURANCE COMPANY
Springfield Service Center
PO Box 99999
Salt Lake City, UT 99999-9999
Phone: 1-888-888-8888
Have more questions about your claim?
Visit www.myuhc.com
for all your claim and benefit information
MEDICAL CLAIMS ONLY
A review of this benefit determination may be requested by submitting your appeal to us in writing at the following address: UNITEDHEALTHCARE APPEALS, P.O. BOX 30432, SALT LAKE CITY, UT
84130-0432. The request for your review must be made within 180 days from the date you receive this statement. If you request a review of your claim denial, we will complete our review no later than 30
days after we receive your request for review.
If your plan is governed by ERISA, you may have the right to file a civil action under ERISA if all required reviews of your claim have been completed.
FSA, HRA AND HIA CLAIMS ONLY
A review of this benefit determination may be requested by submitting your appeal to us in writing at the following address: UNITEDHEALTHCARE APPEALS, P.O. BOX 981512, EL PASO, TX 799981512. The request for your review must be made within 180 days from the date you receive this statement. If you request a review of your claim denial, we will complete our review no later than 30 days
after we receive your request for review.
If your plan is governed by ERISA, you may have the right to file a civil action under ERISA if all required reviews of your claim have been completed.
You or your authorized representative, such as a family member or physician, may appeal the decision by submitting comments, documents or other relevant information to the appeal address referenced
above.
You have the right to receive, upon request and free of charge, a copy of the internal rule, guideline or protocol that we relied upon in making the non-coverage decision for your claim.
Availability of Consumer Assistance/Ombudsman Services
There may be other resources available to help you understand the appeals process. If your plan is governed by ERISA, you can contact the Employee Benefits Security Administration at 1-866-444EBSA (3272). If your plan is not governed by ERISA, you can contact the Department of Health and Human Services Health Insurance Assistance Team at 1-888-393-2789.
If we continue to deny the payment, coverage, or service requested or you do not receive a timely decision, you may be able to request an external review of your claim by an independent third party, who
will review the denial and issue a final decision.
Insurance fraud adds millions to the cost of health care. If services are listed which you did not receive or service you were told would be free call 1-800-666-fraud. Please do not use this number for claim
questions.
Meet Your Needs Online
At almost anytime day or night, you can review claims, check eligibility, locate a network physician, request an ID card, refill prescriptions if eligible, and more: For immediate secure self-service, visit
www.myuhc.com.
Myuhc Registration
You can register and begin using myuhc in the same session. Access www.myuhc.com to register. The information required is on your insurance ID card (first name, last name, member ID, group number
and date of birth).
Maintaining the privacy and security of individuals’ personal information is very important to us at UnitedHealthcare. To protect your privacy, we implemented strict confidentiality practices. These practices
include the ability to use a unique individual identifier. You may see the unique individual identifier on UnitedHealthcare correspondence, including medical ID cards (if applicable), letters, explanation of
benefits (EOBs), and provider remittance advices (PRAs). If you have any questions about the unique individual identifier or its use, please contact your customer care professional at the number shown
Use this EOB statement as a reference or retain as needed
Page 3 of 5
July 31, 2012
UNITED HEALTHCARE INSURANCE COMPANY
Springfield Service Center
PO Box 99999
Salt Lake City, UT 99999-9999
Phone: 1-888-888-8888
Have more questions about your claim?
Visit www.myuhc.com
for all your claim and benefit information
Account Summary
Summary of Deductible and Out-Of-Pocket
Plan Year 2012
JOHN
Relationship: EE
Annual
Amount
(-)
Applied to
Remaining
(=) Balance
Date
FAMILY
Annual
Amount
(-)
Applied to
Remaining
(=) Balance
Date
In Network
In Network
Deductible
$750.00
$750.00
Met
Out of Pocket
$500.00
$500.00
Met
Deductible
$2,500.00
$1,500.00
$1,000.00
Out of Pocket
$4,000.00
$1,500.00
$2,500.00
Out of Network
Out of Network
Deductible
$1,500.00
$0.00
$1,500.00
Deductible
$1,500.00
$0.00
$1,500.00
Out of Pocket
$2,500.00
$0.00
$2,500.00
Out of Pocket
$5,000.00
$0.00
$5,000.00
Consumer Account Summary
Account Type
Effective Date(s)
Carry Over from prior
year
Beginning Amount
Used to Date
Remaining
FSA
Health Care
Dependent Care
3/1/2012
3/1/2012
N/A
N/A
$5,000.00
$3,000.00
$1000.00
$350.00
$4,000.00
$2,650.00
HIA*
3/1/2012
$0.0
$2,000.00
$0.0
$2,000.00
HRA*
3/1/2012
$352.00
$7,500.00
$7,000.00
$852.00
*Includes prior year carryover, if applicable, added to the total
Use this EOB statement as a reference or retain as needed
Page 4 of 5
July 31, 2012
UNITED HEALTHCARE INSURANCE COMPANY
Have more questions about your claim?
Visit www.myuhc.com
for all your claim and benefit information
Springfield Service Center
PO Box 99999
Salt Lake City, UT 99999-9999
Phone: 1-888-888-8888
Definitions of Key Terms
Deductible: The fixed dollar amount that you pay each year toward eligible health care services
Out of Pocket: The out of pocket maximum is the dollar amount you pay before your plan benefit
before your plan benefits are payable. Once the deductible has been met, the co-payment and/or
coinsurance period of your plan may begin. Please refer to your plan documents for specific information regarding what services apply to the deductible.
starts paying at 100% for eligible health care services. Please refer to your plan documents for specific
information on what costs apply to the maximum amount.
Use this EOB statement as a reference or retain as needed
Page 5 of 5