Buy to Let rates for new customers
60% LTV Mortgages
Post Office Mortgages
New Business
Product Range
All information correct as at 20/07/2017
Bank of England Base Rate is currently 0.25%
l
l
l
Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)
Buy to Let Mortgage Product Range
60% Loan to Value Fixed rates
All of our Buy to Let products are available on a Capital Repayment, Interest Only or Part Interest/Part Capital Repayment basis.
60% Loan to Value Fixed Rates
Rate and Term
The Overall
Cost for
Cost for
Comparison
Comparison isis
Maximum
Maximum
Loan to
Loan to
Value
1.43%
2 Year
fixed
1.78%
fixed
2.10%
3 Year
fixed
2.18%
fixed
2.64%
5 Year
fixed
2.78%
7 Year
fixed
3.69%
fixed
The Overall
until 30/09/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.2% APRC
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
Product
Fee
Additional features
Early Repayment
Code
Product Fee
Additional Features
Early Repayment
Charge Charge
%%ofofthe
repaid
the sum
sum repaid
60%
£1,495
Standard Valuation Fee paid by Lender
Minimum Loan £60,000
3% until 30/09/2018 then
2% until 30/09/2019
ZWK
4.3% APRC
60%
£995
Minimum Loan £40,000
3% until 31/08/2018 then
2% until 31/08/2019
ZRZ
until 30/09/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.2% APRC
60%
£0
£250 Cashback paid to
solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
3% until 30/09/2018 then
2% until 30/09/2019
ZWL
until 31/08/2020 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.2% APRC
60%
£995
Minimum Loan £40,000
3% until 31/08/2019 then
2% until 31/08/2020
ZSB
until 31/08/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.0% APRC
60%
£995
Minimum Loan £40,000
4% until 31/08/2019 then
3% until 31/08/2021 then
2% until 31/08/2022
ZSC
until 30/09/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
3.9% APRC
60%
£0
£250 Cashback paid to
solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
4% until 30/09/2019 then
3% until 30/09/2021 then
2% until 30/09/2022
ZWM
until 31/08/2024 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
60%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
4% until 31/08/2021 then
3% until 31/08/2023 then
2% until 31/08/2024
ZSE
Maximum
Loan to
Value
Product Fee
Additional Features
Early Repayment Charge
% of the sum repaid
Code
3% until 31/08/2018 then
2% until 31/08/2019
ZSF
Rate and Term
Value
Code
70% Loan to Value Fixed Rates
Rate and Term
The Overall Cost for
Comparison is
Post Office Money® mortgages are provided by Bank of Ireland UK.
31/08/2019 then 4.74% variable
1.93%readuntilin
Please
conjunction with our
lending70%criteria.
£995
Minimum Loan £40,000
4.4% APRC
which is Bank of England Base Rate plus 4.49%
2 Year
fixed
for the rest of the mortgage term
3 Year
Please note we will assess your application against our current lending criteria. Please ask us for details.
Bank2.58%
of Ireland
UK does
notvariable
provide any recommendation or advice in
relation
Standard
legal fees paidto Buy to Let mortgages.
until 31/08/2019
then 4.74%
3% until 31/08/2018 then
fixed
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
2.58%
until 31/08/2020 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
4.4% APRC
70%
£0
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
2% until 31/08/2019
A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
4.3% APRC
70%
£995
Minimum Loan £40,000
3% until 31/08/2019 then
2% until 31/08/2020
fixed the website postoffice.co.uk/mortgages for more details on product features and
See
suitability.
for the rest of the mortgage term
until 31/08/2020 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
Call
us on freephone 0800
fixed
2.88%
ZSG
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
707 6206* or visit www.postoffice.co.uk
4.3% APRC
70%
£0
3% until 31/08/2019 then
2% until 31/08/2020
ZSH
ZSJ
5 Year
* All calls are recorded for until
training
and monitoring
purposes.
Subject to status and lending criteria. Written illustrations available on request. Borrowers must be 21 or over unless otherwise
4% untilstated.
31/08/2019 then
31/08/2022
then 4.74%
variable
2.78%
Post Office
Money® Mortgages
are provided
by Bank
Ireland
plc. Post4.0%
Office Limited
plc which
is authorised
Regulation
Authority
70% representative
£995of Bank of Ireland (UK)
ZSK
3% until
31/08/2021
thenand regulated
Minimum
Loan
£40,000 by the Prudential
APRCis an appointed
which is Bank
of England
Base of
Rate
plus (UK)
4.49%
fixed
by the Financial Conduct Authority
and
theofPrudential
Regulation
Finsbury Street, London,
2%Dials,
until 20
31/08/2022
for the
rest
the mortgage
term Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury
EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA’s website (This link will
open in a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.
E0402c 20/07/2017 11404170313B
3Y
fixed
2.64%
5 Year
fixed
2.78%
fixed
4.2% APRC
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
until 31/08/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
until 30/09/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
60%
£995
Minimum Loan £40,000
2% until 31/08/2020
ZSB
Buy to Let rates for new customers
70% LTV Mortgages
4.0% APRC
3.9% APRC
60%
60%
£995
Minimum Loan £40,000
4% until 31/08/2019 then
3% until 31/08/2021 then
2% until 31/08/2022
ZSC
£0
£250 Cashback paid to
solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
4% until 30/09/2019 then
3% until 30/09/2021 then
2% until 30/09/2022
ZWM
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
4% until 31/08/2021 then
3% until 31/08/2023 then
2% until 31/08/2024
ZSE
Early Repayment
Code
l Bank of England Base Rate is currently 0.25%
All information correct as at 20/07/2017
l Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)
7 Year
l
3.69%
fixed
until 31/08/2024 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
70% Loan to Value Fixed rates
70% Loan
to Value Fixed Rates
Rate and Term
The Overall
Cost for
The Overall
Cost for
Comparison
Comparison isis
Maximum
Maximum
Loan to
Loan to
Value
1.93%
2 Year
fixed
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.4% APRC
2.58%
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
fixed
2.58%
3 Year
fixed
2.88%
fixed
2.78%
fixed
£0
Product
Fee
Additional features
Product Fee
Additional Features
Charge Charge
Early Repayment
%%ofofthe
repaid
the sum
sum repaid
70%
£995
Minimum Loan £40,000
3% until 31/08/2018 then
2% until 31/08/2019
ZSF
4.4% APRC
70%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
3% until 31/08/2018 then
2% until 31/08/2019
ZSG
until 31/08/2020 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
70%
£995
Minimum Loan £40,000
3% until 31/08/2019 then
2% until 31/08/2020
ZSH
until 31/08/2020 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
70%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
3% until 31/08/2019 then
2% until 31/08/2020
ZSJ
until 31/08/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.0% APRC
70%
£995
Minimum Loan £40,000
4% until 31/08/2019 then
3% until 31/08/2021 then
2% until 31/08/2022
ZSK
Rate and Term
5 Year
60%
Value
Code
Post Office Money® mortgages are provided by Bank of Ireland UK.
Please read in conjunction with our lending criteria.
Please note we will assess your application against our current lending criteria. Please ask us for details.
Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages.
A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
See the website postoffice.co.uk/mortgages for more details on product features and suitability.
Call us on freephone 0800
707 6206* or visit www.postoffice.co.uk
* All calls are recorded for training and monitoring purposes. Subject to status and lending criteria. Written illustrations available on request. Borrowers must be 21 or over unless otherwise stated.
Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London,
EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA’s website (This link will
open in a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.
E0402c 20/07/2017 11404170313B
Buy to Let rates for new customers
75% LTV Mortgages
l Bank of England Base Rate is currently 0.25%
All information correct as at 20/07/2017
l Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)
l
75% Loan to Value Fixed rates
75% Loan
to Value Fixed Rates
Rate and Term
The Overall
Cost for
The Overall
Cost for
Comparison
Comparison isis
Maximum
Maximum
Loan to
Loan
to
Value
1.83%
2 Year
fixed
until 30/09/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
1.98%
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
fixed
2.78%
fixed
2.88%
5 Year
fixed
3.48%
fixed
Product
Fee
Additional features
Early Repayment
Code
Product Fee
Additional Features
Charge Charge
Early Repayment
%%ofofthe
repaid
the sum
sum repaid
75%
£1,495
Standard Valuation Fee paid by Lender
Minimum Loan £60,000
3% until 30/09/2018 then
2% until 30/09/2019
ZWN
4.4% APRC
75%
£995
Minimum Loan £40,000
3% until 31/08/2018 then
2% until 31/08/2019
ZSL
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.5% APRC
75%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
3% until 31/08/2018 then
2% until 31/08/2019
ZSM
until 30/09/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.0% APRC
75%
£995
£250 Cashback paid to
solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
4% until 30/09/2019 then
3% until 30/09/2021 then
2% until 30/09/2022
ZWP
until 31/08/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.3% APRC
75%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
4% until 31/08/2019 then
3% until 31/08/2021 then
2% until 31/08/2022
ZSP
The Overall Cost for
Comparison is
Maximum
Loan to
Value
Product Fee
Additional Features
Early Repayment Charge
% of the sum repaid
Code
4.9% APRC
75%
£0
No Additional Features
None
UZP
Rate and Term
Value
Code
75% Term Tracker
Term
Rate and Term
4.74%
variable
which is Bank of England Base Rate plus 4.49%
for the entire mortgage term
Post Office Money® mortgages are provided by Bank of Ireland UK.
Please read in conjunction with our lending criteria.
Please note we will assess your application against our current lending criteria. Please ask us for details.
Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages.
A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
See the website postoffice.co.uk/mortgages for more details on product features and suitability.
Call us on freephone 0800
707 6206* or visit www.postoffice.co.uk
* All calls are recorded for training and monitoring purposes. Subject to status and lending criteria. Written illustrations available on request. Borrowers must be 21 or over unless otherwise stated.
Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London,
EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA’s website (This link will
open in a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.
E0402c 20/07/2017 11404170313B
2Y
1.98%
fixed
2.78%
fixed
2.88%
5 Year
fixed
until 31/08/2019 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
until 30/09/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
75%
£995
Minimum Loan £40,000
2% until 31/08/2019
Buy to Let tracker rates for
new customers
ZSL
4.5% APRC
75%
£0
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
3% until 31/08/2018 then
2% until 31/08/2019
ZSM
4.0% APRC
75%
£995
£250 Cashback paid to
solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
4% until 30/09/2019 then
3% until 30/09/2021 then
2% until 30/09/2022
ZWP
Standard legal fees paid
by Lender (for remortgagers only)
Standard Valuation Fee paid by Lender
4% until 31/08/2019 then
3% until 31/08/2021 then
2% until 31/08/2022
ZSP
Early Repayment
Code
l Bank of England Base Rate is currently 0.25%
All information correct as at 20/07/2017
l Lending Fee £195 (due on completion but payment can be deferred until mortgage is fully repaid)
l
3.48%
fixed
until 31/08/2022 then 4.74% variable
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
Term Tracker
75% Term Tracker
Rate and Term
Rate and Term
Term
4.4% APRC
which is Bank of England Base Rate plus 4.49%
for the rest of the mortgage term
4.74%
variable
which is Bank of England Base Rate plus 4.49%
for the entire mortgage term
4.3% APRC
75%
Cost for
The Overall
Cost for
Comparison
Comparison isis
The Overall
Maximum
Maximum
Loan to
Loan to
Value
4.9% APRC
75%
£0
Product
Fee
Additional features
Product Fee
Additional Features
Charge Charge
Early Repayment
%%ofofthe
repaid
the sum
sum repaid
£0
No Additional Features
None
Value
Code
UZP
This document can be made available in Braille, large print or audio upon request.
Post Office Money® mortgages are provided by Bank of Ireland UK.
Please read in conjunction with our lending criteria.
Please note we will assess your application against our current lending criteria. Please ask us for details.
Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages.
A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
See the website postoffice.co.uk/mortgages for more details on product features and suitability.
Call us on freephone 0800
707 6206* or visit www.postoffice.co.uk
* All calls are recorded for training and monitoring purposes. Subject to status and lending criteria. Written illustrations available on request. Borrowers must be 21 or over unless otherwise stated.
Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London,
EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA’s website (This link will
open in a new window) (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.
E0402c 20/07/2017 11404170313B