Prism Spectra Benefits S1 S2 S3 $3,000 per year Paid at 90% Brand name drugs covered if no generic equivalent is available $3,000 per year Paid at 90% Brand name drugs covered if no generic equivalent is available $5,000 per year Paid at 90% Brand name drugs covered if no generic equivalent is available DENTAL - Combined maximums per person for Schedules A, B & C (if applicable) Not covered $500 in the first 12 months $750 in the next 12 months $1,000 every 12 months thereafter $1,000 in the first 12 months $1,000 in the next 12 months $1,250 every 12 months thereafter Schedule A – Basic Not covered Paid at 80% Paid at 80% Not covered Paid at 60% in the first 12 months Paid at 70% in the next 12 months Paid at 80% thereafter Paid at 80% NOTE: Excludes vitamins, pa cessation products, er Not covered Paid at 50%, starting in the 3rd benefit year Paid at 50%, starting in the 3rd benefit year DENTAL Vision - maximum per person $150 every 24 months $150 in the first 24 months $200 in the next 24 months $300 every 24 months thereafter $150 in the first 24 months $200 in the next 24 months $300 every 24 months thereafter Accidental Dental - maximum per person $5,000 per year $5,000 per year $10,000 per year Ambulance Transportation Includes land and air Includes land and air Includes land and air Hearing Aids - maximum per person $300 in the first 4 years $500 every 4 years thereafter $300 in the first 4 years $500 every 4 years thereafter $500 every 3 years Home Support Services - maximum per person $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter $5,000 per year Medical Items - maximum per person $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $1,500 in the first 12 months $2,500 in the next 12 months $5,000 every 12 months thereafter foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months $5,000 per year foot orthotics - $250 every 24 months stockings - 2 pairs every 4 months surgical brassieres - 2 every 12 months Covered $50 every 24 months Covered $65 every 24 months Covered $65 every 24 months Please see “Benefit Descriptions” for more details PRESCRIPTION DRUGS - maximum per person Schedule B – Basic Comprehensive Schedule C – Major Services PRESCRIPTION DRU Prescription drugs/medication prescription by law. Schedule A – Basic EXTENDED HEALTH Medical Services Eye examinations - maximum per person $20 per visit; 20 visits per year $400 per year $20 per visit; 20 visits per year $400 per year $30 per visit; 20 visits per year $600 per year TRAVEL - maximum per person [available up to age 65] $1,000,000 per year 10 days per trip $1,000,000 per year 15 days per trip $1,000,000 per year 15 days per trip Optional benefit - medical questionnaire required - maximum per person NOTE: Optional Benefit – Additional premium required, please refer to pages (6) and (7) $200 per day, 30 days per year 1 Schedule B – Basic Compr • Periodontal treatment inclu treatment of gums and tiss • Endodontics – root canal th • Denture cleaning, repairs, r Schedule C – Major Servic • Dentures • Standard crown restoration • Standard bridges, including • Standard repair or recemen NOTE: All of the dental bene Association fee guide Professional/Registered Therapists - maximums per practitioner per person • Chiropractor, Footcare Specialist (Chiropodist/Podiatrist), Naturopath, Osteopath, Physiotherapist, Massage Therapist, Acupuncturist • Psychologist, Speech Therapist SEMI-PRIVATE HOSPITAL ACCOMMODATION • Preventative cleaning and p • Routine examinations, x-ra • Fluoride treatments for chil • Fillings and extractions • Pit and fissure sealants • Space maintainers and gen $200 per day, 30 days per year $200 per day, 30 days per year 2 Prism This brochure outlines ben terms, conditions, limitatio Green Shield Canada upon Benefit Descriptions Benefit Descriptions Benefit Benefit Benefit Descriptions Descriptions Descriptions PRESCRIPTION DRUGS EXTENDED HEALTH Medical Services Prescription drugs/medications that have been approved for use in Canada that require a PTION PRESCRIPTION DRUGS PRESCRIPTION DRUGS DRUGS EXTENDED EXTENDED HEALTH Vision HEALTH EXTENDED HEALTH prescription by law. Prescription eye glasses, contact lenses, laser eye surgery or replacement parts to prescription eye glasses. drugs/medications Prescription drugs/medications Prescription that have been drugs/medications thatapproved have been for approved use that in have Canada forbeen usethat in approved Canada require afor thatuse require in Canada a that requireVision a Vision Vision NOTE: Excludes vitamins, patent or proprietary medicines, over-the-counter drugs, smoking by prescription law. by law. prescription by law. Prescription eye Prescription glasses, contact eye glasses, Prescription lenses, contact laser eyeeye lenses, glasses, surgery laser contact oreye replacement surgery lenses,or laser parts replacement eyetosurgery parts or replacement to parts to cessation products, erectile dysfunction (ED) agents, fertility and obesity drugs. NOTE: For information regarding eye examinations please see description under prescription eye prescription glasses. eye glasses. prescription eye glasses. Medical Services. des NOTE: vitamins, Excludes patent vitamins, NOTE: or proprietary Excludes patent orvitamins, medicines, proprietary patent over-the-counter medicines, or proprietary over-the-counter drugs, medicines, smoking drugs, over-the-counter smoking drugs, smoking DENTAL Includes diagnostic tests and x-rays, dialysis equipment, laboratory tests, radioactive t and eye examinations. Medical Services Medical ServicesMedical Services Includes diagnostic Includes tests diagnostic and x-rays, Includes testsdialysis and diagnostic x-rays, equipment, dialysis tests and laboratory equipment, x-rays, tests, dialysis laboratory radioactive equipment, tests,treatments radioactive laboratory treatments tests, radioactive NOTE: Eye examinations are available only in those provinces where eye examinatio and eye examinations. and eye examinations. and eye examinations. covered by the provincial government health plan on an annual basis. NOTE: Eye examinations NOTE: Eye examinations are available NOTE: Eye are onlyavailable examinations in those only provinces are in those available where provinces eye onlyexaminations inwhere thoseeye provinces examinations are notwhere eye are not examinati tion products, cessation erectile products, dysfunction cessation erectile(ED) dysfunction products, agents,erectile fertility (ED) agents, dysfunction and obesity fertility (ED) drugs. and agents, obesityfertility drugs.and obesity drugs. NOTE: For information NOTE: Forregarding NOTE: information eyeregarding examinations For information eye examinations please regarding see description eye please examinations seeunder description please under see description under Professional/Registered Therapists Accidental Dental covered by the covered provincial by the government provincial coveredhealth government by theplan provincial on health an government annual plan on basis. an health annualplan basis. on an annual basis. Medical Services. Medical Services. Medical Services. Chiropractor, Footcare Specialists (Chiropodist/Podiatrist), Naturopath, Osteopath, A – Basic The repair or replacement of natural teeth which were damaged as a result of an accident to the DENTAL Schedule DENTAL Physiotherapist, Psychologist, Speech Therapist, Acupuncturist and Registered • Preventative cleaning and polishing (every 9 months) mouth (blow to the mouth). Professional/Registered Professional/Registered Therapists Professional/Registered Therapists Therapists Accidental Dental Accidental Dental Accidental Dental Massage Therapist (RMT). • Routine examinations, x-rays Chiropractor, Footcare Specialists Footcare Chiropractor, (Chiropodist/Podiatrist), Specialists Footcare (Chiropodist/Podiatrist), Specialists Naturopath, (Chiropodist/Podiatrist), Osteopath, Naturopath, Osteopath, Naturopath, Osteopath, Schedule – Basic A – Basic Schedule A – Basic The repair or The replacement repair or of replacement natural The repair teeth of or natural which replacement were teethdamaged which of natural were as teeth adamaged result which ofas anwere aaccident result damaged oftoanthe accident as a result to the of an accident to the Chiropractor, • Fluoride treatments for children NOTE: Damage to teeth as a result of eating something is not covered. Physiotherapist, Physiotherapist, Psychologist, Psychologist, Speech Physiotherapist, Therapist, Speech Psychologist, Acupuncturist Therapist, Acupuncturist Speech and Registered Therapist, andAcupuncturist Registered and Registered •e cleaning Preventative and cleaning polishing • Preventative and (every polishing 9cleaning months) (every and9 polishing months) (every 9 months) mouth (blow mouth to the mouth). (blow to the mouth mouth). (blow to the mouth). NOTE: All of the Extended Health benefits are not payable for services and supplies • Fillings and extractions Massage Therapist Massage (RMT). TherapistMassage (RMT). Therapist (RMT). aminations, • Routine examinations, x-rays • Routine x-rays examinations, x-rays a chronic care or psychiatric hospital or institution, chronic care unit of a gen • Pit and fissure sealants Ambulance Transportation eatments • Fluoridefortreatments children • Fluoride for children treatments for children NOTE: Damage NOTE: to teeth Damage as a to result NOTE: teethofas Damage eating a result something toofteeth eating asis something anot result covered. of eating is not something covered. is not covered. or when a patient is confined to a nursing home or home for the aged and re • Space maintainers and general anaesthetics When required as the result of an accident or acute physical disability, professional land or air NOTE: All of NOTE: the Extended All of the Health Extended NOTE: benefits AllHealth ofare thenot benefits Extended payable areHealth for notservices payable benefits and forare supplies services not payable and provided supplies for services in provided and supplies in d•extractions Fillings and extractions • Fillings and extractions provincial government assistance. ambulance to the nearest hospital equipped to provide the required treatment. a chronic carea or chronic psychiatric care orhospital psychiatric a chronic or institution, care hospital or psychiatric orchronic institution, care hospital unit chronic or of institution, acare general unit hospital, ofchronic a general care hospital, unit of a ge •urePitsealants and fissure sealants • Pit and fissure sealants Ambulance Ambulance Transportation Transportation Ambulance Transportation Schedule B – Basic Comprehensive or when is confined a patienttoorisawhen confined nursing a patient home to a nursing or is confined home home fortothe orahome aged nursing for andhome the receives aged or home and receives for the aged and ntainers • Spaceand maintainers general • Space anaesthetics and general maintainers anaesthetics and general anaesthetics When required When as the required result as of When an theaccident result required oforanacute asaccident thephysical result or acute ofdisability, an physical accident professional disability, or acute physical land professional or air disability, land or professional air land or airor when a patient TRAVEL • Periodontal treatment including: cleaning and scaling (8 units every 12 months) – Hearing Aids provincial government provincial assistance. government provincial assistance. government assistance. ambulance toambulance the nearesttohospital the ambulance nearest equipped hospital to to theprovide equipped nearestthe hospital torequired provide equipped treatment. the required to provide treatment. the required treatment. treatment of gums and tissues of the mouth Standard hearing aids, repairs or replacement parts. Schedule – Basic Comprehensive B – Basic Schedule Comprehensive B – Basic Comprehensive that are required as a result of emergency illness or injuries which occurred • Endodontics – root canal therapy TRAVEL TRAVEL Services TRAVEL l•treatment Periodontal including: treatment • Periodontal cleaning including: and treatment cleaning scaling including: (8and units scaling every cleaning (812units months) andevery scaling –12 months) (8 units every – 12 months) – Hearing AidsHearing Aids Hearing Aids you were vacationing or traveling for other than health reasons. Covers hospital serv • Denture cleaning, repairs, rebasing and relining NOTE: Does not include the replacement cost for batteries. of treatment gums and of tissues gumstreatment ofand thetissues mouth of gums of the and mouth tissues of the mouth Standard hearing Standard aids, hearing repairs or aids, Standard replacement repairs hearing or parts. replacement aids, repairs parts. or replacement parts. and accommodation, medical/surgical services, emergency transportation, repatriation Services that Services are required that as arearequired Services result ofas that emergency a result are required ofillness emergency asorainjuries result illness of which emergency or injuries occurred which illness while occurred or injuries while which occurred •s –Endodontics root canal therapy – root • Endodontics canal therapy – root canal therapy air ambulance. Schedule C – Major Services Home Support Services you were vacationing you wereorvacationing traveling youfor or were other traveling vacationing thanforhealth other or reasons. traveling than health Covers for other reasons. hospital than Covers health services hospital reasons.services Covers hospital ser eaning, • Denture repairs, cleaning, rebasing • Denture repairs, andrebasing cleaning, relining and repairs, relining rebasing and relining NOTE: Does NOTE: not include Doesthe notreplacement include NOTE: the Does cost replacement notforinclude batteries. cost the for replacement batteries. cost for batteries. • Dentures Services of a Registered Nurse (RN), Registered Practical Nurse (RPN), or Licensed Practical Nurse and accommodation, and accommodation, medical/surgical andmedical/surgical accommodation, services, emergency services, medical/surgical transportation, emergency services, transportation, repatriation emergency and repatriation transportation, and repatriatio NOTE: Travel Benefits are not available after the age of 65. • Standard crown restorations or onlays on natural teeth (LPN) in the home when certified medically necessary by the attending physician. air ambulance. air ambulance. air ambulance. Schedule – Major Services C – Major Schedule Services C – Major Services Home Support Home Services Support Services Home Support Services • Standard bridges, including pontics, abutment retainers/crowns on natural teeth • Dentures • Dentures Services of a Services Registered of aNurse Registered (RN), Services Registered Nurse of a (RN), Registered Practical Registered Nurse Nurse Practical (RN), (RPN), Registered Nurse or Licensed (RPN), Practical Practical or Licensed Nurse Nurse (RPN), Practical or Licensed Nurse Practical Nurse SEMI-PRIVATE HOSPITAL ACCOMMODATION • Standard repair or recementing of crowns, onlays and bridgework on natural teeth Medical Items NOTE: TravelNOTE: Benefits Travel are not Benefits available NOTE: areTravel not afteravailable Benefits the ageafter are of 65. not theavailable age of 65. after the age of 65. rown • Standard restorations crown •or restorations Standard onlays oncrown or natural onlays restorations teeth on natural or onlays teeth on natural teeth (LPN) in the home (LPN) when in the certified home(LPN) when medically incertified the home necessary medically whenbycertified necessary the attending medically by the physician. attending necessaryphysician. by the attending physician. • Aids for daily living include: hospital style beds including rails and mattress, decubitus •ridges, Standard including bridges, pontics, • Standard including abutment bridges, pontics, retainers/crowns including abutmentpontics, retainers/crowns on natural abutment teeth on retainers/crowns natural teeth on natural teeth This benefit pays for the difference in cost between standard ward and semi-private (ulcer care) supplies, trapeze SEMI-PRIVATE SEMI-PRIVATE HOSPITAL SEMI-PRIVATE HOSPITAL ACCOMMODATION ACCOMMODATION HOSPITAL ACCOMMODATION epair • Standard or recementing repair •orStandard recementing of crowns, repair onlays of or crowns, recementing and bridgework onlays of andcrowns, on bridgework natural onlays teeth onand natural bridgework teeth on natural teeth Medical Items Medical Items Medical Items accommodation in a public or general (acute care) hospital when you have occupied NOTE: All of the dental benefits are based on the current Provincial Dental • Braces, casts, diabetic supplies (blood glucose monitor, lancets), catheter supplies, • Aids for daily • Aids livingforinclude: daily living hospital • Aids include: for style daily hospital beds living including style include: beds rails hospital including and mattress, style railsbeds and decubitus including mattress,rails decubitus and mattress, decubitus active treatment bed. Your provincial government health plan must accept or agree t Association fee guide for general practitioners. ostomy supplies, custom made foot orthotics This benefit pays This for benefit the difference pays for Thisthe in benefit difference cost between pays in forcost the standard between difference ward standard inand costsemi-private between ward andstandard semi-private ward and semi-private (ulcer care) supplies, (ulcer care) trapeze supplies, (ulcer trapeze care) supplies, trapeze pay the standard ward rate. • Mobility Aids include: cane, crutch, walker, wheelchair, traction equipment accommodation accommodation in a public or in general accommodation a public (acute or general care) in a hospital (acute public care) orwhen general hospital you (acute have when occupied care) youhospital have an occupied when you an have occupie NOTE: NOTE: the dental All ofbenefits the dental are based benefits All ofon the are the dental based current benefits onProvincial the current are based Dental Provincial on the current Dental Provincial Dental • Braces, casts, • Braces, diabeticcasts, supplies diabetic • Braces, (blood supplies glucose casts,(blood diabetic monitor, glucose supplies lancets), monitor, (blood catheter lancets), glucose supplies, catheter monitor, supplies, lancets), catheter supplies, • Prosthetics include: artificial limbs, eyes, prosthetic accessories, modifications and repairs, active treatment active bed. treatment Your provincial bed. active Your government treatment provincial bed. health government Yourplan provincial must health accept government plan or must agree accept health to or plan agree musttoaccept or agree iation fee Association guide for fee general guide Association practitioners. for general fee practitioners. guide for general practitioners. ostomy supplies, ostomy custom supplies, madecustom ostomy foot orthotics made supplies, footcustom orthotics made foot orthotics NOTE: • The semi-private benefit cannot be purchased on its own. surgical brassieres after a mastectomy pay the standard pay the ward standard rate. ward pay the rate. standard ward rate. • Mobility Aids • Mobility include: Aids cane,include: crutch, • Mobility cane, walker, Aids crutch, wheelchair, include: walker, cane, traction wheelchair, crutch, equipment walker, traction wheelchair, equipmenttraction equipment • This benefit does not apply to accommodation in a long-term care facility Prism • Respiratory Cardiology includes: continuous positive airway pressure pump (CPAP), apnea • Prosthetics •include: Prosthetics artificial include: limbs, • Prosthetics artificial eyes, prosthetic limbs, include: eyes, artificial accessories, prosthetic limbs, modifications accessories, eyes, prosthetic modifications and repairs, accessories, and modifications repairs, and repairs, (i.e. chronic care facility/hospital), private hospital or program treatment fa This brochure outlines benefits available. This is not a contract. Actual details, monitor for respiratory disrhythmias (for infants), compressor, inhalant devices, tracheotomy NOTE: • TheNOTE: • The benefit NOTE: •benefit semi-private semi-private cannot The be semi-private purchased cannot beonbenefit purchased its own. cannot on its beown. purchased on its own. surgical brassieres surgical after brassieres a mastectomy surgical after a mastectomy brassieres after a mastectomy • Benefits are not payable for hospitalization due to pregnancy or pregnancy terms, conditions, limitations and exclusions are detailed in the policy issued by supplies, oxygen This benefit not apply does to• accommodation not Thisapply benefit to does accommodation innot a long-term apply toinaccommodation care a long-term facility careinfacility a long-term care facility Prism Prism • Respiratory•Cardiology Respiratoryincludes: Cardiology • Respiratory continuous includes: Cardiology positive continuous airway includes: positive pressure continuous airway pump pressure positive (CPAP),pump apnea airway (CPAP), pressure apnea pump (CPAP), apnea • This benefit•does conditions which commence during the first ten (10) month period followin Green Shield Canada upon application approval. • Vascular compression includes: intermittent compression pump and sleeve, pressure gradient (i.e. chronic care (i.e. facility/hospital), chronic care facility/hospital), (i.e.private chronichospital careprivate facility/hospital), or program hospitaltreatment orprivate program hospital facility. treatment or program facility. treatment f ureThis outlines brochure benefits outlines This available. brochure benefits Thisavailable. outlines is not a benefits contract. This is not available. Actual a contract. details, This Actual is not adetails, contract. Actual details, monitor for respiratory monitor fordisrhythmias respiratory monitor disrhythmias (forfor infants), respiratory compressor, (for infants), disrhythmias inhalant compressor, (fordevices, infants), inhalant tracheotomy compressor, devices, tracheotomy inhalant devices, tracheotomy effective date of the coverage. surgical stockings • Benefits are• not Benefits payable are for nothospitalization •payable Benefitsforarehospitalization not due payable to pregnancy for duehospitalization toorpregnancy pregnancydue orrelated pregnancy to pregnancy related or pregnanc ditions, terms,limitations conditions,and terms, limitations exclusions conditions, and areexclusions detailed limitations in arethe and detailed policy exclusions issued in theare policy by detailed issuedinby the policy issued by supplies, oxygen supplies, oxygen supplies, oxygen conditions commence whichduring commence conditions the first which during ten (10) commence the first month tenduring period (10) month the following firstperiod tenthe(10) following monththe period follow eld Green Canada Shield uponCanada application Green upon Shield approval. application Canada approval. upon application approval. • Vascular compression • Vascular compression includes: • Vascular intermittent includes: compression compression intermittent includes: compression pumpintermittent and sleeve, pumpcompression pressure and sleeve, gradient pump pressure andgradient sleeve, pressure gradient conditions which effective dateeffective of the coverage. date of the effective coverage. date of the coverage. surgical stockings surgical stockings surgical stockings 3 3 3 3 4 4 4 4 5 5 5 5 Prism Spectra® - Monthly Rates Effective January 1, 2008 P Rates and/or benefits are subject to change with thirty (30) days notice to the applicant/policy holder. NOTE: Prism Spectra Monthly Rates do not include the Optional Semi-Private Hospital Accommodation benefit. Please refer to the Optional Semi-Private rate table for the additional premium required. Saskatchewan, Manitoba, Northwest Territories, Yukon Territory and Nunavut Alberta British Columbia S1 Ontario Quebec Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $37 $70 $97 $46 $86 $121 $37 $70 $97 $54 $103 $142 45-54 $42 $80 $113 $54 $103 $142 $42 $80 $113 $62 $119 55-64 $53 $100 $139 $64 $122 $172 $53 $100 $139 $77 65+ $28 $52 $67 $37 $70 $88 $28 $52 $67 $68 New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland Single Couple Family NA $52 $100 $139 $167 NA $59 $113 $160 $148 $207 NA $73 $140 $198 $129 $160 NA $40 $76 $95 P S2 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $76 $143 $208 $82 $157 $227 $62 $117 $168 $94 $178 $263 NA $80 $152 $218 45-54 $82 $157 $227 $92 $175 $255 $68 $130 $185 $104 $201 $294 NA $90 $172 $242 55-64 $94 $180 $260 $104 $199 $288 $77 $146 $210 $122 $232 $343 NA $105 $199 $284 65+ $67 $128 $173 $75 $142 $196 $52 $99 $136 $108 $207 $270 NA $69 $131 $173 Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $94 $179 $247 $106 $201 $274 $78 $150 $199 $120 $231 $310 NA $106 $200 $266 45-54 $99 $192 $265 $113 $215 $295 $83 $160 $216 $131 $249 $337 NA $114 $216 $290 55-64 $118 $227 $299 $134 $255 $336 $100 $194 $248 $157 $299 $386 NA $139 $264 $333 65+ $83 $157 $217 $93 $174 $238 $66 $126 $168 $151 $288 $361 NA $89 $168 $221 S3 Optional Semi-Private Hospital Accommodation Monthly Rates Rates and/or benefits are subject to change with thirty (30) days notice to the applicant/policy holder. NOTE: The appropriate Semi-Private monthly rate below must be added to one of the plans above (S1, S2 or S3) if you wish to have the Optional Semi-Private Hospital Accommodation as a benefit. Age Single Couple Family Single Couple Family Single Couple Family Single Couple Family 0-44 $4 $6 $8 $5 $7 $9 $4 $6 $8 $6 $8 $10 45-54 $6 $8 $10 $7 $9 $11 $6 $8 $10 $8 $10 55-64 $8 $10 $12 $9 $11 $14 $8 $10 $12 $10 65+ $12 $18 $21 $16 $23 $27 $12 $18 $21 $18 Single Couple Family NA $5 $7 $9 $12 NA $7 $9 $11 $12 $15 NA $9 $11 $14 $27 $31 NA $16 $23 $27 N W
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