Get the right coverage for your group.
Visit grouprotector.com to learn more
or call 1-800-525-8669 (8 – 5 PM ET, M-F).
YOUTH GROUPS
Keep it all about
fun and games.
GrouProtectorSM helps you plan for the unexpected.
Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2017 Nationwide
SHC-0170AO (02/17)
YOUTH GROUPS
What group members are covered?
100% of the following individuals are insured:
• Members and/or counselors
• Any guests being encouraged to join who are attending meetings
•Guest coverage applies to meetings only; they are not covered at other
sponsored events
GROUPROTECTORSM GROUP ACCIDENT MEDICAL INSURANCE
What activities are covered?
• All sponsored and supervised activities are covered
Playing games can put a smile on anyone’s face. But sometimes accidents
happen. That’s why we offer GrouProtectorSM group accident medical insurance
— to give you peace of mind and help you keep the focus on having fun.
Our policy provides medical expense benefits as well as death and specific
loss benefits to all youth group members and any guests attending youth
group meetings who are contemplating membership.
Providing options to build the best policy for your group.
Our online portal makes it easy to compare plans, get a quote, or sign your group up
for coverage.
Primary (first-to-pay) medical plan
• Direct travel to and from group-sponsored activities
• These groups are eligible for coverage:
• Amateur youth choirs
• Baton groups
• Church groups
•DeMolay
• Drill teams
• Drum & bugle corps
•4-H clubs (excluding horseback
riding clubs)
• Future Farmers of America
• Junior firefighters
• Junior police
•Majorettes
• Marching bands
• Scouting organizations
• And other youth organizations/groups
• League sports and snow skiing are excluded; horseback riding groups and
sports groups are not eligible.
• Ideal for groups with participants generally not covered by other insurance
• Typically the first plan to pay claims after a covered event
• Pays covered expenses regardless of other insurance coverage
•Payments from other insurance coverage may be reduced in coordination with policy
benefit limits
Benefit amounts
Covered expenses are paid, up to the maximum benefit amount, starting within 90 days of an
accident causing an injury and up to 3 years after it:
Excess (next-to-pay) medical plan
• No deductible
• Ideal for groups with participants generally covered by other insurance
• $50,000 Medical expense benefit
• Typically the last plan to pay claims after a covered event
• $1,500 to $7,500 Accidental death benefit
• Will not pay covered expenses to the extent paid by other insurance coverage
• $3,000 to $15,000 Specific loss
• Essentially pays for other plans’ deductibles and coinsurance
• Also pays remaining expenses after benefits are exhausted from other plans
Depending on coverage levels, availability of primary and excess plan can vary. Deductibles for
excess coverage must be paid out-of-pocket and cannot be paid for by other insurance plans.
Nationwide® is on your side
The information provided in this brochure is only a brief description of the plan benefits. It is not intended
to constitute a policy or certificate. Limitations and exclusions apply.
GrouProtector Group Accident Medical Insurance from Nationwide®