Various Risks & Relationship with Stakeholders’ Expectations
Shareholder
Bank, etc.
Employee
Stakeholder’s expectation vs. Reality⇒Realization of risk
Outcome /
Impact on
Expectation
Profitability
Trading Loss
Core Risk
Components
Financial
soundness
Inappropriate
Product / Service
Management Strategy
Failure
Cause
Government /
Public
Client
Internal Misconduct
Governance / Lack of
Supervision
Internal Factor
Service & Product
Confidence
Organization
Confidence
Labor Bureau
Dispute
Macro-economy /
Financial Regulations
Change
Guideline Business
Model
Bankruptcy of
Client
Disaster / Accident,
External Misconduct,
Policy Change
Internal Factor
External Factor
External Environment