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Residential Buy to Let
Unregulated
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Unregulated Residential Buy to Let
Maximum LTV
Interest Rate
70.00%
From 6.99% pa with option to defer 2.00% pa
Term
2 – 5 years
Arrangement Fee
2.50%
Procuration Fee
From 1.25%
Early Repayment Charge
3.00%
Minimum Property Value
£200,000
The big print
How to apply
• We will consider properties anywhere in England
Fill out the Enquiry Form online at
octopusproperty.com
• The above info applies to first charge lending only
• We calculate interest on a monthly basis and have a minimum term of one
month
• We’re flexible with the interest and can retain some of the payments if you
want us to
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We will review your enquiry and
revert within hours to discuss our
loan proposal
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• These loans can only be used on residential investment properties, so you can’t
occupy the property
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• We can help clients who have had bad credit but will ask a few questions about
what happened before making our decision to lend
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• Some fees can be added or deducted to or from the loan advance and others
are payable up front. We will tell you exactly what fees are required to be paid
on each loan
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0800 294 6850
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[email protected]
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33 Holborn, London, EC1N 2HT
octopusproperty.com
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• We’ll value the property on a 180 day Open Market Valuation basis and base our
maximum lending on this figure
• The Early Repayment Charges won’t apply in the last 3 months of your term.
We are kind like that
• We will also consider loans that are Consumer Buy to Let loans (CBTL for short)
The interesting stuff
Remember when a “Quirky” Buy to Let was easy to place? These days, as soon as
something is slightly unusual, it feels like everything is a struggle with mainstream
lenders. So we treat Buy to Let differently… We can lend to:
• Foreign Nationals/Ex-Pats,
• First Time Buyers and Landlords,
Questions?
• Semi-Commercial and HMO properties,
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• Properties which have a rental shortfall
Put simply we’ll look to help those Buy to Let investors that other lenders forgot.
You think they are great clients. So do we
For use by mortgage intermediaries only
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Want to know more? We’re here
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0800 294 6850
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Octopus Property is the trading name of Bridgeco Ltd (Reg No 6629989), Fern Trading Ltd (Reg No 6447318), Nino Ltd (Reg No 9015082), Rednel Ltd (Reg No 7531926) and Octopus Co-Lend Limited
(Reg No 8913299), Registered Office: 33 Holborn, London EC1N 2HT, registered in England and Wales and Dragonfly Finance S.ar.l. (Reg No B189290) Registered Office: Parc d’Activité Syrdall,
6 Rue Gabriel Lippmann, L-5365, Munsbach, Luxembourg registered in Luxembourg. Rednel Ltd and Octopus Co-Lend Limited are authorised and regulated by the Financial Conduct Authority.
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OPPG0916
• Company Structures,