We appreciate your business, which is why we work hard to offer affordable financial services to all. We have listed fees below that are effective
beginning August 31, 2017.
PERSONAL MEMBERSHIP
Minimum
Deposit to Open
Monthly Maintenance Service
Charge Membership Fees
Minimum Balance to Earn
Annual Percentage Yield (APY)
Minimum Balance to Avoid
Maintenance Services Charges
U2 E-Checking (2nd Chance*)1
$100
$12.00
N/A
N/A
UNITY E-Style Checking1
$100
$10.00
N/A
$500**
UNITY E-Gold Checking1
$500
$20.00
$100
$5,000**
UNITY E-Style Savings
$100
$5.00
$100
$200***
UNITY E-Gold Savings
$1,000
$5.00
$1,000
$2,500
Account Type
Internet Membership
1 Monthly Statement (mailed) $2.00 (no fee if enrolled in eStatement - online statement delivery)
MyStyle Membership
UNITY MyStyle Checking
$50
$12.00
N/A
$500**
UNITY Savings
$100
$5.00
$200
$200
UNITY Holiday Club Savings
$10
N/A
$10
N/A
UNITY Money Market
$500
$12.00
$500
$500
UNITY Gold Checking
$50
$20.00
$100
$5,000
UNITY Savings
$100
$5.00
$200
$200
UNITY Holiday Club Savings
$10
N/A
$10
N/A
UNITY Money Market
$500
$12.00
$500
$500
UNITY Silver Checking
$50
N/A
N/A
N/A
UNITY Savings
$100
$5.00
$200
$200
UNITY Holiday Club Savings
$10
N/A
$10
N/A
UNITY Money Market
$500
$12.00
$500
$500
U2 Checking*
$50
$12.00
N/A
N/A
UNITY Savings
$100
$5.00
$200
$200
UNITY Holiday Club Savings
$10
N/A
$10
N/A
UNITY Money Market
$500
$12.00
$500
$500
Gold Membership
Senior Membership
U2 Membership
*
** *** For customers with ChexSystems records
No maintenance service charge membership fee for any month you have a direct deposit and conduct 10 Visa debit card point-of-sale transactions.
No maintenance service charge membership fee for any month you have a direct deposit.
Transaction Fees May Apply. See Disclosures
BUSINESS MEMBERSHIP
Minimum
Deposit to Open
Monthly Maintenance Service
Charge Membership Fees
Minimum Balance to Earn
Annual Percentage Yield (APY)
Minimum Balance to Avoid
Maintenance Services Charges
UNITY Business Checking
$100
$12.00
$100
N/A
UNITY Small Business Checking
$100
N/A
N/A
N/A*
UNITY Choice Checking
$100
$20.00
N/A
$1,000**
UNITY Choice Savings
$100
$12.00
$1,000
$1,000
$1,000
$12.00
$1,000
$1,000
Account Type
Sole Proprietor Membership
UNITY Choice Money Market
Minimum
Deposit to Open
Monthly Maintenance Service
Charge Membership Fees
Minimum Balance to Earn
Annual Percentage Yield (APY)
Minimum Balance to Avoid
Maintenance Services Charges
UNITY Business Checking
$100
$12.00
$100
N/A
UNITY Small Business Checking
$100
N/A
N/A
N/A*
UNITY Choice Checking
$100
$20.00
N/A
$1,000**
UNITY Commercial Checking
$100
$15.00
N/A
N/A
UNITY Choice Savings
$100
$12.00
$1,000
$1,000
$1,000
$12.00
$1,000
$1,000
Account Type
Commercial Membership
UNITY Choice Money Market
NonProfit/Faith Based Membership
UNITY Non-Profit Checking
$100
$12.00
$100
N/A
UNITY Small Business Checking
$100
N/A
N/A
N/A*
UNITY Choice Checking
$100
$20.00
N/A
$1,000**
UNITY Choice Savings
$100
$12.00
$1,000
$1,000
$1,000
$12.00
$1,000
$1,000
UNITY Choice Money Market
* Transaction Fees May Apply. See Disclosures.
** Combined balance of UNITY Choice Checking, UNITY Choice Savings and UNITY Choice Money Market
For all personal and business savings and money market accounts
Charge Per Debit:
$2.00 for each withdrawal (including preauthorized debits) in
excess of 6 per month
For all personal and business savings and money market accounts:
Excess Transaction Fee:
$20.00 for each check, draft, ATM card (POS), or similar order
payable to third parties in excess of 6 per month
For all personal and business checking, savings and money market
accounts:
Closed Account Fee:
$10 for each account closed within 180 days of account
opening.
Miscellaneous Fee Schedule (All Customers, effective August 31, 2017)
Service
Fee
Online Banking Service Fee
FREE
Bank Check Fee (Money Order)
$4.00
Bank Check Fee (Treasurer’s Checks)
$15.00
Counter Checks, 6 for
$10.00
(Consumer) Deposit Item Returned Fee
$7.00
(Consumer) Deposit Check
Returned Fee
$7.00
(Business) Deposit Item Returned Fee
$30.00
(Business) Deposit Check Returned Fee
$30.00
Uncollected Funds Charge (Withdrawals
Presented Against Unavailable Funds)
$ 37.00
OD (Overdraft) Protection Tran Fee
$15.00
Insufficient Funds Charge (Withdrawals
Presented Against Insufficient Funds)
$ 37.00
Stop Payment Fee
$ 35.00
Wire Transfer
ATM/Debit Card Transaction at
Non-Proprietary ATMs
No OneUnited Bank ATM fee for the
use of non proprietary ATMs. You may
be charged a surcharge fee by the
non proprietary ATM. There are 25,000
surcharge free ATMs in the US through
the SUM or MoneyPass networks.
Currency Conversion Fee for
Non-US transactions
Varies based on fee from card
processor (VISA or MasterCard)
Retirement Plan Fee (annual)
$30.00
$10.00 for first card,
$20.00 thereafter
Card Replacement Fee
Collection Items, cost plus
$ 25.00
Research, per hour ($50 minimum)
$ 50.00
Statement Print Service Charge
$ 6.00
Check Copies (per check)
$2.00
Levies/Subpoenas/Legal Orders
$ 100.00
Notary, per page
$ 5.00
Acct Inactivity Fee (per month)
$ 3.00 (checking only)
Escheat Process Fee
Domestic (outgoing)
$ 30.00
Domestic (incoming)
$15.00
Foreign (incoming)
$30.00
$ 2.00
Photocopies, per page
Checkbook Order
$ 3.00
Price varies depending on quantity and
style selected
For information on other fees or more details, please see the Truth in Saving Disclosures, Business Account Disclosure,
Online Truth in Savings Disclosure or the Deposit Account Agreement, visit one of our branches or call us at
(877) One-United or (877) 663-8648 or (323) 290-4848 in California.
Member
FDIC