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Divine Economics Project
Assisted by
Higher Education Commission
“The Role of Values, Social Capital and Spiritual Capital in
Normal and Post-disaster Economic Behaviours:
An Empirical Extension of Divine Economics Framework
in Sustainability Perspective”
Divine Economics Survey 2013
Worklife, Spiritual & Social Human Capital, Universal Values & Wellbeing Modules
Survey Manual
Dr. Syed Nisar Hussain Hamdani
March 2015
Kashmir Institute of Economics
University of Azad Jammu & Kashmir
Muzaffarabad, AJK, Pakistan
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ACKNOWLEDGEMENT
This inter-disciplinary study on the role of values, social capital, spiritual capital, and other
aspects usually neglected by the mainstream economics. This is carried out by using ‘mixed
method’ research for collecting and analyzing the data on these aspects obtained through
survey tool. The data were collected through field surveys, in-depth interviews and focus
group discussions. Multi-disciplinary scholars within the country and abroad (UK, USA, Iran
and Saudi Arabia) provided their technical support at various stages of research. Particularly,
the cooperation given by the scholars of PIDE, Quaid-i-Azam University, International Islamic
University, Federal Bureau of Statistics and a number of other national institutions is highly
appreciated. The technical comments from Harvard University USA, Al-Mustafa Internal
University, Qom, Iran and some scholars from UK were of extreme importance in this
research. Since 1999, a very valuable technical support has been available from Dr. Mahmood
Khalid and Dr. Usman Mustafa [PIDE]. In recent years, Dr. Anwar Shah [QAU], Dr. Karim Khan
[PIDE], Dr. Miraj [UAJK], Dr. Abdul Sattar [PBS], has helped raising the technical quality of
faith-based research in economics. Syed Ali Abidi as Data Manager assisted in data
management, survey manual and code book preparation on the technical guidelines from Dr.
Abdul Sattar. Majid Shah [PIDE] helped in setting up the field plan and monitoring the survey
quality; Mr. Muhammad Tayyab, Mr. Ashar Awan, Mr. Asim Shamim, Ms. Rashida Siddique,
Ms. Atiqua Naqvi Ms. Maria Siddique, Mr. Attiq Farrukh and other played important role in
field survey; all of them deserve thanks. The support provided by the officials of Academics
Division, Higher Education Commission [HEC] Mr. Fida Hussain, Dr. Tahir Ali Shah, Ms. Ghayur
Fatima and others is highly appreciated. Those worked, admired, encouraged and greeted off
and on but their names are not mentioned here, deserve sincere thanks for ever.
Dr. Syed Nisar Hussain Hamdani
Principal Investigator
Divine Economics Project, UAJK
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INTRODUCTION
Higher Education Commission of Pakistan approved a research for the Institute of Economics,
University of Azad Jammu and Kashmir, Muzaffarabad to conduct research in interrelationships among values, religiosity, spirituality and economics behaviors using the Divine
Economics Framework. These pages provide information about the survey instruments used
in this research.
The first survey of the Series 'Divine Economics Survey' was conducted in the year 2000
through Department of Economics, Quaid-i-Azam University Islamabad. Afterwards, a
number of surveys were conducted about the role of religiosity, spirituality and ethics in
economics. The Department of Labor and Work life of Harvard University also assisted a
survey in 2006 about the role of religiosity in economic rehabilitation after the earthquake of
October 2005. Its report is available at Harvard University website1 and was also published by
the University of Azad Jammu & Kashmir in 2007. In the year 2008 this survey was conducted
in various cities if the world as case studies. This helped to determine economic and spiritual
similarities among various religions. The work was expanded further and in June 2009, a
survey was conducted in Pakistan to explore further development of analytical economics
with respect to Spirituality and Spiritual Human Capital, jointly by Kashmir Institute of
Economics and Pakistan’s distinguished organization Pakistan Institute of Development
Economics. Afterwards, some changes were made in the questionnaire and additional submodules were added. The revised questionnaire is is used in 2013 survey round that more
focuses on Moral and Universal Values. The data acquired through this questionnaire will fill
the gaps that impeded the thesis requirements of the researchers and students and the
pursuit to conduct further research on different aspects of Economics and Religiosity
interrelationships.
Objectives of the Manual
This manual is prepared to serve as a basic reference guide for the field team
members/enumerators, data analysts, M. Phil/PhD scholars using this data-set and potential
other researchers who would be extending Divine Economics in future. The objective of the
manual is to facilitate a standardized data collection and survey process. This manual
provides:
 Brief definitions of the concepts and terms used in the questionnaires.
 Explanation of relatively questions which are relatively less frequently used in economic
surveys
1
www.law.harvard.edu/programs/lwp/people/.../papers/Nisar's_Book.pdf
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Survey Modules
To meet the diverse data requirements of the project, many modules were developed, tested
and administered for data collection. These include;
1. Main Module
2. Extended Module
3. Specific Modules
a. Ethics and Worker’s Performance (a. Teacher’s performance b. Enterprise)
b. Religiosity and Time Allocation
c. Wellbeing and Time Allocation Patterns
d. Religiosity and Consumption
e. Disaster Perceptions and Preparedness Module
The Main Module contained questions about Worklife, Spirituality, Ethical values, Wellbeing,
Willingness to pay; the Extended Module covering deeper aspects of Worklife, Spirituality,
Sleep Poverty, Water; and, the 'specific modules' aimed at collecting topic-specific
information using a sub-sample or a smaller separate sample.
Sampling Technique for Main Module -Divine Economics Survey 2013
Area and Zones: Using multi-stage, stratified random sampling techniques, for the present
research project on Divine Economics, assisted by Higher Education Commission of Pakistan,
we have drawn sample size on the basis of population ratio of each district. The total
population of Azad Jammu and Kashmir is 1.5 million (according to the census of 1998). We
have selected 5 districts for our sample out of 10 districts. The districts which we selected are
having nearly same topology and environment. On the basis of different topology,
environment and geographical location, Azad Kashmir can easily be divided into two zones.
In zone one, we have Muzaffarabad, Hattian, Bagh, Poonch and Sudhnoti. Neelum valley
which is adjacent to Muzaffarbad has very different environment, and this difference is mainly
because of two reasons; it remains disconnected from other areas for many months due to
heavy snow fall, still Neelum valley has no electricity and telecommunication in most of its
parts. So we decided to not include Neelum valley in our sample of zone one of Azad Jammu
and Kashmir. The other four districts (Mirpur, Kotli, Bhimber and Haveli) have different
topology and environment. So, we finally decided to limit our sample to the five districts in
zone one.
Sample Size:
Main Module
Extended Module
Specific Modules
TOTAL
Gross Final
1000 - 851
400 - 385
600 - 433
[120+120+110+83+120]
2000 - 1789
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Future surveys should not necessarily follow this sampling design and may adopt any
alternative strategy as appropriate to meet the objective of respective researches.
The description of different modules and corresponding information is given below;
Sampling of Main Survey Module: We have calculated population proportion for each district
of Azad Jammu and Kashmir in our sample size of 1000 households. Then the desired number
of sample for all respective districts is drawn on the basis of population proportion.
The following table shows the population proportion and respective samples size required
from each district. The minor difference in required and actual sample size from each district
is due to cleaning of data and discarding few questionnaires.
Table 1.1 District wise sample size distribution of 'Main Survey'
District
Population
n1
n2
n3
Muzaffarabad
0.454
295
251
327
Hattian
0.166
108
92
104
Poonch
0.411
267
228
116
Bagh
0.282
183
156
82
Sudhnoti
0.224
146
124
222
Total
1.537
1000
851
851
Note:
 n1 is suitable sample size for n = 1000
 n2 is suitable sample size for n = 851
 n3 is actual sample size for each district in our sample.
The sample size for district Poonch is less than the required sample size on the basis of
population proportion. The reason is harsh weather and inaccessible road/infrastructure
system. The survey was conducted in winter season; the sample size collected is less than the
required sample size.
Sampling of Extended and Specific Modules: The sampling details of extended and specific
modules is given separately along with different studies conducted as Master’s, M. Phil or
PhD research.
The Survey Instruments
Keeping in view the study requirements, a number of instruments were used which included
a Main Questionnaire, the Extended Questionnaire, the topic specific Questionnaires, the
Interview Schedule, FGD Checklists and a separate online survey questionnaire. A
comprehensive set of questionnaires was developed with the help of scholars and researchers
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for Divine Economic Survey 2012 and 2013. This questionnaire has a main module for overall
analysis, an extended module and different sub-modules for deeper analyses on specific
topics explored by M. Phil and PhD scholars. These sub-modules include consumption pattern,
saving pattern, time allocation pattern, income, demography, work life, water usage,
religiosity, spirituality, ethics and social capital etc. Almost all the instruments are available at
our official website and the readers are encouraged to visit website for viewing them directly
in addition to the manual in hand. The different survey instruments are elaborated separately,
however, the Main Questionnaire is explained in this manual.
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The Main Questionnaire
Sections, Questions and elaborations
The first section of the questionnaire is about the general information.
Section GI: General Information
Enumerators will first write the name of interviewer followed by date and time of interview
in the given spaces. The questions from G101 to G108 are containing the general information
which enumerator will fill himself. After building rapport, respondent will be asked to tell
name and additional identification or address and contact number. In case respondent is
hesitant to provide any contact number then the enumerator shall not insist unless he builds
trust towards the end of the interview.
Section HI
Household Information
HH101: Family size
HH102: This is a household information roaster with 14 columns. Columns 1 to 8 seek
information from the persons of age 15 years and above.
Column 1: Names of HH: The column 1 contains the name of the household members.
Household definition “those usually live and eat in the same house” has been used. Members
are included servants, relatives, friends and non-relatives who usually live and eat in the
house. Those household members, who usually live in other cities for some job, or lives in
hostels for education, are not considered as household members. In this column the first row
must contain the name of household head and second row contain the spouse name,
unmarried family members recorded before the married but from the third row.
Column 2: Relation with the Household head: The second column record the relationship of
the members of HH with HH head. Head of household is the person who has been declared
by the family members as head of the household. The codes are use here and are as follows;
1. HH head [self] 2. Husband/wife 3. Children 4. Grandson/daughter 5. Nephew/niece 6.
Father/mother 7. Brother/sister 8. Son/daughter in law 9. Brother/sister in law 10.
Grandfather/mother 11. Father/mother in law 12. Servant 13. Tenant 14. Other
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Column 3: Gender: it is coded as 1 for male and 2 for female.
Column 4: Age: Age will be written in completed years. For example, someone who is 52
years and 10 months old is 52 (completed) years old. If the respondent is uncertain about
his/her age or does not know it, then write from CNIC. If CNIC or other evidence is not
available then enumerator will mentiona about some historical event like emergence of
Pakistan 1947, war, flood, earthquake, etc. and shall ask the age of respondent at that time.
Column 5:Marital Status: There are four codes to answer the question; Unmarried=1,
Married=2, Divorced=3 and widowed=4. Married males or females, who have been married
and have started living as husband and wife are coded as married. Separated persons (married
but not living together due to disputes) will also be included in this category. Unmarried males
and females who not been married ever are included in this category and also those have
solemnized engagement or Nikkah but Rukhsati has not been taken place are also included in
this category. Widowed/Divorced: Married person (male or female) whose spouse (husband or
wife) is dead and who has not married again will be included in this category. Also divorced males
or females who were married and decided to separate from each other and were divorced as
per conditions of law and religion and did not marry again will be included here.
Column 6: General Education: Education should be written in completed years of education. But
here we have allotted codes as follows; 1. Illiterate 2. Less than primary 3.Primary 4.Middle 5.
Matric 5.1. Matric+PTC 6. F.A 6.1. FA+CT 7. B.A 7.1. B.A+B.Ed 8.M.A Professional degree
8.1. M.A/M.Ed 9. M.Phil 10. Ph.D 11- other
Column 7: Religious Education: Religious education codes used as 0. Illiterate 1. Nazira 2.Hifz
3. Saniwiya ama 4. Sanwiya khasa 5.Darja aliya 6- Shahdat al-almiya 7. Adeeb Arabic 8. Alim
Arabic 9.Fazil Arabic 10. Qari 11. Dars Nizami 12. Mufti 13. Other
Column 8: Health:Health of all the HH members will be written in the column. The four codes
used as 1. Not good 2. Somewhat good 3. Mixed 4. Good5. Very good
Column 9: Basic Income: The income from the main job of the respondents and household
members who are employed is to be written here.
Column 10: Part time income: The HH members who are working part time, their incomes should
be written here.
Column 11: Religious Affiliation: Affiliation of the HH members towards religion/religious
activities is captured here using the codes 1. Low 2. Moderate3. More
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Column 12: Time taken for psychosocial recovery after the earthquake:1. a month 2. Two to 4
years 3. Not yet 4. Not applicable
Column 13: Trend in Contact with relatives and friend: Attraction towards family/relatives and
friends is asked here using the codes. 1. Little 2. Moderate
3. More
Column 14: Inclination towards Dua [Praying to God] and Tawakal [Trust in Allah Almighty]: has
been captured by using the codes 1. Little 2. Moderate
3. More
HH103: In this question respondent is asked about his relative status in household; a) his/her
level of responsibility both in Social (marriage decisions and other family issues, community
decision making) and b) Economic decisions (home expenses, investment decisions etc). The
answers choices are 1. None 2. Somewhat 3. More 4. Fully responsible in household decision
making.
HH 104: is asked about the number of Disabled persons in the house.
HH 105: is about the type of present residence of the respondent and options are
1Village 2- Town
3- City
HH 109: The question asked that whether [after 8 years] the respondent is still afraid of the
aftershocks after the earthquake 2005 and the options are given as
1. Reduced
2-No change
3-Increased
HH 110: is asked about the most important problem in surrounding of the respondent and
only one is to be selected from the given options
1- Poverty and unemployment
2.Lack of facilities
3- Environmental degradation
4. Lack of clean water 5- Future apprehensions 6- Other
Section WL
Work Life: This section is about the work life of the respondent.
WL 101: views about the type of job/occupation in which the respondent is engaged and
below options are provided
1. Government service
2. Private Service
3.Private business/firm/farm 4. Imam
in mosque/Qari 5. Daily wager
6. Pensioner 7. Tutor/Electrician/sweeper
8.
Occasional worker (like engaged occasionally on small wages)
9. NGO
10. Other
WL 103: asked for the age of respondent at the time of his first job. The answer is to be
provided in year (i.e. 22, 25, 34, 38 etc)
WL 104: is a query about the duration of respondent present service or job in Years and
Months.
WL 108: provide a comparison of the respondent to his colleagues in doing hard work. The
options are 1- Too little 2- little 3- equal 4- more 5- much more
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WL 109: ask the level of satisfaction of the respondent from the present job. The choices are
1. Much dissatisfied 2.dissatisfied 3. Mixed 4.Satisfied 5.Much satisfied
WL 114: ask for the opinion of respondent about the best approach to improve
performance of subordinates in office/business and approaches are as
1- Improved external observance(Example CCTV, presence of supervisor etc)
2- Workers’ personal or moral value change (religious/spiritual development etc)
3- Other ……………………………..
Section FI
Financial Information: The section contains information on the sources of income.
FI 101: Sources of the income: Different means of income of the respondent household is
asked [Average Income of the Household] from Main job/ services, Business, Part
time/occasional/seasonal like consultancy, commission etc. Income from Shares, Stock
market, Property, Agriculture, Income gained from foreign sources and any other income on
monthly and annual basis. First three are asked monthly and the latter in annually.
FI 102: Respondent is asked the total level of income for living a standardized and satisfied
life.
FI102B: asked about the total price of the goods and services that is earned by the
respondent freely or in the form of gift.
Section EX
Expenditure: Incorporates all the expense that are made by the household and respondent on religious,
economic, social and personal purpose.
EX 101: is about the average expenditure on the following components of HH needs
Religious Purpose: includes the Obligatory expense like Zakat [Zakat is mandatory for all
Muslims, on their income and wealth above a minimum amount called nisab], Khmus
[Khums is a 20% tax that must be paid on all items regarded as ghanima] and Fitrah [money
which is obligatory for a Muslim to be given to the needy before eid-ul fitar], secondly, Nonobligatory expense [like Qurbani (scarifying of animal on the eve of Islamic eid), Sadqa
(charity), Khiyrat(charity), Nazar (charity for staying safe from jealous eye or for fulfilment of
some purpose)], thirdly Children’s religious expenses (monthly fees paid to Qari; who
teaches Holy Quran) and last Givings to religious organization or committee contribution
and Expenses on Religious functions (Milad [annual celebration of the prophet
Mohammad’s birthday], majlis [religious event to listen talks of religious scholars],
naat[a poetry that specifically praises the Islamic prophet Muhammad, Peace be upon him
and his progeny], noha [ is a genre of Arabic, Persian, Saraiky or Urdu prose about the
martyrdom of the Holy grandson of Prophet Mohammad along with 72 companions in the
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desert of Karbala or tragedy of other infallible Imams (perhaps Tombeau can be a similar
example); mehfi-e-lzikr [a musical or rhythmic composition for remembrance of God].
Economic purpose: includes expenses on rent of the house, Kitchen expenses [estimated],
Transportation, Mobile use, Utility bills (Gas, electricity, water, landline telephone),
Educational expenses(Books/fees/Uniform/functions) on monthly basis and Taxes paid
during the last year on yearly base.
Social purpose: All expense on Social function, Expenses to help others occasionally and
Regular Contributions to social/welfare organization on yearly basis.
Personal purpose: All expense on makeup/shaving materials, Pays and other financial help
given to HH servants, Health expenses of HH members, Cigarette /tobacco/niswar etc on
daily basis, Entertainment (tours, picnics, CDs, music etc), Clothing and shoes expense,
House construction and repairs, Car/motor cycle purchase and repairs on yearly basis and
Other monthly regular expenses of household.
EX102: Respondent feels no financial problems due to cooperation of his relatives and
friends, choices are 1. Yes 2. No 3. Do not think about it
Section SV
Savings: The section contains information on savings of respondent.
SV 101: Total savings through committee/bank balance/insurance/ bonds in rupees of
respondent during last 12 months.
SV 106: Total debt payable by the respondent.
SV 107: The amount of loan given by respondent to others during last one year in rupees.
SV 108: How much was the amount of loan returned by you to others during last one year in
rupees.
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Section TA
Time Allocation: This section investigates about the time allocation behavior of the respondent. This
question has two parts A and B. A inquires about the present time allocation and B seeks for the desired
change in the present time allocation. The total time is 24 hours. Enumerator should remain conscious of total
time 24 hours that respondent is not exceeding this limit.
TA105A: Time allocation to
a) Religion (Prayers/Quran/Meetings with religious and spiritual personalities/Religious
programs on TV)
b) Economic purpose, time for Business (work, dealings, travel, occupation at home)
c) Social Time given to relatives/friend/welfare work/reading/family etc.
d) Self-related (Shave; make up, exercise, games, sleep, rest, recreation, mobile contacts)
TA105B: Change in time allocation to the activities and options given as 1. Reduction in
present time allocation 2. Increase in present time allocation 3. No change.
Section RL
Religiosity: It is also a fundamental module of the questionnaire and is a part of Divine Capital. This section
investigates about the level of religiosity an individual possesses within himself using Obligatory Prayer subsection and
Religious Activities subsection.
RL 101: Prayers [Fajar (Morning prayer), Zuhr (afternoon), Asar (late in noon), Maghreb
(evening), Isha (night)] respondent tried to offer regularly during the last three months. The
options given as 0. Never 1. Sometimes in a month 2. Sometimes in a week 3. Daily.
RL 103: is the religious activities subsection as some people have different religious
beliefs/activities. Respondent is asked about the following during last 3 months and choices
given as 1. Never, 2. Rare 3. Sometimes 4. Often 5. Always
a) Offering late night prayer(Tahajjud)
b) Non obligatory prayers (Nawafil) respondent offers besides ‘Tahajjud’.
c) Reading Islamic literature of own school of thought
d) Reading the books of religious thought that are opposite to his school of thoughts (books
of other sects).
e) Reading literature of other religions
f) Consultations with alike people on religious/spiritual activities
g) First to greet other by ‘SALAM’
h) Discussion about death, grave, judgment day, paradise and hell in every day of life.
RL 104: includes statements asked from respondent in general for measuring the level of
religiosity of the respondent during the last 3months, how much respondent is agrees with
the following statements? Options are 1. Strongly Agree 2. Agree 3. Impartial 4. Disagree 5.
Strongly Disagree
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a) Respondent considers useless to listen sermons of other sects/religious school of though
b) Respondent prefers to follow own religious thoughts/experiences instead of religious
scholars
c) Respondent considers future planning unimportant because everything is predetermined
by fate
d) Respondent considers redemption in afterlife by God’s mercy and not by deeds
e) The interest in religion should not lead to involvement of religion in each and every issue.
RL 105: Fasting other than Ramadan.
RL 108: Respondent brought up in which school of thought
1. Sunni (Brelvi) 2.Sunni (Deobandi) 3. Shia 4. Ahle Hadith 5. Open minded (Do not believe
in sects) 6-Other besides these will be mentioned by respondent.
RL 109:Respondent’s current religious thoughts closer to which sect
1. Sunni (Brelvi)2. Sunni (Deobandi) 3. Shia
4. Ahle Hadith 5. Open minded (Do not
believe in sects) 6.Other besides these.
RL 110 Respondent’s father/guardian school of thought
1. Sunni (Brelvi) 2- Sunni (Deobandi) 3. Shia
4. Ahle Hadith 5. Open minded (Do not
believe in sects)
6-Other besides these.
RL 112: The question is about the respondent awareness of the injunctions about eating,
living, socialization, etc and in every deeds about prohibited, abominable, neutral, desired,
obligatory(makruh, mubah, mustahib, sunnah, farz or wajib) that respondent actually cares
during the last three (3) months, the choices are as
1. Never 2.Very little 3. More 4. Toomuch extent 5. Completely
RL 113: is about how far the respondent tries observing the following?
a) Observe mandatory rituals
b) Avoiding the forbidden
c) Perform desirable deed
d) Minimize undesirable
deed
The choices are as 1. Not at all 2. Negligible 3. Sometimes 4. Often 5. Always 6. Not known
RL 118: inquires the respondent if he leaves his electric switches (bulb, fan etc) on, the
choices are as
1. Never 2. Rarely 3. Sometimes 4. Often5. Always
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Section SP
Spirituality: The section inquires about the level of spirituality in the respondent. Spirituality is one of the
four components of Divine Capital.
SP 102: How far do respondent feel a change in his feeling, sentiments and spiritual
experiences during last three (3) months?
Spiritual experience
a) Feeling in dialogue with Allah [swt] means praying to or whispering with God].
b) In some way (dream/sixth sense/intuition) you get awareness of the time of accidents or
troubles
c) In spite of your troubles and failures you always think that Allah’s blessings and help is
with you.
d) The unexpected disasters of the world lead to more inclination towards spirituality.
The choices are 1. Never 2. Rarely 3. Sometimes 4. Often 5. Always
SP 103 How do you look at the future of the world?
a) You expect that Allah’s favored ones will rule the world [favored ones implies, Jesus Christ
and the awaited savior of mankind]
b) You feel that the good persons from all religions and sects will join together under one
umbrella [one umbrella we mean ISLAM]
c) You believe that before the day of reckoning/judgment whole world will be under control
of justice and equity.
The choices are as1. Never thought 2. Very early 3. Early4. Late 5. Never
SP 104: Some people observe special prayers (Mustahib) besides mandatory prayers. In this
question we asked respondent about the following options;
a) Frequency of reciting salutation (Darood) to Prophet PBUH
b) Do respondent practice some special words (example: Wadeefa, Tasbeeh, Dua, Verse)
c) How many times respondent repent (tobah) for his misdeeds/ill actions or shortcoming?
d) Frequency of thanking to God for His blessing onto him.
f) How often respondent recite ‘There is no God, but Allah’ (first Kalma)?
The choices are 1=Not at all 2=Sometimes a month 3=Sometimes a week 4=Many times a
day 5=Every time
SP105:Number of reliable friends who can help respondent in his both good and bad time…
(x)….
SP 106:is related to SP105 as respondent told about [X] friends while answering. The
question explores the reason of friendship with respondent
a) Business/office/work relationship b) Religious harmony c) Spiritual harmony d)
Relatives/social harmony
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Section SC
Social Capital: The section is also an important component in the questionnaire. Like human capital,
physical capital, social capital is also another form of capital i.e. trust on others, cooperation, sharing of
happiness and grief with others etc.
SC 101: Trust is an economic variable as well as an element of social capital. The question
inquires about the level of trust by asking the opinion of respondent that is, Can people be
trusted? The choices are as follows
1. No 2. Very little 3. To some extent 4. Too much extent 5. Completely
SC 102: The question asked about the level of belief on the people for giving them loan. It is
asked as, 'Do respondent think that in his town people trust each other generally to give
loan?' The answer options are as follows
1. No 2. Very little 3. To some extent 4. Too much extent 5. Completely
SC 103 To what extent you trust your national institutions like Court/Police/Administration?
1. No 2. Very little 3. To some extent 4. Too much extent 5. Completely
SC 107: In respondent’s opinion, to what extent respondent share happiness and grief with
people around you?
a) Try to reach any way when hear of sudden worry (accident, severe illness or death) of
relatives/friends
b) When there is some happy moment (Success, promotion or other happy occasion) and
people gather
The choices are1. Never 2. Rarely 3. At leisurely 4. In any case immediately
SC 108: In respondent’s opinion, what is the best action for sanitation, development or
stability of the organization/cities? The choices are
1. Promotion of religious, spiritual and universal values 2. Promotion of educational,
scientific and modern knowledge 3. Never thought
SC 109: In respondent’s opinion, what is the effective way to protect water, environment
and air from pollution? The answer options are as;
1. Promotion of religious, spiritual and universal values 2. Promotion of educational,
scientific and modern knowledge 3. Never thought
SC 110: investigates that respondent is an active worker in any of the following
organizations.
1. Social/welfare/cultural
2. Education/development/philosophy 3. Religious/spiritual
4. Local/regional 5. Other 6. No membership
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Section EV
Universal Ethical Values: This section contains the questions on different universal values to identify the
level of morality in respondent.
EV 101: The question explore that how much the respondent depicts ethical behavior by
asking the following questions. The answer choices are; 1. Never 2. Rare 3. Sometimes 4.
Often 5. Always, keeping in mind last three months.
a) Respondent performs his colleague tasks voluntarily when needed
b) Ask respondent that if he made a mistake while working with the people and instead of
hiding it do he accept his mistake and regretted?
c) When others were not working well do you advise them to work well?
d) If your friends committed mistakes that could harm you and you were resented, how
many times did you pardon?
e) How many times did you prefer to work collectively rather than working alone?
f) How many times did you try to pray before taking meals and after meals?
g) Is some extra food prepared in your house with the intention to feed some
deserving/poor person?
Section SS
Self-Satisfaction: In this section, the level of satisfaction is measured through self-reporting of respondents.
This section is used for developing a wellbeing index.
SS 101 Level of satisfaction of respondent from the following, and choices are; 1. Completely
unsatisfied 2. Unsatisfied 3. Mixed 4. Satisfied 5. Completely satisfied
Satisfaction from Religious sources
a) Due to religious and spiritual inclinations/activities of your near relatives and friends
b) Your regularity of daily prayers (Namaz)
Satisfaction from Economic conditions
c) Present house and surroundings
d) Accomplishment of work satisfactorily
e) The quality of drinking water
f) Own capabilities/skills and professional performance
g) Present grade/service/job conditions (work status)
h) Means of transportation
i) Purity and freshness of food
j) Present financial status (quantity)
k) Household tidiness and discipline
l) Better relationship with friends/colleagues and relatives
Satisfaction from Social activities
m) Importance of your own views/opinions and acceptance among people
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n) Sympathy with inmates of the household
o) Social relations
p) Harmony among members of the household
Satisfaction from Personal activities
q) Sleep and leisure
r) Taste and quality of every day food
s) Your own health
t) Self-confidence
u) Due to self-memory
v) Present educational achievements
w) Attainment of aims/goals and objectives of life
Section DS
Dis-Satisfaction/Frustration: This section measures the level of dissatisfaction of respondent by asking
questions relating to important sources of dis-satisfaction. This data can be used to construct negative
wellbeing index.
DS 102: If respondent is disgusted with words or actions of someone what is his reaction.
1- You feel annoyed yet don’t express anger. [This states that he does not take any
action against the person but feels angry].
2- Usually express anger in words. [This states that he may use harsh words or use
slangs for the person].
3- You express your wrath with words and actions (express barely). This states that
respondent uses harsh words or may show physical gestures of wrath].
DS 103: The question explores that how many times respondent was angry due to different
reasons or actions of others during last 15 days. Answer is in number.
DS 104: The question is related with DS103 that the anger of the respondent was due to the
organization/country/religion/some principle or any other issues relating to 'other-thanself'. This measures the universal value 'courage'. Here, courage is not like bravery but 'to
stand for principles even when it makes life difficult. The answer is in number.
Section SL
Sleep: This section is a part of wellbeing module and it asks about the level of sleep, quality, time and other
related aspects of sleep.
SL 112 To what extent the following activities affect respondents sleep, the choices are as
1. Never 2. Rare 3. Sometimes 4. Often 5. Always
a) Service/Home tasks / Other occupations
b) Environment (Load shedding, noise etc)
c) Health problems/Accidents/Depression
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d) Un-invited/un-scheduled arrival of guests/social ceremonies [which have to be attended
due to social pressure and not by own choice]
e) Religious ceremonies/function/Spiritual programs
Section WT
Water: In this section, respondent's willingness to pay for clean water is investigated in order to correlate it
with other economic factors as well as newly defined Divine Capital components e.g. religiosity, spirituality,
ethics and reinforcement.
WT 113: The question represents the level of satisfaction of respondent by directly asking
him, if he is not satisfied with the system; the reasons for dissatisfaction is also asked, i.e.
Are you satisfied with the present water system?
1- No 2- Yes
If not why
1. No system 2- Polluted water
3- Erratic supply
4- Less availability
5.
Departmental poor performance
6. Other
WT 114: The question invites opinion of the respondent that why he is seeking change in
the present drinking water system. Its answer choices are;
1. Better hygiene 2. Better facility 3. Women veil 4. Low water cost 5. Others
WT 118: The question investigates about the willingness of the respondent to pay for
getting a better and nourishing water availability monthly in Rupees i.e. how much he is
willing to pay for improved water system.
WT 120: Respondent is asked about the effective source to create awareness the people
about better standard and management of water, the answer options are;
1. Electronic media 2. Print media 3. Mosque/Madrasah 4. Local NGOs 5. Educational institution 6.
Others
WT 121: How do you use water for ablution?. The answer choices here are; 1- In a vessel/pot
2. Directly from tap. If the respondent belongs to Sunnite School of Islamic Thoughts, he shall
use water for washing hands/arms, face and feet [it is obligatory] whereas a Shiite may or
may not use water for washing feet [not obligatory. Regardless of this difference, one
behavior is common on both sides; some people take water in a pot for ablution and others
use tap water. Usually a lot of water seems to be wasted by using tap-water which constantly
flows during the act of ablution [and is religiously undesirable or 'Makrooh' ]. The more
religious people are likely to waste less water.
WT 122: Do you keep water-tap open when you perform ablution?
1. Yes 2- No. This is subquestion of WT 121. It can be independently used in analysis by select case option in SPSS.
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WT 123: is a general question to know the interest of the respondent in future programs,
publications and the research in Divine Economics? 1- Yes 2- No. In case of 'Yes', respondent
provides contact IDs and this can be used by researcher team later for developing panel data
or conducting case studies. Building such type of respondents' bank is very useful for the
innovative and sensitive research initiatives.
For full Questionnaires, contact the office or visit our website:
www.divine-economics.org
Divine Economics
Survey-2013
The following Faculty Members,
PhD/M. Phil
Scholars,Team
M. Sc. Students and experts
contributed in Divine Economics 2013.
Name of Team Member
Status
RESPONSIBILITY
MAIN TEAM
Dr. Syed Nisar Hussain Hamdani
Dr. Miraj-ul-Haq
Dr. Karim Khan
Professor & Director KIE
Assistant Professor Eco. KIE
Assistant Prof. Eco, PIDE
Dr. Anwar Shah
Assistant Prof. Eco, QAU
Dr. Mohammad Tayyab
Ms. Fozia Munir
Mr. Ashar Awan
PhD Economics, PIDE
PhD Scholar KIE
M. Phil Scholar KIE
Principal Investigator
Analyst
Senior Research
Fellow[Postdoc]
Senior Research
Fellow[Postdoc]
Research Fellow
Co-PI
Research Associate
Resource Persons
Dr. Abdul Sattar
Syed Majid Shah
Syed Ali Abidi
Other contributers
Rashida Saddique
Asim Shamim
Muhammad Attique Farrukh
Syeda Attiqa Naqvi
Asma Hanif
Tooba Pervaiz Banday
Mohammad Naveed
Training Incharge, Federal Bureau
of Statistics
Research Economist, Pakistan
Institute of Development
Economics, Islamabad
M. Sc., KIE
Sampling
M. Phil Scholar KIE
Research Associate
M. Phil Scholar KIE
M. Phil Scholar KIE
M. Phil Scholar KIE
Lecturer KIE
M. Phil Scholar KIE
M. Sc. 5th Semester, KIE
Admin/Logistic Assistant
Team Supervisor
FGD Facilitator
Enumerator
Enumerator
Data Entry Operator,
Enumerator
Survey Training, Field
Monitoring
Data Manager
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Ishfaq Banday
Seema Amin
Maryam Tahir Banday
Misbah Hameed Qureshi
Shahid Qudoos
Waqas Younis
TECHNICAL CONTRIBUTION:
Prof. Ikram Rasheed
Abdul Shakoor Mehravi
Matloob Mohammadi
Syed Saqib Hussain
Mudassar Fida Gardezi
Mir Adnan Rehman
Mufti Kafayat Hussain Naqvi
Irtiza Rizvi
Ali Raza
S ur v e y M a nu a l
Mphil Scholar
Mphil Scholar
Mphil Scholar
Mphil Scholar
Mphil Scholar
Mphil Scholar
Enumerator, Editor
Enumerator
Enumerator
Enumerator
Enumerator
Enumerator
Chairman Deptt of Islamic Studies
UAJK
District Sharia Judge, AJK
Al-Mustafa Int. University Qom
Al-Mustafa Int. University Qom
Chairman Law Deptt. UAJK
Lecturer Law, UAJK
Member, Islamic Ideological
Council, Pakistan
Principal, Fatmiyah College,
Muzaffarabad
Al-Mustafa University, Qum, Iran
You are welcome to
seek details about
the survey questions, answers, technical issues, field experiences, team dynamics
and other aspects of faith based framework Divine Economics including its data-sets.
We also encourage individual and institutional collaborations.
A limited research grants are also available from time to time.
The Divine Economics is a paradigm
towards a global economy with justice, peace and wellbeing driven by human excellence.
Further Contact:
Dr. Syed Nisar Hussain Hamdani
Professor of Economics and Director
Kashmir Institute of Economics, University of AJ&K, Muzaffarabad [Pakistan]
Phone: 0092-5822-960489, Fax: 0092-5822-960489, Cell: 0092 -322-9306972
Email: [email protected], www.divine -economics.org or www.ajku.edu.pk
KASHMIR INSTITUTE OF ECONOMICS UAJK -2015