Worker’s Comp + Wellness
At Splashlight™, we had a revolutionary idea. We think
workers’ comp claims are directly related to the overall
healthiness of employees. And that if we consider it all —
together — we can do everything better.
The Splashlight process generates long-term
savings, improves overall employee health and
more than pays for itself.
management program, the healthier your
employees. The healthier your employees, the lower
your healthcare and workers compensation costs.
That’s because we’re all in this together. This is a
shared success model that works. We are successful
when you’re successful. We optimize your workers’
comp savings, and then help you invest some of
that in our prediction tools and our integrated health
management program.
Win. Win. Win.
The more we save you, the better your health
management program. The better your health
Oh yeah, and it can more than pay for itself. Take a
look at the numbers and give us a call. We’d love to
sit down with you, tell you more about our process,
and demonstrate how Splashlight™ can dramatically
improve companywide well-being — and your
bottom line.
Lisa Gran // Founder and CEO
5550 Wild Rose Lane, 4th Floor // West Des Moines, IA 50266
ph: 515.298.7228 // em: [email protected]
splashlightsolutions.com
© 2015 Splashlight Solutions L.L.C.
The Connection Between Worker’s Compensation and Well Being
85%
85 percent of workers’ comp
costs are tied to a worker’s
high health risk assessment.
$3.27
Every dollar spent on
workplace wellness and
prevention programs reduces
medical costs by $3.27.
Source: Harvard University
41%
80%
80% of medical spending
goes toward care for chronic
conditions. (Robert Wood Johnson
Foundation study, 2004)
55%
Diabetes is a comorbidity
diagnosis in 55% of lost-time
claims. (NCCI, 2012)
Nearly 50 percent of Americans have one
chronic health condition. Source: Robert Wood
Johnson Foundation
3 years+
3X
Increasing the lag time between a first
and second claim to more than 3 years
reduces the cost and recurrence.
(University of California, 2010)
High risk individuals are nearly 3
times more likely to file a worker’s
comp claim. Source: Kuhnen et al
Employees with high well-being
have 41% lower health-related
costs than employees with low
well-being. (Gallup Business Journal)
$1 billion
Claims with a comorbidity
diagnosis have about 2 times
the medical costs of otherwise
comparable claims. (NCCI, 2012)
2-13-7-11
On average, medical costs for high
risk workers are $3,321 per year
higher than for low risk workers.
Source: Dr. Dee Edington
Source: University of Michigan
2X
$3,321 50%
The direct cost to American
companies of the most disabling
workplace injuries and illnesses
amounted to $53.42 billion in U.S.
workers compensation costs or
more than one billion dollars a
week. U.S. Dept. of Labor 2010
101%
In the last 40 years there has been a 101%
increase in the number of workers age 65
and older. (Bureau of Labor Statistics, 2008)
50%
A comorbidity condition is diagnosed
within one month of injury on more than
50% of claims. (NCCI, 2012)
$450 billion
The annual estimated indirect cost of
obesity in America. Forbes 2011
Injured employees who are obese filed 2 times as many work comp claims, lost 13 times
as many days from work, had 7 times higher medical costs and their indemnity cost was 11
times higher than non-obese employees. Duke Univ. study, 2010
$2.73
Workplace wellness
programs reduce
absenteeism costs by
$2.73 for every dollar
spent. (Harvard University
study, 2010)
$2.5 trillion –
$4.5 trillion
81% 56%
81% of lost-time claims
have a comorbidity
diagnosis of obesity.
(NCCI, 2012)
In 56% of lost-time
claims, hypertension
is a comorbidity
diagnosis. (NCCI, 2012)
Healthcare costs are forecast to nearly double
in the next ten years from $2.5 trillion to $4.5
trillion. (Gallup Business Journal)
© 2015 Splashlight Solutions L.L.C.