MEDIA RELEASE
Lonsec gives highest rating to IOOF WealthBuilder investment bonds
17 March 2016: Independent ratings house Lonsec Research has rated five of IOOF WealthBuilder’s
investment options ‘Highly Recommended’ and ‘Highly Recommended (Index)’, the highest possible
rating. This ‘Highly Recommended’ rating indicates that Lonsec has very strong conviction that
investment bonds, and more particularly IOOF WealthBuilder can generate risk adjusted returns in line
with relevant objectives.
The ‘Highly Recommended’ rating was given to three of IOOF WealthBuilder’s equity portfolio options:
 Fidelity - Australian Shares Core
 Perpetual - Australian Shares Long Short
 Magellan - International Shares
and ‘Highly Recommended (Index)’ to two of IOOF WealthBuilder’s equity portfolio options:
 Vanguard - Australian Shares Index
 Vanguard - International Shares Index
Renato Mota, IOOF Group General Manager Wealth Management said that the coveted ‘Highly
Recommended’ rating from Lonsec is a tick of approval for the investment bond structure and for IOOF
WealthBuilder.
“Investment bonds offer a great tax-effective investment structure outside of superannuation, so it’s not
surprising that an increasing number of investors and financial advisers are choosing them.”
A key benefit to investment bonds is that they enable you to save for a specific event, but they can also
be used effectively to increase options in retirement and for estate planning.
IOOF successfully launched an enhanced investment menu for IOOF WealthBuilder in December 2015,
driven by demand from advisers for more choice.
“We now offer investment options across all the major asset classes, including cash and fixed interest
as well as domestic and global equities, all managed by a range of active and index-based professional
investment managers.
“There are 16 new investment options to select from with a range of profiles to meet investor risk
appetite, including 12 sector specific options to tailor individual portfolios. Off the back of the successful
launch, all of the funds on the investment menu are now rated by Lonsec”, Mr Mota explained.
In conclusion, Mr Mota said that he expects demand for investment bonds to continue to increase,
particularly in an environment where there are frequent changes in the superannuation space.
“IOOF has been the leading provider of quality investment bonds since 1981, so we are really pleased
to receive these ratings from Lonsec. It means that we are living up to our promise of offering our
investors a tax-effective and flexible structure,” he said.
In addition to the five ‘Highly Recommended’ ratings, Lonsec also rated ten of IOOF WealthBuilder’s
investment options ‘Recommended’. To develop a rating, Lonsec reviews the manager’s investment
process, people and resources, liquidity, fees, performance, and the risks associated with each fund.
<< ENDS >>
More information
IOOF WealthBuilder Investment Bonds – Lonsec Ratings
Each IOOF WealthBuilder fund, or investment option, invests in a different Underlying Managed Fund (UMF).
Lonsec’s opinion of each Fund is supported by their view of the UMF -
IOOF WealthBuilder
Conservative – IOOF MultiMix
Moderate – IOOF MultiMix
Balanced Growth – IOOF MultiMix
Growth – IOOF MultiMix
Cash Management – IOOF
Income – Henderson
International Property Index – Vanguard
Australian Shares Emerging Leaders – Ausbil
Australian Shares Geared – Colonial First
State
Australian Shares Core – Fidelity
Australian Shares Long Short – Perpetual
Australian Shares Index – Vanguard
International Shares – Magellan
International Shares – Platinum
International Shares Hedged – Walter Scott
International Shares Index – Vanguard
Lonsec
‘Recommended’
‘Recommended’
‘Recommended’
‘Recommended’
‘Recommended’
‘Recommended’
‘Recommended (Index)’
‘Investment Grade’
‘Recommended’
‘Highly Recommended’
‘Highly Recommended’
‘Highly Recommended (Index)’
‘Highly Recommended’
‘Recommended’
‘Recommended’
‘Highly Recommended (Index)’
The Lonsec Rating (assigned as follows: APIR IOF0237AU - February 2016; APIR IOF0238AU – February 2016;
APIR IOF0239AU - February 2016; APIR IOF0240AU - February 2016; APIR IOF0241AU - February 2016; APIR
IOF0242AU - February 2016; APIR IOF0243AU - February 2016; APIR IOF0244AU - February 2016; APIR
IOF0245AU - February 2016; APIR IOF0246AU - February 2016; APIR IOF0247AU - February 2016; APIR
IOF0248AU - February 2016; APIR IOF0249AU - February 2016; APIR IOF0250AU - February 2016; APIR
IOF0251AU – February 2016; APIR IOF0252AU - February 2016) presented in this document is published by
Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445. The Rating is limited to “General Advice” (as
defined in the Corporations Act 2001 (Cth)) and based solely on consideration of the investment merits of the
financial product(s). Past performance information is for illustrative purposes only and is not indicative of future
performance. It is not a recommendation to purchase, sell or hold IOOF Investment Management Limited, Ausbil
Investment Management Limited, Colonial First State Investments Limited, Fidelity Worldwide Investment Ltd,
Henderson Global Investors (Australia) Funds Management Limited, Macquarie Investment Management
Limited, Magellan Asset Management Limited, Perpetual Investment Management Limited, Platinum Investment
Management Limited and Vanguard Investments Australia Limited, and you should seek independent financial
advice before investing in this product(s). The Rating is subject to change without notice and Lonsec assumes no
obligation to update the relevant document(s) following publication. Lonsec receives a fee from the Fund
Manager for researching the product(s) using comprehensive and objective criteria. For further information
regarding Lonsec’s Ratings methodology, please refer to our website at:
http://www.beyond.lonsec.com.au/intelligence/lonsec-ratings
For further information contact:
Natasha Drilon
[email protected]
Tel: 02 9018 8628
About IOOF WealthBuilder
IOOF WealthBuilder is an investment life insurance product issued by IOOF Ltd (ABN 21 087 649 625
AFSL 230522), which is part of the IOOF group of companies (IOOF group). The IOOF group
consists of IOOF Holdings Ltd ABN 49 100 103 722, and its related bodies corporate.
At IOOF, we have been helping Australians secure their financial future since 1846. During that time,
we have grown substantially to become a leading provider of quality financial services. Our broad
range of products and services means that our ability to provide tailored solutions to help clients
achieve their financials goals is unparalleled. We believe that success only comes from caring about
people and providing quality service and consistent performance.
IOOF WealthBuilder is one of the leading investment bonds available today. With a unique tax
structure investment bonds provide investors with the tax effectiveness they need, together with the
flexibility and accessibility they want. Not only does it provide investors with a genuine investment
solution for their tax management, estate planning, savings and investment needs, but it boasts a
great range of investment options and product features together with competitive fees. When you’re
considering investment bonds, you should consider IOOF WealthBuilder – there’s a reason our
investment bond has led the way since 1981.