OE back 4,659 right field bleacher seats. 11,602 gallons of paint. 7,856 square feet of infield grass. Kinda puts your home improvement in perspective, doesn’t it? OE front One Citizens Plaza Providence, RI 02903-1339 Sample Sample 123 Sample St. Sampletown MA 01234 The Citizens Bank Home Equity Line 2.99 % APR VAR Prime –1% for the life of the line* *See inside for details. OE back Home Sweet Citizens Bank Park. We helped the Phillies improve their home. We can do it for you. OE front One Citizens Plaza Providence, RI 02903-1339 Sample Sample 123 Sample St. Sampletown MA 01234 The Citizens Bank Home Equity Line 2.99 % APR VAR Prime –1% for the life of the line* *See inside for details. OE back Daffodils blooming. Romance budding. And the hum of circular saws. Ahhh, Spring. OE front One Citizens Plaza Providence, RI 02903-1339 Sample Sample 123 Sample St. Sampletown MA 01234 The Citizens Bank Home Equity Line 2.99 % APR VAR Prime –1% for the life of the line* *See inside for details. OE back Dream addition. Dream rate. Feel free to pinch yourself. OE front One Citizens Plaza Providence, RI 02903-1339 Sample Sample 123 Sample St. Sampletown MA 01234 The Citizens Bank Home Equity Line 2.99 % APR VAR Prime –1% for the life of the line* *See inside for details. P.O. Box 42105 Providence, RI 02904 2.99 Sample Sample O 123 Sample FPSt. Sampletown MA 01234 Prime –1% for the life of the line A rate that needs no buildup. Whatever you’re planning to do with it. Dear Sample A. Sample, O A newFPbathroom. An updated kitchen. Or how about – at long last – that addition you’ve always wanted? No matter what kind of home improvement you’re planning, a Citizens Bank Home Equity Line is the easiest way to make it happen. The easiest, because it comes with a low Prime –1% rate. And because that rate stays at Prime –1% for the life of the line. What’s more, not only can a rate like that make your home improvement dreams possible, it can also save you money over other higher-interest lines of credit. (See for yourself with the chart to the right.) Plus, your interest may be tax deductible, saving you even more. A great rate is just the beginning. Sure, getting a great rate is, well, great. But at Citizens Bank, we want to do more. We want to make it easy, fast, and convenient for you to use your home equity line. That’s why we offer: • An answer in minutes when you apply • No closing costs and no application fees – no kidding • Checks you can use whenever you need them, for whatever your need In fact, we’re so committed to making the application process painless for you, we offer a $100 satisfaction guarantee. Annual Savings Other Home Equity Line Citizens Home Equity Line Balance $50,000 $50,000 Variable Prime+1% Prime –1% APR 5.00% 2.99% Interest Payments $2500 $1495 Savings $0 $1005 Call 1-888-340-LOAN to see how much you could save. Example for comparative purposes. See reverse side for additional details. Open your account today. And lock in this great rate. It’s easy to apply for a Citizens Bank Home Equity Line of Credit. Just call 1-888-340-LOAN. Or visit us online at citizensbank.com or in person at any Citizens Bank branch. But hurry! Lock in now at Prime –1% for the life of the line. And get a home equity rate you can build on. Sincerely, Theresa M. McLaughlin Executive Vice President Call 1-888-340-LOAN, go to citizensbank.com or visit us in person at any Citizens Bank branch. % APR VAR
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