Institutional Graduation Path
A Discussion Guide for Senior Management
Where
When
Facilitated by Assessor
Institutional Graduation Path
Goal
1) Tier level?
2) Level of adherence?
Objective
By the end of the workshop, you will have clarity on
 Where [INSERT NAME OF MFI] stands in relation to RIM’s
RMGM guidelines on risk management
 [INSERT NAME OF MFI] draft Institutional Graduation Path
 Prioritized strategies and action plans for enhancing risk
management
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Agenda
[Copy/paste in workshop agenda from Practical Tool 6.1]
Time
<<<INSERT
TIMEFRAME>>>
Activity
Morning session
Description




<<<INSERT
TIMEFRAME>>>
<<<INSERT
TIMEFRAME>>>
Lunch
Group Exercise


Welcome
Strategic objectives for <<<INSERT
TIME PERIOD>>>
Prioritization criteria
RMGM Assessment results,
validation, prioritization
{lunch plans}
Continue RMGM Assessment results,
validation, prioritization
Complete Institutional Graduation
Path with Practical Tool 6.2.
Co-Facilitators
•
•
•
•
Timekeeper
Flipchart
Notes (decisions, parking lot, action items)
Photos
Ground Rules
•
•
•
•
Turn off mobile devices
Be on time
Respect everyone’s thoughts and opinions
Discussion of risk management level is not a reflection of your
department’s performance
Prioritization Criteria
•
•
•
•
•
•
Urgency
Strategic Plan
Resources
Needs Technical Assistance (TA)
RIM Risk Management House
What else?
[INSERT NAME OF MFI] Strategic
Objectives
SWOT Analysis
Strengths
Weakness
Opportunities
Threats
RMGM Assessment Results and
Prioritization
Developing the Institutional Graduation Path
Where
When
Facilitated by Assessor
Current RMGM Assessment Results
RISK AREA
Foundations
Floor: Strategic Risk Management
Pillar 1: Credit Risk Management
Pillar 2: Financial Risk Management
Pillar 3: Operational Risk Management
Roof: Financial and Social Goals
Total
SCORE
4.5
24.0
38.0
7.5
28.0
11.0
113.0
MAX SCORE
11.0
37.0
74.0
40.0
65.0
33.0
260.0
Tier 2 MFI Score Summary
100.0%
80.0%
60.0%
40.0%
20.0%
0.0%
COMPLIANCE
40.9%
64.9%
51.4%
18.8%
43.1%
33.3%
43.5%
Current RMGM Assessment Results
Tier 2 MFI Score Summary
Foundations
100.0%
80.0%
Roof: Financial and Social
Goals
60.0%
40.0%
Floor: Strategic Risk
Management
20.0%
0.0%
Pillar 3: Operational Risk
Management
Pillar 1: Credit Risk
Management
Pillar 2: Financial Risk
Management
How should your risk management
house look?
How your risk management house
currently looks
Detailed Findings and Improvement
Areas
Where
When
Facilitated by Assessor
Detailed Findings and Improvement
Areas
The Foundation
Where
When
Facilitated by Assessor
Governance & Strategy
Risk Culture
Internal Controls & MIS
Detailed Findings and Improvement
Areas
The Floor – Strategic Risk
Where
When
Facilitated by Assessor
Governance Risk
Strategic Risk
Detailed Findings and Improvement
Areas
The Pillars
Where
When
Facilitated by Assessor
Pillar 1: Credit Risk
Credit Transaction Risk
Pillar 1: Credit Risk
Portfolio Risk
Pillar 2: Financial Risk
Liquidity Risk
Pillar 2: Financial Risk
Foreign Exchange Risk
Pillar 2: Financial Risk
Interest Rate Risk
Pillar 2: Financial Risk
Investment Portfolio Risk
Pillar 2: Financial Risk
Capital Adequacy Risk
Pillar 3: Operational Risk
People Risk
Pillar 3: Operational Risk
Process Risk
Pillar 3: Operational Risk
Systems Risk
Pillar 3: Operational Risk
External Events Risk
Pillar 3: Operational Risk
Legal & Compliance Risk
Detailed Findings and Improvement
Areas
The Roof – Financial and Social Goals
Where
When
Facilitated by Assessor
The Roof: Financial and Social Goals
Review the Big Picture
• Priority by Risk Management House component?
• Does the Institutional Graduation Path strengthen your Risk
Management House?
Group Work: 1 Hour
•
•
•
•
Select a note taker
Select a spokesperson
Complete the Institutional Graduation Path in your group
Discuss the following:
–
–
–
–
Review priority decision
Who is the lead?
Who needs to approve such an improvement plan?
For the improvement to complete within 12 months, write down start
date and end date, time and $ budget
• Presentation by spokesperson
Group Work: In Your Risk Area
Prioritize and Plan
Any Questions?
Contact Information
[ENTER ASSESSOR’S NAME]
[ENTER ASSESSOR’S EMAIL]
www.riminitiative.org
[email protected]
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