Get the right coverage for your group.
Visit grouprotector.com to learn more
or call 1-800-525-8669 (8 – 5 PM ET, M-F).
AMATEUR SPORTS
Keep your team
on the field.
GrouProtector helps you plan for the unexpected.
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Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. © 2017 Nationwide
SHC-0158AO (05/17)
AMATEUR SPORTS
Covered members
You are required to pay premium for 100% of the players. For no additional cost, the following group
members are covered automatically:
• Managers
• Officers
• Coaches
• Official volunteers designated
by officers
• Cheerleaders
If an entire league of teams is insured under one policy, the following individuals are also covered:
GROUPROTECTOR GROUP ACCIDENT MEDICAL INSURANCE
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• Umpires or referees
• Player agents
• Official scorers and timers
• Safety officers
Covered and excluded activities
Sports are great for teaching teamwork. But sometimes an accident can be
a disruption. That’s why we offer GrouProtector group accident medical
insurance — to give you peace of mind and help you keep the focus
on the field.
Coverage excludes public school, college, university, professional and semi-professional teams.
Scheduled, approved and supervised league or team activities are covered including:
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The benefits of having GrouProtector.
Our policy provides medical expense benefits for a player, coach or volunteer who is accidentally injured
during a league or team activity. This means if the insured has medical expenses due to an accident,
we will pay all covered expenses (less the deductible). It’s a great way to safeguard your insured
group from medical costs associated with an accidental injury or death that occurs during
a sponsored group activity.
Providing options to build the best policy for your group.
• Practices
• Trips or tours
• Games
• Fundraising drives
• Practices and games for any team/league
sponsored clinics or all-star events
• Parades
• Travel to or from the meeting place for any
practice, game, or clinic using team managed
transportation
• Concession stand operations
• Picnics
• Care and maintenance of the playing field
Benefit amounts
Medical expense benefits are flexible with choice of deductible and benefit maximums.
Our online portal at grouprotector.com makes it easy to compare plans, get a quote, or sign your group
up for coverage. Two types of plans help you choose the best coverage for your group.
• $0 to $100 deductible amounts
Primary (first-to-pay) medical plan.
• $10,000 to $25,000 accidental death and specific loss benefits
• Ideal for groups with participants generally not covered by other insurance
• $5,000 to $250,000 medical expense maximum
Benefit limits may vary by sport (e.g., tackle football medical expenses have a $100,000 maximum).
• Typically the first plan to pay claims after a covered event
• Pays covered expenses regardless of other insurance coverage
• Payments from other insurance coverage may be reduced in coordination with policy benefit limits
Excess (next-to-pay) medical plan.
• Ideal for groups with participants generally covered by other insurance
• Typically the last plan to pay claims after a covered event
• Will not pay covered expenses to the extent paid by other insurance coverage
• Essentially pays for other plans’ deductibles and coinsurance
• Also pays remaining expenses after benefits are exhausted from other plans
Depending on coverage levels, availability of primary and excess plan can vary. Deductibles for excess
coverage must be paid out-of-pocket and cannot be paid for by other insurance plans.
Nationwide® is on your side
The information provided in this brochure is only a brief description of the plan benefits. It is not intended
to constitute a policy or certificate. Limitations and exclusions apply.
GrouProtector Group Accident Medical insurance from Nationwide®