Your Beneϐits…Your Choice
Each fall, we ask you to make beneĮt elecƟons for you and your eligible
dependents. As you get ready for the 201ϲ Open Enrollment period, here are
three important steps you should take to ensure you have the coverage you
need on January 1, 201ϲ.
Review your beneĮts—and learn what’s new. As you can see from the chart
on page 2, there are changes. This open enrollment guide provides details on
these changes with addiƟonal informaƟon about all of the beneĮts available
to you. The 201ϲ Jarden Employee BeneĮts Guide provides more detailed
informaƟon. Please take the Ɵme to review your opƟons and the changes so
you will be prepared to make informed decisions.
Consider your needs for 201ϲ. The Ɵme you take to “do the math” may result
in hundreds if not thousands of dollars of savings and beneĮts. Start by asking
yourself these quesƟons:
Do I have access to other group medical insurance? If yes and you enroll in
that coverage, Jarden will provide a $50 per month Opt-Out Credit that
you can apply toward the cost of other beneĮts opƟons.
Do I have enough health, survivor beneĮt, and income protecƟon insurance
to protect my family in the event of the unexpected? Not sure? Then, use
the tools and resources available to you to compare your opƟons and
determine which coverage is right for you.
Make informed decision. Once you’ve reviewed your 201ϲ beneĮt opƟons,
gathered up your dependents’ Social Security numbers, dates of birth, and
addresses and go to beneĮtsŚĞůƉ.jarden.com. During your open enrollment
period, you can enroll anyƟme͕ seven days a week. See the sidebar on the
top leŌ of page 2 for your enrollment dates. Follow the instrucƟons on page
15 to enroll in beneĮts and update your beneĮciaries.
Action Required During Open
Enrollment
We recommend that you enroll in all of your beneĮts during this open
enrollment period to make sure you have the right coverage. If you do
nothing during open enrollment, most of your 201ϱ beneĮt elecƟons will
carry over to 201ϲ, except your spending account elecƟons (HSA and FSAs).
Remember, you cannot change your beneĮts aŌer your open enrollment
period ends unless you have a qualiĮed family status event.zŽƵĐĂŶ
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Who You Can
Enroll
In general, you’re eligible to enroll in
the beneĮts oīered through Jarden if
you’re a full- or part-Ɵme employee
who averages 20 or more paid hours
per week. This includes union and
non-union employees. (Please note,
medical and dental contribuƟons for
part-Ɵme employees are higher.)
You can enroll your eligible
dependents in any plan that oīers
dependent coverage provided you
enroll yourself as well. Your eligible
dependents include:
x Your spouse. However, if your
spouse is employed and is eligible
for coverage under his or her
employer’s group medical plan, he
or she is not eligible for coverage
under a Jarden medical plan.
x Each dependent child, up to his
or her 26th birthday (may vary by
plan), unless the child is incapable
of self-sustaining employment by
reason of a mental or physical
handicap and is chieŇy dependent
on you for support and
maintenance. Dependent
children include:
ņNatural children
ņStepchildren
ņLegally adopted children (or
children proposed for adopƟon)
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