PENSION FUNDS
ENTRANCE FUND
Preferred by risk-averse auto-enrolment investors who target above-inflation returns on mainly time deposits and short term
fixed income instruments. The fund is also used in the withdrawal period of auto-enrolment system.
ENTRANCE PARTICIPATION FUND
Preferred by risk-averse auto-enrolment investors who target above-inflation returns on mainly saving accounts and other noninterest bearing instruments. The fund is also used in the withdrawal period of auto-enrolment system.
MONEY MARKET FUND
Preferred by risk-averse investors who target above-inflation returns on mainly reverse repos and short term fixed income
instruments.
CORPORATE BORROWING INSTRUMENTS FUND
Preferred by low risk taking investors who target above-inflation returns on mainly medium and long term private bonds and
bills.
CONSERVATIVE FLEXIBLE FUND
Preferred by low risk taking investors who target above-inflation returns on mainly short term fixed income instruments.
PARTICIPATION STANDARD FUND
Offered to low risk taking investors who target returns on non-interest bearing instruments such as Sukuks and saving accounts
and little amount of stocks remaining in Katılım 50 Index.
PARTICIPATION STATE CONTRIBUTION FUND
Offered to investors who target returns on mainly non-interest bearing fixed income instruments and little amount of stocks
remaining in Katılım 50 Index for the Government Contribution payments.
PUBLIC BORROWING INSTRUMENTS FUND
Preferred by low risk taking investors who target above-inflation returns on mainly medium and long term government bonds
and bills.
STANDARD FUND
Offered to low-medium risk taking investors who target above-inflation returns but not having any investment preferences.
STATE CONTRIBUTION FUND
Offered to investors who target returns on mainly fixed income instruments and little amount of stocks for the Government
Contribution payments.
PUBLIC BORROWING INSTRUMENTS (FX) FUND
Preferred by medium risk taking investors who target returns on FX rates and FX based Turkish Eurobonds.
BALANCED FLEXIBLE FUND
Preferred by medium risk taking investors who target returns on fixed income instruments as well as stocks and let the asset
manager make the investment decisions.
DYNAMIC FLEXIBLE FUND
Preferred by medium risk taking investors who target returns on fixed income instruments as well as stocks.
PARTICIPATION DYNAMIC FLEXIBLE FUND
Preferred by medium risk taking investors who target returns on non-interest bearing fixed income instruments as well as
stocks remaining in Katılım 50 Index and let the asset manager make the investment decisions.
The investment information, comments and recommendations in this document should not be considered as investment counseling. Investment
counseling services are provided upon a service agreement made between broker institutions, portfolio management companies, deposit
refusing banks and the client. Comments and recommendations given hereunder solely intends to outline the risk/return profiles of our pension
mutual funds. Such opinions may contradict to your financial status as well as risk and profit preferences. Therefore, any investment decision
given solely on the basis of the information provided hereunder may yield results that are contrary to your expectations.
@2017 Garanti Emeklilik ve Hayat A.Ş.
FLEXIBLE INCOME (2) FUND
Preferred by risk taking investors who target returns on FX rates and government bonds of foreign developed countries.
GOLD FUND
Preferred by investors who target returns on gold and gold based non-interest bearing money and capital market instruments.
SUSTAINABILITY STOCK FUND
Preferred by high risk taking investors who target medium-long term returns on stock exchange market and mainly BISTSustainability Index.
STOCK FUND
Preferred by high risk taking investors who target medium-long term returns on stock exchange market and mainly BIST-30
Index.
The investment information, comments and recommendations in this document should not be considered as investment counseling. Investment
counseling services are provided upon a service agreement made between broker institutions, portfolio management companies, deposit
refusing banks and the client. Comments and recommendations given hereunder solely intends to outline the risk/return profiles of our pension
mutual funds. Such opinions may contradict to your financial status as well as risk and profit preferences. Therefore, any investment decision
given solely on the basis of the information provided hereunder may yield results that are contrary to your expectations.
@2017 Garanti Emeklilik ve Hayat A.Ş.